Top 100 SBI PO Interview Questions, Based on Previous Year Trends

Add as a preferred source on Google

The SBI PO Interview is an important stage of the selection process where candidates are assessed on their personality, communication skills, banking awareness, current affairs, educational background, work experience, and understanding of SBI. Candidates can expect questions based on their personal profile as well as banking and financial concepts. The interview guide highlights personality-based, banking awareness, RBI, SBI, economy, current affairs, education, work experience, and situational questions as important areas of preparation.

Top 100 SBI PO Interview Questions

Candidates should prepare answers to frequently asked questions while ensuring that their responses remain natural and connected to their own background. The following questions cover the major areas highlighted in the SBI PO interview guide.

Personality & Personal Background

  1. Tell me something about yourself.
  2. Why do you want to join the banking sector?
  3. Why do you want to join SBI?
  4. What are your strengths?
  5. What are your weaknesses?
  6. How are you working on your weaknesses?
  7. What motivates you?
  8. What qualities should a Probationary Officer possess?
  9. Do you think you have the qualities required to become a Bank PO?
  10. How can you prove yourself as an asset to SBI?
  11. Will you leave SBI if you get a better job opportunity?
  12. How are you feeling at present?
  13. What are your hobbies?
  14. What have you learned from your hobbies?
  15. What does your name mean?

Education & Work Experience

  1. Why did you choose your graduation course?
  2. How is your degree relevant to the banking industry?
  3. Why did you not pursue a career in your academic field?
  4. Why did you switch from your academic field to banking?
  5. What did you do after completing your graduation?
  6. Tell us about your previous job.
  7. What was your job profile?
  8. What were your responsibilities in your previous organisation?
  9. Why did you leave your previous job?
  10. How will your previous work experience help you as an SBI PO?

Banking & Finance

  1. What is the main role of a bank?
  2. What are the different types of banks in India?
  3. What are the different types of bank accounts?
  4. What is CRR?
  5. What is SLR?
  6. What is the Repo Rate?
  7. What is the difference between Repo Rate and Reverse Repo Rate?
  8. What is Bank Rate?
  9. What is an NPA?
  10. How does a bank generate revenue?
  11. What is Financial Inclusion?
  12. What is Priority Sector Lending?
  13. What is an Adjusted Net Bank Credit (ANBC)?
  14. What is a Priority Sector Lending Certificate (PSLC)?
  15. What is an overdraft facility?

RBI, Economy & Digital Banking

  1. What are the functions of the RBI?
  2. Who oversees monetary policy in India?
  3. Why does the RBI change the Repo Rate?
  4. What are Open Market Operations?
  5. What is inflation?
  6. What is the difference between inflation and deflation?
  7. What is fintech?
  8. What is digital banking?
  9. What are the risks associated with digital banking?
  10. How can digital banking fraud be reduced?

Additional SBI PO Interview Questions

Candidates preparing for a broader question bank can also prepare the following questions.

  1. What do you know about SBI?
  2. Who is the current Chairperson of SBI?
  3. What is YONO?
  4. Why is YONO important for SBI?
  5. What are the major subsidiaries of SBI?
  6. How is SBI different from other public sector banks?
  7. What are the major challenges faced by SBI?
  8. What role does SBI play in the Indian economy?
  9. What is SBI’s tagline?
  10. What is the contribution of SBI towards financial inclusion?
  11. What is a Mutual Fund?
  12. Why do people invest in Mutual Funds instead of directly investing in stocks?
  13. What is the Insolvency and Bankruptcy Code?
  14. What are the different financial institutions in India?
  15. What is the Twin Balance Sheet Problem?
  16. What measures have been taken to address the Twin Balance Sheet Problem?
  17. What is RBI’s surplus transfer to the Government?
  18. What is blockchain technology?
  19. What is cryptocurrency?
  20. What is FDI?
  21. What is a Commercial Paper?
  22. What is a negotiable instrument?
  23. What is a cheque?
  24. What is a crossed cheque?
  25. What is a demand draft?
  26. What is CTS?
  27. What is MICR?
  28. What is KYC?
  29. What documents can be used for identity and address proof under KYC?
  30. What are scheduled banks?
  31. What is NABARD?
  32. What are NRI banking accounts?
  33. What is the difference between FD and RD?
  34. Why do banks offer different interest rates on different deposit accounts?
  35. What happens to inactive bank accounts?
  36. How does an ATM work?
  37. What is e-commerce?
  38. What are the different sectors of the economy?
  39. Which sector does banking belong to?
  40. What are the major economic issues affecting India?
  41. What were the key features of the latest Union Budget?
  42. What was the recent GDP growth rate?
  43. What are the major national and international current affairs?
  44. What are the major industries in your state?
  45. What is your state’s contribution to the economy?
  46. What government schemes are implemented in your state?
  47. How would you handle a difficult customer?
  48. How would you handle pressure at work?
  49. How would you deal with a conflict between team members?
  50. What would you do if you did not know the answer to a customer’s query?

How to Prepare for SBI PO Interview Questions?

Candidates should not prepare answers mechanically. The interview guide recommends understanding one’s own strengths, weaknesses, career decisions, education, work experience, and personal interests. Candidates should also remain updated with banking news, current affairs, SBI-related developments, and the state or region where they may be posted.

For questions that test personality, candidates should support their answers with genuine examples wherever possible. For banking and economic questions, focus on understanding concepts rather than simply memorising definitions. Candidates should also practice answering questions aloud to improve communication and body language.

What if you do not know an answer?

Candidates should remain calm when they encounter a question they cannot answer. The guide recommends acknowledging the question, asking for clarification when necessary, and explaining one’s reasoning where the question allows it. For questions that depend entirely on memorization, honestly admitting that you do not know the answer is preferable to giving an incorrect response.

Free Exam Preparation PDFsDownload Link
Last 6 Months’ Current Affairs in Hindi & EnglishClick Here
Monthly Current AffairsClick Here
Weekly Current AffairsClick Here
Daily Current AffairsClick Here
Banking and Financial AwarenessClick Here
100 Important Banking TermsClick Here
Speed Math KitClick Here