The JAIIB Principles and Practices of Banking (PPB) Module C focuses on Banking Technology, an area that has become essential for modern banking professionals. With the rapid growth of digital banking, payment systems, and emerging technologies, bankers must understand how technology supports banking operations, improves customer service, and ensures secure financial transactions.
To help banking professionals strengthen their preparation, we have provided JAIIB PPB Module C practice questions along with a free downloadable PDF containing 100 practice questions with correct answers and detailed solutions.
What topics are covered in JAIIB PPB Module C?
The JAIIB PPB Module C syllabus mainly focuses on Banking Technology and how it supports modern banking operations. It covers important areas such as electronic banking systems, IT security, and emerging technologies used in the banking sector. Understanding these topics helps bankers work efficiently in a technology-driven banking environment. The major topics included in the PPB Module C syllabus are listed below:
| Main Topics | Subtopics Covered |
| Electronic Banking | Core Banking Solutions (CBS), Digital Banking Channels, FinTech Applications, Payment Systems such as UPI, IMPS, NEFT, RTGS, Cards and Wallets |
| IT Security | Cyber Security Risks, Banking Frauds, Preventive Measures, IT Governance, RBI Guidelines on Information Security |
| Emerging Technologies | Artificial Intelligence (AI), Blockchain, RegTech, SupTech, Open Banking, Central Bank Digital Currency (CBDC), Digital Identity, APIs, Cloud Computing |
Download JAIIB PPB Module C practice quiz PDF
To make your preparation easier, we have created a free JAIIB PPB Module C practice quiz PDF. This PDF contains 100 practice questions based on important concepts from the Banking Technology module and follows a pattern similar to the actual exam. It includes questions from all topics of Module C, a mix of multiple-choice and concept-based questions, and detailed answers with explanations to help you understand the concepts clearly.
Attempt JAIIB PPB Module C practice questions
Regular practice is one of the best ways to prepare for the JAIIB PPB Module C exam. Solving practice questions helps banking professionals understand how technology-related concepts are asked in the exam.
JAIIB PPB Module C Practice Quiz
1. NPCI (National Payments Corporation of India) was set up as an umbrella organisation for retail payment systems. Who promoted NPCI?
2. UPI (Unified Payments Interface) allows fund transfers using a ‘Virtual Payment Address’ (VPA). What format does a VPA typically follow?
3. IMPS (Immediate Payment Service) by NPCI is unique because:
4. AePS (Aadhaar-enabled Payment System) allows:
5. RuPay is India’s domestic card payment network. Which organisation created RuPay?
6. NACH (National Automated Clearing House) is used for:
7. FASTag is a technology used for:
8. BHIM (Bharat Interface for Money) app was launched by which entity?
9. The NETC (National Electronic Toll Collection) program uses which technology for vehicle identification at toll plazas?
10. CASE STUDY: Mr. Rajan uses the BHIM UPI app on his mobile. He scans a QR code at a vegetable market stall and completes a payment of ₹150. His bank account is immediately debited. The vegetable vendor’s account at a different bank is immediately credited. What payment mechanism is being used?
11. ‘Blockchain’ technology in banking is characterised by:
12. Artificial Intelligence (AI) and Machine Learning (ML) in banking are primarily used for:
13. Cloud Computing in banking offers which PRIMARY advantage?
14. A ‘Phishing’ attack in cyber security refers to:
15. A ‘Denial of Service’ (DoS) or ‘Distributed Denial of Service’ (DDoS) attack targets banking systems by:
16. ‘Ransomware’ is a type of malware that:
17. ‘Skimming’ in the context of ATM fraud refers to:
18. ‘IS Audit’ (Information Systems Audit) in a bank covers:
19. In banking IT, ‘RTO’ (Recovery Time Objective) and ‘RPO’ (Recovery Point Objective) are key metrics. Which of the following correctly defines them?
20. A bank’s ‘Disaster Recovery Site’ (DR Site) is:
Quiz Summary
Sign Up
Or, register with email
Email Id
Mobile Number
Password
Login
Email Id
Password
Forgot Password
Please enter the Email ID we will send you a Email with the link to reset the password.
Email Id
Or, login with
Why is practicing JAIIB PPB Module C questions important?
Practicing questions from PPB Module C helps you connect theoretical concepts with real banking applications. Since banking technology is widely used in day-to-day banking operations, practicing these questions improves both exam performance and practical understanding.
- Better Concept Clarity: Understand topics such as payment systems, FinTech, and digital banking channels.
- Faster Problem Solving: Improve your speed while answering technology-related questions.
- Improved Accuracy: Reduce mistakes by practicing different question types.
- Higher Confidence: Be well prepared for both conceptual and application-based questions.
How can you improve your PPB Module C preparation?
Preparing for the Banking Technology module requires a combination of concept learning and regular practice. The following strategies can help you strengthen your preparation:
- Revise Core Technology Concepts – Focus on topics such as CBS, digital payment systems, and FinTech applications, which are frequently asked in the exam.
- Understand Payment Systems Clearly – Be clear about how UPI, NEFT, RTGS, IMPS, and card payments work in real banking operations.
- Study IT Security and Fraud Prevention – Review topics like cyber security risks, banking frauds, and preventive measures, as they are highly relevant for bankers.
- Stay Updated with RBI Technology Guidelines – Keep track of new guidelines related to digital banking, cybersecurity, and payment systems.
- Practice Questions Regularly – Attempt quizzes and practice sets to test your knowledge and improve your performance.
Download JAIIB important MCQs Free PDF
Also, download the JAIIB important MCQs free PDF here:
| Study Material | Study Material |
| JAIIB IE and IFS Important Questions PDF | JAIIB PPB Important Questions PDF |
| JAIIB AFM Important Questions PDF | JAIIB RBWM Important Questions PDF |
FAQs
It mainly covers banking technology, including digital banking, IT security, and emerging technologies used in the banking sector.
It helps bankers understand digital banking systems, payment platforms, and secure technology used in modern banking operations.
Yes, the syllabus includes payment systems such as UPI, IMPS, NEFT, RTGS, cards, and digital wallets.
Yes, questions related to cyber security risks, banking frauds, and preventive measures are included.
The syllabus includes technologies such as Artificial Intelligence, Blockchain, RegTech, SupTech, Open Banking, and CBDC.
- Attempt JAIIB PPB Module D Practice Quiz and Download PDF
- Attempt JAIIB PPB Module C Practice Quiz and Download Free PDF
- JAIIB PPB Module A Practice Quiz, Download Free PDF
- Attempt JAIIB PPB Module B Practice Quiz and Download Free PDF
- Attempt JAIIB IE and IFS Module D Practice Quiz & Download PDF
- Attempt JAIIB IE and IFS Module C Practice Quiz and Download PDF
Hi, I’m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies.
My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth.