Mukhyamantri Mahila Rojgar Yojana (Chief Minister’s Women Employment Scheme) is a flagship initiative launched by the Bihar Government in September 2025. It aims to provide financial support and foster self-employment for women across the state. The scheme encourages economic independence, social empowerment, and curbs migration by offering livelihood opportunities.
The scheme was launched via video conferencing by Prime Minister Narendra Modi, with ₹10,000 transferred directly to the bank accounts of 75 lakh women on the same day, showcasing the power of direct benefit transfer (DBT).
Who is Eligible for the Scheme?
The scheme applies to one woman from each family in Bihar, making it an inclusive initiative. The beneficiaries must be willing to join Jeevika Self-Help Groups (SHGs), which provide training, mentorship, and support.
Women have the freedom to choose the type of livelihood activity they want to pursue. Popular options include:
- Retail shops (grocery, stationery, cosmetics, toys)
- Livestock and poultry farming
- Tailoring, weaving, and handicrafts
- Small-scale entrepreneurship ventures
What Financial Support does the Scheme Provide?
Every beneficiary receives an initial grant of ₹10,000 to start her chosen business. Following a six-month assessment of the progress of her enterprise, she may also be eligible for additional support of up to ₹2 lakh.
- Initial grant: ₹10,000 per woman for starting their business or livelihood activity.
- Additional support: Up to ₹2 lakh after evaluation of the business’s progress.
- Mode of transfer: Directly to bank accounts using digital infrastructure linked to Aadhaar and mobile numbers.
The scheme leverages digital banking infrastructure linked to Aadhaar numbers and mobile phones, ensuring that the funds are transferred safely and transparently. This eliminates delays, reduces corruption, and guarantees that the financial assistance reaches the intended women directly.
How is the Scheme Implemented?
The Rural Development Department serves as the nodal agency, overseeing implementation across districts, blocks, clusters, and villages. The Urban Development and Housing Department provides auxiliary support to ensure smooth execution.
- Community-driven approach: Self-Help Groups (SHGs) act as training and support networks.
- Local markets (‘haat bazaars’): Women can sell their products locally, boosting income and economic independence.
- Jeevika Nidhi Saakh Sahkari Sangh: Provides affordable loans to SHG members, reducing reliance on microfinance institutions.
- Digital infrastructure: 12,000 community cadres are provided with tablets to ensure smooth, transparent fund transfers.
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Why was Mukhyamantri Mahila Rojgar Yojana launched?
The scheme addresses multiple challenges faced by women in Bihar:
- Economic independence: Many women lack resources to start small businesses.
- Curbing migration: Reducing the need to migrate in search of employment.
- Social empowerment: Promoting respect and decision-making power for women within households.
- Integration with SHGs: Leveraging existing networks to provide training, mentorship, and financial support.
What are the Key Benefits of the Scheme?
Mukhyamantri Mahila Rojgar Yojana has multiple benefits:
- Financial inclusion: Access to bank accounts, direct transfers, and additional funding.
- Skill development: SHGs provide guidance and training for various livelihood activities.
- Entrepreneurship opportunities: Women can start micro-businesses in diverse sectors.
- Community empowerment: Strengthens the role of SHGs and local markets.
- Health and wellbeing: Economic independence improves access to healthcare and nutrition.
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How does this Scheme Connect with Other Government Initiatives?
Mukhyamantri Mahila Rojgar Yojana complements other national and state-level schemes:
| Scheme | Benefit for Women |
| PM Jan Dhan Yojana | Ensures bank account access for women, enabling Direct Benefit Transfer (DBT). |
| PM Garib Kalyan Anna Yojana | Provides food security support during hardships. |
| Ujjwala Yojana | Provides gas connections, reducing household drudgery. |
| Ayushman Bharat | Offers free healthcare coverage for women. |
| Pradhan Mantri Awas Yojana | Ensures women are included as co-owners of houses. |
| Mudra Yojana, Drone Didi, Bima Sakhi, Bank Didi campaigns | Expands employment and self-employment opportunities for women. |
What is the Role of Jeevika Self-Help Groups in the Scheme?
Self-Help Groups (SHGs) are central to the scheme’s success. They provide:
- Training and mentorship for entrepreneurship and small businesses.
- Access to affordable credit via Jeevika Nidhi Saakh Sahkari Sangh.
- Digital facilitation for transparent transactions and fund management.
- Community support networks to ensure sustained growth and accountability.
By integrating SHGs, the scheme ensures that women have a support system and a structured approach to running successful enterprises.
What Impact is Expected from the Scheme?
The scheme is expected to bring transformational change in Bihar:
- Women Empowerment
- Economic Growth
- Social Development
- Reduction in Migration
How is the Scheme Monitored and Evaluated?
The Mukhyamantri Mahila Rojgar Yojana includes a structured monitoring and evaluation mechanism to ensure its effectiveness. An initial evaluation is planned after six months of implementation to assess the progress of beneficiaries.
Based on this assessment, women may become eligible for additional financial support of up to ₹2 lakh. The scheme is implemented as a statewide program, covering all administrative levels including districts, blocks, clusters, and villages, which ensures maximum reach and inclusivity.
Moreover, continuous feedback from Self-Help Groups (SHGs) and community cadres enables real-time monitoring, allowing authorities to address challenges promptly and maintain transparency throughout the program.
Also Check: List of Government Schemes of India
Key Takeaways
| Feature | Details |
| Scheme Name | Mukhyamantri Mahila Rojgar Yojana |
| Launched | September 2025 |
| Launch By | PM Narendra Modi (via video conferencing) |
| Beneficiaries | One woman per family in Bihar |
| Initial Assistance | ₹10,000 per woman |
| Additional Support | Up to ₹2 lakh (post-assessment) |
| Implementation | Through Jeevika SHGs and Rural Development Dept. |
| Market Access | Local haat bazaars and community support |
| Key Objective | Women empowerment, economic independence, reduce migration |
| Related Schemes | PMJDY, Ujjwala Yojana, PM Awas Yojana, Ayushman Bharat, PM Garib Kalyan Anna Yojana |
Questions Based on Mukhyamantri Mahila Rojgar Yojana
- Who launched the Mukhyamantri Mahila Rojgar Yojana?
a) CM Nitish Kumar
b) PM Narendra Modi
c) Finance Minister
d) Union Minister
e) None of the above - When was the scheme launched?
a) 04 Sep 2025
b) 17 Sep 2025
c) 26 Sep 2025
d) 01 Oct 2025
e) 15 Aug 2025 - What is the initial financial assistance provided to each woman?
a) ₹5,000
b) ₹10,000
c) ₹50,000
d) ₹1 lakh
e) ₹2 lakh - What is the maximum additional financial support a beneficiary can receive?
a) ₹50,000
b) ₹1 lakh
c) ₹2 lakh
d) ₹5 lakh
e) ₹10 lakh - Which agency is the nodal department for scheme implementation?
a) Urban Development Dept.
b) Rural Development Dept.
c) Finance Dept.
d) Health Dept.
e) Education Dept. - Which community organization is linked with the scheme for training and support?
a) Gram Panchayat
b) SHGs (Self-Help Groups)
c) Cooperatives
d) NGO sector
e) Private companies - What is the role of Jeevika Nidhi Saakh Sahkari Sangh?
a) Health support
b) Affordable loans for SHG members
c) Ration supply
d) Education grants
e) Employment registration - How many women received the initial fund on launch day?
a) 50 lakh
b) 75 lakh
c) 1 crore
d) 25 lakh
e) 10 lakh - Which scheme complements Mukhyamantri Mahila Rojgar Yojana for healthcare support?
a) Ayushman Bharat
b) PMJDY
c) Ujjwala Yojana
d) Mudra Yojana
e) Drone Didi - What is the long-term goal of the scheme?
a) Only micro-business development
b) Women empowerment, economic independence, and reduced migration
c) Road construction
d) School infrastructure improvement
e) Housing for men only
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Answer Key
| Question No. | Correct Answer |
| 1 | b) PM Narendra Modi |
| 2 | c) 26 Sep 2025 |
| 3 | b) ₹10,000 |
| 4 | c) ₹2 lakh |
| 5 | b) Rural Development Dept. |
| 6 | b) SHGs (Self-Help Groups) |
| 7 | b) Affordable loans for SHG members |
| 8 | b) 75 lakh |
| 9 | a) Ayushman Bharat |
| 10 | b) Women empowerment, economic independence, and reduced migration |
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