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Bank Exam v/s SSC Exam: Competitive exams for jobs are hot topics among students, particularly during their final year of graduation. The undergraduate degree needs to define its perspective for higher opportunities. So to upgrade themselves in the field of their career, many students become ambitious to prepare for competitive examinations like UPSC, SBI Bank exams, or SSC exams.
Every year, lakhs of students prepare for competitive exams. Today when it comes to competitive exams, SSC and Bank exams record the highest number of aspirants as they are similar in terms of exam format and syllabus. Hence a huge number of students aspire to achieve their goals and appear for various Government Exams like Banking or SSC. As they both are secure jobs and easy to crack without much pressure. 

Bank Exam v/s SSC Exam: The Exams and their Importance

Let us first take a look at these two exams, what they cover, and the options that are available to any aspirant of these exams.

SSC Exams

SSC conducts a list of many exams like: 

  1. SSC GD
  2. SSC CGL
  4. SSC JE
  5. SSC CPO
  6. SSC MTS
  7. SSC Stenographer

One of the main exams amongst these is the SSC CGL (Staff Selection Combined Graduate Level) and it is the most important as well as the biggest Government Job recruitment exam conducted in India. SSC CGL holds a prime position for various government posts such as CAG, Secretariat Service, CAG, Exercise Inspector, Statistical Investigator, Central Vigilance Commission, AO, CBI, Intelligence Bureau, Ministry of Railways/ Defence/ External Affairs, and a few others Ministries. 

Bank Exams

On the other hand, a list of Banking exams includes: 

  1. SBI PO
  2. SBI SO
  3. SBI Clerk
  6. IBPS Clerk (CWE Clerical)
  8. RBI Officer Grade B
  9. RBI Officer Grade C
  10. RBI Junior Engineers (JE)
  11. NABARD

The most reputed exams in the banks are the IBPS PO, Clerk and SO. They are the largest employment-generating sector having the capacity to serve freshers and experienced professionals. Besides this, bank jobs come with additional perks like job security, handsome salaries, and allowances. The syllabus of both banking and SSC are the same yet there is much difference between the topics and subjects. 

Bank Exam v/s SSC Exam: Differences

The concepts and reasoning part in bank exams is difficult as compared to SSC CGL. Individually one requires to get the quantitative aptitude or the mathematics section is the same both in SSC and bank exams. However, SSC CGL needs more conceptual-based preparation. Computer aptitude and banking exams like SBI PO are given more importance than SSC exams. Computer-based questions also have more weightage especially SBI and IBPS mains exams. 

Job Profile:

Bank ExamsSSC Exams
1. Enhancement of business of the Bank
2. Management of accounts of customers
3. Customer service and work pressure is more
4. No target-based job and proper management of issues related to customers.
1. General administration work as a start
2. Making notes/ filing work
3. Making notes and travel (field jobs)
4. No target-based job and proper management of issues related to customers.

1. Work Pressure: 

  • High work levels as in Banks people are dealt with directly while there is a relaxed working environment in SSC jobs.
  • Bank PO involves administrative works, general banking, or other task bestowed by the management but SSC tasks are given based on other tasks like supervision. 
  • SSC jobs are balanced in nature with excellent work-life balances while Bank PO candidates go through extremely harsh training sessions. 

2. Working Hours: 

  • The proper work schedule of a Bank Po is six days work while for SSC it is five days working in a week. 
  • Work is regular but you will be doing transactional activities. In SSC properly timed work with no extra hours of work is necessary. 

3.  Transfer: 

  • Bank PO transfers are likely to take place every 2-3 years, while on the other hand transfer in SSC happens every 4-5 years. 
  • The transfers are based on promotion based but in SSC it is based on the requirements of different government departments. 

4. Salary: 

  • A Bank PO job is transferable with about 38, 000- 42,000 per month salary. SSC salary is subject to revision and the employees get a salary roughly between 39,000-45,000 in hand. 

5.  Future Growth: 

  • Bank PO promotions happen every 2-3 years and give future growth possibilities. 
  • SSC employees get promotions once every 4-5 years. 

Bank Exam v/s SSC Exam: The Pros and the Cons

Every job, every field of work has its pros and cons. It varies from person to person which matters more. Let’s see the good and the bad of both Bank and SSC jobs.

Bank Jobs

High chances of promotion
Salary is good and up to mark
Transfer scale and Loan rates are low
Posting in rural areas is a possibility
High work pressure


Status is high and honorable in society. 
Exposure to Government sectors
Advantages of Gazetted position
Postings away from home state

Bank Exam v/s SSC Exam: Which to Choose?

Well, the answer to this question completely depends on the candidate as it is imperative to know about your choices. But when it comes to picking between Banking sector jobs and SSC jobs then both are unique. Besides this, both exams provide candidates with great opportunities to work with a lot of exposure as well as career success. If you’re looking for a government job, then yes, it is important to apply for SSC. This is because there are many exams in SSC that you can crack easily. However, if you are interested in the banking sector more, then bank exams are your way to go. There are plenty every year for you to crack. But always keep in mind that be aware of your likes and strengths. 


In banking jobs there are many pros like better salary structure and career growth is fast, but yet taking all these points collectively also one would favor the SSC jobs. Therefore, overall job satisfaction and career stability are very important and also make it very definite that SSC jobs are much better than Banks jobs. 

Bank Exam v/s SSC Exam: Frequently Asked Questions

Which is easier- Bank or SSC exam?

It is all dependent on preparation. If you prepare well, you will be able to perform well regardless of the exam and you will find it easy. In the case of bank exams, the Clerk level exams are definitely comparatively easier than the Mains.

Which bank jobs pay the best?

The following are the top 5 bank jobs in India:
1. Auditor
3. RBI Grade B
4. NABARD Grade A and B
5. Finance Advisor


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