Success Story of Shoubhik Dubey – Cleared JAIIB May 2025

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Published on 9 January 2026 by

Clearing JAIIB while working in a bank is no small feat. The JAIIB Exam is conducted twice a year and tests practical knowledge, theoretical understanding, and the ability to manage time amidst a hectic work schedule. Shoubhik Dubey, despite facing initial failures, persevered, followed the right strategy, and cleared the JAIIB exam with flying colors. Here’s his inspiring journey and preparation strategy.

Introduction

Shoubhik Dubey has been working with SBI since 2018, starting as a clerk and getting promoted to TO in 2024. While the promotion was exciting, he had a bigger goal: to clear JAIIB and enhance his banking knowledge. The journey wasn’t easy, but consistent effort, the right guidance, and focused preparation helped him achieve his dream.

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How did Shoubhik Dubey prepare for the IE & IFS paper?

Shoubhik initially found the IE & IFS paper challenging because of its wide syllabus and limited preparation time while working full-time. He couldn’t clear it on his first attempt. On his second attempt, he followed Himanshu Sir’s structured approach and concise notes, which simplified concepts and made them easier to remember. By focusing on key economic principles, banking policies, and the structure of the financial system, he improved his understanding and scored 68 marks. His advice for aspirants is to focus on understanding concepts rather than memorizing facts, and to use practical examples to make the syllabus more relatable.

How did Shoubhik Dubey prepare for the PPB paper?

Shoubhik enjoys PPB, which made focused preparation easier. He dedicated time to thoroughly understanding banking laws and their practical applications. Himanshu Sir’s videos clarified tricky topics and boosted his confidence, helping him score 50 marks. His tips for aspirants are to connect concepts to real banking scenarios, making the subject practical and easier to retain.

How did Shoubhik Dubey prepare for the AFM paper?

Coming from a non-commerce background, Shoubhik initially struggled with AFM and failed his first attempt. Revisiting Pradyumna Sir’s lessons multiple times, clearing doubts, and practicing accounting concepts systematically helped him build strong clarity and score 54 marks. His advice is to strengthen fundamentals first, practice consistently, and clarify doubts rather than relying on rote memorization.

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How did Shoubhik Dubey prepare for the RBWM paper?

RBWM was relatively easier for Shoubhik due to his hands-on experience in retail banking. Under Rajeev Sir’s guidance, he strengthened his knowledge, revised key concepts, and cleared the paper on his first attempt with 70 marks. His strategy shows that practical experience combined with focused guidance makes RBWM manageable. Aspirants should relate theory to daily banking work for better retention.

How Oliveboard helped him in his journey?

Shoubhik has been following Oliveboard since 2015, even before clearing SBI clerical in 2018. The video courses, notes, and structured guidance were instrumental in his preparation. He trusts Oliveboard completely; their teachers, structured content, and exam-oriented approach make clearing JAIIB achievable even while working.

Tips for fellow bankers

To succeed in JAIIB, candidates should focus on building a strong conceptual understanding rather than rote memorization. Do not fear failures, as they often teach better ways to tackle difficult papers. Consistency matters small, regular efforts can lead to significant results over time. Finally, choosing the right guidance, such as trusted mentors and structured resources like Oliveboard, can make preparation more effective and manageable.

FAQs

1. Who is eligible to appear for JAIIB 2026?

Ordinary IIBF members working in banks or financial institutions with at least 12th pass, or clerical/supervisory staff with manager recommendation, are eligible.

2. How many papers are there in JAIIB and what is the exam pattern?

The exam has 4 papers, each with 100 MCQs, 1 mark per question, no negative marking, and a 2-hour duration per paper.

3. What is the application fee for JAIIB 2026?

The first attempt fee is ₹4,000 + GST, and subsequent attempts cost ₹1,300 + GST, with applicable late fees.

4. When will the JAIIB admit card and result be released?

The admit card is released 10–15 days before the exam, and results are declared on the official IIBF website after the exam.