What is Anti-Money Laundering (AML) History, and Importance
In today’s global financial system, criminals often attempt to disguise illegally earned money as legitimate income. This illegal process, known
Bank Exams
Exchange-Traded vs OTC: Key Differences, Features & Examples
Exchange-Traded vs OTC: Financial markets provide different platforms for investors to buy and sell securities. The two main methods are
CASA Ratio in Banking, Meaning, Formula & Importance
CASA Ratio: Banking exams in India often test a candidate’s awareness of basic financial concepts, and one of the most
Pradhan Mantri Jan Dhan Yojana (PMJDY) Features & Objectives
Millions of people, particularly from rural and marginalized communities, had little or no access to the formal banking system before
Digital Banking in India 2025 Types, Services & Importance in Bank Exams
Digital Banking in India: Digital banking has transformed the Indian financial landscape, offering customers seamless access to banking services anytime
Real-Time Gross Settlement (RTGS) Meaning, Formula, and Importance
Real-Time Gross Settlement (RTGS): In the modern banking system, transferring money safely and quickly is essential for both individuals and
Statutory Liquidity Ratio (SLR) Meaning, Formula, & Importance
In the Indian banking system, the Reserve Bank of India (RBI) uses several tools to regulate the flow of money,
Repo Rate Meaning, Formula, How It Works and Current Repo Rate
Understanding the Repo Rate is crucial for banking exam aspirants preparing for IBPS, SBI, RBI, SEBI, NABARD, and other competitive
CIBIL Score, Meaning, Formula to Calculate, and Related Questions
Banking exam aspirants frequently come across the terms “CIBIL Score” and “Credit Score” while preparing for exams like IBPS, SBI,
SBI PO Descriptive Test 2025 New Pattern, Email, Precis & Situation Analysis
SBI PO Descriptive Test New Pattern: The SBI PO Descriptive Test 2025 has been revised to better evaluate candidates’ communication
Important Banking Terms From A to Z, Banking Awareness, Free e-Book
Important Banking Terms: Banking Awareness is an important section of any government exam. In this article, we cover the most
Check Income Tax Act 2025, Updated Tax Slabs & Deductions
The Income Tax Act 2025 brings updated tax slabs, new deductions, and clear compliance guidelines. Understanding these changes is crucial