CAIIB BRBL Syllabus
The CAIIB BRBL exam consists of multiple choice questions (MCQs) that assess your understanding of the exam. The CAIIB BRBL Syllabus is divided into four modules and this blog consists of module wise detailed syllabus. Also, know the exam pattern along with the CAIIB BRBL Syllabus.
CAIIB BRBL Syllabus 2025
The CAIIB BRBL Syllabus is a key part of the Certified Associate of Indian Institute of Bankers (CAIIB) exam, designed for banking professionals. The Banking Regulations and Business Laws (BRBL) paper focuses on the legal and regulatory framework that governs banking operations.
CAIIB BRBL Exam Pattern 2025
The candidates must note that there is no negative marking and the paper will have MCQs including the case lets/case studies. The detailed pattern for the CAIIB BRBL exam is given below:
| Subject | No. of Questions | Total Marks | Duration |
| Banking Regulations and Business Laws | 100 | 100 | 2 hours |
CAIIB BRBL Detailed Syllabus
Banking Regulations and Business Laws Paper is one of the compulsory papers of the CAIIB and consists of four modules. Candidates must be aware of the detailed syllabus to have a better understanding of the examination.
| Module | Topics Covered |
| Module A | Regulations & Compliance |
| Module B | Important Acts/ Laws & Legal Aspects of Banking Operations – Part A |
| Module C | Important Acts/ Laws & Legal Aspects of Banking Operations – Part B |
| Module D | Commercial & Other Laws |
CAIIB BRBL Module A Syllabus – Regulations & Compliance
Check out the detailed syllabus of module A in the table below:
| Units | Topics |
|---|---|
| Legal Framework of Regulation of Banks | – Business of Banking – Constitution of Banks – Reserve Bank of India Act, 1934 – Banking Regulation Act, 1949 – Reserve Bank as Central Bank and Regulator of Banks/NBFCs – Government as a Regulator of Banks – Control over Co-operative Banks – Regulation by Other Authorities |
| Control over Organization of Banks | – Licensing of Banking Companies (RBI Licensing Policy for Universal Banks and Small Finance Banks / Branch Licensing) – Paid-up Capital and Reserves – Shareholding in Banking Companies – Subsidiaries of Banking Companies – Board of Directors and Chairman of Banking Company – Appointment of Additional Directors – Restrictions on Employment – Controls over Management – Corporate Governance, Directors, and Corporate Governance |
| Regulation of Banking Business | – Power to Issue Directions – Acceptance of Deposits – Nomination – Loans and Advances – Regulation of Interest Rates – Regulation of Payment Systems – Internet Banking Guidelines – Regulation of Money Market Instruments – Banking Ombudsman – Regulation to Strengthen Financial Stability |
| Returns, Inspection, Winding Up, Mergers & Acquisitions | – Annual Accounts and Balance Sheet – Audit and Auditors – Submission of Returns – Preservation of Records and Return of Paid Instruments – Special Audit, Inspection, and Scrutiny – Board for Financial Supervision – Acquisition of Undertakings and Amalgamation of Banks – Winding up of Banks – Penalties for Offences – Public Sector Banks, Private Sector Banks, Regional Rural Banks, Differentiated Banks, Local Area Banks – State Bank of India, Other Public Sector Banks – Application of Banking Regulation Act to Public Sector Banks – Disinvestment of Shares by Government – Co-operative Banks, Private Sector Banks, Differentiated Banks, Local Area Banks |
| Non-Banking Financial Companies (NBFCs) | – Regulators of NBFCs – Role of NBFCs in Promoting Inclusive Growth – Registration and Revised Scale Based Regulatory Structure – Nomenclature and Regulatory Norms – Capital Guidelines – Prudential Guidelines – Corporate Governance – Fair Practices Code for Applicable NBFCs – Bank Finance to NBFCs (Registered / Not Requiring RBI Registration) – Co-Lending by Banks and NBFCs to Priority Sector Accounts – Financial Sector Legislative Reforms and Financial Stability and Development Council (FSDC) – Narasimham Committees I & II – Banking Sector Reforms – Reforms in Monetary Policy, Financial Markets, Forex Market – Financial Sector Development Council (FSDC): Functions and Wings |
CAIIB BRBL Module B Syllabus – Important Acts Part A
Check out the detailed syllabus of module B in the table below:
| Units | Topics |
|---|---|
| The Prevention of Money Laundering Act, 2002 | – Offence of Money Laundering – Punishment for Money Laundering – Obligations of Banking Companies, Financial Institutions, and Intermediaries – Enhanced Due Diligence – Rules Framed – Records to be Maintained – Information Contained in the Records – Procedure for Maintaining Information – Procedure for Furnishing Information to the Director – Verification of Records of Clients’ Identity – Maintenance of Records of Clients’ Identity – Case Studies Pertaining to the Act |
| Negotiable Instruments Act, 1881 | – Negotiable Instruments: Types and Characteristics – Drawer / Acceptor – Payment of Cheques – Protection to Bankers and Customers – Material Alteration and Where Alteration is Not Apparent – Protection to the Collecting Banker |
| Foreign Exchange Management Act, 1999 | – Meaning of Important Terms in FEMA – Regulation and Management of Foreign Exchange – Powers of RBI with Respect to Authorized Persons – Contravention, Penalties, Adjudication, and Appeals – Directorate of Enforcement – Special Provisions Relating to Assets Held Outside India |
| Payment & Settlement Systems Act, 2007 | – Definitions – Designated Authority / Authorization – Regulation and Supervision by RBI – Settlement and Netting – Powers of RBI to Make Regulations |
| Law Relating to Securities and Modes of Charge – I | – Mortgage – Document of Title to Immovable Property: Meaning – Copy of Document of Title to Immovable Property: Acceptability |
| Law Relating to Securities and Modes of Charge – II | – Appropriation – Assignment – Pledge – Hypothecation – Bankers’ Lien – Set-off |
| Creation/Registration and Satisfaction of Charges | – Definition of Charge – Procedure for Registration of Charge – Effect of Registration of Charges – Effect of Non-Registration of Charges – Provisions of Companies Act 2013 Relating to Registration of Charges |
CAIIB BRBL Module C Syllabus – Important Acts Part B
Check out the detailed syllabus of module C in the table below:
| Units | Topics |
|---|---|
| Reserve Bank – Integrated Ombudsman Scheme, 2021 | – Coverage and Definitions – Ombudsman Appointment, Location of Offices, Centralized Receipt & Processing Centre – Procedure for Redressal of Grievances – Filing Complaints, Initial Scrutiny and Resolution – Passing of Awards and Right to Appeal – Suspension of the Scheme |
| The Micro, Small and Medium Enterprises Development Act, 2006 | – Coverage and Definitions – Summary of Regulation – National Board for MSMEs / Advisory Committee – Memorandum of MSMEs – Delayed Payments to Micro and Small Enterprises – MSME Facilitation Council and Dispute Resolution – Disclosures and Penalties |
| Introduction to SARFAESI Act, 2002 | – Constitutional Validity of the Act |
| Definitions Under SARFAESI Act, 2002 | – Preamble, Appellate Tribunal, Asset Reconstruction, Bank, Board, Borrower, Central Registry, Debt Recovery Tribunal, Default, Financial Assistance, Financial Asset, Financial Institution, Hypothecation, Non-performing Asset, Originator, Obligor, Property, Qualified Institutional Buyer, Scheme, Securitization, Security Agreement, Secured Asset, Secured Creditor, Secured Debt, Security Interest, Security Receipt, Sponsor |
| Regulation of Securitisation and Reconstruction of Financial Assets | – Registration of Asset Reconstruction Company – Cancellation of Certificate of Registration – Acquisition of Rights in Financial Assets – Notices to Obligor, Discharge of Obligation – Issue of Security Receipts, Raising of Funds – Exemption from Registration – Measures of Asset Reconstruction, Other Functions – Resolution of Dispute, Powers of RBI |
| Enforcement of Security Interest | – Enforcement Process – Assistance from Chief Metropolitan/District Magistrate – Takeover of Management – No Compensation to Directors – Appeals and Compensation for Borrowers |
| Central Registry | – Central Registry and Registrar – Register of Securitization, Reconstruction & Security Interest Transactions – Filing, Modification, Satisfaction of Security Interest – Right to Inspect Particulars |
| Offences and Penalties | – Penalties for Non-compliance – Cognizance of Offences – Powers of Adjudicating Authority and Appeals |
| Miscellaneous Provisions | – Non-applicability in Certain Cases – Exemptions – Protection of Good Faith Actions – Offences by Companies – Civil Court Jurisdiction – Limitation and Central Government Powers – Amendments to Other Enactments |
| Registration of Security Interest | – Registration by Secured and Other Creditors – Rectification by Central Government – Effect of Registration, Priority, and Enforcement |
| The Recovery of Debts and Bankruptcy Act, 1993 | – Constitutional Validity, Extent, Commencement, Application, Definitions |
| Establishment of Tribunal and Appellate Tribunal | – Establishment and Composition – Qualification and Term of Presiding Officers – Staff, Filling Vacancies, Finality of Orders |
| Jurisdiction, Powers & Authority of Tribunals | – Jurisdiction, Powers, Authority, Bar of Civil Courts |
| Procedure of Tribunals | – Application and Appeals – Deposit of Debt Amounts – Procedure, Powers, Limitation |
| Recovery of Debts & Miscellaneous Provisions | – Modes of Recovery, Validity of Recovery Certificate – Stay and Amendments – Other Recovery Methods – Application of Income Tax Provisions – Appeals, Transfer of Pending Cases – Protection of Actions in Good Faith, Rule-making Powers |
| Introduction to Insolvency and Bankruptcy Code, 2016 | – Definitions, Coverage, Pillars of IBC – Insolvency Resolution Process (CIRP) – Initiation by Financial Creditor, Suspension, Exclusions – Time-limits, Moratorium, Public Announcement – Interim Resolution Professional, Committee of Creditors, Appointment of RP – Liquidation, Order of Priority, Fast Track Resolution, Voluntary Liquidation |
| The Bankers’ Books Evidence Act, 1891 | – Applicability and Definitions – Conditions in Printouts – Mode of Proof of Entries – Non-compellability, Court Inspections, Costs |
| The Legal Services Authorities Act, 1987: Lok Adalats | – Organization, Jurisdiction, Cognizance of Cases – Disposal of Cases, Nature of Awards, Powers |
| The Consumer Protection Act, 2019 | – Definitions, Unfair Contracts & Trade Practices – Central, State & District Councils – Central Consumer Protection Authority – Consumer Dispute Redressal Commissions – Ministry of Consumer Affairs Notifications – Finality of Orders, Limitation, Mediation Cell |
| The Law of Limitation | – Definitions, Computation of Limitation – Acts Giving Rise to Fresh Limitation – Key Provisions in Schedule |
| The Tax Laws | – Income Tax, Commodity Transaction Tax, Goods and Services Tax |
CAIIB BRBL Module D Syllabus – Commercial & Other Laws
Check out the detailed syllabus of module D in the table below:
| Units | Topics |
|---|---|
| Meaning and Essentials of a Contract | – Meaning of Contract – Key Components to Form a Contract – Essentials of a Valid Contract – Contract Act and Banking |
| Contracts of Indemnity | – Rights of Indemnity Holder – Implied Indemnity – Enforceability of Contract of Indemnity |
| Contracts of Guarantee | – Parties to the Contract – Basic Principles and Consideration – Liability of the Surety – Continuing Guarantee and Death of Surety – Variance in Terms, Discharge of Principal Debtor – Forbearance to Sue, Release of Co-surety – Security, Misrepresentation by Creditor – Implied Promise by Principal Debtor – Co-sureties for Same Debt, Revocation of Continuing Guarantee |
| Contract of Bailment | – Meaning and Essential Features of Bailment – Duties of Bailor and Bailee – Effects of Mixing Goods and Expenses – Bailee’s Lien |
| Contract of Pledge | – Ingredients and Nature of Pledge – Pledge by Hypothecation – Rights of Pledgee |
| Contract of Agency | – Definition, Essential Characteristics, and Rules – Types of Agents – Rights and Duties of Agent and Principal |
| Meaning and Essentials of a Contract of Sale | – Important Terms under Sale of Goods Act, 1930 – Features of Contract of Sale – Sale vs Agreement to Sell |
| Conditions and Warranties | – Meaning of Condition and Warranty – Implied Conditions and Warranties |
| Unpaid Seller | – Rights of an Unpaid Seller |
| Definition, Meaning, and Nature of a Partnership | – Meaning and Definition of Partnership – Essential Characteristics – Types of Partnership, LLP |
| Relations of Partners to One Another | – Duties of Partners – Indemnification for Fraud – Rights and Duties determined by Contract – Conduct of Business, Mutual Rights, Property, Profits |
| Relations of Partners to Third Parties | – Partner as Agent of Firm – Implied Authority and Restrictions – Liability of Partner and Firm – Holding Out – Rights of Transferee of Partner’s Interest |
| Minor Admitted to the Benefit of a Partnership | – Minor cannot be Partner – Legal position on attaining Majority – Retirement and Insolvency of Partner |
| Dissolution of a Firm | – Dissolution by Agreement, Compulsory Dissolution – Dissolution on Contingencies – Dissolution by Court – Liability for Acts after Dissolution |
| Effect of Non-Registration | – Registration of Firms |
| Definition and Features of a Company | – Definition and Features of Company – Distinction from Partnership |
| Types of Companies | – Classifications by Incorporation, Liability, Public Interest, Holding & Subsidiary Companies |
| Memorandum of Association and Articles of Association | – Memorandum & Articles of Association – Effect and Distinction |
| Doctrines of Ultra Vires / Constructive Notice / Indoor Management | – Doctrine of Ultra Vires & Effects – Constructive Notice & Effect – Doctrine of Indoor Management |
| Membership of Company | – Becoming a Member, Cessation, Register of Members – Rights and Duties of Members |
| Prospectus | – Definition, Compliance, Misstatements, Remedies |
| Directors | – Appointment, Rotation, Vacancies, Additional Directors – Consent, Whole-time Directors, Qualification Shares – Maximum Directorships, Vacation, Powers, Restrictions – Loans, Contracts, Alternate Directors, Compensation |
| Limited Liability Partnership Act, 2008 | – Definitions, Body Corporate, Partner/Designated Partner – Liabilities, Incorporation, Relations, Conversion |
| Transfer of Property Act, 1882 | – Sale and Mortgage of Immovable Property – Types of Mortgages – Enforcement through Court – Leases, Actionable Claims |
| The Right to Information Act, 2005 | – Applicability, Definitions |
| Right to Information and Obligations of Public Authorities | – Obligations, Procedure, Disposal, Appeal, Orders, Penalties |
| Information Technology Act, 2000 | – Definitions, Electronic Governance, Certifying Authorities – Digital Signature, Penalties, Appeals, Investigation – Critical Information Infrastructure, Electronic Cheque Application |
| Prevention of Corruption Act, 1988 | – Definitions, Special Judges, Offences, Penalties – Fine, Investigative Authority, Inspecting Bankers Books – Appeal and Revision |
CAIIB BRBL Syllabus 2025 – FAQs
Q1. What does the CAIIB BRBL syllabus cover?
CAIIB BRBL Syllabus consists of four modules.
Q2. How many subjects are there in the CAIIB BRBL syllabus?
There are four main subjects such as Regulations & Compliance, Important Banking Laws, Commercial & Other Laws, and Banking Related Laws.
Q3. What is the best way to prepare for CAIIB BRBL?
Study each module thoroughly, practice case studies, case lets and take mock tests.
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