ESIC UDC vs IBPS Clerk- Complete Comparison

The Employees’ State Insurance Corporation, on 27th December 2021, issued a recruitment notification for Upper Division Clerk. The application process will start on 15th January 2022 and continue till 15th February 2022. There are 1726 vacancies available. Eligible candidates can apply for the recruitment through the official website. 

IBPS conducts the recruitment examination for the post of Clerk. The recruitment notification for 2022 is expected to be released sometime in September 2022. The notification, once issued, will be available on the official website of the Institute. Interested candidates should keep checking the website for further notifications. This article will provide you with the ESIC UDC vs IBPS Clerk and important details of ESIC UDC and IBPS Clerk recruitment.

ESIC UDC vs IBPS Clerk – Process of Recruitment 

The recruitment process is given below:

ESIC UDC	IBPS Clerk
The ESIC UDC recruitment process has the following stages: Stage I- Preliminary Examination Stage- II- Main Examination Stage- III- Computer skill test	The IBPS Clerk recruitment process has two stages: Stage I- Preliminary Examination Stage- II- Main Examination

ESIC UDC vs IBPS Clerk – Vacancy

For ESIC UDC 

The State-wise vacancy for ESIC UDC 2022 is given below:

Regions	UDC No. of vacancies
Andhra Pradesh	8
Bihar	43
Chhattisgarh	17
Delhi	235
Goa	13
Ahmedabad	136
Jammu Kashmir	8
Haryana (Faridabad/Ambala)	130
Himachal Pradesh	29
Jharkhand	6
Karnataka	199
Kerala	66
Madhya Pradesh	44
Maharashtra	318
Guwahati/Assam	1
Odisha	30
Puducherry	6
Punjab	81
Rajasthan	67
Tamil Nadu	150
Telangana	25
Uttar Pradesh	36
Uttarakhand	9
West Bengal & Sikkim	113
Total Vacancies	1726

For IBPS Clerk:

The state-wise and category-wise vacancies for IBPS Clerk 2021 is given below:

State Name	General	SC (Scheduled Castes)	ST (Scheduled Tribes)	OBC (Other Backward Classes)	EWS (Economically Weaker Sections)	Total Vacancies
ANDAMAN & NICOBAR	4	0	0	01	0	05
ANDHRA PRADESH	247	20	23	35	62	387
ARUNACHAL PRADESH	07	0	5	01	0	13
ASSAM	84	17	22	51	17	191
BIHAR	129	48	3	92	28	300
CHANDIGARH	18	3	0	11	01	33
CHHATTISGARH	62	8	29	03	09	111
DADRA & NAGAR HAVELI DAMAN & DIU	03	0	0	0	0	03
DELHI (NCR)	147	24	28	85	34	318
GOA	32	01	17	04	05	59
GUJARAT	161	23	63	104	44	395
HARYANA	89	08	0	20	16	133
HIMACHAL PRADESH	48	25	06	23	11	113
JAMMU & KASHMIR	15	04	02	04	01	26
JHARKHAND	45	21	26	10	09	111
KARNATAKA	228	36	38	94	58	454
KERALA	118	16	01	41	18	194
LADAKH	0	0	0	0	03	03
LAKSHADWEEP	03	0	02	0	0	05
MADHYA PRADESH	152	63	83	57	34	389
MAHARASHTRA	441	80	107	152	102	882
MANIPUR	03	01	02	0	0	06
MEGHALAYA	05	0	02	01	01	09
MIZORAM	03	0	01	0	0	04
NAGALAND	04	0	08	0	01	13
ODISHA	132	49	49	35	37	302
PUDUCHERRY	17	04	0	07	02	30
PUNJAB	168	108	0	81	45	402
RAJASTHAN	51	29	08	40	14	142
SIKKIM	12	02	05	07	02	28
TAMIL NADU	428	133	08	185	89	843
TELANGANA	207	20	16	37	53	333
TRIPURA	04	01	02	0	01	08
UTTAR PRADESH	431	209	13	263	123	1039
UTTRAKHAND	33	06	03	11	05	58
WEST BENGAL	193	132	24	114	53	516

ESIC UDC vs IBPS Clerk – Eligibility

Educational Qualification: 

For ESIC UDC	For IBPS Clerk
The candidates must have completed their graduation degree in the required field/ stream from a recognized university or Institute · Candidates should have in-hand knowledge of computer operations like using office suites and database programs.	Candidates should have a Graduation or an equivalent degree in any discipline from a recognized University or Institute.  Computer Literacy: Operating and working knowledge in computer systems is mandatory

Age Criteria:

The criteria for age for both the posts are given below:

ESIC UDC	IBPS Clerk
The minimum age of a candidate must be 18 years The maximum age of a candidate should be 27 years	The minimum age of a candidate must be 20 years  The maximum age of a candidate should be 28 years

Age Relaxation

Age relaxations are given to reserved category candidates. The category-wise upper age relaxation is mentioned below: 

Category	ESIC UDC	IBPS Clerk
SC (Scheduled Castes)	5 years	5 years
ST (Scheduled Tribes)	5 years	5 years
OBC (Other Backward Classes)	3 years
OBC NCL (Other Backward Classes- Non-creamy layer)		3 years
PwD (Persons with Disabilities)		10 years
PH- UR (Physically Handicapped- Unreserved)	10 years
PH- OBC (Physically Handicapped- Other Backward Classes)	13 years	–
PH- SC (Physically Handicapped- – Scheduled Caste)	15 years	–
PH- ST (Physically Handicapped- – Scheduled Tribes)	15 years
Ex-servicemen and Disabled Ex-Servicemen		The actual period of service rendered in the defence forces 3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to a maximum age limit of 50 years
ESM- UR (Ex-Servicemen- Unreserved)	3 years  After deducting the military service period from the age of the candidate.
ESM- OBC (Ex-Servicemen- Other Backward Classes)	6 years  After deducting the military service period from the age of the candidate.
ESM- SC (Ex-Servicemen- Scheduled Caste)	8 years  After deducting the military service period from the age of the candidate.
ESM- ST (Ex-Servicemen-Scheduled Tribes)	8 years  After deducting the military service period from the age of the candidate.
Widows, divorced women, and women legally separated from their husbands who have not remarried		9 years
Persons affected by riots of 1984		5 years
Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only)		5 years
ESIC Employee/ Govt. Servant, who has served the office not less than 3 years (regular & continuous service) as on the closing date of application ESIC Employee/ Govt. Servant, who has served the office not less than 3 years (regular & continuous service) as on the closing date of application
	Upto 43 years
ESIC Employee/ Govt. Servant, who has served the office not less than 3 years (regular & continuous service) as on the closing date of application Scheduled caste	Upto 45 years
ESIC Employee/ Govt. Servant, who has served the office not less than 3 years (regular & continuous service) as on the closing date of application Scheduled Tribe	Upto 45 years
Other categories of persons	In accordance with the instructions and orders issued from time to time

For ESIC UDC:

• As per the rules of DoPT, a PwD applicant deserves the age relaxation in different combinations subject to the condition of the maximum age of 56 years. In the case of PwD, by virtue of being an ESIC/ Government Employee, consideration to them will be offered either as a ‘person with disability’ or as an ESIC/ Govt. Employee’ whichever may be more useful to them.
• Candidates should have the status of ESIC/ Govt. servant till the time of appointment. 

ESIC UDC vs IBPS Clerk – Salary

ESIC UDC Salary 

The salary is paid as per the 7th Pay Commission. The Basic pay of a freshly appointed Upper Division clerk is Rs. 25,000/-. This can go up to Rs. 81,000 after several promotions during the service tenure. The details of ESIC UDC salary are provided below:

Category	Amount
Central Pay Commission	7th CPC (Central Pay Commission)
Pay Level	04
Pay Band	PB- 4 (5200 to 20200)
Pay Scale	Rs.25,500/- – 81,100/-
Grade Pay	Rs. 2800
DA (Dearness Allowance)	7 percent of the Basic Pay
HRA (House Rent Allowance)	According to the placement city.
Travel Allowance	Rs.3600 for ‘x’ category cities and Rs.1800 for remaining.
Gross ESIC UDC Salary	Rs.37000/- ‘X’ category citiesRs.33000/- ‘Y’ category citiesRs.31000/- ‘Z’ category cities
Deductions	PF (10 percent of basic salary) NPS (10 percent of basic salary DA) Income Tax- As per the Govt. rules

Classification of Cities

According to the 7th Pay Commission House Rent Allowance will vary according to the placement cities. Cities are classified as Class X, Y, and Z based on factors like population, cost of living, and urbanization. The classification of different HRA for different cities is given below:

List of cities	Classification
Delhi, Mumbai, Kolkata, Chennai, Bangalore, Hyderabad, Ahmedabad, and Pune	X24 percent House Rent Allowance
Agra, Ajmer, Aligarh, Allahabad, Amravati, Amritsar, Asansol, Aurangabad, Bareilly, Belgaum, Bhavnagar, Bhiwandi, Bhopal, Bhubaneswar, Bikaner, Bokaro Steel City, Chandigarh, Coimbatore, Cuttack, Dehradun, Dhanbad, Durg-Bhilai Nagar, Durgapur, Erode, Faridabad, Firozabad, Ghaziabad, Gorakhpur, Gulbarga, Guntur, Gurgaon, Guwahati, Gwalior, Hubli-Dharwad, Indore, Jabalpur, Jaipur, Jalandhar, Jammu, Jamnagar, Jamshedpur, Jhansi, Jodhpur, Kannur, Kanpur, Kakinada, Kochi, Kottayam, Kolhapur, Kollam, Kota, Kozhikode, Kurnool, Lucknow, Ludhiana, Madurai, Malappuram, Malegaon, Mangalore, Meerut, Moradabad, Mysore, Nagpur, Nashik, Nellore, Noida, Patna, Pondicherry, Raipur, Rajkot, Rajahmundry, Ranchi, Rourkela, Salem, Sangli, Siliguri, Solapur, Srinagar, Surat, Thiruvananthapuram, Palakkad, Thrissur, Tiruchirappalli, Tiruppur, Ujjain, Vadodara, Varanasi, Vasai-Virar City, Vijayawada, Visakhapatnam, Warangal	Y16 percent House Rent Allowance
All other cities	Z8 percent House Rent Allowance

For IBPS Clerk:

The salary of the IBPS Clerk is according to the 7th Pay Commission. Hence, the initial Basic pay is Rs.19,900/- with an increment of Rs.1000/- for the next year. The initial salary structure for IBPS Clerk is given below:

Basic Pay	Rs.19,900/-
Dearness Allowance	Rs. 5,209/-
Special Allowance	Rs. 4,118/-
Transport Allowance (TA)	Rs. 757/-
CCA	NA
House Rent Allowance (HRA)	Rs. 2039/-
Gross Pay	Rs. 32,024/-
Deduction (NPS Fund, Union Fee)	Rs. 2,570/-
Net Pay	Rs. 29,450/-

IBPS Clerk Pay Scale

• Initial Basic Pay is Rs 19,900 with an annual increment of Rs 1000/-
• Basic Pay after three years, is Rs 20,900 with an annual increment of Rs 1230 for the next three years.
• Basic Pay after three years, is Rs 24,590 with an annual increment of Rs 1490 for the next four years.
• Basic Pay after four years, is Rs 30,550 with an annual increment of Rs 1730 for the next seven years.
• Basic Pay after seven years, is Rs 42,600 with an annual increment of Rs 3270 for the next year.
• Basic Pay after one year, is Rs 45,930 with an annual increment of Rs 1990 for the next one year.
• Basic Pay after next year is Rs 47,920
• The minimum basic pay of a clerk is Rs. 19,900/- 
• The maximum Basic Pay of a Clerk is Rs. 47,920/-.

ESIC UDC vs IBPS Clerk – Perks and Allowances

The allowances perks provided to ESIC UDC and IBPS Clerk are given below:

ESIC UDC

For IBPS Clerk

Apart from the regular fixed pay, UDC also receives the following allowances and perks: Dearness Allowance- DA Transport Allowance- TA House Rent Allowance- HRA

Besides the regular fixed pay, the IBPS clerk also receives the following allowances and perks: Dearness Allowance.  DA is 4 percent of basic pay, and it depends on CPI and is revised quarterly.  House Rent Allowance.  It differs according to the placement City. The Allowance remains between 6.5 percent to 8.5 percent. Medical Insurance   For IBPS Clerks, the amount is fixed at  2000/- yearly. Travelling Allowance  Special Allowance of Rs.4,118/-

ESIC UDC vs IBPS Clerk – Powers, and Responsibilities

ESIC UDC Job Profile

The job responsibilities/ duties of an Upper Division Clerk are given below:

 If you are posted in the regional office, Headquarters, or the Sub-Regional Office, the job responsibilities are: 

• Maintaining files
• Drafting letters
• Online processing of data
• Accounts-related work

If you are posted in Branch Office (Non-cashier), the job responsibilities are:

• Uploading various certificates
• Drafting letters
• Preparing online Payment dockets
• Preparing monthly, quarterly, and annual reports
• Maintaining registers

 If you are posted in Branch Office (Cashier), the job responsibilities are:

• Maintaining cashbook
• Issuing cheques
• Bank-related works

IBPS Clerk Job Profile

The job responsibilities/ duties of an IBPS Clerk are given below:

• Entertaining customer inquiries
• Managing receipts, withdrawals, and others.
• Dealing with opening new accounts, cash collection, handling mails and delivery, and issuing bank statements.
• Verifying various documents and proofs submitted by the customers
• Updating passbooks
• Responsible for bank cash, various important documents, and keys.
• Issuing Demand Drafts (DDs), bank accounts for the customers, and cash receipts.
• Sanctioning of withdrawals
• Maintaining the various documents of the bank, balance sheets, ledger, and more.
• Resolving customer issues
• Guiding customers regarding different banking activities
• Attending to treasury works

ESIC UDC vs IBPS Clerk – Promotion/ Career Growth

For ESIC UDC: Promotion/Career Growth

After qualifying the three stages of the recruitment, the candidates will be eligible for placement. The placements will be made across the country. There are definite promotions for every candidate. The details are given below:

• After being posted as an ESIC Upper Division Clerk and serving for 3 years in the same cadre, the employee is promoted to the post of an Assistant (with an initial Grade Pay of 4200). 
• After serving for 3 years as an Assistant, the employee is eligible for promotion to the post of Social Security Officer (with an initial Grade Pay of 4600).

For IBPS Clerk:  Promotion/ Career Growth

The career growth of an IBPS Clerk is based on individual performance and contribution in the bank. While working as a bank clerk, a person learns the various ways in which a bank functions and gains tremendous experience. They also have ample scope to prove their potential and merit. Promotions come their way after working for at least 3 years. There are two channels for promotions:

• The Seniority based Promotion/ Normal promotion
• The Merit-based Promotion/ Fast track promotion

The interdepartmental written examination needs to be cleared for the promotion provided owing to seniority. These candidates do not require the JAIIB and CAIIB diplomas to be eligible for the promotion.

Under the Merit-based promotion, the candidates need JAIIB and CAIIB Diplomas issued by IIBF. The promotion channel is given below:

• Clerk
• Officer
• Sr. Officer
• Asst. Manager
• Manager
• Sr. Manager
• Chief Manager
• Asst. General Manager
• Deputy General Manager
• General Manager

Conclusion: 

We hope this article has been of help to you in giving the details of ESIC UDC vs IBPS Clerk – Comparison. 

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