IB ACIO vs Bank PO vs Bank Clerk | Which Is Better and You Should Join?

There is a popular debate among aspirants right now and that it IB ACIO vs Bank PO vs Bank Clerk. Which is good or which one should they join if selected? With a lot of common exam pattern and selection process, it is natural of aspirants to get choosy while putting extra effort to one of these. Choosing the one and go for is crucial for adopting the right career path. To help aspirants compare the nitty-gritty of the coveted job profiles of IB ACIO vs Bank PO vs Bank Clerk, we have come up with this comparison blog. But before that, if you have not filled the IB ACIO application form, check the released recruitment notification for the post Assistant Central Intelligence Officers in IB. The IB ACIO apply online link is active and candidates can fill the online application till 9th January 2021.

Register Now & Join the IB ACIO 2020 Live Course Here Use Code “GET20” & Get 20% OFF

Bank jobs are the most lucrative jobs in the government sector so is the IB ACIO one. Candidates need to make sure that their competitive exam preparation is very good. Let us go on and compare certain important aspects and details related to these exams and reach to a conclusion. Let’s start with IB ACIO vs Bank PO vs Bank Clerk without any ado.

IB ACIO vs Bank PO vs Bank Clerk

Here are is a tabular comparison between IB ACIO vs Bank PO vs Bank Clerk.

Parameters of ComparisonIB ACIOBANK POBank Clerk
Post OfferedAssistant Central Intelligence OfficerProbationary OfficerJunior Associate 
OrganizationIB & MHANational Banks and RRBsNational Bank and RRBs
Mode of ExaminationOnlineOnlineOnline
Selection Procedure3 Tier Process

Phase 1 – Objective Exam (100 marks)
Phase 2 – Descriptive Exam (50 marks)

Personal Interview (100 marks)
3 stage process

Phase 1 – Preliminary Exam (100 marks)
Phase 2 –
Main Exam (200 marks) + Descriptive Exam (25 marks)

Interview (100 marks)
3 stage process

Phase 1– Preliminary Exam (100 marks)
Phase 2 – Main Exam (200 marks) 
Eligibility CriteriaGraduation or equivalent qualification from a recognised university.Graduate from a recognized university.A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India 
Gross SalaryGross monthly salary of Rs 76,250/- Gross monthly emoluments Rs 38,703/-Initial Monthly Gross Salary is  Rs 19,588/-.
Probation PeriodAfter joining, an officer will be on a probation period of 120 days.There is probation for 2 years from the time of joining.There is probation for 2 years from the time of joining.
Responsibilities1. Gather secret information that protects national security.

2. Track major information and clues that might turn out to be of threat to the states. 
3. Collect intelligence information such as currency exchange issues, trespassing of terrorists, illegal or unethical trafficking, etc. 
1. Perform any kind of bank related activity; it can be the clerk or assistant type of job during probation period.

2. Get trained for practical knowledge in finance, accounting, marketing, billing as well as investment.

3. Handle works on daily customer transactions, viz. passing a cheque, draft issuance, cash management etc. as Assistant Manager

4. Increase the bank business viz. managing cash flow, loans and mortgages and finances.

5. Work as public relations officer, handle customer complaints and address various customer related issues.
1. Recording and organising loan information.

2. Preparing the monthly balance sheets of checking account customers.

3. Working on international accounts, translating foreign currency into Rupees and and vice versa.

4. Recording, filing and looking after stocks, bonds and other investment documents.

5. Taking care of records for each customer’s account.
Career ProspectsThe career progression is as follows:

Section Officers (7-8 years)

Under Secretary

Deputy Secretary

The career progression is as follows:

Assistant Manager


Senior Manager

Chief Manager

Assistant  General Manager

Deputy General  Manager

General Manager

Executive Director (ED)

Chairman & Managing Director (CMD)
The career progression is as follows:

Assistant Manager


Assistant General Manager

Deputy General Manager

General Manager

Chief General Manager

Executive Director

PostingUrban or Rural AreaAll over IndiaAll over India
Read the complete blog of Salary & Job Profile Here.Read the complete blog of Salary & Job Profile Here.Read the complete blog of Salary & Job Profile Here.

Syllabus of IB ACIO vs Bank PO vs Bank Clerk

1. Online Preparation for IB ACIO

As online learning has become the thing nowadays, Oliveboard has transformed itself to a complete online learning platform with learning resources and high-quality mock test on a single platform.

IB ACIO vs Bank PO vs Bank Clerk
Take a Free IB ACIO Mock Test and Assess Your Preparation

Online IB ACIO 2020 Complete Course – Details & Features

This course caters to the ENTIRE Preparation needs to crack the exam as challenging as IB ACIO – Learning, Practice & Strategy. You will be guided through learning, trained through practice and calibrated through strategy.

  • Special Focus Practice through 29+ Live Classes.
  • You will be given special attention through the classes of General Studies with the most updated content – best in the industry.
  • This course caters to the ENTIRE need for cracking an exam as challenging as IB ACIO 2020.

Here’s what’s special about the IB ACIO 2020 Complete Course:

  • Special Focus on General Awareness
  • Special Sessions from IB ACIO 2019 Toppers
  • PDF shared after EVERY class
  • The course will be into 3 phases of preparations, starting with learning, then  & at the last with exam strategy to help you maximize your performance.
IB ACIO vs Bank PO vs Bank Clerk
  • The Course Will Start on 28th December 2020.

1.1 IB ACIO 2020 Complete Course – Learning

  • This IB ACIO Online Coaching includes Live Video & Audio Interaction with the faculty – In our constant effort of providing you with the best learning, we have now brought live interaction with the faculty. Here you will be able to be in direct touch of the faculty and ask all your concerns and query. There will be a Special Focus on learning through
  • Doubt Cum Revision Classes – Students will not only attend classes but will also be able to ask their doubts to the faculties. Revision classes will help you understand the troubling topics by practicing again and again.

Join IB ACIO2020 Complete Course. Use Code “GET20” & Get 20% Instant OFF

1.2 IB ACIO 2020 Complete Course – Practising

  • 29 Live Classes (led by faculty) – The Live session is a new way to the learned concept which is available exclusively on the Oliveboard Platform.
  • 10 Mock Tests –  defines your preparation in the most appropriate way. With 20 prelims & 20 mains mock test, you will be able to enhance your performance and can work on your weaker areas.

Did you Know: Oliveboard users increase their scores by +16 after just 9 mock tests

  • Topic + GK Tests + 200 Ebooks – Additionally you will get access to GK tests and ebooks which will help you boost your preparations.
  • Focus on GA through Banking & Financial Awareness

1.3 IB ACIO2020 Complete Course – Exam Strategy

  • Special test-taking strategy sessions – While you are attempting the exam, do you know that just attempting and strategically attempting the tests can make significant changes in your scores. Know the best attempt strategy from the Top Faculty.
  • Previous year Topper sessions for tips and strategies – Get complete sectional preparation tips and strategies by the ones who have cleared the exam via online session. Get to know the topper’s plan and how they attempted the exam that helped them clear it.

Register Now & Join the IB ACIO 2020 Live Course Here Use Code “GET20” & Get 20% OFF


Oliveboard Mobile App
  • Video Lessons, Textual Lessons & Notes
  • Topic Tests covering all topics with detailed solutions
  • Sectional Tests for QA, DI, EL, LR
  • All India Mock Tests for performance analysis and all India percentile
  • General Knowledge (GK) Tests

Free videos, free mock tests and free GK tests to evaluate course content before signing up!

Free Ebooks



Leave a comment

Download 500+ Free Ebooks (Limited Offer)👉👉