Attempt CAIIB Rural Banking PYP Quiz and Download Free PDF is a smart way to revise high-weightage concepts, improve accuracy, and strengthen exam confidence. The CAIIB Rural Banking paper focuses on practical rural finance topics like Priority Sector Lending, NABARD functions, SHG models, schemes, and basic project appraisal.
Since most questions are concept-based and one-liner type, practicing Previous Year Paper (PYP) quizzes helps in quick recall and better exam performance. This blog provides a structured CAIIB Rural Banking PYP Quiz along with a free downloadable PDF to support last-minute revision and concept clarity.
Download CAIIB Rural Banking Previous Year Papers
Boost your CAIIB Rural Banking 2026 preparation by focusing on questions asked from CAIIB Rural Banking Previous Year Papers. Each question is provided with the correct answer and simple explanation to help you strengthen your concepts and improve exam accuracy. The direct download link is given below:
| Particulars | Details |
| CAIIB Rural Banking Previous Year Paper | Download Free PDF |
Attempt CAIIB Rural Banking Previous Year Paper Quiz
Check your preparation level with our CAIIB Rural Banking Previous Year Paper Quiz designed especially for banking professionals preparing for the Rural Banking elective paper.
1. As per RBI guidelines, what is the overall Priority Sector Lending (PSL) target for domestic scheduled commercial banks as a percentage of Adjusted Net Bank Credit (ANBC)?
2. Under Priority Sector Lending, what is the sub-target prescribed for lending to Small and Marginal Farmers for domestic commercial banks?
3. Priority Sector Lending certificates (PSLCs) allow banks to meet their PSL shortfall. Which of the following statements about PSLCs is CORRECT?
4. Which of the following is NOT included under the agriculture segment of Priority Sector Lending?
5. The Weaker Sections target under Priority Sector Lending for domestic commercial banks is:
6. Internal Rate of Return (IRR) of a project is best defined as:
7. A bank is evaluating two projects. Project A has an IRR of 18% and Project B has an IRR of 14%. The bank’s cost of capital (hurdle rate) is 12%. Which project(s) should be accepted?
8. Net Present Value (NPV) of a project is calculated as:
9. Case Study: A rural agri-processing project has the following cash flows — Initial investment: Rs. 10,00,000. Annual cash inflows for 5 years: Rs. 3,00,000 per year. Discount rate: 10%. The cumulative PV factor for 5 years at 10% is 3.791. What is the approximate NPV of the project and should the bank finance it?
10. The Benefit Cost Ratio (BCR) is used in project appraisal. A project is considered financially acceptable when its BCR is:
11. The Tendulkar Committee (2009) on poverty estimation recommended which methodology for measuring poverty in India?
12. The Rangarajan Committee (2014) recommended a higher poverty line compared to the Tendulkar Committee. The key difference in the Rangarajan methodology was:
13. As per the Tendulkar Committee’s poverty line estimates, the monthly per capita consumption expenditure (MPCE) threshold set for rural areas in India (at 2011-12 prices) was approximately:
14. Which committee recommended that the poverty line should be based on expenditure required for ‘a normative level of nutrition, along with other essential non-food items’ and estimated a significantly higher number of poor than the Tendulkar Committee?
15. The L.M. Singhvi Committee (1986) is associated with which key recommendation regarding Panchayati Raj Institutions?
16. The 73rd Constitutional Amendment Act, 1992 (Panchayati Raj Act) mandates reservation of seats for women in Panchayati Raj Institutions at:
17. Under the 73rd Constitutional Amendment, the Finance Commission relevant to Panchayati Raj is:
18. Which Schedule of the Indian Constitution lists the 29 subjects/functions that may be transferred to Panchayati Raj Institutions?
19. NABARD was established under the NABARD Act, 1981. Its primary mandate includes all of the following EXCEPT:
20. SLBC stands for State Level Bankers’ Committee. Who chairs the SLBC meetings in a state?
21. The Lead Bank Scheme was introduced in India based on the recommendations of which committee?
22. BLBC (Block Level Bankers’ Committee) meetings are held to coordinate banking activities at the block level. These meetings are convened by:
23. The ‘Panchasutra’ of Self Help Groups (SHGs) refers to five key principles. Which of the following is NOT part of Panchasutra?
24. As per NABARD guidelines, a Self Help Group (SHG) should ideally consist of how many members?
25. Under SHG-Bank Linkage Programme (SHG-BLP), what is the typical loan amount that a bank can sanction to an SHG in the second linkage?
26. Case Study: An SHG named ‘Pragati Mahila Mandal’ has 15 members…
27. The Co-Lending Model (CLM) between Banks and NBFCs was introduced by RBI primarily to:
28. Under the Co-Lending Model (CLM) framework, what is the minimum share of credit risk that the NBFC must retain on its books?
29. In the Co-Lending Model, PSL classification of the jointly originated loans goes to:
30. The Differential Rate of Interest (DRI) Scheme was introduced to provide credit at a concessional rate to the weaker sections of society. What is the rate of interest charged under the DRI Scheme?
31. Which of the following categories of borrowers is eligible under the Differential Rate of Interest (DRI) Scheme?
32. Public sector banks are required to deploy what percentage under the DRI Scheme?
33. Case Study (Numerical): IRR calculation project…
34. If a project’s IRR equals the bank’s cost of capital, it implies:
35. Under PMAY-G, unit assistance in plain areas is:
36. PMAY-U CLSS carpet area:
37. ASPIRE scheme implemented through:
38. MGNREGA guarantees:
39. PMGSY provides road connectivity to:
40. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) operates under the theme:
Quiz Summary
Sign Up
Or, register with email
Email Id
Mobile Number
Password
Login
Email Id
Password
Forgot Password
Please enter the Email ID we will send you a Email with the link to reset the password.
Email Id
Or, login with
Which modules carried the highest weightage in the CAIIB Rural Banking exam?
Most questions were asked from Module C and Module B, making them the most important for exam preparation. Module C focused mainly on Priority Sector Lending (PSL), while Module B included Project Appraisal topics. Some unexpected but manageable questions also came from financial evaluation methods like IRR and NPV. Candidates who revised these areas performed better in the exam as these sections dominated the paper.
| Module | Important Topics Asked |
| Module C | Priority Sector Lending (PSL), rural credit structure |
| Module B | Project Appraisal, IRR, NPV, Financial evaluation |
| Other areas | Basic rural banking concepts |
Which Project Appraisal topics were asked in the CAIIB Rural Banking exam?
Project Appraisal questions were simple and directly based on basic financial concepts. The exam included numerical and conceptual questions from IRR (Internal Rate of Return) and NPV (Net Present Value). Candidates were also tested on Benefit-Cost Ratio, which is an important part of rural project evaluation. Overall, this section was not difficult and remained scoring for well-prepared candidates.
- IRR-based numerical questions
- NPV where value becomes zero at IRR
- Benefit-Cost Ratio (discounted benefits vs costs)
- Basic financial and economic appraisal concepts
- Rural and agricultural project evaluation
Which committees and governance topics were asked in CAIIB Rural Banking exam?
Several questions were asked from important poverty estimation and governance committees. These included the Tendulkar Committee and Rangarajan Committee, focusing on poverty measurement methods and recommendations. Panchayati Raj Institutions were also important, along with constitutional and election-related concepts. The L.M. Singhvi Committee and Panchayati Raj Act were also part of the exam.
- Tendulkar Committee (poverty estimation method)
- Rangarajan Committee (poverty line recommendations)
- L.M. Singhvi Committee (Panchayati Raj reforms)
- Panchayati Raj Act provisions
- Election and local governance structure
Which rural development schemes and SHG topics were asked in the exam?
The exam included questions from key government schemes and Self Help Groups (SHGs). Topics like SHG savings, lending practices, meeting frequency, and Panchasutra were asked. Government schemes such as ASPIRE, MGNREGA, PMGSY, PMKSY, and PM Awas Yojana were also included. MGNREGA’s 100 days of guaranteed employment was specifically highlighted.
- ASPIRE scheme
- MSME-related schemes
- PMGSY (rural roads)
- PMKSY (irrigation)
- MGNREGA – 100 days guaranteed employment
- PM Awas Yojana – housing-related provisions
- SHG criteria, savings, lending, meetings
- Panchasutra of SHGs
Which financial models and lending topics were included in the exam?
The paper also tested basic lending models used in rural banking and financial institutions. Questions from Differential Rate of Interest (DRI) Scheme were asked along with bank and NBFC lending models. These questions were mostly conceptual and easy to attempt for candidates familiar with rural credit systems.
- Differential Rate of Interest (DRI) Scheme
- Bank-NBFC lending structures
- Rural credit delivery models
- Basic financial inclusion mechanisms
Also Check:
| Related Article | Link |
| CAIIB BRBL Questions | Click here to Check |
| Top 50 Most Repetitive CAIIB BFM MCQs | Click here to Check |
| Top 50 Most Repetitive CAIIB BRBL MCQs | Click here to Check |
| Top 50 Most Repetitive CAIIB ABFM MCQs | Click here to Check |
FAQs
They help in understanding exam pattern, repeated topics, and question trends.
Module B and Module C carry the highest weightage.
Priority Sector Lending (PSL) is the most important topic.
Mostly one-liner and concept-based questions.
Tendulkar Committee, Rangarajan Committee, and L.M. Singhvi Committee.
- RRB ALP Previous Year Question Papers, Download CBT 1 PDFs
- Attempt CAIIB Rural Banking PYP Quiz and Download Free PDF
- Attempt CAIIB HRM PYP Quiz and Download Free PDF
- SBI Clerk Banking Awareness Questions & Topics Guide
- IBPS PO Banking Awareness Questions, Topics & Quiz
- Are You Eligible for IRDAI Grade A 2026? Check with FREE Live Tool
Hi, I’m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies.
My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.