CAIIB BRBL Syllabus 2023, Download the Syllabus PDF

CAIIB BRBL Syllabus 2023

IIBF will conduct the Banking Regulations and Business Laws paper for the December cycle on 10th December 2023. Candidates who will be appearing for the CAIIB 2023 must be aware of the detailed syllabus of the BRBL Paper. The proper knowledge of the syllabus allows candidates to create an effective preparation strategy and revision plan for the examination. This blog will provide you with the detailed CAIIB BRBL Syllabus 2023 and the syllabus PDF.

CAIIB 2023 – Overview

Candidates who will be appearing for the examination must be aware of the overall details of the CAIIB. We have mentioned below the overview details of the CAIIB 2023 for the candidates.

CAIIB 2023Details
Name of organizationInstitute of Banking and Finance
InstitutionIndian Institute of Banking & Finance (IIBF)
Name of ExaminationCAIIB exam
EligibilityMembers Only
Mode of ApplicationOnline
Mode of examOnline written exam
Exam conductedTwice a year


Banking Regulations and Business Laws Paper is one of the compulsory papers of the CAIIB and consists of four modules. Candidates must be aware of the detailed syllabus to have a better understanding of the examination. We have mentioned below the topic-wise syllabus for each module of the BRBL Paper

Module A – Regulations and Compliance

Legal Framework of Regulation of BanksBusiness of Banking
Constitution of Banks
Reserve Bank of India Act, 1934
Banking Regulation Act, 1949
Reserve Bank as a Central Bank and Regulator of Non-Banking Financial Institutions/Banks
Government as a Regulator of Banks
Control over Co-operative Banks
Regulation by Other Authorities
Control over Organisation of BanksLicensing of Banking Companies including RBI Licencing Policy for Universal Banks and Small Finance Banks/Branch Licensing
Paid-up Capital and Reserves
Shareholding in Banking Companies
Subsidiaries of Banking Companies
Board of Directors
Chairman of Banking Company
Appointment of Additional Directors
Restrictions on Employment
Controls over Management
Corporate Governance
Directors and Corporate Governance
Regulation of Banking BusinessPower to Issue Directions
Acceptance of Deposits
Nomination, Loans and Advances
Regulation of Interest Rates
Regulation of Payment Systems
Internet Banking Guidelines
Regulation of Money Market Instruments
Banking Ombudsman
Regulation to Strengthen Financial Stability
Returns, Inspection, Winding Up, Mergers & AcquisitionsAnnual Accounts and Balance Sheet
Audit and Auditors
Submission of Returns
Preservation of Records and Return of Paid Instruments
Special Audit
Inspection and Scrutiny
Board for Financial Supervision
Acquisition of Undertakings
Amalgamation of Banks
Winding up of Banks
Penalties for Offences Public Sector Banks
Private Sector Banks, Regional Rural Banks
Differentiated Banks and Co-operative Banks
Local Area Banks State Bank of India
Regional Rural Banks
Other Public Sector Banks
Application of Banking Regulation Act to Public Sector Banks
Disinvestment of Shares by Government
Co-operative Banks
Private Sector Banks
Differentiated Banks
Local Area Banks
Non-Banking Financial Companies (NBFCs)Regulators of NBFCs
Role of NBFC in promoting Inclusive Growth
Revised Scale Based Regulatory Structure
Nomenclature and Regulatory Norms
Capital Guidelines
Prudential Guidelines
Corporate Governance
Fair Practices Code for applicable NBFC
Bank Finance to NBFCs registered/not requiring registration with RBI
Co-Lending by banks and NBFCs to PSA Financial Sector Legislative Reforms and Financial Stability and Development Council Narasimham Committees 1/2
Banking Sector Reforms
Reforms in Monetary Policy
Reforms in Financial Markets
Reforms in Forex Market
Financial Sector Development Council (FSDC)
Function of the FSDC
Wings of FSDC

Module B – Important Acts/Laws & Legal Aspects of Banking Operations – PART A

The Prevention of Money Laundering Act, 2002Offence of Money Laundering
Punishment for Money Laundering
Obligations of Banking Companies
Financial Institutions and Intermediaries
Enhanced Due Diligence
Rules Framed
Records to be Maintained
Information Contained in the Records
Procedure for Maintaining Information
Procedure for Furnishing Information to the Director
Verification of Records of the Identity of Clients
Maintenance of Records of Identity of Clients
Some Cases pertaining to the Act
Negotiable Instruments Act, 1881Negotiable Instruments, Types and Characteristics
Payment of Cheques – Protection to Bankers’ /Customers’
Material Alteration
Where Alteration is not apparent
Protection to the Collecting Banker
Foreign Exchange Management Act, 1999Meaning of Certain Important Terms Used in FEMA
Regulation and Management of Foreign Exchange
Powers of RBI with Respect to Authorized Persons
Adjudication and Appeals
Directorate of Enforcement
Special Provisions relating to Assets held outside India
Payment & Settlement Systems Act, 2007Definitions
Designated Authority/Authorization
Regulation and Supervision by the RBI
Settlement and Netting
Power of RBI to make regulations
Law Relating to Securities and Modes of Charge – IMortgage
Document of Title to Immoveable Property – Meaning
Copy of Document of Title to Immoveable Property Where Acceptable
Law Relating to Securities and Modes of Charge – IIAppropriation
Bankers lien
Creation/Registration and Satisfaction of ChargesWhat is a Charge?
Procedure for Registration of Charge
Effect of Registration of Charges
Effect of Non- registration of Charges
Provisions of Companies Act 2013 Relating to Registration of Charges

Module C – Important Acts/Laws & Legal Aspects of Banking Operations – PART B

Reserve Bank – Integrated Ombudsman Scheme, 2021Coverage and Definitions
Ombudsman–Appointment/Location of Offices/Establishment of a Centralized Receipt and Processing Centre
Procedure for Redressal of Grievance
Procedure for Filing a Complaint / its Initial Scrutiny and Resolution
Passing of an Award and Right to Prefer to Appeal
Suspension of the Scheme
The Micro, Small and Medium Enterprises Development Act, 2006Coverage and Definitions
Summary of Regulation
National Board for Micro, Small and Medium Enterprises (NBMSME)/Advisory Committee
Memorandum of Micro
Small and Medium Enterprises
Delayed Payments to Micro and Small Enterprises
Micro and Small Enterprises Facilitation Council and Reference to the Council in case of Disputes
Disclosures and Penalty for Contravention of the Provisions of the Statute
Introduction to Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 ( SARFAESI Act, 2002)Constitutional Validity of the Act
Definitions Under SARFAESI Act, 2002Preamble
Appellate Tribunal
Asset Reconstruction
Central Registry
Debt Recovery Tribunal
Financial Assistance
Financial Asset
Financial Institution
Non-performing Asset
Qualified Institutional Buyer
Security Agreement
Secured Asset
Secured Creditor
Secured Debt
Security Interest
Security Receipt
Regulation of Securitisation and Reconstruction of Financial Assets of Banks and Financial InstitutionsRegistration of Asset Reconstruction Company
Cancellation of Certificate of Registration
Acquisition of Rights of Interest in Financial Assets
Notices to Obligor and Discharge of Obligation of Such Obligor
Issue of Security Receipts and Raising of Funds by Securitization or Reconstruction Company
Exemption from Registration of Security Receipt
Measures of Assets Reconstruction
Other Functions of the Securitization Company or Reconstruction Company
Resolution of Dispute
Powers Available with RBI
Enforcement of Security InterestEnforcement of Security Interest
Chief Metropolitan Magistrate or District Magistrate’s Assistance for Taking Possession of Secured Asset
Manner and Effect of Takeover of Management
No Compensation to Directors for Loss of Office
Application against Measures to Recover Secured Debt
Appeal to Appellate Authority
Right of the Borrower for Compensation and Costs
Central RegistryCentral Registry
Central Registrar
Register of Securitization
Reconstruction and Security Interest Transactions
Filing of Transactions of Securitization
Reconstruction and Creation of Security Interest
Modification of Security Interest Registered
Satisfaction of Security Interest
Right to Inspect Particulars of Securitization
Reconstruction of Security Interest Transactions
Offences and PenaltiesPenalties
Penalties for Non-compliance of Directions of Reserve Bank of India
Cognizance of Offences
Power of Adjudicating Authority to Impose Penalty/Appeals against Penalty and Adjudicating Appellate Authority
Miscellaneous ProvisionsNon-Applicability of the Provisions of the SARFAESI Act in Certain Cases
Exemption of Certain Classes of Banks /Financial Institutions
Protection of Action Taken in Good Faith
Offences by Companies
Civil Court not to have Jurisdiction
Overriding Effect on Other Laws
Power of the Central Government to Make Rules
Amendments to Certain Other Enactments
Registration of Security Interest by Secured Creditors and Other Creditors/ Rectification by Central Government in Some CasesRegistration by Secured Creditors and Other Creditors
Rectification by Central Government in Matters of Registration
Effect of the Registration of Transactions
Right of Enforcement of Securities and Priority Allowed to Secured Creditors
The Recovery of Debts and Bankruptcy Act, 1993Constitutional Validity of the Act
Application and Definitions
Establishment of Tribunal and Appellate TribunalEstablishment of Tribunal
Composition of Tribunal
Qualification for Appointment as Presiding Officer and Term of Office
Staff of Tribunal
Establishment and Composition of Appellate Tribunal
Qualification for Appointment as Chairperson of the Appellate Tribunal and Term of Office
Filling up of Vacancies at Tribunal and Appellate Tribunal
Finality of Orders Constituting Tribunal or an Appellate Tribunal
Jurisdiction, Powers & Authority of TribunalsJurisdiction
Powers and Authority of Tribunals
Bar of Jurisdiction of Civil Courts
Procedure of TribunalsApplication to the Tribunal
Appeal to the Appellate Tribunal
Deposit of Amount of Debt Due for Filing Appeal
Procedure and Powers of the Tribunal and the Appellate Tribunal
Recovery of Debts Determined by Tribunal and Miscellaneous ProvisionsModes of Recovery of Debts
Validity of Recovery Certificate and Amendment Thereof
Stay and Amendment for Recovery Proceeding and Certificate
Other Modes of Recovery
Application of Certain Provisions of the Income Tax Act
Appeal against the Order of Recovery Officer
Transfer of Pending Cases
Power of Tribunal to Issue Certificate of Recovery in Case of Decree or Order
Presiding Officer and Staff of Appellate Tribunal and Tribunal Public Servants
Protection of Action Taken in Good Faith
Overriding Effect of the Act
Powers to Make Rule
Introduction to the Insolvency and Bankruptcy Code, 2016Definitions
Pillars of IBC, 2016
The Insolvency Resolution Process for Companies and Limited Liability Entities
Corporate Insolvency Resolution Process (CIRP)
Initiation of Corporate Insolvency Resolution Process by a Financial Creditor
Suspension of Initiation of CIRP
Persons not Entitled to Make Application
Time – Limit for completion of Insolvency Resolution Process and withdrawal of application admitted under the Code
Declaration of Moratorium and Public Announcement by the Adjudicating Authority
Appointment/Tenure of the Interim Resolution Professional
Committee of Creditors
Appointment of Resolution Professional
Order of Priority of Payment of Debts
Fast Track Insolvency Resolution Process
Voluntary Liquidation of Corporate Person
The Bankers’ Books Evidence Act, 1891Applicability and Definitions
Conditions in the Printout
Mode of Proof of Certain Entries in Bankers’ Books
Case in which Officer of Bank not Compellable to Produce Books, Inspection of Books by Order of Court or Judge, Costs of Application
The Legal Services Authorities Act, 1987: Lok AdalatsOrganization of Lok Adalats
Jurisdiction of Lok Adalats
Cognizance of Cases by Lok Adalats
Disposal of Cases by Lok Adalats
Nature of Award of the Lok Adalats and Powers
The Consumer Protection Act, 2019Definitions
Unfair Contract and Unfair Trade Practice
State and District Consumer Protection Councils
Central Consumer Protection Authority
District, State and National Consumer Disputes Redressal Commission
Ministry of Consumer Affairs
Food and Public Distribution (Department of Consumer Affairs) Notification dated 30th December, 2021
Finality of Orders and Limitation Period, Consumer Mediation Cell
The Law of LimitationDefinitions
Limitation and Its Computation
Computation of the Period of Limitation
Acts Giving Rise to Fresh Period of Limitation
Certain Important Provisions in Schedule to the Limitation Act
The Tax Laws Income Tax
Commodity Transaction Tax
Goods and Services Tax

Module D – Commercial & Other Laws with reference to Banking Operations

Meaning and Essentials of a ContractMeaning of Contract
Key Components to Form a Contract Essentials of a Valid Contract
Contract Act and Banking
Contracts of IndemnityRights of Indemnity Holder
Implied Indemnity
Enforceability of Contract of Indemnity
Contracts of GuaranteeParties to the Contract
Basic Principles of Contract to be complied
The Liability of the Surety
Continuing Guarantee, Death of Surety
Variance in Terms of the Contract
Discharge of Principal Debtor
Forbearance to Sue
Release of One Co-surety does not Discharge Other
Surety can Claim His Dues from the Principal Debtor
Misrepresentation made by the Creditor
Implied Promise by the Principal Debtor to Indemnify the Surety
Co-sureties for the Same Debt
Revocation of a Continuing Guarantee
Contract of BailmentMeaning of Bailment
Essential Features of Bailment
Bailor Bound to Disclose to the Bailee
Bailee to take care of Goods
Effects of mixing of Goods and Expenses
Duties of the Bailee with regard to Goods
Bailee’s Lien
Contract of PledgeIngredients of Pledge
Nature of Pledge
Pledge by Way of Hypothecation
Pledge by Pledgee
Contract of AgencyDefinition
Contract of Agency
Essential Characteristics of a Contract of Agency
Rules of Agency
Types of Agents
Rights and Duties of the Agent and Principal
Meaning and Essentials of a Contract of SaleMeaning of some of the Important Terms Defined Under the Sale of Goods Act, 1930
Meaning of Contract of Sale of Goods
Features of Contract of Sale of Goods
Sale and Agreement to Sell
Distinction between a Sale and an Agreement to Sell
Conditions and WarrantiesMeaning of Condition and Warranty
Implied Conditions and Warranties
Unpaid SellerRights of an Unpaid Seller
Definition, Meaning, and Nature of a PartnershipMeaning and Definition of Partnership
Essential Characteristics
Types of Partnership
Limited Liability Partnership (LLP)
Relations of Partners to One AnotherGeneral Duties of Partners
Duty to Indemnify the Loss caused by Fraud
Determination of Rights and Duties of Partners by Contract between the Partners
The Conduct of the Business, Mutual Rights and Liabilities
The Property of the Firm
Profits Earned by Partners
Rights and Duties of Partners
Relations of Partners to Third PartiesPartner is an Agent of the Firm
Implied Authority of Partner as Agent of the Firm
Extension and Restriction of Partner’s Implied Authority
Partner’s Authority in an Emergency
Mode of Action to Bind Firm
Liability of a Partner for Acts of the Firm
Liability of the Firm for Wrongful Acts of a Partner
Liability of Firm for Misapplication by Partners
Holding Out
Rights of Transferee of a Partner’s Interest
Minor Admitted to the Benefit of a PartnershipMinor Admitted to the Benefit of a Partnership
Dissolution of a FirmDissolution
Dissolution by Agreement
Compulsory Dissolution
Dissolution on the Happening of Certain Contingencies
Dissolution by the Court
Liability for Acts of Partners Done after Dissolution
Effect of Non-RegistrationRegistration
Definition and Features of a CompanyDefinition of a Company
Features of a Company
Distinction between a Company and a Partnership
Types of CompaniesClassifications of Companies on the basis of mode of Incorporation
Classifications of Companies on the basis of Liability
Classifications of Companies on the basis of Public Interest
Holding and Subsidiary Companies
Memorandum of Association and Articles of AssociationMemorandum of Association
Articles of Association
Effect of Memorandum and Articles
Distinction between the Memorandum of Association and Articles of Association
Doctrines of Ultra Vires/ Constructive Notice/ Indoor ManagementDoctrine of Ultra Vires
Effects of Ultra Vires Transaction
Constructive Notice of Memorandum of Association and Articles of Association
Effect of the Doctrine of Constructive Notice
Doctrine of Indoor Management
Membership of CompanyWho is a Member of a Company? Various Modes of Becoming a Member of a Company
Who can be Member of a Company?
Cessation of Membership in a Company
Register of Members
Place of Keeping and Inspection of Register of Members
Rights and Duties (Liabilities) of Members of a Company
Rights of Members
ProspectusWhat is a Prospectus? Compliance with Respect to Prospectus
Mis-statements in a Prospectus and Remedies
DirectorsMinimum Number of Directors
Appointment of Directors and Proportion of those who are to Retire by Rotation
Ascertainment of Directors Retiring by Rotation and Filing of Vacancies
Right of Persons other than Retiring Directors to stand for Directorship
Additional Directors
Filling of Casual Vacancies among Directors
Consent to the Company, Consent to be filed with Registrar of Companies
Whole-time Director
Qualification Shares
Maximum Number of Directorships
Vacation of Office by Directors
Certain Powers can be exercised only at Meetings of the Board
Restrictions on Powers of Board
Loan to Director
Contracts in which Directors are Interested Alternate Director
Compensation for Loss of Office.
Limited Liability Partnership Act, 2008Definitions
A Body Corporate
Partner/Designated Partner
Liabilities of and changes in Designated Partners
Incorporation of a Limited Liability Partnership
Partners and their Relations
Transfer of Property Act, 1882Sale of Immoveable Property
Mortgage of Immoveable Property
Types of Mortgage
Sale without Court Intervention
Enforcement of Mortgages through Court
Leases of Immoveable Property
Actionable Claims
The Right to Information Act, 2005Applicability, Definitions
Right to Information and Obligations of Public AuthoritiesObligations of Public Authorities
Procedure for Obtaining Information
Disposal of Request
Orders in Appeal
Information Technology Act, 2000Definitions
Electronic Governance
Certifying Authorities
Digital Signature Certificates
Critical Information Infrastructure –Protected System
Application of the Act to Electronic Cheque and Truncated Cheque
Prevention of Corruption Act, 1988Definitions
Special Judges
Offences and Penalties
Fixing of Fine
Persons authorized to investigate
Powers to inspect ‘Bankers Books’, Appeal and Revision


Candidates who are preparing for the BRBL Paper must have a detailed syllabus always available to them to revise their preparation strategy. Candidates can download the CAIIB BRBL Syllabus PDF from the direct link mentioned below:

We hope this blog gave you a better understanding of the CAIIB BRBL Syllabus 2023. To read more such bogs, visit the Oliveboard website!

CAIIB BRBL Syllabus 2023 – Frequently Asked Questions

Q.1 What is the CAIIB BRBL Syllabus 2023?

Ans. Candidates can check the detailed CAIIB BRBL Syllabus 2023 mentioned in this blog.

Q.2 When will the CAIIB BRBL Paper 2023 be conducted?

Ans. CAIIB BRBL Paper 2023 will be conducted on 10th December 2023


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