The JAIIB 2026 exam dates have been released, and the compulsory Paper 4 (RBWM) is scheduled to be held on 17th May 2026 (May cycle) and 29th November 2026 (November cycle). With limited time left and a practical syllabus to cover, banking professionals need a focused and smart preparation strategy. One of the most effective ways to strengthen preparation is by solving module-wise questions.
In this blog, you can attempt the JAIIB RBWM Module D Practice Quiz and also download a free PDF with important questions covering key concepts of Module D to boost your exam readiness.
Download JAIIB RBWM Module D practice questions PDF
To strengthen your preparation, download the free PDF that covers important JAIIB RBWM Module D questions with explanations. The PDF includes:
- 100+ important MCQs
- Coverage of investment, insurance, and tax topics
- Concept-based and numerical questions
- Easy explanations for quick understanding
Attempt a Free JAIIB RBWM Module D Practice Quiz
Take the free JAIIB RBWM Module D practice test and assess your preparation level for the upcoming exam.
1. Mr. Sharma is a 65-year-old retired government employee. He has a residential property in Delhi worth ₹80 lakh with a residual life of 18 years. He approaches a bank for a Reverse Mortgage Loan (RML). Which of the following statements is CORRECT regarding his eligibility and the loan?
2. Under the Reverse Mortgage Loan (RML), the formula for calculating periodic payment is:
3. A senior citizen aged 70 owns a house valued at ₹60 lakh. The bank offers RML at LTVR of 60%, for a tenure of 15 years at 9% p.a. (monthly). What is the approximate monthly payment?
4. Which of the following is NOT a feature of the Reverse Mortgage Loan in India?
5. Under Straight-Line Method (SLM) of depreciation, an asset costing ₹5,00,000 has a residual value of ₹50,000 and useful life of 9 years. The book value at the end of Year 6 will be:
6. Mr. Rohan invests ₹2,00,000 in an equity mutual fund. After 3 years the value is ₹3,10,000. He also has another equity investment made 6 months ago now worth ₹2,40,000 (cost ₹2,00,000). The tax treatment under current Indian rules would be:
7. Section 54EC of the Income Tax Act, 1961 provides exemption from Long-Term Capital Gains if the gains are invested in specified bonds within:
8. A property was purchased for ₹30 lakh in April 2015 and sold for ₹85 lakh in March 2024. The indexed cost of acquisition (CII for FY 2015-16 = 254; FY 2023-24 = 348) is approximately:
9. Which of the following deductions is ALLOWED under the New Tax Regime introduced under Section 115BAC?
10. Consider the following statements regarding the Old vs New Tax Regime for individuals:
11. The ‘Rule of 72’ is used to determine:
12. Using the Rule of 72, 115, and 144 — at an interest rate of 9% p.a., money will become approximately FOUR TIMES the original investment in how many years?
13. Mr. Verma invested ₹5,00,000 in a fixed deposit at 10% p.a. compounded annually. What will be the maturity amount at the end of 5 years?
14. The Future Value of an Ordinary Annuity of ₹10,000 per year for 4 years at 8% p.a. is:
15. The Future Value of an Annuity Due differs from an Ordinary Annuity because:
16. A bank offers a Portfolio Management Service (PMS). The SEBI 2020 guidelines require that the minimum net worth of a portfolio manager must be:
17. Which of the following statements about Portfolio Management Services (PMS) is INCORRECT?
18. ‘Concentrated Management’ in asset management refers to:
19. In wealth management, ‘Tactical Asset Allocation’ is best described as:
20. Mr. Gupta is a 45-year-old IT professional earning ₹25 lakh p.a. He wishes to retire at 60 and needs ₹1.5 crore at retirement. If he invests in a mutual fund earning 12% p.a., what approximate annual investment (ordinary annuity) is required? [Use FV annuity factor for 15 years @12% ≈ 37.28]
Quiz Summary
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What topics are covered under RBWM Module D syllabus?
RBWM Module D focuses on wealth management and financial planning concepts used in day-to-day banking operations.
| Topic | Key Areas Covered |
| Wealth Management Basics | Customer profiling, financial planning, investment products (bonds, insurance, mutual funds), retirement & estate planning |
| Investment Management | Portfolio management strategies, PMS vs mutual funds, role of portfolio managers |
| Tax Planning | Income tax structure, tax heads, old vs new regime, tax-saving investments |
| Other Financial Services | Mutual funds & insurance distribution, depository services, social security schemes |
| Home Loans & Housing Finance | Loan appraisal, documentation, tax benefits, mortgage & registration |
| Real Estate & Valuation | Property valuation methods, reverse mortgage concepts |
Why should you attempt JAIIB RBWM Module D practice quiz?
Regular practice is essential for Module D as it includes calculations, concepts, and application-based questions.
- Improves understanding of investment and insurance products
- Strengthens taxation and calculation-based concepts
- Helps in quick revision of formulas and numerical topics
- Builds confidence for case-based questions
- Enhances speed and accuracy in MCQs
Also Download:
What are the important topics for RBWM Module D exam?
Module D includes scoring areas that are frequently tested in the exam. Focusing on these important topics can improve your marks significantly.
| Topic | Description |
| Portfolio Management & PMS | Investment models, mutual funds, bonds |
| Budget & Tax Planning | Tax structure, deductions, policies |
| Insurance Products | PMJJBY, PMSBY, government schemes |
| Reverse Mortgage Loan | Concept + numerical questions |
| Time Value of Money | Present/Future value calculations |
| Tax Deductions (80C/80EE) | Commonly asked tax-saving sections |
Also Check,
| Related Topics | Link |
| 50 Most Repetitive JAIIB RBWM MCQs | Click here to Check |
| 50 Most Repetitive JAIIB PPB MCQs | Click here to Check |
| 50 Most Repetitive JAIIB IE & IFS MCQs | Click here to Check |
| 50 Most Repetitive JAIIB AFM MCQs | Click here to Check |
Download JAIIB important MCQs Free PDF
Also, download the JAIIB important MCQs free PDF here:
| Study Material | Study Material |
| JAIIB IE and IFS Important Questions PDF | JAIIB PPB Important Questions PDF |
| JAIIB AFM Important Questions PDF | JAIIB RBWM Important Questions PDF |
FAQs
It focuses on wealth management, investments, taxation, and financial planning.
It is moderate but scoring if concepts and calculations are clear.
At least 80–100 MCQs per topic for strong preparation.
Yes, topics like time value of money, tax, and reverse mortgage are very important.
Yes, with regular practice, it can be a high-scoring module.
- Attempt JAIIB Free Practice Quizzes & Download Paper-wise PDFs
- Attempt JAIIB RBWM Module D Practice Quiz & Download PDF
- Attempt JAIIB RBWM Module C Free Quiz and Download PDF
- Attempt JAIIB RBWM Module B Quiz and Download Free PDF
- Attempt JAIIB RBWM Module A Practice Quiz & Download PDF
- JAIIB 2025 Previous Year Papers, Download Free PDF
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