The Cloze Test is one of the most important grammar and vocabulary topics in the English Language section of the IBPS Clerk Exam. These questions evaluate a candidate’s understanding of grammar, vocabulary, and contextual usage. Regular practice improves accuracy and enhances overall English proficiency.
Cloze Test for IBPS Clerk, FREE Practice PDF
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English Language – Cloze Test
Passage 1: Central Banks and Banking System Stability
The global banking system has faced considerable (1)___ in recent years, prompting central banks across the world to (2)___ unprecedented measures to safeguard financial stability. When a central bank injects liquidity into the market, it is essentially (3)___ confidence among depositors and investors alike. Such intervention becomes necessary because a sudden loss of confidence can (4)___ an otherwise healthy banking system, triggering panic withdrawals and a wider financial crisis. Economists believe that timely liquidity support has (5)___ the collapse of several major institutions during past downturns. Critics, however, argue that repeated bailouts may unintentionally (6)___ risky behaviour among banks, since managers might assume that emergency support will always be (7)___ whenever trouble arises. Striking a balance between supporting the system and (8)___ reckless lending remains one of the toughest challenges facing regulators today. For this reason, central banks must act with (9)___ caution, ensuring that every intervention strengthens rather than (10)___ long-term financial discipline.
1. Choose the correct word for blank (1) — “The global banking system has faced considerable ___ in recent years…”
2. Choose the correct word for blank (2) — “…prompting central banks across the world to ___ unprecedented measures…”
3. Choose the correct word for blank (3) — “…it is essentially ___ confidence among depositors and investors alike.”
4. Choose the correct word for blank (4) — “…a sudden loss of confidence can ___ an otherwise healthy banking system…”
5. Choose the correct word for blank (5) — “…timely liquidity support has ___ the collapse of several major institutions…”
6. Choose the correct word for blank (6) — “…repeated bailouts may unintentionally ___ risky behaviour among banks…”
7. Choose the correct word for blank (7) — “…emergency support will always be ___ whenever trouble arises.”
8. Choose the correct word for blank (8) — “…between supporting the system and ___ reckless lending…”
9. Choose the correct word for blank (9) — “…central banks must act with ___ caution…”
10. Choose the correct word for blank (10) — “…ensuring that every intervention strengthens rather than ___ long-term financial discipline.”
Quiz Summary
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Passage 2: Developing Countries and Globalisation
Over the past few decades, developing countries have increasingly (1)___ themselves into the global economy, driven by trade liberalisation and foreign investment. This integration has (2)___ millions of people out of poverty, particularly in nations that invested heavily in education and infrastructure. However, the benefits of globalisation have not been (3)___ distributed, and income inequality within many developing nations has (4)___ sharply. Multinational companies often (5)___ operations to countries with lower labour costs, creating jobs but sometimes at the expense of workers’ rights. Governments in developing countries must therefore (6)___ economic growth with adequate protections for labour and the environment. Without such safeguards, rapid industrialisation can (7)___ natural resources and worsen pollution. Many economists (8)___ that sustainable development requires long-term planning rather than short-term gains. At the same time, developing nations must not become entirely (9)___ on foreign capital, as sudden withdrawals can destabilise local currencies. Building resilient domestic institutions remains (10)___ to achieving lasting prosperity.
11. Choose the correct word for blank (1) — “…developing countries have increasingly ___ themselves into the global economy…”
12. Choose the correct word for blank (2) — “This integration has ___ millions of people out of poverty…”
13. Choose the correct word for blank (3) — “…the benefits of globalisation have not been ___ distributed…”
14. Choose the correct word for blank (4) — “…income inequality within many developing nations has ___ sharply.”
15. Choose the correct word for blank (5) — “Multinational companies often ___ operations to countries with lower labour costs…”
16. Choose the correct word for blank (6) — “Governments…must therefore ___ economic growth with adequate protections…”
17. Choose the correct word for blank (7) — “…rapid industrialisation can ___ natural resources and worsen pollution.”
18. Choose the correct word for blank (8) — “Many economists ___ that sustainable development requires long-term planning…”
19. Choose the correct word for blank (9) — “…developing nations must not become entirely ___ on foreign capital…”
20. Choose the correct word for blank (10) — “Building resilient domestic institutions remains ___ to achieving lasting prosperity.”
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