Banking & Financial Awareness March 2026 Quiz, FREE PDF

Q1. According to the RBI, India’s current account deficit moderated to what percentage of GDP in the period of April-December 2025?

Q2. What was the value of India’s current account deficit (CAD) in the period of April-December 2025?

Q3. Which category recorded annual growth in services exports in Q3 2025-26?

Q4. What was the net Foreign Direct Investment (FDI) inflow into India during April-December 2025?

Q5. What was the status of Foreign Portfolio Investment (FPI) in India during April-December 2025?

Q6. By how much did India’s foreign exchange reserves deplete (on a BoP basis) in April-December 2025?

Q7. Under the RBI’s draft proposal for digital frauds, what is the maximum one-time compensation proposed for small-value frauds?

Q8. As per the RBI draft, banks must send instant SMS alerts for all electronic banking transactions valued at more than:

Q9. In cases where a digital fraud loss is less than Rs. 29,412 and 85% compensation is paid, what percentage of the payout will the RBI bear?

Q10. For digital frauds involving losses between Rs. 29,412 and Rs. 50,000, how much will the customer’s bank and the beneficiary bank each contribute?

Q11. To receive compensation for digital fraud under the RBI draft (even if due to customer negligence), the complaint must be lodged within how many days?

Q12. Under the RBI draft guidelines, which of the following ensures “Zero Liability” for the customer?

Q13. Why has the RBI revised its Counterparty Credit Risk (CCR) framework?

Q14. Under the revised CCR rules, which segment will see an increase in capital add-ons?

Q15. The revised CCR framework clarifies capital treatment for banks acting as clearing members on exchanges recognized by which body?

Q16. RBI launched a pilot program titled ‘Awareness Program on Digital Payments’ in which state?

Q17. Who is the partner for the RBI’s ‘Awareness Program on Digital Payments’ pilot?

Q18. What is the target number of participants for the RBI’s in-person digital payment awareness sessions?

Q19. What is the name of the multi-media awareness campaign unveiled by the RBI to encourage caution in online transacting?

Q20. By what percentage did outward remittances under the Liberalised Remittance Scheme (LRS) decline in January 2026?

Q21. Which category accounted for over 60% of the entire outward remittances under the LRS in January 2026?

Q22. Remittances for which category saw a significant year-on-year increase of 70.38% in January 2026?

Q23. What is the current annual limit for remitting funds under the Liberalised Remittance Scheme (LRS)?

Q24. In which year was the Liberalised Remittance Scheme (LRS) first introduced?

Q25. What was the total volume of UPI transactions recorded in February 2026?

Q26. What was the total value of UPI transactions in February 2026?

Q27. Which bank launched the “YES Essence Women’s Salary Account” ahead of International Women’s Day?

Q28. What is the amount of complimentary top-up health cover provided under the YES Essence Women’s Salary Account?

Q29. Which bank issued a Rs 10,000-crore green infrastructure bond with a 7.10% coupon in March 2026?

Q30. Which institutional investors fully subscribed to Bank of Baroda’s Rs 10,000-crore green infrastructure bond?

Q31. Which bank launched a $500 million syndicated social term loan facility focused on women empowerment in March 2026?

Q32. The $500 million social term loan by SBI is aligned with which UN Sustainable Development Goal (SDG)?

Q33. NABARD, the Gates Foundation, and Dalberg Advisors launched which innovation challenge in March 2026?

Q34. What is the top award amount for the first-ranked solution in the National Climate Stack Innovation Challenge?

Q35. Which insurance company crossed Rs 20,000 crore in Gross Premium for FY 2025-2026?

Q36. Which of these is an innovative product recently introduced by OICL?

Q37. Motilal Oswal Home Finance (MOHFL) secured $100 million in debt financing from which international organization?

Q38. The $100 million funding for Motilal Oswal Home Finance is primarily intended for which segment?

Q39. Which web monitoring system is used by MoSPI to track central sector infrastructure projects costing Rs 150 crore and above?

Q40. What is the full form of PAIMANA?

Q41. Central Bank of India partnered with which AMC to offer mutual fund products to its customers?

Q42. Sarvam AI partnered with which insurer to deploy multilingual AI solutions at a national scale?

Q43. India INX Global Access partnered with which bank to expand overseas investment access for Indian investors?

Q44. National Housing Bank (NHB) launched which portal specifically for Defence, Paramilitary, and Government Personnel?

Q45. Which NBFC became a signatory to the United Nations Global Compact (UNGC) in March 2026?

Q46. As per the calibrated easing of PN3 restrictions, what is the maximum percentage of non-controlling beneficial ownership from land-bordering countries permitted under the automatic route?

Q47. SEBI rolled out which label to help investors identify genuine entities and curb fraud?

Q48. The Government set up a 17-member committee to suggest reforms for which policy?

Q49. Who is the MD & CEO of Shriram General Insurance Company as of March 2026?

Q50. Which ministry notified the amendment removing the mandatory field inspection for projects involving more than 100 hectares of forest land?

Q51. Which organization signed a $181 million loan agreement with the Government of India to build climate-resilient water supply in Ahmedabad?

Q52. The “Ahmedabad Peri-urban Livability Improvement Project” funded by ADB focuses on which specific area?

Q53. RBI has permitted which category of banks to act as “Authorised Dealer Category-I” (AD Cat-I) to conduct foreign exchange business under FEMA?

Q54. What is the minimum Net Worth requirement for an SFB to apply for AD Category-I license?

Q55. To be eligible for AD Cat-I license, an SFB must have a CRAR of at least:

Q56. For how many years should an SFB have a “Satisfactory” track record of performance to apply for the AD Cat-I status?

Q57. What is the maximum limit of Net Non-Performing Assets (NPAs) for an SFB to be eligible for AD Cat-I license?

Q58. Which state-owned bank launched the “MAHA SHAKTI” Fixed Deposit scheme with a 444-day tenure?

Q59. What is the interest rate offered to Senior Citizens under Bank of Maharashtra’s “MAHA SHAKTI” 444-day scheme?

Q60. The Reserve Bank of India (RBI) decided to maintain the “Countercyclical Capital Buffer” (CCyB) at what percentage for 2026-27?

Q61. What is the primary purpose of the Countercyclical Capital Buffer (CCyB)?

Q62. Which platform has the RBI introduced to enable “Interoperable” Internet Banking for Payment Aggregators?

Q63. Which entity operates the Bharat Connect (formerly BBPS) platform?

Q64. RBI has increased the transaction limit for UPI Lite from Rs. 500 to:

Q65. What is the increased total limit (wallet limit) for UPI Lite as per the latest RBI announcement?

Q66. RBI introduced “UPI 123Pay” for which type of phone users?

Q67. What is the new per-transaction limit for UPI 123Pay?

Q68. Which bank signed a MoU with the Indian Navy to offer “NAV-E-CASH” cards for offline transactions at sea?

Q69. Which regulatory body announced the “T+0” settlement cycle for the equity cash market on a beta basis?

Q70. What does “T+0” settlement signify in the stock market?

Q71. Which financial institution launched the “SME Digital Saksham” initiative to digitize small businesses?

Q72. SIDBI’s “SME Digital Saksham” is launched in partnership with which global tech company?

Q73. Which bank launched the ‘Skye’ credit card, a carbon-neutral card made from recycled plastic?

Q74. The RBI has mandated that Credit Card issuers must provide customers the option to choose from multiple card networks. This is NOT applicable to:

Q75. Which bank launched ‘SmartWealth’, an all-in-one digital wealth management app?

Q76. RBI has allowed the inclusion of which type of assets under “Eligible Assets” for the purpose of Liquidity Coverage Ratio (LCR)?

Q77. What is the minimum LCR requirement for Scheduled Commercial Banks?

Q78. Which insurance company launched the “Platinum Health Plan” featuring 100% restoration of the sum insured?

Q79. SEBI has introduced which mechanism to prevent “Front-running” and “Insider Trading” in Mutual Funds?

Q80. Which payment gateway received final authorization from RBI to operate as a Payment Aggregator (PA) in March 2026?

Q81. What is the primary function of a Payment Aggregator (PA)?

Q82. Which organization launched the ‘Village Level Entrepreneur’ (VLE) scheme to enhance financial literacy?

Q83. RBI has imposed a monetary penalty on which bank for non-compliance with directions on ‘Interest Rate on Deposits’?

Q84. Which bank partnered with ‘EazyDiner’ to launch a co-branded dining credit card?

Q85. What is the maximum insurance cover provided by DICGC per depositor in a bank?

Q86. Which entity is the wholly-owned subsidiary of RBI that provides deposit insurance?

Q87. RBI issued “Master Direction on Prepaid Payment Instruments (PPIs)”. Which of these is a semi-closed PPI?

Q88. Which bank launched ‘GIGA’, a digital bank for freelancers and independent workers?

Q89. SEBI has allowed ‘Small and Medium REITs’ (SM REITs) with a minimum asset value of:

Q90. What is the full form of REIT?

Q91. Which company partnered with NPCI to launch ‘FlashPay’ for NCMC-enabled transit payments?

Q92. What does NCMC stand for?

Q93. RBI’s “Financial Literacy Week 2026” was observed with which theme?

Q94. Which bank launched the “Sunidhi” fixed deposit scheme specifically for the solar energy sector?

Q95. The “Ombudsman Scheme for Non-Banking Financial Companies” was launched by RBI in which year?

Q96. Which bank launched ‘Aadi Shakti’, a dedicated savings account for women?

Q97. RBI’s ‘Integrated Ombudsman Scheme’ (RB-IOS) covers which of the following?

Q98. Who is the current Governor of the Reserve Bank of India (as of March 2026)?

Q99. Which organization publishes the “Financial Stability Report” (FSR) twice a year?

Q100. Which bank launched ‘Pari-Upahar’, a gift card for its customers?

Q101. Which organization launched the ‘Green Term Deposit’ to finance projects in renewable energy and clean transport?

Q102. The RBI has mandated that all Lending Institutions must provide a ‘Key Fact Statement’ (KFS) to which category of borrowers?

Q103. What is the purpose of the ‘Key Fact Statement’ (KFS) mandated by RBI?

Q104. Which bank partnered with ‘Liquid Group’ to enable UPI QR payments in Singapore and several other SE Asian countries?

Q105. The ‘National Payments Corporation of India’ (NPCI) was established in which year?

Q106. Which regulatory body oversees the “Social Stock Exchange” (SSE) in India?

Q107. What is the minimum issue size for a Zero Coupon Zero Principal (ZCZP) instrument on the Social Stock Exchange?

Q108. Which bank launched ‘Project WAVE’ for digital transformation of its banking services?

Q109. RBI has permitted “Infrastructure Debt Fund-NBFCs” (IDF-NBFCs) to raise funds through which route without prior approval?

Q110. Which organization introduced the ‘SAARTHI’ mobile app to empower investors with accurate knowledge of the securities market?

Q111. What does the term ‘Bancassurance’ refer to?

Q112. Which bank launched ‘Smart Saathi’, a digital ecosystem for its business correspondents and agents?

Q113. The RBI’s ‘Regulatory Sandbox’ allows for:

Q114. Which bank launched the ‘e-Bank Guarantee’ (e-BG) facility in association with NeSL?

Q115. What is the primary role of ‘National E-Governance Services Limited’ (NeSL)?

Q116. Which bank introduced ‘Sarathi’, a digital onboarding platform for POS (Point of Sale) merchants?

Q117. As per RBI, what is the maximum permissible period for which a ‘Prepaid Payment Instrument’ (PPI) can remain inactive before it is closed?

Q118. Which bank launched the ‘Giga’ initiative to cater specifically to the ‘Gig Economy’?

Q119. What is the ‘Legal Entity Identifier’ (LEI), mandated by RBI for large value transactions?

Q120. For which amount and above is the LEI mandatory for non-individual borrowers from banks?

Q121. Which organization launched the ‘Udgiri’ portal for unclaimed deposits?

Q122. What does UDGAM stand for?

Q123. Which bank launched ‘Indie’, a mobile-first digital bank for its customers?

Q124. RBI has increased the ‘Prompt Corrective Action’ (PCA) framework’s applicability to which of these entities?

Q125. Which index is used by the RBI to measure the extent of digitisation of payments across the country?

Q126. The base year for the RBI’s Digital Payments Index (DPI) is:

Q127. Which bank launched the ‘Kisan Smart Card’ to provide credit to farmers?

Q128. Under the ‘Unified Lending Interface’ (ULI) platform, what is the primary goal?

Q129. What is the name of the central bank digital currency (CBDC) launched by the RBI?

Q130. The ‘wholesale’ segment of CBDC (e₹-W) is primarily used for:

Q131. Which bank partnered with ‘OneCard’ to launch mobile-first co-branded credit cards?

Q132. RBI’s ‘Mission Utkarsh’ is related to:

Q133. The ‘Financial Inclusion Index’ (FI-Index) is published annually by:

Q134. What are the three parameters of the FI-Index?

Q135. Which bank launched the ‘First SWYP’ credit card for the youth (Gen Z)?

Q136. RBI’s ‘PRERANA’ program is aimed at:

Q137. Which organization manages the ‘Investor Education and Protection Fund’ (IEPF)?

Q138. What is the maximum period for which a person can hold a ‘Small Account’ without providing full KYC?

Q139. Which bank launched the ‘Nari Shakti Savings Account’ with independent credit card and insurance facilities?

Q140. The ‘Special Drawing Rights’ (SDR) is a basket of currencies maintained by:

Q141. How many currencies are currently in the SDR basket?

Q142. Which bank launched ‘LIME’, India’s first mobile app integrating wallet, shopping, and banking?

Q143. ‘Priority Sector Lending’ (PSL) requirements for Foreign Banks with less than 20 branches is:

Q144. Which bank launched ‘Pockets’, the first digital wallet in India to use UPI?

Q145. What is the ‘Cash Reserve Ratio’ (CRR)?

Q146. Banks do not earn any interest on the money kept as:

Q147. ‘Statutory Liquidity Ratio’ (SLR) can be maintained in the form of:

Q148. Which bank launched ‘YONO’ (You Only Need One), a comprehensive digital banking platform?

Q149. ‘MCLR’ stands for:

Q150. The ‘National Strategy for Financial Inclusion’ (NSFI) for 2019-2024 was prepared by: