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IBPS Clerk Exam Pattern 2026, Revised Mains Pattern, Marking Scheme

Updated on Aug 04, 2026 01:37 IST

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IBPS Clerk Exam Date 2026

IBPS Clerk Exam Date 2026 as per IBPS Clerk Calendar

Check the IBPS Clerk (CSA) Exam Dates 2026. Prelims will be held on 10 & 11 October 2026, and the Mains Exam is scheduled for 27 December 2026.

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The IBPS Clerk Exam Pattern 2026 (Revised) provides candidates with a clear understanding of the structure of both the Preliminary and Main examinations conducted for the recruitment of Customer Service Associates (CSA). As per the latest IBPS CRP CSA-XVI Notification 2026, the Mains exam pattern has been revised. The IBPS Clerk Exam Pattern 2026 has been revised with the release of the latest IBPS CRP CSA-XVI Notification 2026. The Mains examination has undergone significant changes, including an increase in the total number of questions from 155 to 160, an increase in the overall exam duration from 120 minutes to 125 minutes, and a revised Quantitative Aptitude section with 40 questions instead of 35. The selection process consists of two online stages, with the Prelims acting as a qualifying test, while only the Mains marks are considered for final provisional allotment. Candidates should be familiar with the latest exam pattern, sectional timing, marking scheme, medium of examination, and negative marking to prepare effectively. 

 

IBPS Clerk Exam Pattern 2026 [REVISED]


The Institute of Banking Personnel Selection (IBPS) conducts the IBPS Clerk exam to recruit candidates for clerical positions in various public sector banks. Understanding the IBPS Clerk exam pattern is crucial for effective preparation. The selection process consists of two stages – the Preliminary Exam and the Mains Exam. Candidates must qualify both stages to be considered for the final selection.

ParticularDetails
Exam NameIBPS Clerk (Customer Service Associate) 2026
Conducting BodyInstitute of Banking Personnel Selection (IBPS)
Exam ModeOnline (Computer-Based Test)
Selection StagesPrelims, Mains & LLPT
Total Questions (Prelims)100
Total Questions (Mains) (Revised)160
Negative Marking0.25 marks deducted for each wrong answer
InterviewNot Conducted
Final SelectionBased on Mains Exam Marks

 

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IBPS Clerk Selection Process 2026

 

The IBPS Clerk Selection Process 2026 consists of the Preliminary Examination, Main Examination, and Local Language Proficiency Test (LLPT), wherever applicable. Candidates must qualify each stage to move forward in the recruitment process. The final selection is based on the marks obtained in the mains examination, as there is no interview for the IBPS Clerk (Customer Service Associate) recruitment.

  • Stage 1: Preliminary Examination – An online qualifying exam comprising English Language, Numerical Ability, and Reasoning Ability. Marks obtained in this stage are not considered for the final merit list.
  • Stage 2: Main Examination – Candidates who qualify the prelims appear for the mains exam. The marks secured in this stage are used to prepare the final merit list and provisional allotment.
  • Stage 3: Local Language Proficiency Test (LLPT) – Candidates must demonstrate proficiency in the local language of the State/UT they have applied for. Those who have studied the selected local language in Class 10 or above are generally exempt from this test.
  • Stage 4: Provisional Allotment – Based on mains examination scores, category-wise merit, available vacancies, and successful completion of the LLPT (where applicable), candidates are provisionally allotted to participating public sector banks.
  • Final Appointment – The allotted bank completes document verification and other joining formalities before issuing the final appointment letter.

 

IBPS Clerk Prelims Exam Pattern 2026


The preliminary exam serves as the first stage of the selection process. It consists of three sections: English Language, Numerical Ability, and Reasoning Ability. The exam consists of 100 multiple-choice questions (MCQs).

  • Each question carries 1 mark, and there is a negative marking of 0.25 marks for each incorrect answer.
  • Sectional timing applies, meaning candidates cannot switch between sections.
  • The total duration of the exam is 1 hour (60 minutes).
  • The prelims are qualifying in nature, and marks obtained in this stage do not contribute to the final selection.
SectionNumber of QuestionsMaximum MarksTime Duration
English Language303020 minutes
Numerical Ability353520 minutes
Reasoning Ability353520 minutes
Total10010060 minutes

 

Revised IBPS Clerk Mains Exam Pattern 2026


As per the latest IBPS Clerk Notification 2026, the Mains Exam Pattern has been revised. The number of questions has been increased from 155 to 160, while the total exam duration has been increased from 120 minutes to 125 minutes. Additionally, the Quantitative Aptitude section now consists of 40 questions instead of 35, and the section has been allotted 35 minutes.

Sr. No.Name of Tests (Not in Sequence)Medium of ExaminationNo. of QuestionsMaximum MarksTime Allotted (Separately Timed)
1General/Financial Awareness*405020 Minutes
2General EnglishEnglish404035 Minutes
3Reasoning Ability*406035 Minutes
4Quantitative Aptitude (Revised)*405035 Minutes
Total160200125 Minutes

 

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What is the medium of examination for IBPS Clerk by State/UT?

 

In IBPS Clerk, candidates can select the medium of examination based on the state or union territory they are applying from. While English and Hindi are commonly available across most regions, some states offer additional regional languages. This choice must be made carefully while filling out the online application form, as it cannot be changed later. Except for the English section, the language option will be applicable for other papers.

Sr. No.Name of State/UTVersion of Tests (Medium of Examination)
1Andaman & NicobarEnglish and Hindi
2Andhra PradeshEnglish, Hindi and Telugu
3Arunachal PradeshEnglish and Hindi
4AssamEnglish, Hindi and Assamese
5BiharEnglish and Hindi
6ChandigarhEnglish and Hindi
7ChhattisgarhEnglish and Hindi
8Dadra & Nagar Haveli and Daman & DiuEnglish, Hindi, Gujarati, Marathi and Konkani
9Delhi (NCT)English and Hindi
10GoaEnglish, Hindi and Konkani
11GujaratEnglish, Hindi and Gujarati
12HaryanaEnglish and Hindi
13Himachal PradeshEnglish and Hindi
14Jammu & KashmirEnglish, Hindi and Urdu
15JharkhandEnglish and Hindi
16KarnatakaEnglish, Hindi, Kannada and Konkani
17KeralaEnglish, Hindi and Malayalam
18LadakhEnglish and Hindi
19LakshadweepEnglish, Hindi and Malayalam
20Madhya PradeshEnglish and Hindi
21MaharashtraEnglish, Hindi, Marathi and Konkani
22ManipurEnglish, Hindi and Manipuri
23MeghalayaEnglish and Hindi
24MizoramEnglish and Hindi
25NagalandEnglish and Hindi
26OdishaEnglish, Hindi and Odia
27PuducherryEnglish, Hindi, Tamil, Telugu and Malayalam
28PunjabEnglish, Hindi and Punjabi
29RajasthanEnglish and Hindi
30SikkimEnglish and Hindi
31Tamil NaduEnglish, Hindi and Tamil
32TelanganaEnglish, Hindi, Telugu and Urdu
33TripuraEnglish, Hindi and Bengali
34Uttar PradeshEnglish, Hindi and Urdu
35UttarakhandEnglish and Hindi
36West BengalEnglish, Hindi and Bengali

 

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What is the marking scheme for IBPS Clerk?

 

In the IBPS Clerk Exam, each correct answer in both prelims and mains earns 1 mark.

  • Negative marking of 0.25 marks per incorrect answer applies in both stages.
  • No marks are deducted for unanswered questions.
  • The Mains Exam score is considered for final selection.

 

What is the penalty for wrong answers in IBPS Clerk?

 

Yes, there is a penalty for wrong answers in both the IBPS Clerk preliminary and main exams. For each incorrect answer, 0.25 marks will be deducted. No marks will be deducted for unanswered questions.

 

IBPS Clerk Sectional Timing 2026

 

The IBPS Clerk Exam 2026 follows a sectional timing format in both the Preliminary and Mains examinations. Candidates must complete each section within the prescribed time limit before moving to the next one. Since candidates cannot switch between sections or revisit a completed section, effective time management and regular practice are essential for maximizing attempts.

 

IBPS Clerk Prelims Sectional Timing

 

The IBPS Clerk Preliminary Examination consists of three sections, each with a 20-minute sectional time limit. Candidates are allotted a total of 60 minutes to complete the exam. As movement between sections is not allowed, aspirants should maintain a balanced pace and avoid spending too much time on difficult questions.

SectionTime Duration
English Language20 Minutes
Numerical Ability20 Minutes
Reasoning Ability20 Minutes
Total60 Minutes

 

IBPS Clerk Mains Sectional Timing

 

The IBPS Clerk Mains Examination is conducted with separate time limits for each section, making time management even more important. The total duration of the Mains exam is 125 minutes, with different sections allotted 20 to 35 minutes based on their weightage. Candidates should practise sectional mock tests to improve speed and accuracy within the allotted time.

Name of TestTime Allotted
General/Financial Awareness20 Minutes
General English35 Minutes
Reasoning Ability35 Minutes
Quantitative Aptitude35 Minutes
Total125 Minutes

 

Local Language Proficiency Test (LLPT) in IBPS Clerk

 

Candidates must know the local language of the state/UT they are applying for. They have to choose one language during the application process. If they've studied it in Class 10 or above, they don't need to take the test. Otherwise, a language test will be conducted before final joining.

  • Must be able to read, write, speak, and understand the selected local language.
  • Language should be selected during online application.
  • A 10th or higher qualification with the language exempts the candidate from the test.
  • LLPT will be qualifying and held after the mains/provisional allotment.
  • Failing the test will lead to disqualification from appointment.

 

Check IBPS Clerk Syllabus

About the Author

Tripti Mishra Content Writer

I’m Tripti Mishra, Senior Content Writer at Oliveboard, with over 3 years of experience in helping aspirants prepare smarter. Having personally appeared for and closely experienced various government exams, I know exactly what challenges aspirants face and what works in preparation. I specialize in bank and insurance exams, and my goal is to create clear, accurate, and practical content that saves your time and boosts your score.

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