SBI PO Descriptive Test PDF 2026: Free Download with Samples

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Published on 6 August 2026 by
SBI PO Descriptive Test New Pattern

The SBI PO Descriptive Test has become an important part of the SBI PO Mains Examination after the latest pattern revision. Unlike the earlier essay-based format, the descriptive paper now focuses on practical workplace communication and evaluates a candidate’s ability to write professional emails, analyse banking situations, and present information in a structured manner. To help aspirants prepare effectively, we have provided a free SBI PO Descriptive Test PDF based on the latest exam pattern. The PDF includes writing formats, solved examples, practice questions, preparation tips, and a structured approach to each section.

SBI PO Descriptive Test 2026

The SBI PO 2026 Descriptive Test is conducted immediately after the Mains objective examination in online mode. Candidates are required to type their responses in English within 30 minutes. The paper carries 30 marks and consists of three sections—Email Writing, Situation Analysis, and either Report Writing or Précis Writing. Candidates must attempt one question from each section. Before looking at the detailed sections, here’s a quick overview of the descriptive test.

ParticularDetails
ExamSBI PO 2026 Mains
Total Marks30 Marks
Duration30 Minutes
ModeOnline (Typing)
SectionsEmail Writing, Situation Analysis, Report Writing/Précis Writing
QuestionsOne question from each section

Download SBI PO Descriptive Test PDF

Our free SBI PO Descriptive Test PDF has been prepared according to the latest examination pattern. It explains the expected writing approach, standard formats, and examiner expectations and provides practice questions with model answers to help candidates improve their descriptive writing skills.

Download Now – SBI PO Descriptive Test PDF (Free)

What does the SBI PO Descriptive Test PDF include?

The PDF has been designed to help candidates understand the revised descriptive paper and build confidence before the examination. It contains:

  • Latest SBI PO Descriptive Test pattern
  • Standard writing formats for every section
  • One solved example for each writing task
  • Practice questions based on banking scenarios
  • Preparation strategy and time management tips
  • Common mistakes to avoid
  • Professional writing phrases and examiner guidance
SBI PO Descriptive Test

SBI PO Descriptive Test Pattern 2026

The descriptive paper evaluates communication skills, analytical ability, and professional writing. Since all responses have to be typed within a limited time, candidates should be familiar with the expected format of every section.

SectionMarksAttempt
Email Writing10Attempt 1 Question
Situation Analysis10Attempt 1 Question
Report Writing / Précis Writing10Attempt either Report or Précis
Total3030 Minutes

Email Writing Sample for SBI PO

Email writing carries 10 marks and tests your ability to draft clear, formal, and professional emails suitable for banking communication. Candidates should maintain the correct format, use concise language, and clearly mention the purpose of the email.

Sample Practice Question

Q. You are the branch manager of SBI, Kolkata. Draft an email informing customers about revised banking service charges effective from 1 September 2026.

Sample Answer

Subject: Revision of Banking Service Charges Effective from 1 September 2026

Dear Valued Customer,

This is to inform you that certain banking service charges, including cheque book issuance, cash handling, and demand draft services, will be revised with effect from 1 September 2026.

The updated charges have been introduced to improve service efficiency and align with the latest banking guidelines. Customers are requested to visit the nearest SBI branch or refer to the official website for the complete schedule of revised charges.

For any clarification, please feel free to contact our branch. We appreciate your continued trust and support.

Yours sincerely,

Branch Manager
 State Bank of India

Situation Analysis Sample for SBI PO

Situation Analysis assesses a candidate’s decision-making and problem-solving abilities in real banking scenarios. A good response should identify the issue, explain its impact, suggest practical solutions, and conclude with preventive measures.

Sample Practice Question

Q. A customer informs you that ₹20,000 has been debited from the account after a failed ATM transaction. As a probationary officer, explain how you would handle the situation.

Sample Answer

Problem Identification

The customer has experienced a failed ATM transaction where the amount has been debited but cash was not dispensed. This has caused inconvenience and reduced customer confidence.

Proposed Solution

  • Apologise to the customer and understand the complete issue.
  • Verify the transaction details through the Core Banking System.
  • Register the complaint immediately and provide a reference number.
  • Inform the customer about the expected resolution timeline.
  • Follow up until the amount is credited back to the account.

Preventive Measure

The branch should regularly monitor pending ATM complaints and ensure timely resolution to improve customer satisfaction.

Conclusion

Prompt assistance, transparent communication, and timely grievance redressal help maintain customer trust in the bank.

Report Writing Sample for SBI PO

Report Writing evaluates your ability to present facts, observations, analysis, and recommendations in a structured and objective manner. The report should be written using formal language and organized under appropriate headings.

Sample Practice Question

Q. Prepare a report on the adoption of digital banking services in your branch and suggest measures to increase customer participation.

Sample Answer

Report on Digital Banking Adoption

Submitted by: Branch Manager, SBI Kolkata

Introduction

This report presents the current status of digital banking adoption among customers and identifies measures to improve digital banking usage.

Observations

  • Mobile banking registrations have increased steadily.
  • Most young customers actively use UPI and internet banking.
  • Senior citizens require additional support for digital services.

Recommendations

  1. Organise monthly digital banking awareness camps.
  2. Provide YONO app demonstrations at the branch.
  3. Display informational posters on safe digital banking practices.
  4. Conduct customer assistance sessions for senior citizens.

Conclusion

Continuous awareness programmes and customer support initiatives will encourage greater adoption of digital banking services and improve customer convenience.

check how to prepare for sBI PO Mains 2026

Précis Writing Sample for SBI PO

Précis Writing tests a candidate’s ability to summarise a passage while retaining its central idea. The summary should be written in your own words, remain objective, and be approximately one-third of the original passage. A suitable title should also be provided.

Sample Practice Passage

Technology has transformed the banking sector by introducing internet banking, mobile banking, AI-powered customer support, and digital payment systems. These innovations have made banking faster and more convenient. However, increasing cyber threats and low digital literacy continue to pose significant challenges. Banks must invest in technology as well as customer awareness to ensure secure and inclusive banking services.

Sample Précis

Title: Technology and Digital Banking

Technology has made banking more efficient through digital platforms and AI-based services, improving customer convenience. However, cybersecurity risks and limited digital awareness remain major concerns. Banks should strengthen security measures and promote customer awareness to ensure safe and inclusive digital banking.

Take the SBI PO Descriptive Mock Test on Oliveboard

Preparing with a mock test is one of the most effective ways to improve your performance in the SBI PO Descriptive Test. The Oliveboard SBI PO Descriptive Mock Test is designed according to the latest exam pattern and provides a real exam-like experience with questions on Email Writing, Situation Analysis, and Report Writing/Précis Writing. It helps you practice under timed conditions, improve your writing structure, and identify areas that need improvement before the actual exam.

attempt SBI PO Descriptive Test
SBI PO Descriptive Test
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FAQs

Q1. What are the sections in the SBI PO Descriptive Test 2026?

A1. The descriptive paper consists of Email Writing, Situation Analysis, and either Report Writing or Précis Writing.

Q2. How many marks is the SBI PO Descriptive Test?

A2. The descriptive paper carries 30 marks and is conducted for 30 minutes.

Q3. Is the SBI PO Descriptive Test conducted online?

A3. Yes, candidates must type their answers on a computer immediately after the Main Objective Test.

Q4. Is this SBI PO Descriptive Test PDF based on the latest pattern?

A4. Yes, the PDF follows the latest SBI PO 2026 descriptive exam pattern and includes updated practice questions.

Q5. Who should practice this SBI PO Descriptive Test PDF?

A5. All SBI PO aspirants preparing for the Mains examination should practice this PDF to improve descriptive writing and time management.