IBPS PO vs IBPS RRB Officer Scale – I : Exam Comparison

In this post we will compare two major banking exams : IBPS PO and IBPS RRB Officer Scale-I. The comparison will be done on the basis of various parameters such as: eligibility, selection procedure, job profile, salary and career prospects.Understanding these differences between IBPS PO and IBPS RRB Officer Scale-I will help you make a well-informed decision.

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IBPS PO v/s IBPS RRB Officer Scale-I: Tentative Dates
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As mentioned in the IBPS calendar, the tentative dates of the exams are as follows:-

 

IBPS PO Exam 2017 : Tentative Dates

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Preliminary Exam : 7th, 8th, 14th & 15th October 2017

Main Exam 26th November 2017

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IBPS RRB Officer Scale – I Exam 2017 : Tentative Dates
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Preliminary Exam: 9th, 10th, 16th, 17th, 23rd and 24th September 2017
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Main Exam5th November 2017
IBPS RRB Online course
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IBPS PO v/s IBPS RRB Officer Scale-I: Eligibility Criteria

IBPS PO

  • Graduate from any stream
  • Must be between 20 – 30 years of age

IBPS RRB Officer Scale I

  • Graduate from any stream
  • Must be between 18 – 30 years of age
  • Proficiency in state language is a must.

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IBPS PO v/s IBPS RRB Officer Scale-I: Selection Procedure

IBPS PO : Selection Procedure

Prelims
Section No of Questions Total Marks Duration (in mins)
English Language 30 30 60 mins
Quantitative Aptitude 35 35
Reasoning Ability 35 35
Total 100 100
Mains
Section No of Questions Total Marks Duration (in mins)
Reasoning 50 50 40
English Language 40 40 30
Quantitative Aptitude 50 50 40
General Awareness (with special reference to Banking) 40 40 20
Computer Knowledge 20 20 10
Total 200 200 140 mins

– The exam is objective type and conducted online.

–  The final selection is done the basis of a personal interview

 

IBPS RRB Officer Scale – I : Selection Procedure

Prelims
Section No of Questions Total Marks Duration (in mins)
Reasoning 40 40 45 mins
Quantitative Aptitude 40 40
Total 80 80
Mains
Section No of Questions Total Marks Duration (in mins)
Reasoning 40 50 120 mins
Quantitative Aptitude 40 50
General Awareness 40 40
English /Hindi Language 40 40
Computer Knowledge 40 20
Total 200 200

– The exam is objective type and conducted online.

–  The final selection is done the basis of a personal interview

– It differs from the IBPS PO exam in terms of the preliminary examination. The IBPS RRB Officer Scale – I has no test of English language at the prelims stage.  

 

IBPS PO v/s IBPS RRB Officer Scale-I: Posting Locations

IBPS PO

  • POs in commercial banks can be posted in either rural or urban areas all over the country.
  • The frequency of transfer of Probationary Officers is every 2 to 3 years.
  • The Probationary Officers are posted to at least 3 different locations during their Probation period. 

IBPS RRB Officer Scale I

  • The area of operation of the RRBs is generally restricted to the geographical region of the state or districts. Thus, the postings are in rural areas of the states that you apply for.
  • The frequency of postings is comparatively lower for IBPS RRB Scale – I Officers.
IBPS PO Vs IBPS RRB Officer Scale-I: Salary and Perks

IBPS PO

  • A Probationary Officer’s starting gross monthly salary range is approximately ₹37,000 – ₹38,000/-.
  • Perks: Probationary Officers too receive perks such as Dearness Allowance, House Rent Allowance, Transport Allowance, Newspaper reimbursement, Hospitalization reimbursement, Pension, Petrol, Deputation Allowance, Newspaper expenses, etc.

 

IBPS RRB Officer Scale I

  • A scale – I officer’s starting gross monthly salary is approximately Rs. 36,400/-
  • There are also various perks attached with these posts like lease accommodation, travelling allowance, medical benefits, newspaper reimbursement etc.
Job Responsibilities : IBPS PO v/s IBPS RRB Officer Scale – I

IBPS PO

POs in a PSB have many areas of specialization to pursue, such as Corporate/ Industrial Finance, Retail Banking, FX dealings (including imports & exports), Merchant Banking, Information Technology, in addition to Rural financing, Consultancy Services and many more. Some major job responsibilities include:-

  • Loan Processing
  • Issuing ATM Cards, DDs, Cheques, and other bank instruments
  • Handling customer grievances & rectifying undue charges
  • Guiding customers in Bank
  • Overseeing Clerical work such as cash management and account opening & supervising the documentation process

IBPS RRB Officer Scale – I

The area of operation of the RRBs is generally restricted to the geographical region of states or districts. Also, the range of activities handled by them apart from customer service and deposit mobilization, is restricted to providing credit and other facilities to the small and marginal farmers, agricultural laborers, artisans and small entrepreneurs in rural areas.  Major job responsibilities include:-

  • Managing all the functions of the bank
  • Making the farmers understand the benefits of the credit facilities in the most transparent ways.
  • Assessment of credit profiles
  • Repayment of  loans 
  • Spreading awareness about the different policies and schemes to local people.
  • Maintaining the bank’s annual balance sheet and creating the audit reports
  • The implementation of government schemes 

The work will be less when compared to other PSB’s. Since there is not much work pressure and it involves lesser number of people, the work-life balance is better.

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An advantage RRB POs have over POs of PSBs is that he/she has an in-depth knowledge about the region, its potential for growth, and developmental needs of the local economy.

Ultimately, what to choose comes to down personal preference: what kind of a job do you want, what type of a lifestyle do you plan to lead etc. In this article, we gave you an unbiased view of what opportunities are there in both and we hope that this will help you make a well – informed decision.

For any other queries, do reach out to us in the comments section below. We’ll be more than happy to answer! 🙂

Also Read- Check out IBPS RRB Notification 2019

IBPS RRB 2019 Recruitment Notification Out


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