Aspirants preparing for the SIDBI Grade A exam must understand that the competition is getting tougher each year, especially for candidates targeting roles in the Small Industries Development Bank of India. A smart preparation strategy always starts with practice because practice helps you understand the real exam level, improves accuracy, and builds confidence.
In this blog, we have provided a free practice quiz to assess the level of your preparation along with a downloadable SIDBI Grade A Practice Questions PDF. This will help you evaluate your preparation and strengthen your weak areas before the actual exam.
Download SIDBI Grade A Practice Questions
This PDF includes a carefully designed set of questions covering all sections of the SIDBI Grade A Phase 1 exam. Each question is based on the latest exam pattern and reflects the actual exam difficulty level. To make preparation easier, every question is provided with the correct answer along with a clear and detailed explanation. The direct link to download the SIDBI Grade A Practice Questions PDF is given below.
SIDBI Grade A Practice Quiz
Attempt the SIDBI Grade A practice quiz covering all sections of Phase 1. Solve the short test and evaluate your preparation level. This will help you identify your strong and weak areas before the actual exam.
1. The Reserve Bank of India was established in which year?
2. What is the full form of SARFAESI Act?
3. Which organisation manages the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)?
4. What is the current definition of a ‘Medium Enterprise’ under the revised MSME definition (2020)?
5. The ‘Priority Sector Lending’ guidelines in India are issued by:
6. Which committee recommended the setting up of SIDBI?
7. MUDRA stands for:
8. What is the purpose of the IRAC norms in Indian banking?
9. Under Basel III norms, what is the minimum Common Equity Tier 1 (CET1) capital ratio required for banks?
10. The National Credit Guarantee Trustee Company (NCGTC) was set up to administer credit guarantees for which sector?
11. Under the MSMED Act 2006, what is the maximum period within which a buyer must make payment to a micro or small enterprise supplier?
12. What is the objective of the ‘TReDS’ platform in the MSME ecosystem?
13. Which of the following best describes ‘cluster financing’ for MSMEs?
14. Under the Credit Linked Capital Subsidy Scheme (CLCSS), what percentage of subsidy is provided to MSMEs for technology upgradation?
15. The Micro Finance Institutions (MFIs) in India are primarily regulated by:
16. What is the primary purpose of the ‘Factoring’ service for MSMEs?
17. Which of the following is an NPA recognition criterion under RBI’s IRAC norms for term loans?
18. The ‘stressed assets’ category SMA-2 under RBI guidelines refers to accounts where principal/interest is overdue for:
19. Under which SIDBI scheme are refinance facilities extended to banks and financial institutions for lending to MSMEs?
20. What is the key feature that distinguishes a ‘Secured Loan’ from an ‘Unsecured Loan’?
Quiz Summary
1. The government has taken several ________ measures to curb inflation in the country.
2. SIDBI ________ credit to MSMEs both directly and through partner lending institutions.
3. The new credit guarantee scheme aims to ________ the risk borne by lenders while financing MSMEs.
4. The entrepreneur was ________ about the prospects of his business in the current economic climate.
5. The financial statement must be ________ before submission to the regulatory authority.
6. The bank has been in operation since more than two decades.
7. Each of the applicants were required to submit their documents.
8. The collateral provided by the borrower was not sufficient enough to cover the loan.
9. Despite of the heavy losses, the company continued its operations.
10. Who sits immediately to the left of P?
11. How many persons sit between Q and R (counting clockwise from Q)?
12. Which of the following pairs are immediate neighbours?
13. What is the position of V with respect to T?
14. Who sits opposite to W?
15. On which floor does A live?
16. Who lives on floor 5?
17. How many persons live between C and G?
18. Who lives immediately below E?
19. Which generation of computers used transistors?
20. Which type of malware encrypts a victim’s files and demands payment for the decryption key?
Quiz Summary
What does the SIDBI Grade A practice quiz includes?
The SIDBI Grade A practice quiz and PDF is a carefully designed set of questions based on the latest exam pattern of Small Industries Development Bank of India Grade A Phase 1 exam. It includes questions from all important sections like Reasoning, Quant, English, GA, MSME-related topics, and stream-specific areas.
This resource helps candidates get a real exam-like experience and understand the level of questions asked in the actual exam. The PDF also includes answers with clear explanations for better learning.
- Section-wise practice questions for Phase 1
- Questions based on real exam difficulty level
- Detailed answers with simple explanations
- Coverage of MSME finance and banking awareness topics
- Helpful for self-assessment and revision
What is the SIDBI Grade A Phase 1 exam pattern?
The SIDBI Grade A phase 1 exam is an online screening test designed to check candidates’ aptitude, awareness, and MSME-related knowledge. It carries a total of 200 marks and is completed in 120 minutes. The exam includes seven sections, where some sections are qualifying in nature and do not contribute to merit ranking.
The merit list for Phase 2 is prepared based on General Awareness, MSME Finance & Management, and the Stream-Specific Test. These sections play a key role in final shortlisting.
| Section | No. of Questions | Marks | Nature | Key Details |
| English Language | 30 | 30 | Qualifying | Not counted for merit |
| Reasoning Aptitude | 25 | 25 | Qualifying | Must clear cutoff |
| Quantitative Aptitude | 25 | 25 | Qualifying | Basic aptitude skills |
| Computer Knowledge | 20 | 20 | Qualifying | Basic computer awareness |
| General Awareness (Banking, Financial & ESI) | 20 | 20 | Merit | Important for selection |
| MSME Policy & Framework | 30 | 30 | Merit | MSME concepts & regulations |
| Stream-Specific Test (MSME Finance & Credit) | 50 | 50 | Merit | High scoring section |
| Total | 200 | 200 | — | 120 minutes exam |
What is the SIDBI Grade A syllabus?
The syllabus of Small Industries Development Bank of India Grade A is divided into Phase 1 and Phase 2. It covers both basic aptitude subjects and advanced MSME and banking-related topics. Candidates must prepare for both qualifying and merit sections carefully to clear the exam. The syllabus is indicative, which means candidates should also stay updated with current banking and financial developments.
| Section | Topics Covered |
| English Language | Grammar, comprehension, vocabulary |
| Reasoning Aptitude | Puzzles, logical reasoning, analytical ability |
| Quantitative Aptitude | Arithmetic, DI, basic math |
| Computer Knowledge | Basics of computers and applications |
| General Awareness | Banking, finance, economy, social issues |
| MSME Knowledge | MSME policy, finance, regulations |
| Stream Specific Test | MSME finance, credit appraisal |
| English (Descriptive) | Essay, précis, comprehension |
| Stream & MSME | Credit risk, NPA, NBFC, ratios, ARCs, investment concepts |
Important note:
- Phase 1 is objective in nature
- Phase 2 includes both objective and descriptive questions
- Focus is required on MSME finance and banking concepts
FAQs
Yes, the practice questions PDF is completely free to download.
It includes seven sections covering aptitude, awareness, MSME knowledge, and stream-specific topics.
English, Reasoning, Quantitative Aptitude, and Computer Knowledge are qualifying in nature.
The Phase 1 exam duration is 120 minutes.
It includes banking, financial awareness, economic and social issues.
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