Jammu & Kashmir Bank has released the JK Bank PO Eligibility Criteria 2026 along with the recruitment notification for 323 Probationary Officer vacancies. Candidates who wish to apply must fulfil the prescribed domicile, age limit, and educational qualification requirements. Only candidates who are domiciles of the Union Territory of Jammu & Kashmir are eligible for this recruitment. The age limit is 20 to 30 years as on 1 January 2026, and applicants must hold a graduation degree in any discipline from a recognised university. Check the detailed eligibility conditions, age relaxation, educational qualification, and other requirements below.
JK Bank PO Eligibility Criteria 2026
Candidates should check the basic eligibility conditions before filling out the online application form. The following table summarises the key requirements mentioned in the official notification.
| Particulars | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank |
| Post | Probationary Officer |
| Domicile | Union Territory of Jammu & Kashmir |
| Minimum Age | 20 years |
| Maximum Age | 30 years |
| Age Calculation Date | 1 January 2026 |
| Educational Qualification | Graduation in any discipline |
| Nationality/Domicile Requirement | Domicile of UT of J&K |
| Application Mode | Online |
JK Bank PO Domicile Criteria 2026
The JK Bank PO recruitment 2026 is open only to candidates who are domiciles of the Union Territory of Jammu & Kashmir. Applicants from other states or Union Territories are not eligible under this notification, even if they meet the age and educational qualification requirements. Selected candidates must submit a valid domicile certificate issued by the competent authority of the UT of J&K as proof of their eligibility. Candidates should keep the following points in mind:
- Only domiciles of the UT of Jammu & Kashmir can apply.
- The selected candidates must produce a domicile certificate issued by the competent authority.
- The domicile details entered in the application form should match the supporting documents.
- Failure to provide the required domicile certificate may lead to cancellation of candidature.
JK Bank PO Age Limit 2026
The age of candidates will be calculated as on 1 January 2026. Applicants must be at least 20 years old and must not be more than 30 years old under the General and EWS categories, subject to the age relaxations prescribed for eligible reserved categories. The date of birth should fall within the range given below. Both dates are inclusive. Candidates should check their date of birth carefully before applying, as the bank will verify the details against the original documents.
| Age Criteria | Date of Birth |
|---|---|
| Minimum Age: 20 years | Born not earlier than 01 January 1996 |
| Maximum Age: 30 years | Born not later than 01 January 2006 |
JK Bank PO Age Relaxation 2026
J&K Bank provides upper-age relaxation to candidates belonging to specified reserved categories according to the applicable reservation rules of the UT of Jammu & Kashmir. General and EWS candidates are required to meet the standard age limit, while eligible reserved-category candidates can claim relaxation as shown below.
| Category | Age Relaxation |
|---|---|
| Scheduled Caste (SC) | 5 years |
| Scheduled Tribe (ST) | 5 years |
| Socially and Educationally Backward Classes (SEBC), including OBC, ALC/IB and RBA | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Economically Weaker Section (EWS) | No relaxation |
Important points about age relaxation:
- The maximum age limit of 30 years applies to General and EWS candidates.
- Reserved-category candidates must possess a valid category certificate on the date of online registration.
- Candidates selected on their own merit under the General category will be treated at par with General category candidates for selection, while their original registered category will remain unchanged.
- Candidates must provide valid supporting documents to claim age relaxation.
JK Bank PO Educational Qualification 2026
Candidates applying for the Probationary Officer post must have completed graduation in any discipline from a university recognised by the Government of India. An equivalent qualification recognised by the Central Government or the University Grants Commission (UGC) is also accepted. The required qualification must be completed on or before the last date of online registration, which is 26 November 2026. The following conditions must be fulfilled:
- Candidates must possess a valid marksheet or degree certificate confirming graduation by the last date of registration.
- Applicants must enter their graduation percentage in the online application form.
- The percentage should be calculated up to two decimal places.
- Candidates awarded CGPA or OGPA must convert their grades into percentage according to the university’s prescribed conversion norms.
- A certificate issued by the appropriate university authority stating the conversion formula and the candidate’s equivalent percentage must be produced when required.
How to calculate Graduation Percentage?
The bank has specified a method for calculating graduation percentage. Candidates must consider the marks obtained in all subjects across all semesters or years, including honours, optional, and additional optional subjects, wherever applicable. The percentage is calculated using the following formula:
Graduation Percentage = (Total Marks Obtained in All Subjects ÷ Aggregate Maximum Marks in All Subjects) × 100
The notification also clarifies that fractions in the calculated percentage will be ignored. For example, 59.99% will be treated as less than 60%, and 54.99% will be treated as less than 55%.
JK Bank PO Eligibility for Persons with Benchmark Disabilities (PwBD)
The JK Bank PO notification provides horizontal reservation for Persons with Benchmark Disabilities (PwBD) under Section 34 of the Rights of Persons with Disabilities Act, 2016. The post has been identified as suitable for specified disability categories under the applicable J&K reservation guidelines. The eligible disability categories mentioned in the notification include:
- Visual Impairment (VI): Candidates with blindness or low vision who meet the prescribed medical criteria.
- Hearing Impairment (HI): Candidates who are deaf or hard of hearing as defined in the notification.
- Locomotor Disability (LD): Includes specified conditions such as cerebral palsy, leprosy cured, dwarfism, muscular dystrophy, and acid attack victims.
- Intellectual Disability (ID): Includes specified conditions such as Autism Spectrum Disorder (ASD) and Specific Learning Disability (SLD).
JK Bank PO Documents Required to Prove Eligibility
Candidates must keep the necessary documents ready for verification. The bank may ask applicants to produce original documents and photocopies at the document verification stage or at any other stage of recruitment. The notification lists the following documents for upload, wherever applicable:
- Class 10 marksheet or passing certificate.
- Graduation degree certificate or consolidated marksheet.
- Valid domicile certificate of the UT of J&K.
- Reserved-category certificate, if applicable.
- Disability certificate in the prescribed format, if applicable.
- Certificate regarding physical limitation to write, wherever applicable.
- Apprenticeship completion certificate, if applicable.
- Ex-servicemen certificate, if applicable.
Candidates must upload the required documents in PDF format, with the file size not exceeding 500 KB. Educational certificates should be combined into one PDF file, as instructed in the notification.
Important Points to Remember for JK Bank PO Eligibility 2026
Before submitting the application, candidates should carefully verify their personal and educational details. The bank may cancel a candidature if any information or document is found to be incorrect or if the candidate does not fulfil the eligibility conditions.
- The eligibility conditions must be fulfilled as prescribed in the notification.
- No change of category will be permitted after registration of the online application.
- A valid reserved-category certificate must be available on the date of online registration.
- Original documents related to age, domicile, category, and educational qualification must be produced when requested.
- Merely applying or appearing in the examination does not guarantee selection or appointment.
- If a candidate is found ineligible at any stage, their candidature may be cancelled.
- Selected candidates must remain posted within the initially allotted Zone for at least five years. Transfer outside that Zone will not be permitted during this period.
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FAQs
Q1. What is the age limit for JK Bank PO 2026?
A1. The age limit is 20 to 30 years as on 1 January 2026. Age relaxation is applicable to eligible reserved-category candidates.
Q2. Is a domicile certificate mandatory for JK Bank PO 2026?
A2. Yes. Only candidates who are domiciles of the UT of Jammu & Kashmir are eligible. Selected candidates must submit a domicile certificate issued by the competent authority.
Q3. What is the educational qualification for JK Bank PO 2026?
A3. Candidates must have a graduation degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government or UGC.
Q4. Can final-year graduation students apply for JK Bank PO 2026?
A4. Candidates must have completed graduation and possess a valid marksheet or degree certificate on or before the last date of registration, 26 November 2026. Candidates who have not completed their graduation by that date do not meet the prescribed qualification requirement.
Q5. What is the age relaxation for SC and ST candidates in JK Bank PO 2026?
A5. SC and ST candidates are eligible for 5 years of upper-age relaxation as per the applicable reservation rules of the UT of Jammu & Kashmir.
- JK Bank PO Salary 2026, Pay Scale, Basic Pay & Allowances
- JK Bank PO Syllabus and Exam Pattern 2026, Prelims & Mains
- JK Bank PO Notification 2026 Out, 323 Vacancies, Apply Online
- JK Bank Clerk Eligibility Criteria 2026, Age Limit
- JK Bank Clerk Salary 2026, Pay Scale and Allowances
- JK Bank Clerk Syllabus 2026 and Exam Pattern

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