Indian Overseas Bank (IOB) has released the official notification for Specialist Officer (SO) Recruitment 2025. A total of 127 vacancies have been announced across various managerial and senior managerial positions in MMGS-II and MMGS-III scales. The online application process will start on 12 September 2025 and remain open until 03 October 2025. This recruitment drive is a great opportunity for professionals with expertise in technology, risk management, treasury, engineering, and other specialized fields to join the public sector banking industry.
Indian Overseas Bank SO Recruitment 2025 Notification
The IOB SO Notification 2025 brings opportunities in multiple domains, including IS Audit, Civil, Electrical, Automobile, Printing, Treasury, Corporate Credit, Risk, Information Security, IT, Data Science, and Software Development. Both Manager (MMGS-II) and Senior Manager (MMGS-III) posts are available, with specific educational qualifications and experience required for each role. Candidates must carefully read the official notification PDF before applying online.
Download Indian Overseas Bank SO Notification 2025
Indian Overseas Bank SO Recruitment 2025 Overview
The IOB Specialist Officer recruitment process is designed to select skilled candidates for specialized roles. With 127 vacancies across MMGS-II and MMGS-III, this is one of the major banking recruitment opportunities in 2025. Below is a quick overview of the recruitment details.
| Particulars | Details |
| Organisation | Indian Overseas Bank |
| Exam | IOB SO Exam 2025 |
| Post | Specialist Officer (MMGS-II & MMGS-III) |
| Vacancies | 127 |
| Registration Dates | 12 September – 03 October 2025 |
| Educational Qualification | Post-wise specific |
| Age Limit | MMGS-II: 25-35 years, MMGS-III: 30-40 years |
| Experience | Required |
| Salary | MMGS-II: ₹64,820, MMGS-III: ₹85,920 |
| Application Fee | ₹1000/- (UR, OBC, EWS), ₹175/- (SC, ST, PwD) |
| Selection Process | Online Test & Interview |
| Official Website | www.iob.bank.in |
Indian Overseas Bank SO Vacancy 2025
IOB has released a total of 127 vacancies for Specialist Officers. The posts are distributed across different categories and specializations. Candidates can check the detailed vacancy distribution in the table below.
| Code | Post Name | Grade | SC | ST | OBC | EWS | UR | Total |
| 1 | Manager (IS Audit) | MMGS II | 1 | 0 | 2 | 0 | 5 | 8 |
| 2 | Senior Manager (IS Audit) | MMGS III | 0 | 0 | 0 | 0 | 2 | 2 |
| 3 | Manager (Civil) | MMGS II | 0 | 0 | 2 | 0 | 3 | 5 |
| 4 | Manager (Architect) | MMGS II | 0 | 0 | 1 | 0 | 2 | 3 |
| 5 | Manager (Electrical) | MMGS II | 0 | 0 | 1 | 0 | 0 | 1 |
| 6 | Manager (Automobile) | MMGS II | 0 | 0 | 0 | 0 | 1 | 1 |
| 7 | Manager (Printing) | MMGS II | 0 | 0 | 0 | 0 | 1 | 1 |
| 8 | Manager (Treasury) | MMGS II | 1 | 0 | 2 | 1 | 7 | 11 |
| 9 | Manager (Corporate Credit) | MMGS II | 2 | 1 | 3 | 0 | 0 | 6 |
| 10 | Senior Manager (Corporate Credit) | MMGS III | 0 | 0 | 1 | 0 | 3 | 4 |
| 11 | Manager – IT | MMGS II | 7 | 2 | 11 | 3 | 18 | 41 |
| 12 | Senior Manager – IT | MMGS III | 0 | 0 | 1 | 0 | 3 | 4 |
| 13 | Manager – Risk | MMGS II | 0 | 0 | 1 | 0 | 4 | 5 |
| 14 | Senior Manager – Risk | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 15 | Manager – Information Security | MMGS II | 1 | 0 | 4 | 1 | 7 | 13 |
| 16 | Senior Manager – Information Security | MMGS III | 0 | 0 | 1 | 0 | 1 | 2 |
| 17 | Manager – Software Engineer (Mobile Apps) | MMGS II | 0 | 0 | 0 | 0 | 2 | 2 |
| 18 | Senior Manager – Software Engineer (Mobile Apps) | MMGS III | 0 | 0 | 0 | 0 | 1 | 1 |
| 19 | Manager – Software Engineer (Automation Engineering) | MMGS II | 0 | 0 | 0 | 0 | 2 | 2 |
| 20 | Manager – Software Engineer (.NET Tech) | MMGS II | 0 | 0 | 0 | 0 | 2 | 2 |
| 21 | Manager – Software Engineer (Java Tech) | MMGS II | 0 | 0 | 0 | 0 | 2 | 2 |
| 22 | Manager – Software Engineer (ML Ops) | MMGS II | 0 | 0 | 0 | 0 | 2 | 2 |
| 23 | Manager – Data Scientist | MMGS II | 0 | 0 | 0 | 0 | 1 | 1 |
| 24 | Senior Manager – Data Scientist | MMGS III | 0 | 0 | 0 | 0 | 1 | 1 |
| 25 | Manager – Data Engineer | MMGS II | 0 | 0 | 0 | 0 | 1 | 1 |
| 26 | Senior Manager – Data Engineer | MMGS III | 0 | 0 | 0 | 0 | 1 | 1 |
| Total | 12 | 3 | 31 | 5 | 76 | 127 |
Indian Overseas Bank SO Eligibility Criteria 2025
Candidates applying for IOB SO Recruitment 2025 must meet the required age limit, educational qualification, and experience as per the post. The details are provided in the table below.
| Code | Post Name | Age Limit | Educational Qualification | Experience |
| 01 | Manager (IS Audit) | 25-35 | MCA/MSc/BE/B.Tech (IT/CS) + Certification | 2-3 yrs (1 yr IS Audit/Cyber Security) |
| 02 | Senior Manager (IS Audit) | 30-40 | MCA/MSc/BE/B.Tech (IT/CS) + Certification | 4-6 yrs (2 yrs IS Audit/Cyber Security) |
| 03 | Manager (Civil) | 25-35 | BE/B.Tech (Civil) | 3 yrs in construction/maintenance |
| 04 | Manager (Architect) | 25-35 | Degree in Architecture + CoA | 3 yrs planning/design/supervision |
| 05 | Manager (Electrical) | 25-35 | BE/B.Tech (Electrical) | 3 yrs maintenance; Supervisor Cert. |
| 06 | Manager (Automobile) | 25-35 | BE/B.Tech (Mech/Auto) | 3 yrs vehicle/elevator maintenance |
| 07 | Manager (Printing) | 25-35 | BE/B.Tech (Printing Tech.) | 3 yrs supervisory role |
| 08 | Manager (Treasury) | 25-35 | Any Degree (Pref: MBA/CA) | 2 yrs Dealing/Trade Finance |
| 09 | Manager (Corporate Credit) | 25-35 | Degree + MBA/CA/CFA | 3 yrs (2 yrs credit assessment) |
| 10 | Senior Manager (Corporate Credit) | 30-40 | Degree + MBA/CA/CFA | 5 yrs (3 yrs credit assessment) |
| 11 | Manager (IT) | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 3+ yrs in IT/Banking/Fintech |
| 12 | Senior Manager (IT) | 30-40 | BE/B.Tech/MCA/MSc (CS/IT) | 5+ yrs in IT/Banking/Fintech |
| 13 | Manager (Risk) | 25-35 | CA/CMA/ICWA/CFA/MBA | 2 yrs risk/credit/treasury |
| 14 | Senior Manager (Risk) | 30-40 | CA/CMA/ICWA/CFA/MBA | 4 yrs risk/credit/treasury |
| 15 | Manager (Information Security) | 24-35 | BE/B.Tech/MCA/MSc (CS/IT/EC) | 2 yrs in BFSI/Fintech/IT-MNC |
| 16 | Senior Manager (Information Security) | 25-38 | BE/B.Tech/MCA/MSc (CS/IT/EC) | 3-5 yrs in BFSI/Fintech/IT-MNC |
| 17 | Manager (Software Engg. Mobile Apps) | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs mobile app dev |
| 18 | Senior Manager (Software Engg. Mobile Apps) | 30-40 | BE/B.Tech/MCA/MSc (CS/IT) | 10 yrs mobile app dev |
| 19 | Manager (Software Engg. Automation) | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs RPA dev |
| 20 | Manager (Software Engg. .NET Tech) | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs .NET/web dev |
| 21 | Manager (Software Engg. Java Tech) | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs Java/web dev |
| 22 | Manager – ML Ops | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs ML/data science |
| 23 | Manager – Data Scientist | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs data science |
| 24 | Senior Manager – Data Scientist | 30-40 | BE/B.Tech/MCA/MSc (CS/IT) | 10 yrs data science |
| 25 | Manager – Data Engineer | 25-35 | BE/B.Tech/MCA/MSc (CS/IT) | 4 yrs data engineering |
| 26 | Senior Manager – Data Engineer | 30-40 | BE/B.Tech/MCA/MSc (CS/IT) | 10 yrs data engineering |
Indian Overseas Bank SO Apply Online 2025
The application process for IOB SO 2025 will be conducted online through the official website. The registration window will remain active from 12 September 2025 to 03 October 2025. Candidates can apply for multiple posts if they meet the eligibility criteria for each.
Apply Online for Indian Overseas Bank SO 2025 (Link will be active on 12th Sept. 2025)
IOB SO Application Fee 2025
Applicants are required to pay the fee online while submitting their application form. The fee varies by category.
- SC/ST/PwD: ₹175 (intimation charges only)
- UR/OBC/EWS: ₹1000 (including GST)
Indian Overseas Bank SO Selection Process 2025
The recruitment process includes two stages:
- Online Examination – Candidates will be tested on English Language, Banking Awareness, and Professional Knowledge.
- Interview – Shortlisted candidates from the exam will be invited for a personal interview.
The final merit will be prepared based on the combined performance in both stages.
IOB SO Exam Pattern 2025
The online exam will be objective in nature. It will carry 100 questions for 100 marks and will last for 2 hours. The structure is as follows:
| Section | No. of Questions | Max. Marks | Duration |
| English Language | 25 | 25 | 30 minutes |
| General Awareness (Banking Focus) | 25 | 25 | 30 minutes |
| Professional Knowledge | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 hours |
Indian Overseas Bank SO Salary 2025
Selected candidates will receive salaries as per MMGS-II and MMGS-III pay scales, along with allowances like DA, HRA, CCA, medical, and other benefits.
- MMGS-II: ₹64,820 – 93,960
- MMGS-III: ₹85,920 – 1,05,280
Indian Overseas Bank SO Probation and Bond
Candidates selected under IOB SO 2025 will be on probation for 2 years. They are also required to sign a Financial Service Indemnity Bond of ₹2,50,000, committing to serve the bank for at least 3 years.
FAQs
Q1: What is the total number of vacancies in Indian Overseas Bank SO Recruitment 2025?
A1: The Indian Overseas Bank SO Recruitment 2025 has announced 127 vacancies across various Manager (MMGS-II) and Senior Manager (MMGS-III) posts in multiple specialized fields.
Q2: What is the eligibility criteria for IOB Specialist Officer 2025?
A2: The eligibility for IOB SO 2025 varies post-wise. Candidates must have the required educational qualification, work experience, and age limit (25–35 years for MMGS-II and 30–40 years for MMGS-III) as mentioned in the official notification.
Q3: What is the selection process for Indian Overseas Bank SO 2025?
A3: The selection process includes an online examination followed by a personal interview. The final merit list will be prepared based on performance in both stages.
Q4: What is the salary of Indian Overseas Bank Specialist Officer 2025?
A4: The salary for IOB SO 2025 is ₹64,820 – ₹93,960 for MMGS-II and ₹85,920 – ₹1,05,280 for MMGS-III, along with allowances like DA, HRA, and medical benefits.
Q5: What are the application dates for Indian Overseas Bank SO Recruitment 2025?
A5: The online application process for IOB Specialist Officer 2025 will be open from 12 September 2025 to 03 October 2025 on the official website www.iob.bank.in.
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