The IBPS PO Mains Exam 2026 is scheduled for 4 October 2026. Banking Awareness is an important part of the General Awareness section and covers RBI regulations, digital payments, banking terms, financial instruments, and recent banking and financial developments. Candidates should revise both static banking concepts and recent banking & financial current affairs before the exam.
IBPS PO Mains 2026 Current Affairs, FREE PDF
Candidates can revise important banking, financial, economic, government, and national current affairs through the IBPS PO Mains 2026 Current Affairs FREE PDF. The PDF covers important topics and practice questions relevant to the Mains examination. The current-affairs material includes banking & financial awareness, economy & business, government schemes, RBI updates, payment systems, and other important events.
IBPS PO Mains 2026 Current Affairs, FREE Quiz
The IBPS PO Mains 2026 Current Affairs FREE Quiz can help candidates test their preparation before the examination. The questions cover banking and financial awareness along with other important current-affairs areas. The Banking & Financial Awareness section includes topics such as RBI rates, UPI, IMPS, RTGS, NEFT, digital currency, PSL, banking laws, financial institutions, and recent banking developments.
1. As per the mid-2026 RBI policy snapshot, what is the policy repo rate?
2. What is the Standing Deposit Facility (SDF) rate in the mid-2026 snapshot?
3. What is the Marginal Standing Facility (MSF) rate in the mid-2026 snapshot?
4. With repo at 5.25%, what would the Bank Rate be?
5. What is the Cash Reserve Ratio (CRR) in the mid-2026 snapshot?
6. What is the Statutory Liquidity Ratio (SLR) in the mid-2026 snapshot?
7. Which instrument replaced the fixed-rate reverse repo as the floor of the LAF corridor in April 2022?
8. What is the key operational advantage of the SDF over the reverse repo?
9. How many members does the Monetary Policy Committee have, and who has the casting vote in a tie?
10. As per the RBI Act, the MPC must meet at least how many times a year?
11. India’s flexible inflation targeting framework sets the CPI target at:
12. CRR is maintained as a percentage of which base?
13. Which of the following is NOT an eligible SLR asset?
14. Open Market Operations (OMO) by RBI involve:
15. The RBI Financial Inclusion Index (FI-Index) for March 2026 stood at:
16. What weights do the three FI-Index sub-indices carry?
17. UPI completed 10 years in August 2026. On which date was UPI launched by NPCI for public use?
18. UPI processed approximately how many transactions in FY 2025-26?
19. What was the approximate value of UPI transactions in FY 2025-26?
20. What is NPCI’s standard per-transaction UPI limit, before category-based relaxations?
Quiz Summary
21. What are the current UPI Lite limits?
22. UPI123Pay is designed for which user segment, and what is its per-transaction limit?
23. For a first-time UPI registration, transactions are capped at what amount in the first 24 hours?
24. What is NPCI’s per-transaction ceiling for IMPS?
25. Which statement about RTGS is correct?
26. Since 16 December 2019, NEFT operates:
27. NACH (National Automated Clearing House), used for salary credits, EMIs and subsidy payouts, is operated by:
28. Under RBI’s e-mandate framework, recurring card/UPI payments up to what amount can be processed without Additional Factor of Authentication (general category)?
29. RBI’s CBDC pilots began in which order?
30. Aadhaar Enabled Payment System (AePS) is operated by:
31. Under RBI’s Positive Pay System, banks apply it to cheques of what value and above?
32. In October 2025, CTS moved from batch clearing to which model?
33. RuPay, India’s domestic card network, was launched by NPCI in:
34. Project Nexus, which India joined in 2024 for instant cross-border retail payments, is an initiative of:
35. The FASTag Annual Pass, available from 15 August 2025 for private non-commercial vehicles on national highways, costs:
36. RBI directed banks to migrate their websites to which exclusive domain by 31 October 2025 to curb phishing?
37. Payment systems such as UPI, NEFT and RTGS are governed by:
38. NPCI, incorporated in 2008, is registered as:
39. The Unified Lending Interface (ULI), aimed at frictionless credit using consented digital data, was developed by:
40. Under Basel III as applied in India, the minimum CRAR including the Capital Conservation Buffer is:
Quiz Summary
| Free Exam Preparation PDFs | Download Link |
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| 100 Important Banking Terms | Click Here |
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Banking Awareness and Current Affairs Questions in IBPS PO Mains (2021–2025)
From 2021 to 2025, IBPS PO Mains has consistently emphasized recent current affairs (last 3–6 months) along with strong coverage of banking and financial awareness. While earlier papers were more factual and direct, recent years have shown a clear shift toward:
- RBI circulars and regulatory updates
- Digital banking systems (UPI, NEFT, RTGS, CBDC)
- Government schemes linked with financial inclusion
- Banking ratios, limits, and policy-based statements
- International financial institutions and reports
Overall, the section now tests application of concepts rather than rote memorization, making integrated preparation essential.
GA Questions Asked in IBPS PO Mains 2025
The 2025 paper was moderately difficult with a strong focus on conceptual banking awareness + recent current affairs.
- C.P. Radhakrishnan – Governor-related appointment question
- Vibrant Village Programme-II – Arunachal Pradesh
- Bhavishya scheme – pension tracking system for retiring employees
- Swachh Vayu Survekshan 2025 – city ranking question
- Gulf of Mannar Marine National Park – number of islands
- RBI/UPI/NACH related updates and limits
- FASTag Annual Pass – pricing-based question
- Gold loan guidelines and LTV-related concept
Key trend: Heavy focus on RBI updates, digital payment systems, and policy-linked questions.
GA Questions Asked in IBPS PO Mains 2024
The 2024 paper was relatively easier and heavily driven by current affairs + banking regulations.
- NBFC requirements (Net Owned Fund, capital norms)
- UPI Lite and UPI123 Pay limits
- CET1 ratio and CRAR-related questions
- Sukanya Samriddhi Yojana interest rate
- Project Nexus – RBI international collaboration
- NIRF rankings (Law universities)
- LIC investment / banking partnership news
- PMAY and government scheme components
Key trend: Strong presence of banking ratios, financial schemes, and regulatory updates.
GA Questions Asked in IBPS PO Mains 2023
The 2023 paper was more difficult and conceptual in nature.
- Ethanol blending target year
- RBI-related regulatory limits and guidelines
- PIDF scheme extension
- Mutual fund overseas investment limits
- Crypto adoption index and India ranking
- Banking Regulation Act-based questions
- Deposit insurance coverage and NBFC norms
- International agreements and defense/space updates
Key trend: More RBI policy-based and analytical banking awareness questions.
GA Questions Asked in IBPS PO Mains 2022
The 2022 exam marked a transition toward a balanced mix of static + current affairs.
- UPI features and transaction limits
- PMAY and financial inclusion schemes
- RBI initiatives on digital banking
- Economic data and reports
- International organizations and summits
- Basic banking terms and definitions
- Budget-related announcements
Key trend: Equal weightage to static banking awareness and current affairs.
GA Questions Asked in IBPS PO Mains 2021
The 2021 paper was comparatively easier and more factual in nature.
- IMPS/UPI transaction limits
- FDI limits in key sectors
- PMAY and government scheme basics
- Banking Ombudsman-related questions
- GDP growth and economic reports
- International summits and rankings
- Book awards and sports/news static updates
Key trend: Direct factual questions with limited conceptual framing.
Trend Analysis of IBPS PO Mains GA (2021–2025)
Over the five-year period, IBPS PO Mains GA section shows a clear evolution in difficulty and structure:
- Shift from factual to conceptual questions
- Increasing dominance of RBI and banking regulations
- High dependency on last 3–6 months current affairs
- Rise of statement-based and application-driven questions
- Integration of digital banking systems (UPI, CBDC, FASTag, NACH)
- Reduced emphasis on pure static GK over time
Key Takeaway
The GA section is no longer just memory-based. It now rewards candidates who can connect financial concepts with real-world banking developments, making consistent revision of banking awareness and current affairs essential for scoring high.
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