JAIIB Memory Based Paper, Download IE & IFS, PPB, AFM, RBWM PDF

Table of content

The JAIIB Memory-Based Paper covers different subjects like IE & IFS, PPB (Principles and Practices of Banking), AFM (Accounting and Finance for Bankers), and RBWM (Retail Banking and Wealth Management). These sections focus on important topics that frequently appear in the exam. By practicing these papers, candidates can focus on high-weightage topics and improve their understanding of the subjects. Regular practice also helps in better time management during the exam.

JAIIB Memory Based Paper

The JAIIB Memory-Based Paper is a useful tool for candidates preparing for the JAIIB exam. It contains questions that have been recollected by candidates who appeared in the exam. These questions help students understand the exam format, difficulty level, and key topics that are often tested. Practicing these memory-based questions allows candidates to get familiar with the type of questions they might face, making it easier to prepare for the actual exam.

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JAIIB Memory-Based Paper MCQs

JAIIB Memory Based Paper MCQs are based on past exam trends to help candidates practice effectively. These questions cover key topics from all modules, providing a realistic exam experience.

Module: IE & IFS (Indian Economy & Indian Financial System)

1. What is the primary objective of monetary policy in India?
a) Control inflation
b) Regulate foreign exchange
c) Promote employment
d) Reduce fiscal deficit
Answer: a) Control inflation

2. What is the current base year for GDP calculation in India?
a) 2004-05
b) 2011-12
c) 2014-15
d) 2020-21
Answer: b) 2011-12

3. Which of the following is NOT a function of the Reserve Bank of India?
a) Issuing currency
b) Supervising non-banking financial companies
c) Setting fiscal policy
d) Managing foreign exchange
Answer: c) Setting fiscal policy

4. What does CRR stand for in banking?
a) Cash Reserve Ratio
b) Credit Risk Ratio
c) Current Reserve Requirement
d) Cash Revenue Rate
Answer: a) Cash Reserve Ratio

5. Which financial market instrument is used for short-term borrowing by governments?
a) Treasury Bills
b) Corporate Bonds
c) Mutual Funds
d) Equity Shares
Answer: a) Treasury Bills

Module: PPB (Principles and Practices of Banking)

1. What is the maximum validity period of a Demand Draft (DD)?
a) 1 month
b) 3 months
c) 6 months
d) 12 months
Answer: b) 3 months

2. KYC guidelines are mandated by which organization?
a) SEBI
b) IRDA
c) RBI
d) NABARD
Answer: c) RBI

3. What is the primary purpose of Priority Sector Lending (PSL)?
a) Promoting exports
b) Financial inclusion
c) Reducing NPAs
d) Supporting large corporates
Answer: b) Financial inclusion

4. Which of the following instruments is a negotiable instrument under the NI Act, 1881?
a) Fixed Deposit Receipt
b) Cheque
c) Bank Guarantee
d) Savings Certificate
Answer: b) Cheque

5. What does CASA stand for in banking?
a) Current Account Savings Account
b) Credit and Savings Account
c) Cash and Savings Access
d) Consolidated Account Savings Analysis
Answer: a) Current Account Savings Account

Module: AFM (Accounting & Financial Management for Bankers)

1. Which financial statement shows the assets and liabilities of a company?
a) Profit and Loss Statement
b) Balance Sheet
c) Cash Flow Statement
d) Trial Balance
Answer: b) Balance Sheet

2. What is the accounting term for allocating the cost of tangible assets over their useful life?
a) Depreciation
b) Amortization
c) Capitalization
d) Valuation
Answer: a) Depreciation

3. In double-entry bookkeeping, which of the following is a debit entry?
a) Increase in revenue
b) Decrease in expense
c) Increase in assets
d) Decrease in liabilities
Answer: c) Increase in assets

4. What does the term “contingent liability” refer to?
a) A liability that is guaranteed
b) A liability that depends on a future event
c) A liability recorded in the Profit and Loss statement
d) A liability that is settled immediately
Answer: b) A liability that depends on a future event

5. The formula for calculating Return on Equity (ROE) is:
a) Net Income / Total Assets
b) Net Income / Shareholder’s Equity
c) Gross Profit / Total Sales
d) Total Liabilities / Shareholder’s Equity
Answer: b) Net Income / Shareholder’s Equity

Module: RBWM (Retail Banking & Wealth Management)

1. What is the main feature of a term deposit?
a) Unlimited withdrawals
b) Higher interest rate than savings accounts
c) Instant liquidity
d) No minimum deposit requirement
Answer: b) Higher interest rate than savings accounts

2. What is the primary purpose of mutual funds?
a) To provide loans
b) To pool resources for diversified investments
c) To facilitate online banking
d) To provide insurance coverage
Answer: b) To pool resources for diversified investments

3. Which of the following is NOT a type of retail banking product?
a) Home loans
b) Credit cards
c) Current account
d) Working capital finance
Answer: d) Working capital finance

4. What is the tenure for the Public Provident Fund (PPF) account?
a) 5 years
b) 10 years
c) 15 years
d) 20 years
Answer: c) 15 years

5. In wealth management, what does “asset allocation” mean?
a) Distributing investments across asset classes to manage risk
b) Selling assets for liquidity
c) Transferring assets to another party
d) Valuing assets for financial reporting
Answer: a) Distributing investments across asset classes to manage risk

JAIIB Memory Based Paper – Exam Analysis

Go through the detailed breakdown of each of the papers with video analysis. Our experts also provide additional information and tips to keep in mind for the next cycle.

JAIIB Exam Analysis

JAIIB Memory Based Paper – Download Link

Candidates can easily download the JAIIB Memory Based Paper 2024 PDFs for IE & IFS, PPB, AFM, and RBWM from the provided links. These papers are available for free and are designed to help candidates practice effectively. Using these papers as part of their study plan allows aspirants to revise key concepts, test their knowledge, and build confidence for the JAIIB exam. Downloading and practicing these papers is a smart step toward achieving success in the JAIIB examination.

Paper	Download Link
Indian Economy and Indian Financial System (IE & IFS) Memory-Based Paper	Download Here
Principles and Practices of Banking (PPB) Memory Based Paper	Download Here
Accounting and Financial Management (AFM) Memory Based Paper	Download Here
Retail Banking and Wealth Management (RBWM) Memory Based Paper	Download Here

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How to Download JAIIB Memory-Based Paper

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Advantage JAIIB Memory Based Paper

The JAIIB Memory-Based Paper offers several advantages for candidates preparing for the exam:

Real Exam Experience: Memory-based papers provide a realistic exam environment by simulating the actual questions asked in the JAIIB exam. This helps candidates become familiar with the format, structure, and difficulty level of the questions.
Focused Preparation: These papers highlight frequently asked topics and important concepts. By practicing memory-based questions, candidates can focus on high-weightage areas, improving their understanding of the key subjects and increasing their chances of scoring well.
Time Management Practice: Solving these papers allows candidates to improve their time management skills. By practicing under exam-like conditions, they can learn how to allocate time efficiently to each section and enhance their speed and accuracy during the actual exam.
Identify Strengths and Weaknesses: Memory-based papers help candidates identify their strengths and areas where they need improvement. This allows for targeted revision and focused preparation to address weaker areas before the exam.
Build Confidence: Regular practice with these questions helps build confidence, as candidates become more comfortable with the exam pattern and gain a better understanding of what to expect. This confidence can significantly improve performance on exam day.

JAIIB Result Calculator

For all the candidates who appeared for JAIIB, you can now analyse your performance and find out whether you have qualified for JAIIB or not. Our JAIIB Result Calculator takes your scores in individual subjects and provides insight into the qualification status for individual papers as well as overall.

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JAIIB Preparation Tips

Here are some effective JAIIB preparation tips using the JAIIB Memory-Based Paper:

Familiarize with the Exam Pattern: Start by going through the memory-based papers to understand the structure and pattern of the exam. This will give you an idea of how the questions are framed and the time allocation for each section. Understanding the pattern early on will help you strategize your preparation more effectively.
Focus on High-Weightage Topics: Use the memory-based papers to identify the frequently asked topics in each subject, such as PPB, AFM, IE & IFS, and RBWM. Prioritize your study on these high-weightage areas. Regularly practicing these topics will strengthen your understanding and improve your chances of scoring well.
Simulate Exam Conditions: Practice solving the memory-based papers under exam-like conditions. Set a timer and try to complete the paper within the allotted time. This will help you improve your speed and accuracy, making you more comfortable managing your time during the actual exam.
Analyze Your Performance: After solving each memory-based paper, review your answers and identify areas where you made mistakes. This will help you pinpoint your weak areas and allow you to focus on improving them. Regular analysis will help you track your progress and adjust your preparation strategy.
Revise and Strengthen Concepts: The memory-based papers offer insights into the types of questions you may encounter. Use these papers to revise the concepts thoroughly. If you find certain topics challenging, go back to the basics, study them again, and practice more questions related to those areas to gain confidence.
Build Confidence: Regular practice with JAIIB memory-based papers will boost your confidence. As you continue solving these papers and see improvements in your performance, you’ll become more confident about tackling the actual exam.

JAIIB Memory-Based Paper – FAQs

Q1. What is a JAIIB Memory-Based Paper?

A1. It is a set of questions from the actual JAIIB exam, recalled by candidates.

Q2. Why use memory-based papers for JAIIB prep?

A2. They help understand exam patterns and commonly asked questions.

Q3. How many papers are there in JAIIB ?

Ans. There are four papers: IE & IFS, PPB, AFM, and RBWM.

Q4. Where can I find JAIIB memory-based papers?

Ans. They are available on exam preparation websites and forums.

Anjali

I write content to help people prepare for banking exams because I have experience as an aspirant myself. My goal is to provide accurate and easy-to-understand information for candidates. I cover various topics such as exam patterns, syllabus, study techniques, and time management to support those preparing for the exams. As a former aspirant turned content writer, I want to make the information accessible and helpful for others so that they can do well in their banking and government exams and achieve their goals.

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