JAIIB Practice Book, Download the JAIIB Genius Free eBoook

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Published on 13 March 2026 by

The JAIIB Practice Book is a helpful tool for candidates preparing for the Junior Associate of the Indian Institute of Bankers (JAIIB) exam. Aligned with the latest syllabus and exam pattern, this book provides a solid base for your studies. The weekly “JAIIB Genius” series focuses on important topics like Retail Banking & Wealth Management (RBWM) and Indian Economy & Indian Financial System (IEIFS). It also includes practice questions for core subjects such as Advanced Financial Management (AFM) and Principles & Practices of Banking (PPB), allowing you to practice effectively and enhance your performance.

Free JAIIB Weekly eBook

A key feature of these books is that they provide practice questions on important topics like Trial Balance, Rectification of Errors, and Closing Entries, helping aspirants assess whether they have a clear understanding of these concepts. The book also includes questions on specialized topics such as the Bankers’ Special Relationship, Foreign Exchange Arithmetic, and key legal frameworks like the SARFAESI Act 2002.

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JAIIB Exam Overview

The JAIIB Exam is a comprehensive exam conducted by the Indian Institute of Banking & Finance (IIBF) for banking professionals. It is designed to assess the knowledge and skills of candidates working in banks or financial institutions, helping them enhance their understanding of the banking sector. Successful completion of the exam not only strengthens your banking expertise but can also lead to career advancement opportunities.

  • Medium: English or Hindi (chosen during registration)
  • Conducting Body: Indian Institute of Banking & Finance (IIBF)
  • Mode of Exam: Online
  • Frequency: Twice a year (May and November cycles)
  • Duration: 2 hours per paper
  • Number of Papers: 4 compulsory papers
  • Question Type: Multiple Choice Questions (MCQs)
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What is the JAIIB exam pattern?

The JAIIB Exam Pattern is designed to test the knowledge of candidates across various important banking topics. The exam consists of four papers, and each paper is divided into modules that cover different aspects of banking, finance, and economics. Below is the exam pattern for each paper:

  • Total Questions: 100 questions per paper
  • Marking Scheme: 1 mark per question
  • Total Marks per Paper: 100 marks
  • Duration per Paper: 2 hours
  • Negative Marking: No negative marking
  • Language: Hindi or English (selected during registration)

What are the JAIIB exam modules?

Each of the four papers in the JAIIB Exam is divided into modules that cover different topics. Here’s a breakdown of the modules for each paper:

PaperModules
Indian Economy & Indian Financial System (IE & IFS)Module A: Indian Economic Architecture
Module B: Economic Concepts Related to Banking
Module C: Indian Financial Architecture
Module D: Financial Products and Services
Principles & Practices of Banking (PPB)Module A: General Banking Operations
Module B: Functions of Banks
Module C: Banking Technology
Module D: Ethics in Banks and Financial Institutions
Accounting & Financial Management for Bankers (AFM)Module A: Accounting Principles and Processes
Module B: Financial Statements and Core Banking Systems
Module C: Financial Management
Module D: Taxation and Fundamentals of Costing
Retail Banking & Wealth Management (RBWM)Module A: Introduction to Retail Banking
Module B: Retail Products and Recovery
Module C: Support Services – Marketing of Banking Services/Products
Module D: Wealth Management

Download the JAIIB chapter wise notes PDF

The direct links to download the JAIIB chapter-wise notes are provided below:

TopicsDownload Link
Bankers’ Special RelationshipDownload Notes
Security Considerations, IT Security & IT AuditDownload Notes
Foreign Exchange, Forex MarketDownload Notes
Consumer Protection Act COPRADownload Notes
Trial Balance, Rectification of ErrorsDownload Notes
Balance Sheet EquationDownload Notes
Ratio Analysis Download Notes
Depreciation & its Accounting Download Notes

JAIIB Practice Questions

The JAIIB Practice Questions is an essential resource for candidates preparing for the JAIIB exam. It includes a comprehensive set of practice questions aligned with the exam syllabus, helping candidates strengthen their understanding and improve their performance.

Also download the JAIIB Previous Year Papers PDF

Paper 1: Indian Economy & Indian Financial System (IE&IFS)

JAIIB IE and IFS Practice Quiz

1. Which of the following is the apex body for rural credit in India?

2. The concept of ‘Banker’s Lien’ means:

3. Which of the following is NOT a Negotiable Instrument under the NI Act, 1881?

4. SEBI was established in which year?

5. Which of the following accounts is freely repatriable outside India?

6. The minimum maturity period for a Commercial Paper (CP) is:

7. Which of the following is a Direct Tax in India?

8. A cheque that bears the words “Not Negotiable” between two parallel lines is called:

9. EXIM Bank of India was established to:

10. The full form of RTGS is:

Quiz Summary

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Final Score: 0.0

Paper 2: Principles and Practices of Banking (PPB)

JAIIB PPB Practice Quiz

1. Under the SARFAESI Act 2002, banks can enforce security interest without court intervention if the loan is classified as NPA and the secured asset value is more than:

2. As per RBI guidelines, an account is classified as a Non-Performing Asset (NPA) if interest or installment remains overdue for more than:

3. The doctrine of ‘indoor management’ protects:

4. Which of the following is NOT a valid reason for dishonoring a cheque?

5. The Banking Ombudsman scheme is issued under which section of the Banking Regulation Act?

6. In a letter of credit transaction, the bank that opens the LC on behalf of the importer is called:

7. Which of the following is NOT a mode of creating charge on assets?

8. A Garnishee Order is applicable on which of the following balances in a customer’s account?

9. Section 131 of the NI Act provides protection to a collecting banker if it collects a cheque:

10. The maximum period for which a Fixed Deposit can be accepted by a commercial bank is:

Quiz Summary

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Final Score: 0.0

Also Check:

Study PlanStudy Plan
JAIIB IE And IFS Study PlanJAIIB PPB Study Plan
JAIIB AFM Study PlanJAIIB RBWM Study Plan

Paper 3: Accounting and Financial Management for Bankers (AFM)

JAIIB AFM Practice Quiz

1. Which of the following accounting concepts states that expenses should be matched with the revenue they help generate?

2. If total assets of a firm are ₹10,00,000 and total liabilities are ₹6,00,000, the owner’s equity is:

3. Which of the following appears on the credit side of a Trial Balance?

4. The Debt-Equity Ratio is calculated as:

5. Amortization refers to:

6. If cost price is ₹800 and profit is 25% on cost, the selling price will be:

7. Which of the following is an example of a Capital Receipt?

8. Working Capital is defined as:

9. A sum of ₹5,000 is invested at 10% per annum compound interest. What will be the amount after 2 years?

10. Which of the following is NOT included in the Cash Flow Statement?

Quiz Summary

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Final Score: 0.0

Paper 4: Retail Banking and Wealth Management (RBWM)

JAIIB RBWM Practice Quiz

1. Under PM Jan Dhan Yojana, the overdraft facility available to eligible account holders is up to:

2. Which of the following is NOT a feature of a Term Loan?

3. The concept of cross-selling in banking means:

4. A Systematic Investment Plan (SIP) is associated with which financial product?

5. Under PMAY (Pradhan Mantri Awas Yojana), the interest subsidy is provided under which scheme?

6. CRR (Cash Reserve Ratio) is maintained by commercial banks with:

7. Which of the following best describes ‘Wealth Management’?

8. The full form of CIBIL is:

9. As per RBI guidelines, loans given to Self Help Groups (SHGs) are classified under which sector?

10. Which of the following documents is NOT required for KYC compliance?

Quiz Summary

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Final Score: 0.0

Download JAIIB important MCQs Free PDF

Our JAIIB study material has been designed to cover questions based on all the topics thereby allowing professional to practice questions from each and every topic of the 4 compulsory JAIIB papers.

Study MaterialStudy Material
JAIIB IE and IFS Important Questions PDFJAIIB PPB Important Questions PDF
JAIIB AFM Important Questions PDFJAIIB RBWM Important Questions PDF

FAQs

1. 1. What is the JAIIB exam?

It is a professional certification by IIBF for banking staff to strengthen their knowledge of banking and finance.

2. How many papers are there in the JAIIB exam?

The exam consists of four compulsory papers: IE & IFS, PPB, AFM, and RBWM.

3. Who is eligible for the JAIIB exam?

Ordinary IIBF members working in banks/financial institutions, generally 12th pass or equivalent, with special provisions for clerical/supervisory staff.