The JK Bank PO Syllabus and Exam Pattern 2026 are important for candidates preparing for the Probationary Officer recruitment examination. Jammu & Kashmir Bank has prescribed a three-stage selection process consisting of Preliminary Examination, Mains Examination and Interview. The Preliminary Examination carries 100 marks, while the Mains Examination includes objective and descriptive papers. Candidates should understand the section-wise distribution of questions, marks and time limits to plan their preparation effectively. Here is the detailed JK Bank PO exam pattern and syllabus as mentioned in the official notification.
JK Bank PO Exam Pattern 2026
The JK Bank PO examination will be conducted online by IBPS. The recruitment examination consists of separately timed sections in both Preliminary and Mains examinations. Candidates must qualify in the required tests and meet the prescribed aggregate qualifying marks to move to the next stage.
JK Bank PO Prelims Exam Pattern 2026
The Preliminary Examination consists of three sections: English Language, Quantitative Aptitude and Reasoning Ability. It carries a total of 100 questions for 100 marks, with an overall duration of 60 minutes. Each section has a separate time limit of 20 minutes.
- All three sections are conducted in English.
- Each section is separately timed.
- Candidates must qualify in each of the three tests.
- The minimum aggregate qualifying marks are 40% for General category candidates and 35% for reserved category candidates, subject to overall merit.
- Candidates shortlisted up to 10 times the number of vacancies in each category will be called for Mains.
| Name of Test | Questions | Maximum Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
JK Bank PO Mains Exam Pattern 2026
The Mains Examination consists of objective and descriptive papers. The objective section carries 170 questions for 200 marks, while the descriptive paper carries 25 marks. The objective tests have a total duration of 160 minutes, followed by a 30-minute descriptive paper. The descriptive paper will broadly cover economic and social issues, emerging trends in banking and technology, current events and ethics. The Mains examination will be conducted in English.
| Name of Test | Questions | Maximum Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minutes |
| General/Economy/Banking Awareness/Digital/Financial Awareness, including RBI Circulars | 50 | 60 | 35 minutes |
| English Language | 40 | 20 | 35 minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Objective Total | 170 | 200 | 160 minutes |
| Descriptive Paper (Essay & Comprehension) | 2 | 25 | 30 minutes |
JK Bank PO Syllabus 2026
The official notification specifies the subjects and sections included in the Preliminary and Mains examinations. Candidates can use the following section-wise syllabus structure to organise their preparation.
JK Bank PO Prelims Syllabus
The JK Bank PO Preliminary Examination includes three sections: English Language, Quantitative Aptitude, and Reasoning Ability. Candidates should prepare the following topics for each section.
English Language
- Reading Comprehension
- Cloze Test
- Error Detection
- Sentence Correction
- Fill in the Blanks
- Para Jumbles
- Phrase Replacement
- Word Usage
- Vocabulary
- Sentence Rearrangement
Quantitative Aptitude
- Simplification and Approximation
- Number Series
- Quadratic Equations
- Percentage
- Ratio and Proportion
- Average
- Profit and Loss
- Simple and Compound Interest
- Time and Work
- Pipes and Cisterns
- Time, Speed and Distance
- Boats and Streams
- Mixture and Allegation
- Partnership
- Data Interpretation
Reasoning Ability
- Seating Arrangement
- Puzzles
- Syllogism
- Inequality
- Coding and Decoding
- Blood Relations
- Direction and Distance
- Order and Ranking
- Alphanumeric Series
- Alphabet and Number Series
- Pair Formation
- Logical Reasoning
- Data Sufficiency
JK Bank PO Mains Syllabus
The Mains Examination covers Reasoning, General/Economy/Banking/Digital/Financial Awareness, English Language, and Data Analysis & Interpretation. It also includes a descriptive paper with Essay and Comprehension questions.
Reasoning Ability
- Linear and Circular Seating Arrangement
- Floor-Based Puzzles
- Box-Based Puzzles
- Scheduling Puzzles
- Month and Year-Based Puzzles
- Blood Relations
- Direction and Distance
- Syllogism
- Inequality
- Coding and Decoding
- Input-Output
- Logical Reasoning
- Critical Reasoning
- Data Sufficiency
- Machine Input-Output
General, Economy, Banking, Digital and Financial Awareness
- Current Affairs (National and International)
- Banking and Financial Awareness
- Indian Economy
- RBI and Its Functions
- Monetary Policy
- Banking Regulations and RBI Circulars
- Financial Institutions
- Government Schemes
- Digital Banking
- Payment Systems: UPI, NEFT, RTGS and IMPS
- Financial Inclusion
- Budget and Economic Survey
- Important Reports and Indices
- Static General Knowledge
English Language
- Reading Comprehension
- Essay-Based Comprehension
- Vocabulary
- Grammar
- Cloze Test
- Para Jumbles
- Error Detection
- Sentence Improvement
- Fill in the Blanks
- Phrase Replacement
- Sentence Rearrangement
- Word Usage
Data Analysis & Interpretation
- Table-Based Data Interpretation
- Bar Graphs
- Line Graphs
- Pie Charts
- Caselet-Based DI
- Mixed Graphs
- Missing Data Interpretation
- Data Sufficiency
- Probability
- Permutation and Combination
- Quadratic Equations
- Number Series
- Arithmetic-Based Questions
- Quantity Comparison
JK Bank PO Descriptive English Syllabus 2026
The descriptive paper tests candidates’ written communication and comprehension skills. The official notification mentions Essay and Comprehension as the two components. Candidates can practise the following areas to prepare for this paper.
- Essay Writing on Economic and Social Issues
- Essays on Banking and Financial Developments
- Essays on Emerging Banking Technologies
- Essays on Current Events
- Reading Comprehension
- Understanding and Interpreting Passages
- Questions Based on Passage Content
JK Bank PO Negative Marking 2026
There is a penalty for incorrect answers in the objective tests of both the Preliminary and Mains examinations. For every wrong answer, one-fourth of the marks assigned to that question will be deducted. No marks will be deducted for questions left unanswered.
JK Bank PO Qualifying Marks 2026
Candidates must secure the prescribed minimum qualifying marks to progress through the examination stages. The qualifying criteria for the Preliminary and Mains examinations are given below.
| Examination | General Category | Reserved Categories |
|---|---|---|
| Prelims (Aggregate) | 40% | 35% |
| Mains (Aggregate) | 40% | 35% |
JK Bank PO Interview and Final Selection
Candidates shortlisted up to three times the number of vacancies in each category based on their Mains performance will be called for an Interview. The Interview carries 100 marks, with minimum qualifying marks of 40% for General category candidates and 35% for reserved category candidates. The final merit score will be calculated using the following weightage:
| Selection Stage | Weightage |
|---|---|
| Mains Examination | 80% |
| Interview | 20% |
| Total | 100% |
Candidates must qualify in both the Mains Examination and Interview to be considered for final selection.
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JK Bank PO Exam Pattern 2026: FAQs
Q1. How many questions are asked in the JK Bank PO Prelims examination?
A1. The Preliminary Examination consists of 100 questions carrying 100 marks.
Q2. What is the duration of the JK Bank PO Prelims exam?
A2. The Preliminary Examination has a total duration of 60 minutes, with 20 minutes allotted to each section.
Q3. How many marks does the JK Bank PO Mains examination carry?
A3. The objective Mains examination carries 200 marks, and the descriptive paper carries an additional 25 marks.
Q4. Is there negative marking in the JK Bank PO examination?
A4. Yes, one-fourth of the marks assigned to a question will be deducted for every incorrect answer in the objective tests.
Q5. What is the weightage of the Mains examination and Interview in final selection?
A5. The Mains Examination carries 80% weightage, while the Interview carries 20% weightage.
- JK Bank PO Salary 2026, Pay Scale, Basic Pay & Allowances
- JK Bank PO Syllabus and Exam Pattern 2026, Prelims & Mains
- JK Bank PO Notification 2026 Out, 323 Vacancies, Apply Online
- JK Bank Salary 2026: PO & Clerk In-Hand Salary, Pay Scale & Allowances
- JK Bank Exam Date 2026: PO & Clerk Exam Schedule
- JK Bank Selection Process 2026 for PO & Clerk
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