Government schemes are an important part of competitive exam preparation, especially for aspirants preparing for banking, SSC, railways, and state-level exams. One such important scheme is the Mukhyamantri Alpsankhyak Udyami Yojna, launched by the Bihar Government to promote entrepreneurship and self-employment among minority communities.
In this blog, we have provided the key details, features, benefits, and eligibility criteria of the scheme, along with questions based on it.
What is the Mukhyamantri Alpsankhyak Udyami Yojna?
The Mukhyamantri Alpsankhyak Udyami Yojna is a part of the umbrella scheme called Mukhyamantri Udyami Yojna, started by the Department of Industries, Bihar.
It aims to provide financial help to members of minority communities in Bihar so that they can start and run their own business ventures.
How Much Financial Assistance is Provided?
The scheme provides financial assistance of up to ₹10,00,000/- to support small businesses, create jobs, and promote economic empowerment.
- The amount is divided into two parts:
- 50% (up to ₹5,00,000/-) is given as a non-refundable grant.
- 50% (up to ₹5,00,000/-) is given as an interest-free loan (in some sub-schemes, a nominal 1% interest may apply).
Who Can Apply for the Scheme?
To apply, the applicant must meet the following eligibility conditions:
- Must be a permanent resident of Bihar.
- Must belong to a minority community.
- Must have passed 10+2 / Intermediate / ITI / Polytechnic Diploma / Equivalent.
- Must be 18 to 50 years of age.
- The business unit must be a proprietorship or partnership firm.
Why is Training Mandatory in this Scheme?
Before receiving financial support, applicants are required to attend mandatory training sessions.
These training programs are designed to:
- Build entrepreneurial and business skills.
- Provide knowledge of financial management, marketing, and operations.
- Ensure that the beneficiaries can effectively utilize the financial support.
What Expenses Can the Financial Assistance Cover?
The funds provided under this scheme can be used for:
- Business setup expenses.
- Project site preparation.
- Purchasing machinery or equipment.
- Setting up electricity connections.
- Safety kits and other operational requirements.
Are Women Eligible Under This Scheme?
Yes, women belonging to minority communities can apply under:
- Mukhyamantri Alpsankhyak Udyami Yojna, or
- Mukhyamantri Mahila Udyami Yojna.
Who Cannot Apply for this Scheme?
Applicants who are already applying under the following schemes cannot apply for this one:
- Mukhyamantri Yuva Udyami Yojna.
- Mukhyamantri Anusoochit Jati / Anusoochit Janjaati Udyami Yojna.
- Mukhyamantri Ati Pichhada Varg Udyami Yojna.
Also Check:
What are the Benefits of the Scheme?
Benefits provided under this scheme are as follows:
- Financial Security: Reduces the financial burden for starting a business.
- Encouragement of Self-Employment: Promotes entrepreneurship among minority communities.
- Skill Development: Mandatory training helps develop entrepreneurial skills.
- Women Empowerment: Provides options for minority women to choose schemes.
- Economic Growth: Contributes to the economic development of Bihar by creating jobs and promoting small businesses.
Key Takeaways of Mukhyamantri Alpsankhyak Udyami Yojna
| Feature | Details |
| Scheme Name | Mukhyamantri Alpsankhyak Udyami Yojna |
| Launched By | Department of Industries, Bihar |
| Beneficiaries | Minority community members of Bihar |
| Financial Support | Up to ₹10,00,000/- (₹5,00,000 grant + ₹5,00,000 loan) |
| Eligibility | Minority community, Bihar resident, 10+2/ITI/Polytechnic, age 18–50 |
| Training | Mandatory entrepreneurship training before fund release |
| Exclusions | Not applicable with other Udyami Yojnas |
| Special Note | Women can also apply under Mahila Udyami Yojna |
Questions Based on Mukhyamantri Alpsankhyak Udyami Yojna
1. Which state launched the Mukhyamantri Alpsankhyak Udyami Yojna?
A) Uttar Pradesh
B) Bihar
C) Madhya Pradesh
D) Jharkhand
E) Rajasthan
Answer: B) Bihar
2. Under the scheme, what is the maximum financial assistance provided?
A) ₹5,00,000
B) ₹7,50,000
C) ₹10,00,000
D) ₹15,00,000
E) ₹20,00,000
Answer: C) ₹10,00,000
3. How much of the financial assistance is given as a grant?
A) 25%
B) 40%
C) 50%
D) 75%
E) 100%
Answer: C) 50%
4. What is the mode of business unit allowed under this scheme?
A) Only Private Limited Company
B) Proprietorship or Partnership firm
C) Cooperative Societies only
D) Joint Venture only
E) Government Contracting Firms
Answer: B) Proprietorship or Partnership firm
5. What is the minimum educational qualification required?
A) 8th pass
B) 10th pass
C) 10+2 / Intermediate or equivalent
D) Graduate
E) Postgraduate
Answer: C) 10+2 / Intermediate or equivalent
6. What is the age limit for applicants under this scheme?
A) 15–40 years
B) 18–50 years
C) 21–55 years
D) 20–40 years
E) No age limit
Answer: B) 18–50 years
7. Which department implements the scheme?
A) Department of Social Welfare, Bihar
B) Department of Rural Development, Bihar
C) Department of Industries, Bihar
D) Department of Finance, Bihar
E) Department of Minority Affairs, Bihar
Answer: C) Department of Industries, Bihar
8. Which one of the following schemes is not allowed along with this scheme?
A) Mukhyamantri Mahila Udyami Yojna
B) Mukhyamantri Yuva Udyami Yojna
C) Mukhyamantri Alpsankhyak Udyami Yojna
D) Mukhyamantri Balika Protsahan Yojna
E) Both B and D
Answer: B) Mukhyamantri Yuva Udyami Yojna
9. What kind of loan is provided under this scheme?
A) Subsidized loan at 5% interest
B) Interest-free loan
C) Market-based loan
D) Government-guaranteed commercial loan
E) None of the above
Answer: B) Interest-free loan
10. Minority women applicants can choose between which two schemes?
A) Mukhyamantri Yuva Udyami Yojna & Alpsankhyak Udyami Yojna
B) Mukhyamantri Mahila Udyami Yojna & Alpsankhyak Udyami Yojna
C) Mahila Swavalamban Yojna & Alpsankhyak Udyami Yojna
D) Anusoochit Jati Udyami Yojna & Alpsankhyak Udyami Yojna
E) None of the above
Answer: B) Mukhyamantri Mahila Udyami Yojna & Alpsankhyak Udyami Yojna
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