The New India Assurance Company Limited (NIACL) will publish the NIACL AO Cut Off 2025 for both the Prelims and Mains stages, followed by the final selection list along with scorecards. The cut-off marks represent the minimum scores candidates must secure to qualify for each stage of the examination. For better preparation, aspirants can review previous years’ NIACL AO cut-off trends for both Generalist and Specialist posts to understand variations in difficulty level, competition, and scoring patterns.
NIACL AO Cut Off 2025
As per the NIACL AO Recruitment 2025 notification issued on 7th August 2025, a total of 550 vacancies for Administrative Officer (Scale-I) Generalist & Specialist posts have been announced. The Prelims exam is scheduled for 14th September 2025, while the Mains will take place on 29th October 2025. The cut-off will be determined separately for each stage and category, and will be released after the completion of the respective exams. Post-wise and category-wise NIACL AO Cut Off 2025 details will be updated here once officially declared.
NIACL AO Previous Year’s Cut Off
Once the NIACL AO results are declared, the cut-off marks are released to show the minimum scores needed to qualify. This helps candidates know if they have cleared the stage and understand their standing in the selection process. Until then, candidates can check the previous years’ NIACL AO cut-off marks to analyze trends and set realistic preparation targets.
NIACL AO Cut Off 2024
The NIACL AO cut-off marks for Prelims, Mains, and Interview were released on 7th August 2025. Candidates who appeared in the exam were eagerly waiting for the official cut-off details.
| Category | Generalists | Accounts |
| SC | 74.75 | 52.25 |
| ST | 68.75 | 37.25 |
| OBC | 77.75 | 51.25 |
| EWS | 77.75 | 49.25 |
| UR | 81.75 | 64.25 |
| HI | 49.25 | 27.25 |
| OC | 71 | 36.75 |
| VI | 71 | 26.5 |
| ID/MD | 26.75 | 22 |
NIACL AO Prelims Cut Off 2024
The Prelims cut-off for NIACL AO 2024 was released separately for each category and discipline. It reflects the minimum marks required to move to the Mains stage.
| Category | Generalists | Accounts |
| SC | 74.75 | 52.25 |
| ST | 68.75 | 37.25 |
| OBC | 77.75 | 51.25 |
| EWS | 77.75 | 49.25 |
| UR | 81.75 | 64.25 |
| HI | 49.25 | 27.25 |
| OC | 71 | 36.75 |
| VI | 71 | 26.5 |
| ID/MD | 26.75 | 22 |
NIACL AO Section-wise Prelims Cut Off 2024
In addition to the overall cut-off, NIACL also releases section-wise qualifying marks for each subject in the Prelims. These ensure candidates meet the minimum standard in every section.
| Discipline | Generalists (SC/ST/OBC/PwBD) | Generalists (EWS, UR) | Accounts (SC/ST/OBC/PwBD) | Accounts (EWS, UR) |
| English Language | 12 | 15 | 7.25 | 10.75 |
| Reasoning Ability | 8 | 13 | 1 | 5.5 |
| Quantitative Aptitude | 3.75 | 7.25 | 2.5 | 6.25 |
NIACL AO Mains Cut Off 2024
The Mains cut-off marks are released category-wise and post-wise after the exam. These marks decide who will be shortlisted for the final interview round.
| Category | Generalists | Accounts |
| SC | 82 | 65.50 |
| ST | 76.50 | 52.75 |
| OBC | 91.25 | 72 |
| EWS | 90.50 | 74.25 |
| UR | 99.25 | 87.75 |
| HI | 49.25 | # |
| OC | 96.25 | 47.75 |
| VI | 87 | 59.50 |
| ID/MD | 46.75 | 73 |
NIACL AO Section-wise Mains Cut Off 2024
Like the Prelims, the Mains exam also has sectional cut-off marks for each subject, including professional knowledge for specialist posts.
| Test | Generalists (SC/ST/OBC/PwBD) | Generalists (EWS, UR) | Accounts (SC/ST/OBC/PwBD) | Accounts (EWS, UR) |
| Reasoning Ability | 7.25 | 10.50 | 2 | 4.75 |
| English Language | 12 | 16 | 1.75 | 5.75 |
| General Awareness | 1 | 2.75 | 1 | 1.25 |
| Quantitative Aptitude | 9.25 | 12.25 | 4.75 | 7 |
| Professional Knowledge | — | — | 1 | 1.75 |
NIACL AO Final Cut Off 2024
The final cut-off is prepared after combining the Mains and Interview scores, giving the final merit list for selection.
| Category | Accounts | Generalists |
| SC | 53.09 | 53.09 |
| ST | 45.44 | 51.22 |
| OBC | 51.63 | 57.97 |
| EWS | 54.59 | 57.84 |
| UR | 55.72 | 60.09 |
| HI | — | 45.84 |
| OC | 50.97 | 56.84 |
| VI | 50.44 | 55.53 |
| ID/MD | 47.22 | 50.94 |
NIACL AO Prelims Cut Off 2023
The table shows the NIACL AO Cut Off scores for different posts in 2023, sorted by categories like SC, ST, OBC, EWS, and UR. These scores act as benchmarks to decide who gets selected for the jobs. For instance, candidates who score higher than the cutoff are more likely to be chosen. It helps to compare applicants and ensure fairness in the selection process.
| Disciplines | SC | ST | OBC | EWS | UR |
| Generalists | 72.75 | 65.75 | 77.25 | 77.25 | 81.75 |
| Risk Engineers | 53.75 | 46.25 | 56.75 | 53.75 | 65 |
| Automobile Engineers | 7.50 | 10.25 | 6.50 | 15.25 | 24 |
| Legal Officers | 31.75 | 24 | 28.50 | 20 | 44.75 |
| Accounts | 18.25 | 18.25 | 12.50 | – | 18.25 |
| Health | 17.50 | 8 | 17.75 | 14 | 30.50 |
| IT Specialists | 55.50 | 44 | 55 | 50.75 | 65.25 |
NIACL AO Prelims Cut Off 2023: Section-wise
The NIACL AO Prelims Cut Off for 2023 varied by section and discipline. For Generalists, the highest cut-off was in the English Language at 24.25 for the General category, while the lowest cut-off was in Quantitative Aptitude at 5.25 for SC/ST/OBC/PwBD candidates. In Reasoning Ability, the cut-off was 5.50 for Generalists and 10 for SC/ST/OBC/PwBD candidates.
| Discipline | Test | SC/ST/OBC/PwBD | UR |
| Generalists | English Language | 24.25 | 17.50 |
| Reasoning Ability | 5.50 | 10 | |
| Quantitative Aptitude | 5.25 | 9 |
NIACL AO Mains Cut Off 2023
Below is the category-wise, section-wise, and descriptive paper cut-off for the NIACL AO Mains Exam 2023. Candidates can refer to the following tables for detailed information.
| Discipline | SC | ST | OBC | EWS | UR | HI | OC | VI | ID/MD |
| Risk Engineers | 77.25 | 72 | 84.25 | 90.25 | 95.75 | 55.75 | 61 | – | 40.75 |
| Automobile Engineers | 53.5 | 41.5 | 50.75 | 20.25 | 70 | – | 19.25 | 54.25 | – |
| Legal Officers | 70 | 64.75 | 71.5 | 71.25 | 85.75 | 39.25 | 58.25 | 68.5 | 57.5 |
| Accounts | 30 | 51.25 | 35.5 | 72.5 | 74.75 | 66.75 | – | – | – |
| Health | 51.5 | 32.75 | 53.5 | 42.75 | 64.5 | 19.5 | 26 | – | 35.75 |
| IT Specialists | 77.75 | 69.25 | 79.25 | 81 | 86.75 | 43.75 | – | – | – |
| Generalist | 86.5 | 76.75 | 95.25 | 98.5 | 103.75 | 64.5 | 91 | 99.25 | 86 |
Minimum Qualifying Marks in Descriptive Paper
| Category | Minimum Qualifying Marks |
| SC | 13.5 |
| ST | 13.5 |
| OBC | 15 |
| EWS | 15 |
| UR | 15 |
| HI | 13.5 |
| OC | 13.5 |
| VI | 13.5 |
| ID/MD | 13.5 |
Section-wise Minimum Qualifying Marks
| Discipline | Test | SC, ST, OBC, PwBD | EWS, UR |
| Generalists | Reasoning Ability | 11.50 | 14.50 |
| English Language | 19.00 | 22.00 | |
| General Awareness | 3.00 | 5.25 | |
| Quantitative Aptitude | 14.75 | 17.00 |
NIACL AO Prelims Cut Off 2021
The table showcases the NIACL AO Prelims Cut Off scores for different categories in 2021, providing a straightforward comparison for candidates. These cutoffs are crucial indicators for candidates to assess their performance and chances of qualifying for further rounds.
| Category | Prelims Cut Off |
| UR | 73.75 |
| SC | 64.50 |
| ST | 58.75 |
| OBC | 68.25 |
| EWS | 68.75 |
| HI | 41.75 |
| OC | 61 |
| VI | 63.75 |
| ID/MD | 20.50 |
NIACL AO Previous Year Cut Off 2018-19
Category-wise cut-offs (on Total out of 200) for shortlisting the candidates for interview
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Company Secretary | – | – | – | 102 | – | – | – | – |
| Legal | 67.25 | 52.75 | 67.75 | 87.75 | – | 45.25 | – | – |
| Finance & Accounts | 81 | 64.75 | 89.25 | 99 | No candidates Qualified | – | 71.75 | – |
| Generalist | 108 | 95.25 | 118.25 | 126.5 | 82 | 113.75 | 115.25 | 86.5 |
Minimum Qualifying Marks in Descriptive Paper (out of 30) for short-listing the candidates for interview
| SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| 13.50 | 13.50 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
Section-wise Minimum Qualifying Marks to be eligible for descriptive paper assessment and short-listing for interview
| Test | COMPANY SECRETARY – SC,ST,OBC, PwBD | COMPANY SECRETARY – UR | LEGAL – SC,ST,OBC, PwBD | LEGAL – UR | FINANCE & ACCOUNTS – SC,ST,OBC, PwBD | FINANCE & ACCOUNTS – UR | GENERALISTS – SC,ST,OBC, PwBD | GENERALISTS – UR |
| REASONING ABILITY (40) | 4.5 | 8 | 1 | 4.5 | 2.75 | 6.25 | 17.75 | 21 |
| ENGLISH LANGUAGE (40) | 8.5 | 12.5 | 4.75 | 8.5 | 6.5 | 10.5 | 10.5 | 14.5 |
| GENERAL AWARENESS (40) | 4 | 7 | 1 | 4 | 2.5 | 5.5 | 6.5 | 10.5 |
| QUANTITATIVE APTITUDE (40) | 3.25 | 7 | 1 | 3.25 | 1.5 | 5.25 | 17.25 | 20.25 |
| PROFESSIONAL KNOWLEDGE (40) | 13.5 | 16 | 3 | 5.5 | 1 | 3.25 | – | – |
Disclaimer: Though utmost care has been taken while preparing the mark sheet, the Company reserves the right to rectify inadvertent errors, if any.
Phase 1 Cutoff Marks of NIACL AO 2018-19 (Preliminary Exam)
Provided below is the Cut off marks for various disciplines of NIACL AO 2018-19.
(a) Category-wise Cut-offs of NIACL AO Prelims 2018-19 (on Total out of 100)
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
| Company Secretary | – | – | – | 36.75 | – | – | – | – |
| Legal | 20.25 | 14.50 | 16.75 | 36.25 | 18.25 | – | ||
| Finance & Accounts | 47.00 | 28.25 | 46.25 | 56.50 | 34.50 | – | 36.50 | – |
| Generalists | 70.50 | 61.00 | 75.75 | 80.25 | 45.25 | 69.50 | 72.25 | 34.00 |
(b) Section-wise Minimum Qualifying Marks of NIACL AO Prelims 2018-19 (on Total out of 100)
| TEST | Company Secretary – SC,ST,OBC, PwBD | Company Secretary – UR | Legal – SC,ST,OBC, PwBD | Legal – UR | Finance & Accounts – SC,ST,OBC, PwBD | Finance & Accounts – UR | Generalists – SC,ST,OBC, PwBD | Generalists – UR |
| ENGLISH LANGUAGE | 9.75 | 12.5 | 8.75 | 12.25 | 8.75 | 12.25 | 10.75 | 14 |
| REASONING ABILITY | 3.25 | 6 | 2.75 | 5.75 | 5.25 | 8.75 | 11.25 | 15.5 |
| QUANTITATIVE APTITUDE | 3.25 | 5.75 | 1.5 | 4 | 4 | 7.25 | 7.25 | 10.75 |
NIACL AO Previous Year Cutoff Marks – 2016 Prelims Overall Cutoffs
The NIACL AO 2016 Exam had 3 stages – Phase 1: Prelims, Phase 2: Main Exam, and Phase 3: Interview. Check all the details of NIACL AO Cut off 2016 in the tables given below -:
| Category | 2016 (Out of 100) |
| GEN | 66.5 |
| OBC | 59.75 |
| SC | 57.25 |
| ST | 51.25 |
| HI | 26.5 |
| OC | 52.25 |
| VI | 55.5 |
NIACL AO Previous Year Cutoff Marks – 2016 Prelims Sectional Cutoffs
Check all details of NIACL AO 2016 Prelims Cut off marks in the table below.
| Category | English (Out of 30) | Reasoning (Out of 35) | Quantitative Aptitude (Out of 35) |
| GEN | 9.75 | 16.00 | 10.75 |
| OBC | 7.00 | 12.00 | 7.75 |
| SC | 7.00 | 12.00 | 7.75 |
| ST | 7.00 | 12.00 | 7.75 |
| HI | 5.75 | 9.75 | 6.25 |
| OC | 7.00 | 12.00 | 7.75 |
| VI | 7.00 | 12.00 | 7.75 |
NIACL AO Previous Year Cutoff Marks – 2016 Mains Sectional Cutoffs
Provided below are the category-wise cut off of NIACL AO 2016 Mains examination.
| Category | English (Out of 50) | Reasoning (Out of 50) | Quantitative Aptitude (Out of 50) | General Awareness (Out of 50) |
| GEN | 12.25 | 20.50 | 9.75 | 13.25 |
| OBC | 8.00 | 16.75 | 7.25 | 10.00 |
| SC | 8.00 | 16.75 | 7.25 | 10.00 |
| ST | 8.00 | 16.75 | 7.25 | 10.00 |
| HI | 8.00 | 16.75 | 7.25 | 10.00 |
| OC | 8.00 | 16.75 | 7.25 | 10.00 |
| VI | 8.00 | 16.75 | 7.25 | 10.00 |
NIACL AO Cut Off – 2016 Mains Cutoff
| Category | Objective Test (Out of 200) | Descriptive Test (Out of 30) |
| GEN | 99.25 | 15.00 |
| OBC | 88.25 | 13.50 |
| SC | 81.50 | 13.50 |
| ST | 72.25 | 13.50 |
| HI | 67.50 | 13.50 |
| OC | 75.75 | 13.50 |
| VI | 84.75 | 13.50 |
NIACL AO Cut Off – 2015 Final Cutoff Scores
The NIACL AO 2015 Exam was conducted in only 1 stage. It was a paper of 200 marks like the Phase 2 paper of the current exam pattern. Check the NIACL AO Cut off 2015 below.
| Category | 2015 (Out of 200) |
| GEN | 132 |
| OBC | 122 |
| SC | 118.75 |
| ST | 113.5 |
| HI | NA |
| OC | NA |
| VI | NA |
Factors Influencing NIACL AO Cut Off Marks
Several key factors influence the determination of cut-off marks in the NIACL AO exam. Understanding these factors helps in predicting the expected cut-offs:
- Exam Difficulty: A more challenging exam typically results in lower cut-off marks.
- Number of Applicants: A higher number of candidates usually leads to higher cut-offs.
- Candidate Performance: The overall performance distribution affects how cut-offs are set.
- Reservation Policies: Reserved category candidates may have different cut-offs based on applicable policies.
- Normalization Process: This process ensures fairness by adjusting scores across multiple exam shifts.
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