ESIC UDC vs IBPS PO – Complete Comparison

The Employees’ State Insurance Corporation (ESIC) released a notification on 27th December 2021 for the Upper Division Clerk (UDC) recruitment. There are 1726 vacancies available. The application process will start from 15th January 2022 and continue till 15th February 2022. Eligible candidates can apply for the recruitment through the official website. 

The Institute of Banking Personnel Selection (IBPS) conducts the recruitment examination for the post of Probationary Officers (PO). It is a national-level examination. The notification for 2022 recruitment is expected to be released sometime in August 2022. The notification, once issued, will be available on the official website of the Institute. Interested candidates should keep checking the website for further notifications. This article will provide you with ESIC UDC vs IBPS PO – Complete Comparison and important details of both the recruitments.

ESIC UDC vs IBPS PO – Selection Process

The selection process is given below:

ESIC UDC	IBPS PO
The ESIC UDC selection process has three stages: Preliminary Examination Main Examination Computer skill test	The IBPS PO selection process has three stages: Preliminary Examination Main Examination Interview

ESIC UDC vs IBPS PO – Eligibility

Age Criteria:

The age criteria for both the posts are given below: 

ESIC UDC	IBPS PO
The minimum age of the candidate should be 18 years The maximum age of the candidate should be 27 years	The minimum age of the candidate should be 20 years  The maximum age of the candidate should be 30 years

Age Relaxation

Age relaxations are provided to reserved categories. The category-wise age relaxation is given below: 

Category	ESIC UDC	IBPS PO
SC (Scheduled Castes)	5 years	5 years
ST (Scheduled Tribes)	5 years	5 years
OBC (Other Backward Classes)	3 years	3 years
PH- UR (Physically Handicapped- Unreserved)/ PwD (Persons with Disabilities)	10 years	10 years
PH- OBC (Physically Handicapped- Other Backward Classes)	13 years	–
PH- SC (Physically Handicapped- – Scheduled Caste)	15 years	–
PH- ST (Physically Handicapped- – Scheduled Tribes) PwD ST	15 years	15 years
ESM- UR (Ex-Servicemen- Unreserved)	3 years  After deducting the military service period from the actual age of the candidate.
ESM- OBC (Ex-Servicemen- Other Backward Classes)	6 years  After deducting the military service period from the actual age of the candidate
ESM- SC (Ex-Servicemen- Scheduled Caste)	8 years  After deducting the military service period from the actual age of the candidate
ESM- ST (Ex-Servicemen-Scheduled Tribes)	8 years  After deducting the military service period from the actual age of the candidate
Ex-Servicemen, Commissioned Officers, which includes Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs). These candidates must have served at least 5 years in military service and have been released on completion of the assignment (including those whose assignment is due within a year).		5 years
Persons affected by riots of 1984		5 years
ESIC Employee/ Government Servant, who has served the office not less than 3 years (regular and continuous service) as on closing date for application Unreserved	Up to 40 years
ESIC Employee/ Government Servant, who has served the office not less than 3 years (regular and continuous service) as on closing date for application	Up to 43 years
ESIC Employee/ Government Servant, who has served the office not less than 3 years (regular and continuous service) as on closing date for application Scheduled caste	Up to 45 years
ESIC Employee/ Government Servant, who has served the office not less than 3 years (regular and continuous service) as on closing date for application Scheduled Tribe	Up to 45 years
Other categories of persons	In accordance with the instructions and orders issued from time to time

For ESIC UDC:

• As per the rules of DoPT, a PwD applicant deserves the age relaxation in different combinations subject to the condition of the maximum age of 56 years. In the case of PwD, by virtue of being an ESIC/Government Employee, consideration will be offered either as a ‘person with disability’ or as an ESIC/ Govt. Employee’ whichever may be more useful to them.
• Candidates should have the status of ESIC/ Govt. servant till the time of appointment. 

For IBPS PO 

• The relaxation in the upper age limit to SC/ ST/ OBC candidates is allowed on a cumulative basis with only one of the remaining categories for which age relaxation is permitted.
• There is no upper age limit relaxation for candidates belonging to General and Economically Weaker Section (EWS) category candidates.

Educational Qualification 

For ESIC UDC	For IBPS PO
· Candidates should have completed their bachelor’s degree in the required stream from a recognized university or Institute · Having in-hand knowledge of computer operations, including the use of office suites and database programs.	Graduation or an equivalent degree in any discipline from a recognized University or Institute.

Experience Requirement

ESIC UDC	IBPS PO
No experience is required.	No experience is required.

ESIC UDC vs IBPS PO – Vacancy

For ESIC UDC 

Vacancy for ESIC UDC 2022 recruitment is given below:

Regions	UDC
Andhra Pradesh	07
Bihar	43
Chhattisgarh	17
Delhi	235
Goa	13
Ahmedabad	136
Jammu Kashmir	08
Haryana (Faridabad/Ambala)	130
Himachal Pradesh	29
Jharkhand	06
Karnataka	199
Kerala	66
Madhya Pradesh	44
Maharashtra	318
Guwahati/Assam	01
Odisha	30
Puducherry	06
Punjab	81
Rajasthan	67
Tamil Nadu	150
Telangana	25
Uttar Pradesh	36
Uttarakhand	09
West Bengal and Sikkim	113

For IBPS PO

The IBPS PO 2022 recruitment notification has not been issued yet. 

The category-wise vacancy for IBPS PO 2021 is given below:

Participating Banks	General	SC (Scheduled Castes)	ST (Scheduled Tribes)	OBC (Other Backward Classes)	EWS (Economically Weaker Sections)	Total
Bank of Baroda	0	0	0	0	0	0
Bank of India	240	88	44	158	58	588
Bank of Maharashtra	162	60	30	108	40	400
Canara Bank	265	97	48	175	65	650
Central Bank of India	53	193	104	257	13	620
Indian Bank	NR	NR	NR	NR	NR	NR
Indian Overseas Bank	41	14	07	26	10	98
Punjab National Bank	NR	NR	NR	NR	NR	NR
Punjab & Sind Bank	169	67	37	112	42	427
UCO Bank	179	66	33	118	44	440
Union Bank of India	491	94	47	148	132	912
Total	1600	679	350	1102	404	41

For IBPS PO 2019 vacancy

The category-wise vacancy for IBPS PO 2021 is given below:

Participating Organization	SC (Scheduled Castes)	ST (Scheduled Tribes)	OBC (Other Backward Classes)	EWS (Economically Weaker Sections)	UR (Unreserved)	Total	Out of Which PwBD (Persons with Benchmark Disabilities)
OC	VI	HI	ID
Allahabad Bank	75	37	135	50	203	500	5	5	5	5
Andhra Bank	0	0	0	0	0	0	0	0	0	0
Bank of Baroda	0	0	0	0	0	0	0	0	0	0
Bank of India	126	86	217	61	391	881	7	8	19	13
Bank of Maharashtra	28	14	50	18	78	188	2	2	2	1
Canara Bank	37	18	67	25	103	250	2	3	3	2
Central Bank of India	38	19	68	25	100	250	2	3	3	2
Corporation Bank	22	11	40	15	62	150	2	1	2	1
Indian Bank	73	37	133	49	201	493	5	5	5	5
Indian Overseas Bank	0	0	0	0	0	0	0	0	0	0
Oriental Bank of Commerce	48	22	79	29	122	300	3	3	3	3
Punjab National Bank	105	46	122	62	292	627	7	6	13	16
Punjab & Sind Bank	0	0	0	0	0	0	0	0	0	0
Syndicate Bank	NR	NR	NR	NR	NR	NR	NR	NR	NR	NR
UCO Bank	53	18	118	50	261	500	4	3	47	13
Union Bank of India	114	53	159	65	253	644	12	15	12	6
United Bank of India	0	0	0	0	0	0	0	0	0	0
Total

ESIC UDC vs IBPS PO – Salary

For ESIC UDC 

ESIC UDC Salary 

The initial Basic pay of an Upper Division clerk is Rs. 25,000/-. This Basic can go up to Rs. 81,000 after promotions during the service period. The details of ESIC UDC salary are provided below:

ESIC UDC Salary Structure

Category	Amount
Central Pay Commission	7th CPC (Central Pay Commission)
Pay Level	04
Pay Band	PB- 4 (5200 to 20200)
Pay Scale	Rs.25,500/- – 81,100/-
Grade Pay	Rs. 2800
DA (Dearness Allowance)	7 percent of the Basic Pay
HRA (House Rent Allowance)	According to the placement city.
Travel Allowance	Rs.3600 for ‘x’ category cities and Rs.1800 for remaining.
Gross ESIC UDC Salary	Rs.37000/- ‘X’ category citiesRs.33000/- ‘Y’ category citiesRs.31000/- ‘Z’ category cities
Deductions	PF (10 percent of basic salary) NPS (10 percent of basic salary DA) Income Tax- As per the Govt. rules

Classification of Cities

According to the 7th Pay Commission House Rent Allowance will vary according to the placement cities. Cities are classified as Class X, Y, and Z based on factors like population, cost of living, and urbanization. The classification of different HRA for different cities is given below:

Classification	List of cities
Class X24 percent House Rent Allowance	Delhi, Mumbai, Kolkata, Chennai, Bangalore, Hyderabad, Ahmedabad and Pune
Class Y16 percent House Rent Allowance	Agra, Ajmer, Aligarh, Allahabad, Amravati, Amritsar, Asansol, Aurangabad, Bareilly, Belgaum, Bhavnagar, Bhiwandi, Bhopal, Bhubaneswar, Bikaner, Bokaro Steel City, Chandigarh, Coimbatore, Cuttack, Dehradun, Dhanbad, Durg-Bhilai Nagar, Durgapur, Erode, Faridabad, Firozabad, Ghaziabad, Gorakhpur, Gulbarga, Guntur, Gurgaon, Guwahati, Gwalior, Hubli-Dharwad, Indore, Jabalpur, Jaipur, Jalandhar, Jammu, Jamnagar, Jamshedpur, Jhansi, Jodhpur, Kannur, Kanpur, Kakinada, Kochi, Kottayam, Kolhapur, Kollam, Kota, Kozhikode, Kurnool, Lucknow, Ludhiana, Madurai, Malappuram, Malegaon, Mangalore, Meerut, Moradabad, Mysore, Nagpur, Nashik, Nellore, Noida, Patna, Pondicherry, Raipur, Rajkot, Rajahmundry, Ranchi, Rourkela, Salem, Sangli, Siliguri, Solapur, Srinagar, Surat, Thiruvananthapuram, Palakkad, Thrissur, Tiruchirappalli, Tiruppur, Ujjain, Vadodara, Varanasi, Vasai-Virar City, Vijayawada, Visakhapatnam, Warangal
Class Z8 percent House Rent Allowance	All other cities

.

For IBPS PO

The salary of IBPS PO is according to the 7th Pay Commission. Hence, the Basic pay is Rs.36,000/- with an increment of Rs.980/- for the next 7 years. After that, a basic pay pf Rs.42,860/- with an annual increment of Rs.1,145/- for the next two years. The details of IBPS PO salary are provided below:

Basic Pay	Rs. 36000
Dearness Allowance	Rs. 8,593.20
Learning Allowance	Rs. 600
DA Others	Rs. 1,552.50
HRA	Rs. 3,240
Gross Salary	Rs. 57,289.70
Net Salary /in-hand	Rs. 52,630.38

Perks and Allowances:

The allowances and perks provided both the posts are given below:

For ESIC UDC

For IBPS PO

Apart from the regular fixed pay, ESIC UDC also receives the following perks and allowances: Dearness Allowance- DA Transport Allowance- TA House Rent Allowance- HRA

Apart from the regular fixed pay, IBPS PO also receives the following perks and allowances: Dearness Allowance (DA) House Rent Allowance (HRA) It varies according to the placement City and can be 9 percent, 8 percent, or 7 percent of the basic salary. City Compensatory Allowance (CCA) Based on the placement, City it may be 0 percent, 3 percent, or 4 percent. Medical Insurance  Furniture Allowance Travelling Allowance  Miscellaneous Allowance  Special Allowance  This allowance has been included in the last wage revision for the banks. It is about 7.75 percent of the basic pay, and it came into effect in November 2017.

ESIC UDC vs IBPS PO – Powers, and Responsibilities

ESIC UDC Job Profile

The job responsibilities/ duties of an Upper Division Clerk are given below:

 If you are posted in the regional office, Headquarters, or the Sub-Regional Office, the job responsibilities are: 

• Maintaining files
• Drafting letters
• Online processing of data
• Accounts-related work

If you are posted in Branch Office (Non-cashier), the job responsibilities are:

• Uploading various certificates
• Drafting letters
• Preparing online Payment dockets
• Preparing monthly, quarterly, and annual reports
• Maintaining registers

 If you are posted in Branch Office (Cashier), the job responsibilities are:

• Maintaining cashbook
• Issuing cheques
• Bank-related works

IBPS PO Job Profile

The job responsibilities/ duties of a Probationary Officer are given below:

• They are responsible for verifying the documents and proofs submitted by the customers

• Checking and approving cheques.
• Responsible for the bank vault, several important documents, and the keys
• Work with core banking solutions.
• Sanction the withdrawals by the customers
• Advise on financial matters
• Help in designing financial products

ESIC UDC vs IBPS PO – Promotion/ Career Growth

For ESIC UDC: Promotion/Career Growth

After qualifying the three stages of the recruitment, the candidates will be eligible for placement. ESIC will make the placements across the country. There are definite promotions for every candidate. The details are given below:

• After being posted as an ESIC Upper Division Clerk and serving for 3 years in the same cadre, the employee is promoted to the post of an Assistant (with an initial Grade Pay of 4200). 
• After serving for 3 years as an Assistant, the employee is eligible for promotion to the post of Social Security Officer (with an initial Grade Pay of 4600).

For IBPS PO:  Promotion/ Career Growth

Promotion is either based on merit, seniority or clearing the departmental examination. Performance and dedication are very important for promotion. PO promotions are done as per the policies of the bank. The promotion channel for the IBPS Probationary Officer is given below:

• Officer/ Asst. Manager
• Manager
• Senior Manager
• Chief Manager
• Asst. General Manager
• Deputy General Manager
• General Manager

Conclusion: 

We hope this article has been of help to you in giving the details of ESIC UDC vs IBPS PO Comparison.

FAQs: Frequently Asked Questions:

• IBPS PO Vacancy 2024, Check Revised Bank Wise Vacancy
• IBPS PO Interview Questions 2024, Expected Sample Questions
• Banking Terms for IBPS PO Interview, Know the Terms
• IBPS PO Interview Marks 2024, Check the Marking Scheme
• IBPS PO Interview Documents, Check the Required Documents
• IBPS PO Interview Dress Code for Male and Female, Check Details