The RBI Grade B Phase 2 examination is one of the most important stages of the RBI Grade B recruitment process. This stage evaluates candidates’ understanding of Economic & Social Issues (ESI), Finance & Management (FM), and English Writing Skills. Since the competition level is high, candidates must prepare strategically and focus on understanding the actual exam pattern.
One of the best ways to prepare for the examination is by solving RBI Grade B Phase 2 previous year questions. These questions help candidates understand the difficulty level, important topics, question trends, and answer-writing requirements. Regular practice of previous year papers can significantly improve accuracy, speed, and confidence before the examination.
Download RBI Grade B Phase 2 Previous Year Paper
Downloading RBI Grade B Phase 2 previous year papers is one of the most effective ways to start your exam preparation. These papers help candidates understand the latest exam pattern, question types, difficulty level, and important topics asked in the examination.
Attempt RBI Grade B Phase 2 PYQs
Attempting RBI Grade B Phase 2 Previous Year Questions (PYQs) helps candidates evaluate their preparation level and gain confidence for the actual examination.
1. Angikaar Campaign 2025 runs from ______ to ______ across more than ______ Urban Local Bodies (ULBs).
2. With reference to Pradhan Mantri Awaas Yojana-Urban (PMAY-U) and PMAY-U 2.0, consider the following statements: (I) Under PMAY-U, 120 lakh houses have been sanctioned. (II) Out of the sanctioned houses, 94.11 lakh houses have been completed and delivered. (III) Under PMAY-U 2.0, one crore additional urban families will receive financial support up to ₹2.50 lakh. Which of the above statements is/are correct?
3. Consider the following cases regarding eligibility under the Pradhan Mantri Suraksha Bima Yojana (PMSBY). Which of the above individuals is/are eligible to enrol under PMSBY?
4. With reference to eligibility under CARA (Central Adoption Resource Authority) rules for prospective adoptive parents, which of the above statements is/are correct?
5. With reference to eligibility under the National Pension System (NPS), which of the above statements is/are correct?
6. With reference to PM Surya Ghar: Muft Bijli Yojana, which of the above statements is/are correct?
7. With reference to the objectives of the SHRESHTHA scheme, which of the above statements is/are correct?
8. Consider the following cases regarding eligibility under PM SVANidhi Scheme. Which of the above individuals is/are eligible to avail benefits under PM SVANidhi?
9. Between April 2024 and December 2025, more than _______ lakh candidates were trained across _______ States and _____ districts under PMKVY 4.0.
10. Under the Lakhpati Didi Initiative, the Government aims to create how many ‘Lakhpati Didis’ (women earning ₹1 lakh or more annually)?
PASSAGE FOR QUESTIONS 11–14
India’s agricultural sector continues to employ nearly half of the workforce while contributing a relatively smaller share to GDP, reflecting persistent issues of low productivity, income volatility, and structural inefficiencies. The Pradhan Mantri Dhan Dhanya Krishi Yojana (PMDDKY) represents a broader policy push towards enhancing farm income security and strengthening rural demand. PMDDKY ensures convergence of 36 existing schemes across 11 ministries for integrated district-level implementation, inspired by the Aspirational Districts Programme model. Districts are selected based on low productivity, low cropping intensity, and lower credit indicators, with at least one district from each State/UT selected. The scheme features a dedicated Kisan mobile app, a District Ranking System linked to a central dashboard, and monitoring through 117 Key Performance Indicators (KPIs).
11. With reference to PMDDKY, which of the above statements is/are correct?
12. Which of the following best describes a core structural feature of PMDDKY?
13. Under PMDDKY, which of the above statements is/are correct?
14. With reference to the selection of districts under PMDDKY, which of the above statements is/are correct?
PASSAGE FOR QUESTIONS 15–18
The Global Forest Resource Assessment (GFRA) 2025 provides a comprehensive evaluation of forest resources globally. India has moved to the 9th position globally in total forest area, holds the 3rd position globally in net annual forest area gain, and ranks 5th among global carbon sinks with forests removing 150 Mt CO2 annually during 2021–2025. The world’s total forest area stands at approximately 4.14 billion hectares, covering around 32% of global land area.
15. With reference to India’s position in GFRA 2025, which of the above statements is/are correct?
16. With reference to global forest statistics under GFRA 2025, which of the above statements is/are correct?
17. With reference to India’s forest carbon dynamics during 2021–2025, which of the above statements is/are correct?
18. Which option correctly fills the blanks?
PASSAGE FOR QUESTIONS 19–20
The economic reforms initiated in 1991 (LPG reforms — Liberalisation, Privatisation, Globalisation) were triggered by a severe balance of payments crisis. They included industrial delicensing, trade liberalisation, exchange rate rationalisation, and fiscal consolidation.
19. With reference to the 1991 LPG reforms, which of the above statements is/are correct?
20. With reference to the relationship between the 1991 LPG reforms and subsequent financial sector reforms in India, which of the above statements is/are correct?
Quiz Summary
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1. JAM Trinity stands for:
2. The Contingency Fund of India is presently authorised at:
3. SEBI’s T+2 timeline is applicable for which of the following?
4. Capital Adequacy Ratio (CAR) primarily measures:
5. When the RBI purchases government securities under Open Market Operations, it generally:
6. An inverted yield curve generally indicates:
7. As per the latest data, NaBFID has made total sanctions amounting to more than:
8. NaBFID is expected to sanction over how much amount by March 2026?
9. With reference to NaBFID, consider the following statements: (I) NaBFID was set up in April 2021 as India’s fifth All India Financial Institution. (II) It supports long-term non-recourse infrastructure financing, including development of bond and derivatives markets. (III) It functions purely as a commercial bank without any developmental objective. Which of the above statements is/are correct?
10. Consider the following statements regarding NaBFID’s capital structure: (I) The authorised share capital of NaBFID is ₹ ________. (II) The Government of India has infused an initial capital of ₹ ________ along with a grant of ₹ ________. Which of the following correctly fills the blanks?
11. Ethical absolutism refers to:
12. Upward communication in an organization refers to:
13. Span of control refers to:
14. According to Maslow, which of the following is the highest level of need?
15. Which of the following ethical perspectives focuses primarily on maximizing overall benefits and minimizing harm?
16. With reference to ethical theories in management, consider the following statements: (I) Deontological ethics emphasizes adherence to duties and moral principles irrespective of outcomes. (II) Virtue ethics focuses on the character and moral qualities of decision-makers. (III) Utilitarian ethics rejects consideration of consequences in managerial decision-making. Which of the above statements is/are correct?
17. A company faces financial stress. The Board suggests delaying employee salaries while continuing executive bonuses to maintain leadership morale. The Managing Director rejects this, arguing that fairness, integrity, and moral character must guide leadership decisions even during crisis. Which ethical perspective is most reflected in this decision?
18. The primary objective of the Scientific Management approach is to:
19. With reference to the Human Relations approach, consider the following statements: (I) It recognizes the importance of social and psychological needs of employees. (II) It assumes that financial incentives are the only motivators of employees. (III) It may underemphasise formal organizational structure and productivity targets. Which of the above statements is/are correct?
20. With reference to the Bureaucratic approach to management, consider the following statements: (I) It promotes clarity of roles and formal hierarchy. (II) It enhances flexibility and rapid innovation. (III) It may lead to rigidity and procedural delays. Which of the above statements is/are correct?
Quiz Summary
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Why should candidates solve RBI Grade B Phase 2 previous year questions?
Previous year questions provide valuable insights into the actual examination pattern and the type of questions frequently asked by RBI. They help candidates identify important areas, understand question framing, and improve conceptual clarity. Solving PYQs also helps aspirants become familiar with both objective and descriptive sections.
| Benefit | How It Helps |
|---|---|
| Understand Exam Pattern | Familiarizes candidates with actual question formats |
| Identify Important Topics | Highlights frequently asked concepts |
| Improve Accuracy | Reduces mistakes through practice |
| Better Time Management | Helps complete questions within the allotted time |
| Improve Answer Writing | Enhances descriptive answer presentation |
| Build Confidence | Creates exam readiness |
What subjects are covered in RBI Grade B Phase 2?
RBI Grade B Phase 2 consists of three major papers that test candidates on economic awareness, financial knowledge, management concepts, and communication skills. A balanced preparation strategy is required to perform well across all sections.
| Paper | Major Topics Covered |
| Economic & Social Issues (ESI) | Economy, Social Issues, Government Schemes, Sustainable Development |
| Finance & Management (FM) | Banking, Finance, Financial Markets, Management Theories |
| English Writing Skills | Essays, Precis Writing, Reading Comprehension |
What type of Economic & Social Issues questions are asked in RBI Grade B Phase 2?
The ESI section focuses on current economic developments, government schemes, poverty alleviation, financial inclusion, sustainable development, and social welfare initiatives. Questions are often linked to recent reports, committees, and policy measures.
- PM Surya Ghar Yojana
- PM SVANidhi Scheme
- Lakhpati Didi Initiative
- PMKVY 4.0
- SHRESHTHA Scheme
- National Pension System (NPS)
- Udyam Assist Platform (UAP)
- Stand-Up India Scheme
- Narasimhan Committee Recommendations
- Global Forest Resource Assessment (GFRA)
What type of descriptive questions are asked in the ESI paper?
The descriptive section tests a candidate’s analytical ability and understanding of economic and social issues. Questions generally require structured answers with an introduction, body, examples, and conclusion.
| Topic | Marks |
| High-Quality Welfare Systems | 15 |
| Beijing+30 Action Agenda | 15 |
| Sustainable Development Goals | 15 |
| Smart Cities and Urban Growth | 10 |
| RBI Monetary Policy Measures | 10 |
| Multiculturalism in India | 10 |
What topics are covered in the Finance section?
The Finance section focuses on banking concepts, financial markets, monetary policy, infrastructure financing, financial institutions, and regulatory frameworks. Candidates should develop strong conceptual understanding rather than relying only on memorization.
- JAM Trinity
- Capital Adequacy Ratio (CAR)
- Open Market Operations (OMO)
- Yield Curve
- NaBFID
- TReDS
- NDS-OM
- Infrastructure Investment Trusts (InvITs)
- Financial Ratios
- Financial Inclusion Initiatives
What topics are covered in the Management section?
The Management section evaluates a candidate’s understanding of organizational behavior, leadership, communication, ethics, and motivation theories. Questions are generally concept-based and require practical understanding.
- Ethics and Integrity
- Communication
- Leadership
- Motivation Theories
- Organizational Behaviour
- Decision Making
- Scientific Management
- Human Relations Approach
- Corporate Governance
How should candidates use previous year questions effectively?
Solving previous year questions should be a regular part of preparation rather than a last-minute activity. Candidates should analyze mistakes, revise weak areas, and identify recurring themes after every practice session.
- Solve topic-wise questions first.
- Revise concepts after every practice session.
- Create short notes from repeated topics.
- Practice descriptive answers regularly.
- Focus on current affairs linked to ESI and FM.
- Attempt mock tests after completing PYQs.
- Analyze mistakes and improve weak areas.
FAQs
Previous year questions help you understand the exam pattern, important topics, and difficulty level.
Direct questions may not repeat, but concepts and themes are often repeated.
The questions cover Economic & Social Issues (ESI), Finance & Management (FM), and English Writing Skills.
Yes, they help candidates understand the expected answer structure and presentation style.
Review every answer, identify weak areas, and revise the related concepts thoroughly.
- RBI Grade B Phase 2 Previous Year Questions with Solutions
- RBI Grade B Phase 1 Exam Analysis 13th and 14th June 2026
- RBI Grade B Phase 2 Descriptive Questions 2026, Download PDF
- RBI Grade B Phase 2 ESI Descriptive Questions 2026, Download Free PDF
- RBI Notification April 2026, Check Details and Practice Quiz
- RBI Notification May 2026, Check Details and Practice Quiz
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