The JAIIB (Junior Associate of the Indian Institute of Bankers) exam is an important paper for the banking professionals aiming to strengthen their knowledge and career growth. One of the most crucial sections of the JAIIB exam is the Principles and Practices of Banking (PPB) Module A, which focuses on General Banking Operations. Mastering this module requires not only understanding banking regulations and procedures but also practicing questions to test your knowledge.
To help bankers prepare effectively, we have provided a set of practice questions covering topics from Module A, along with a direct link to download the free PDF.
What topics are covered in JAIIB PPB Module A?
JAIIB PPB Module A emphasizes General Banking Operations, covering essential functions, regulatory compliance, and customer interactions. Understanding these topics helps professionals handle day-to-day banking operations confidently and ensures compliance with rules and guidelines.
| Main Topics | Subtopics |
| Banker Customer Relationship | – Requirements to be called a bank – Rights & Obligations – Banker as Trustee – Bailee–Bailor – Agent–Principal – Lessor–Lessee – Indemnifier–Indemnified |
| Deposit Products & Services | – Types of Deposits – Services to Customers – Services to Investors |
| AML & KYC Guidelines | – Risks of Money Laundering & Terrorism Financing – AML Framework in India – KYC Policy – Organisational Setup for AML – Obligations under PMLA |
Download JAIIB PPB module A practice quiz PDF
To simplify your preparation, we have prepared a free PDF of the JAIIB PPB Module A practice quiz, which includes questions covering all chapters of Module A, a mix of multiple-choice and statement-based questions, and detailed answers with explanations to help you understand the concepts better.
Attempt JAIIB PPB Module A Practice Questions
With regular practice using this quiz and PDF, banking professionals can confidently prepare for the JAIIB PPB Module A exam and enhance their knowledge of General Banking Operations. Attempt the JAIIB PPB Module A practice quiz now for free.
JAIIB PPB Module A Quiz Questions
1. Under RBI guidelines, for how many nominees can a deposit account holder register?
2. The Cheque Truncation System (CTS) was introduced primarily to:
3. As per RBI guidelines, what is the penalty imposed on a bank/White Label ATM Operator (WLAO) if an ATM is found to be non-functional (out of cash) for more than 10 hours in a month?
4. A bank holds several securities belonging to its customer, Mr. Sharma, who also has an overdue loan with the same bank. The bank refuses to return the securities until Mr. Sharma repays the loan. This right of the bank is called:
5. A customer, Mr. Roy, has two accounts with the same bank: a savings account with ₹20,000 credit balance and a loan account where ₹15,000 is overdue. Without any notice, the bank transfers ₹15,000 from the savings account to clear the loan. This is an exercise of the bank’s:
6. A Power of Attorney (POA) given by a customer to operate his bank account becomes invalid in which of the following situations?
7. Which of the following is the primary legislation governing foreign exchange transactions in India today?
8. Under the Liberalised Remittance Scheme (LRS), what is the maximum amount a resident individual can remit abroad in a single financial year?
9. Which of the following types of accounts can be freely repatriated (both principal and interest) outside India?
10. Mr. Anil, an Indian citizen, left India for employment in the USA. When does he become a ‘Non-Resident Indian (NRI)’ for the purpose of FEMA?
11. An NRI holds an NRE account in India. He grants a Power of Attorney to his resident relative in India. Which of the following operations is the resident POA holder NOT permitted to perform?
12. Under FCRA 2010, who among the following is PROHIBITED from receiving foreign contributions?
13. Which of the following is NOT a Negotiable Instrument under the Negotiable Instruments Act, 1881?
14. A cheque bears two parallel transverse lines across its face with the words ‘Account Payee’ written between them. This type of crossing is called:
15. What is the time limit within which the holder of a dishonoured cheque must send a demand notice to the drawer before initiating proceedings under Section 138 of the NI Act?
16. A paying bank makes payment on a cheque with a forged signature of the drawer. Which section of the NI Act provides protection to the paying banker under specific circumstances?
17. Section 89 of the Negotiable Instruments Act provides protection to a paying banker when:
18. What is the key condition for a collecting bank to claim statutory protection under Section 131 of the NI Act?
19. Which of the following statements about RTGS (Real Time Gross Settlement) is CORRECT?
20. A Demand Draft (DD) is different from a cheque because:
Quiz Summary
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Why is practicing JAIIB PPB Module A questions important?
Practicing PPB Module A questions is essential for reinforcing your knowledge and improving exam performance. Regular practice helps you:
- Understand Core Concepts: Apply banking regulations and operations in practical scenarios.
- Enhance Speed and Accuracy: Get comfortable answering questions under time constraints.
- Build Confidence: Be ready for any question type in the exam.
How can you maximize your PPB Module A preparation?
To thoroughly prepare for the PPB Module A practice quiz and strengthen your practical banking knowledge, follow these key strategies:
- Analyze Mistakes: Don’t just mark answers correct or wrong; understand the reasoning behind the solutions.
- Target Weak Topics: Identify chapters or concepts where you score lower and focus on revising them first.
- Stay Updated with RBI Guidelines: Regularly review circulars, notifications, and regulatory updates to relate theory to practice.
- Engage in Discussions and Case Studies: Collaborate with peers and analyze real banking scenarios to reinforce learning and understand operational challenges.
Download JAIIB important MCQs Free PDF
Also, download the JAIIB important MCQs free PDF here:
| Study Material | Study Material |
| JAIIB IE and IFS Important Questions PDF | JAIIB PPB Important Questions PDF |
| JAIIB AFM Important Questions PDF | JAIIB RBWM Important Questions PDF |
FAQs
It helps bankers understand day-to-day banking operations and regulatory compliance.
Topics include KYC & AML, deposit accounts, clearing, NRI accounts, foreign exchange, and ancillary services.
Yes, both conceptual and scenario-based questions are included in the exam and practice quizzes.
They ensure compliance with anti-money laundering rules and proper customer identification.
Yes, it covers NRI accounts, inward/outward remittances, and foreign currency regulations.
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