The Indian Institute of Banking and Finance (IIBF) conducted the CAIIB elective paper on 21st December 2025. Aspirants selected the elective paper based on their preferences, and it was the fifth and final paper of the examination. Candidates could choose from five electives: Rural Banking, Human Resource Management, Risk Management, Central Banking, and Information Technology & Digital Banking. According to early feedback from candidates, the overall difficulty level of the paper was moderate. This exam review highlights key insights into the exam pattern and the types of questions asked, serving as a valuable guide for future aspirants.
CAIIB Elective Exam Analysis 2025 – Human Resource Management (HRM)
The CAIIB HRM Exam Analysis 2025 provides a comprehensive overview of the questions asked, along with key insights into the exam pattern. Based on candidate feedback, the overall difficulty level of the Human Resource Management (HRM) paper was reported to be moderate, with number of questions based on case study.
- Demographic Dividend
- Human Resource Accounting
- Role of HRM in Indian Banking
- Promotion and Reward
- TQM and Quality Circle
- Kaizen – Continuous Improvement
- Green HRM
- Shannon and weaver
- Mechanistic Organizational Structure
- Social Identity Theory
- Storming Stage
- VUCA
- BANI
- Social Loafing
- Blake and Mouton
- ISO 9001:2015
- Six Sigma
- DMAIC
- Tacit
- RAKID
- Balance Scorecard
- Exploratory Factor Analysis
- Y pattern
- Accultaration
- Encultartaion
- Kurt Lewin
- Motivation Theories
- Job Enrichment and Job Enlargement
- Gen Y
- Industrial Relation Code
- Works Committee
- Gratuity Calculation
- Trade Union Full Form
- Internal Committees
- Deontological
- 4Ps of corporate Governance
CAIIB Elective Exam Analysis 2025 – Rural Banking
According to feedback from professionals in the banking and financial sector who selected Rural Banking as their elective, the CAIIB Rural Banking Exam 2025 featured questions of moderate difficulty. The following section outlines the key questions and topics that were asked in the exam.
- Priority Sector Lending
- Project Appraisal
- Poverty Estimation Committee
- Panchayat Raj Institution
- NABARD Roles
- SHG Group
- Panchasutra
- Co lending model
- DRI Schemes
- IRR Calculation
- PM Awas Yojana
CAIIB Electives Exam Analysis 2025 – Central Banking
The CAIIB Central Banking Exam Analysis 2025 provides insights into the types of questions asked and the key topics covered in the paper. According to candidate feedback, the overall difficulty level of the exam was rated as moderate.
- Primary Dealers Case Study
- US reserve System
- Structure of Federal reserve
- Old lady thread needle street
- CAMEL Model
- NBFL Layers
- BMUT
- RBI Guidelines
- FOMC 12 members
- 16th Finance Commission
- Pillars of Basel Norms
- CSM
- Philip Curve
- Money Multiplier
- Monetanist Theory
- Measures of money supply
CAIIB Electives Exam Analysis 2025 – IT and Digital Banking
The CAIIB IT and Digital Banking Exam Analysis 2025 provides insights into the types of questions asked and the key topics covered in the paper. According to candidate feedback, the overall difficulty level of the exam was rated as moderate.
- UPI merchant requirement
- Generations of programing Language
- IP4 and IP 6
- 1st Generation of computer
- Data base management
- E learning standards
- SCURM
- Atomcity
- Request for Information
- Replication
- BCP Case Study
- Centralised and Decentralised
- RFP
- Mobile Banking
- Banking Software
- Computer Virus case study
- Firewall Server
- Network
- Audit Information Sysytem
- Virtual Learning
FAQs
The CAIIB Elective Exam 2025 was held on 21st December 2025.
CAIIB exam comprises of five elective papers for candidates to choose from.
The elective papers include Rural Banking, HRM, Risk Management, Central Banking, and IT & Digital Banking.
Based on candidate feedback, the overall difficulty level was moderate.
It helps aspirants understand topic trends, difficulty level, and focus areas for effective preparation.
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