The headquarters of banks in India form a crucial part of banking awareness and static general knowledge, especially for aspirants preparing for IBPS, SBI, RBI, NABARD, and other competitive banking examinations. Questions related to bank headquarters are often direct, concept-based, and high-scoring. However, due to continuous mergers, consolidation, and restructuring in the Indian banking sector, many candidates struggle with outdated or incorrect information.
A clear understanding of bank headquarters—across public sector banks, private sector banks, small finance banks, payment banks, and regional rural banks—helps aspirants not only in written exams but also during interviews, where clarity and confidence matter.
Public Sector Banks and Their Headquarters in India
Public sector banks are those in which the government of India holds a majority stake. After a series of mergers between 2017 and 2020, the total number of public sector banks has been reduced to 12, including the State Bank of India. These banks are frequently asked about in exams due to their national importance and wide presence. The headquarters of public sector banks are as follows:
| Public Sector Bank | Headquarters |
| State Bank of India | Mumbai |
| Bank of Baroda | Vadodara |
| Bank of India | Mumbai |
| Bank of Maharashtra | Pune |
| Canara Bank | Bengaluru |
| Central Bank of India | Mumbai |
| Indian Bank | Chennai |
| Indian Overseas Bank | Chennai |
| Punjab National Bank | New Delhi |
| Punjab & Sind Bank | New Delhi |
| UCO Bank | Kolkata |
| Union Bank of India | Mumbai |
Private Sector Banks and Their Headquarters in India
Private sector banks are banks in which the majority ownership lies with private shareholders. These banks are known for technological advancement, customer-centric services, and strong urban penetration. Headquarters of private banks are regularly asked in exams, often mixed with public sector banks. The headquarters of major private sector banks in India are
| Private Sector Bank | Headquarters |
| Axis Bank | Mumbai |
| Bandhan Bank | Kolkata |
| CSB Bank | Thrissur |
| City Union Bank | Kumbakonam |
| DCB Bank | Mumbai |
| Dhanlaxmi Bank | Thrissur |
| Federal Bank | Aluva (Kerala) |
| HDFC Bank | Mumbai |
| ICICI Bank | Mumbai |
| IDBI Bank | Mumbai |
| IDFC First Bank | Mumbai |
| IndusInd Bank | Mumbai |
| Jammu & Kashmir Bank | Srinagar |
| Karnataka Bank | Mangaluru |
| Karur Vysya Bank | Karur |
| Kotak Mahindra Bank | Mumbai |
| Nainital Bank | Nainital |
| RBL Bank | Mumbai |
| South Indian Bank | Thrissur |
| Tamilnad Mercantile Bank | Thoothukudi |
| YES Bank | Mumbai |
Tricks to Remember Bank Headquarters
Instead of memorizing each bank individually, aspirants should rely on name-based and geography-based patterns, which make recall much easier during exams.
Banks whose names end with “of India” are headquartered in Mumbai. This includes State Bank of India, Bank of India, Central Bank of India, Union Bank of India, IDBI Bank, and the Reserve Bank of India.
Banks whose names start with “Indian” are headquartered in Chennai, namely Indian Bank and Indian Overseas Bank.
Banks whose names start with “Punjab” are headquartered in New Delhi, as Punjab National Bank and Punjab & Sind Bank are located close to Parliament and central administration.
Mumbai is the financial capital of India, so most large public and private sector banks are headquartered there, including SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IDFC First Bank, YES Bank, and IndusInd Bank.
Many old private sector banks are headquartered in South India, particularly Kerala and Tamil Nadu, such as Federal Bank, South Indian Bank, CSB Bank, Dhanlaxmi Bank, City Union Bank, and Tamilnad Mercantile Bank.
Small Finance Banks and Their Headquarters in India
Small Finance Banks were established to promote financial inclusion, especially for small businesses, farmers, and underserved populations. Though fewer in number, their headquarters have become important due to recent mergers and expansions.
| Small Finance Bank | Headquarters |
| AU Small Finance Bank | Jaipur |
| Capital Small Finance Bank | Jalandhar |
| Equitas Small Finance Bank | Chennai |
| ESAF Small Finance Bank | Thrissur |
| Jana Small Finance Bank | Bengaluru |
| North East Small Finance Bank | Guwahati |
| Shivalik Small Finance Bank | Saharanpur |
| Suryoday Small Finance Bank | Navi Mumbai |
| Ujjivan Small Finance Bank | Bengaluru |
| Utkarsh Small Finance Bank | Varanasi |
Payments Banks and Their Headquarters in India
Payment banks focus on digital payments and remittances and are often linked with current affairs questions in exams.
| Payments Bank | Headquarters |
|---|---|
| Airtel Payments Bank | New Delhi |
| India Post Payments Bank | New Delhi |
| Paytm Payments Bank | Noida |
| Fino Payments Bank | Mumbai |
| Jio Payments Bank | Mumbai |
Regional Rural Banks and Their Headquarters in India
Regional Rural Banks operate at the regional level and are sponsored by public sector banks. Exam questions generally focus on major RRBs rather than the entire list.
| Regional Rural Bank | Headquarters |
| Andhra Pradesh Grameena Vikas Bank | Warangal |
| Telangana Grameena Bank | Hyderabad |
| Kerala Gramin Bank | Malappuram |
| Karnataka Gramin Bank | Ballari |
| Karnataka Vikas Grameena Bank | Dharwad |
| Maharashtra Gramin Bank | Aurangabad |
| Vidarbha Konkan Gramin Bank | Nagpur |
| Uttar Bihar Gramin Bank | Muzaffarpur |
| Dakshin Bihar Gramin Bank | Patna |
| Rajasthan Marudhara Gramin Bank | Jodhpur |
| Punjab Gramin Bank | Kapurthala |
| Sarva Haryana Gramin Bank | Rohtak |
| Assam Gramin Vikash Bank | Guwahati |
| Jharkhand Rajya Gramin Bank | Ranchi |
| Odisha Gramya Bank | Bhubaneswar |
| Utkal Grameen Bank | Bolangir |
FAQs
Q1. Why are bank headquarters important for bank exams?
Bank headquarters are a core part of banking awareness and static GK. Questions are often asked directly or in a match-the-following format in exams like IBPS PO/Clerk, SBI PO/Clerk, and RBI Grade B, making them easy scoring areas if prepared well.
Q2. How many public sector banks are there in India currently?
There are 12 public sector banks in India at present, including the State Bank of India. Any exam material mentioning 19 or 21 PSBs is outdated due to bank mergers.
Q3. Which banks are headquartered in Mumbai?
Mumbai, being India’s financial capital, is the headquarters for many major banks such as SBI, Bank of India, Central Bank of India, Union Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IDFC First Bank, YES Bank, and others.
Q4. Is there an easy way to remember bank headquarters?
Yes. Many banks follow name-based patterns. For example, banks ending with “of India” are headquartered in Mumbai, banks starting with “Indian” are in Chennai, and banks starting with “Punjab” are in New Delhi. Using such patterns reduces memorization effort.
Q5. Are Small Finance Banks and Payments Banks important for exams?
Yes. While fewer questions are asked compared to PSBs and private banks, Small Finance Banks and Payments Banks are increasingly featured in exams, especially when linked with current affairs or recent mergers.
Q6. Are Regional Rural Bank headquarters asked in exams?
RRB headquarters are asked selectively. Exams usually focus on major or state-level RRBs, not the entire list. Knowing prominent RRBs and their headquarters is sufficient for most exams.
Q7. Do bank headquarters change frequently?
Bank headquarters generally remain stable. However, mergers and consolidation can lead to changes, which is why aspirants should rely only on updated sources while preparing.
- MP Apex Bank Vacancy, 2076 Clerk and Officer Posts for 2026 Cycle
- MP Cooperative Bank Recruitment 2026, Apply for 2076 Posts
- MP Apex Bank Syllabus 2026 and Exam Pattern for Clerk and Officer Posts
- Bank Headquarters in India: Complete List for IBPS, SBI, and RBI Exams
- Taglines of Banks in India for IBPS, SBI & RBI Exams
- Nainital Bank Exam Date 2026 Out, Check Exam Centers
Hi, I’m Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railways, and state exams.