CAIIB BRBL Syllabus 2024, Download Syllabus PDF

The CAIIB BRBL exam consists of multiple-choice questions (MCQs) that assess your understanding of the CAIIB BRBL Syllabus 2024. The CAIIB BRBL exam is held online and includes 100 questions. You will have 2 hours to complete the paper, with a total of 100 marks.

CAIIB BRBL Syllabus

The CAIIB BRBL Syllabus is a key part of the Certified Associate of Indian Institute of Bankers (CAIIB) exam, designed for banking professionals. The Banking Regulations and Business Laws (BRBL) paper focuses on the legal and regulatory framework that governs banking operations. In this article, we will discuss the detailed CAIIB BRBL syllabus 2024, the exam structure, key topics, and useful tips for preparation.

CAIIB 2024 – Overview

The CAIIB BRBL syllabus focuses on important areas of banking regulations and business laws, covering topics like the legal framework for banking operations, contracts, banking regulations, and compliance. We have mentioned below the overview details of the CAIIB 2024 for the candidates.

Heading	Details
Name of organization	Institute of Banking and Finance
Institution	Indian Institute of Banking & Finance (IIBF)
Name of Examination	CAIIB exam
Eligibility	Members Only
Mode of Application	Online
Mode of exam	Online written exam
Exam conducted	Twice a year
Official website	iibf.org.in

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CAIIB BRBL Syllabus

Banking Regulations and Business Laws Paper is one of the compulsory papers of the CAIIB and consists of four modules. Candidates must be aware of the detailed syllabus to have a better understanding of the examination. We have mentioned below the topic-wise syllabus for each module of the BRBL Paper

Module A – Regulations and Compliance

Units	Topics
Legal Framework of Regulation of Banks	Business of Banking Constitution of Banks Reserve Bank of India Act, 1934 Banking Regulation Act, 1949 Reserve Bank as a Central Bank and Regulator of Non-Banking Financial Institutions/Banks Government as a Regulator of Banks Control over Co-operative Banks Regulation by Other Authorities
Control over Organisation of Banks	Licensing of Banking Companies including RBI Licencing Policy for Universal Banks and Small Finance Banks/Branch Licensing Paid-up Capital and Reserves Shareholding in Banking Companies Subsidiaries of Banking Companies Board of Directors Chairman of Banking Company Appointment of Additional Directors Restrictions on Employment Controls over Management Corporate Governance Directors and Corporate Governance
Regulation of Banking Business	Power to Issue Directions Acceptance of Deposits Nomination, Loans and Advances Regulation of Interest Rates Regulation of Payment Systems Internet Banking Guidelines Regulation of Money Market Instruments Banking Ombudsman Regulation to Strengthen Financial Stability
Returns, Inspection, Winding Up, Mergers & Acquisitions	Annual Accounts and Balance Sheet Audit and Auditors Submission of Returns Preservation of Records and Return of Paid Instruments Special Audit Inspection and Scrutiny Board for Financial Supervision Acquisition of Undertakings Amalgamation of Banks Winding up of Banks Penalties for Offences Public Sector Banks Private Sector Banks, Regional Rural Banks Differentiated Banks and Co-operative Banks Local Area Banks State Bank of India Regional Rural Banks Other Public Sector Banks Application of Banking Regulation Act to Public Sector Banks Disinvestment of Shares by Government Co-operative Banks Private Sector Banks Differentiated Banks Local Area Banks
Non-Banking Financial Companies (NBFCs)	Regulators of NBFCs Role of NBFC in promoting Inclusive Growth Registration Revised Scale Based Regulatory Structure Nomenclature and Regulatory Norms Capital Guidelines Prudential Guidelines Corporate Governance Fair Practices Code for applicable NBFC Bank Finance to NBFCs registered/not requiring registration with RBI Co-Lending by banks and NBFCs to PSA Financial Sector Legislative Reforms and Financial Stability and Development Council Narasimham Committees 1/2 Banking Sector Reforms Reforms in Monetary Policy Reforms in Financial Markets Reforms in Forex Market Financial Sector Development Council (FSDC) Function of the FSDC Wings of FSDC

Module B – Important Acts/Laws & Legal Aspects of Banking Operations – PART A

Units	Topics
The Prevention of Money Laundering Act, 2002	Offence of Money Laundering Punishment for Money Laundering Obligations of Banking Companies Financial Institutions and Intermediaries Enhanced Due Diligence Rules Framed Records to be Maintained Information Contained in the Records Procedure for Maintaining Information Procedure for Furnishing Information to the Director Verification of Records of the Identity of Clients Maintenance of Records of Identity of Clients Some Cases pertaining to the Act
Negotiable Instruments Act, 1881	Negotiable Instruments, Types and Characteristics Drawer/Acceptor Payment of Cheques – Protection to Bankers’ /Customers’ Material Alteration Where Alteration is not apparent Protection to the Collecting Banker
Foreign Exchange Management Act, 1999	Meaning of Certain Important Terms Used in FEMA Regulation and Management of Foreign Exchange Powers of RBI with Respect to Authorized Persons Contravention Penalties Adjudication and Appeals Directorate of Enforcement Special Provisions relating to Assets held outside India
Payment & Settlement Systems Act, 2007	Definitions Designated Authority/Authorization Regulation and Supervision by the RBI Settlement and Netting Power of RBI to make regulations
Law Relating to Securities and Modes of Charge – I	Mortgage Document of Title to Immoveable Property – Meaning Copy of Document of Title to Immoveable Property Where Acceptable
Law Relating to Securities and Modes of Charge – II	Appropriation Assignment Pledge Hypothecation Bankers lien Set-off
Creation/Registration and Satisfaction of Charges	What is a Charge? Procedure for Registration of Charge Effect of Registration of Charges Effect of Non- registration of Charges Provisions of Companies Act 2013 Relating to Registration of Charges

Module C – Important Acts/Laws & Legal Aspects of Banking Operations – PART B

Units	Topics
Reserve Bank – Integrated Ombudsman Scheme, 2021	Coverage and Definitions Ombudsman–Appointment/Location of Offices/Establishment of a Centralized Receipt and Processing Centre Procedure for Redressal of Grievance Procedure for Filing a Complaint / its Initial Scrutiny and Resolution Passing of an Award and Right to Prefer to Appeal Suspension of the Scheme
The Micro, Small and Medium Enterprises Development Act, 2006	Coverage and Definitions Summary of Regulation National Board for Micro, Small and Medium Enterprises (NBMSME)/Advisory Committee Memorandum of Micro Small and Medium Enterprises Delayed Payments to Micro and Small Enterprises Micro and Small Enterprises Facilitation Council and Reference to the Council in case of Disputes Disclosures and Penalty for Contravention of the Provisions of the Statute
Introduction to Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 ( SARFAESI Act, 2002)	Constitutional Validity of the Act
Definitions Under SARFAESI Act, 2002	Preamble Appellate Tribunal Asset Reconstruction Bank Board Borrower Central Registry Debt Recovery Tribunal Default Financial Assistance Financial Asset Financial Institution Hypothecation Non-performing Asset Originator Obligor Property Qualified Institutional Buyer Scheme Securitization Security Agreement Secured Asset Secured Creditor Secured Debt Security Interest Security Receipt Sponsor
Regulation of Securitisation and Reconstruction of Financial Assets of Banks and Financial Institutions	Registration of Asset Reconstruction Company Cancellation of Certificate of Registration Acquisition of Rights of Interest in Financial Assets Notices to Obligor and Discharge of Obligation of Such Obligor Issue of Security Receipts and Raising of Funds by Securitization or Reconstruction Company Exemption from Registration of Security Receipt Measures of Assets Reconstruction Other Functions of the Securitization Company or Reconstruction Company Resolution of Dispute Powers Available with RBI
Enforcement of Security Interest	Enforcement of Security Interest Chief Metropolitan Magistrate or District Magistrate’s Assistance for Taking Possession of Secured Asset Manner and Effect of Takeover of Management No Compensation to Directors for Loss of Office Application against Measures to Recover Secured Debt Appeal to Appellate Authority Right of the Borrower for Compensation and Costs
Central Registry	Central Registry Central Registrar Register of Securitization Reconstruction and Security Interest Transactions Filing of Transactions of Securitization Reconstruction and Creation of Security Interest Modification of Security Interest Registered Satisfaction of Security Interest Right to Inspect Particulars of Securitization Reconstruction of Security Interest Transactions
Offences and Penalties	Penalties Penalties for Non-compliance of Directions of Reserve Bank of India Offences Cognizance of Offences Power of Adjudicating Authority to Impose Penalty/Appeals against Penalty and Adjudicating Appellate Authority
Miscellaneous Provisions	Non-Applicability of the Provisions of the SARFAESI Act in Certain Cases Exemption of Certain Classes of Banks /Financial Institutions Protection of Action Taken in Good Faith Offences by Companies Civil Court not to have Jurisdiction Overriding Effect on Other Laws Limitation Power of the Central Government to Make Rules Amendments to Certain Other Enactments
Registration of Security Interest by Secured Creditors and Other Creditors/ Rectification by Central Government in Some Cases	Registration by Secured Creditors and Other Creditors Rectification by Central Government in Matters of Registration Effect of the Registration of Transactions Right of Enforcement of Securities and Priority Allowed to Secured Creditors
The Recovery of Debts and Bankruptcy Act, 1993	Constitutional Validity of the Act Extent Commencement Application and Definitions
Establishment of Tribunal and Appellate Tribunal	Establishment of Tribunal Composition of Tribunal Qualification for Appointment as Presiding Officer and Term of Office Staff of Tribunal Establishment and Composition of Appellate Tribunal Qualification for Appointment as Chairperson of the Appellate Tribunal and Term of Office Filling up of Vacancies at Tribunal and Appellate Tribunal Finality of Orders Constituting Tribunal or an Appellate Tribunal
Jurisdiction, Powers & Authority of Tribunals	Jurisdiction Powers and Authority of Tribunals Bar of Jurisdiction of Civil Courts
Procedure of Tribunals	Application to the Tribunal Appeal to the Appellate Tribunal Deposit of Amount of Debt Due for Filing Appeal Procedure and Powers of the Tribunal and the Appellate Tribunal Limitation
Recovery of Debts Determined by Tribunal and Miscellaneous Provisions	Modes of Recovery of Debts Validity of Recovery Certificate and Amendment Thereof Stay and Amendment for Recovery Proceeding and Certificate Other Modes of Recovery Application of Certain Provisions of the Income Tax Act Appeal against the Order of Recovery Officer Transfer of Pending Cases Power of Tribunal to Issue Certificate of Recovery in Case of Decree or Order Chairperson Presiding Officer and Staff of Appellate Tribunal and Tribunal Public Servants Protection of Action Taken in Good Faith Overriding Effect of the Act Powers to Make Rule
Introduction to the Insolvency and Bankruptcy Code, 2016	Definitions Coverage Pillars of IBC, 2016 The Insolvency Resolution Process for Companies and Limited Liability Entities Corporate Insolvency Resolution Process (CIRP) Initiation of Corporate Insolvency Resolution Process by a Financial Creditor Suspension of Initiation of CIRP Persons not Entitled to Make Application Time – Limit for completion of Insolvency Resolution Process and withdrawal of application admitted under the Code Declaration of Moratorium and Public Announcement by the Adjudicating Authority Appointment/Tenure of the Interim Resolution Professional Committee of Creditors Appointment of Resolution Professional Liquidation Order of Priority of Payment of Debts Fast Track Insolvency Resolution Process Voluntary Liquidation of Corporate Person
The Bankers’ Books Evidence Act, 1891	Applicability and Definitions Conditions in the Printout Mode of Proof of Certain Entries in Bankers’ Books Case in which Officer of Bank not Compellable to Produce Books, Inspection of Books by Order of Court or Judge, Costs of Application
The Legal Services Authorities Act, 1987: Lok Adalats	Organization of Lok Adalats Jurisdiction of Lok Adalats Cognizance of Cases by Lok Adalats Disposal of Cases by Lok Adalats Nature of Award of the Lok Adalats and Powers
The Consumer Protection Act, 2019	Definitions Unfair Contract and Unfair Trade Practice Central State and District Consumer Protection Councils Central Consumer Protection Authority District, State and National Consumer Disputes Redressal Commission Ministry of Consumer Affairs Food and Public Distribution (Department of Consumer Affairs) Notification dated 30th December, 2021 Finality of Orders and Limitation Period, Consumer Mediation Cell
The Law of Limitation	Definitions Limitation and Its Computation Computation of the Period of Limitation Acts Giving Rise to Fresh Period of Limitation Certain Important Provisions in Schedule to the Limitation Act
The Tax Laws	Income Tax Commodity Transaction Tax Goods and Services Tax

CAIIB Syllabus 2024- Click to Read in Detail

Module D – Commercial & Other Laws with reference to Banking Operations

Units	Topics
Meaning and Essentials of a Contract	Meaning of Contract Key Components to Form a Contract Essentials of a Valid Contract Contract Act and Banking
Contracts of Indemnity	Rights of Indemnity Holder Implied Indemnity Enforceability of Contract of Indemnity
Contracts of Guarantee	Parties to the Contract Basic Principles of Contract to be complied Consideration The Liability of the Surety Continuing Guarantee, Death of Surety Variance in Terms of the Contract Discharge of Principal Debtor Forbearance to Sue Release of One Co-surety does not Discharge Other Surety can Claim His Dues from the Principal Debtor Security Misrepresentation made by the Creditor Implied Promise by the Principal Debtor to Indemnify the Surety Co-sureties for the Same Debt Revocation of a Continuing Guarantee
Contract of Bailment	Meaning of Bailment Essential Features of Bailment Bailor Bound to Disclose to the Bailee Bailee to take care of Goods Effects of mixing of Goods and Expenses Duties of the Bailee with regard to Goods Bailee’s Lien
Contract of Pledge	Ingredients of Pledge Nature of Pledge Pledge by Way of Hypothecation Pledge by Pledgee
Contract of Agency	Definition Contract of Agency Essential Characteristics of a Contract of Agency Rules of Agency Types of Agents Rights and Duties of the Agent and Principal
Meaning and Essentials of a Contract of Sale	Meaning of some of the Important Terms Defined Under the Sale of Goods Act, 1930 Meaning of Contract of Sale of Goods Features of Contract of Sale of Goods Sale and Agreement to Sell Distinction between a Sale and an Agreement to Sell
Conditions and Warranties	Meaning of Condition and Warranty Implied Conditions and Warranties
Unpaid Seller	Rights of an Unpaid Seller
Definition, Meaning, and Nature of a Partnership	Meaning and Definition of Partnership Essential Characteristics Types of Partnership Limited Liability Partnership (LLP)
Relations of Partners to One Another	General Duties of Partners Duty to Indemnify the Loss caused by Fraud Determination of Rights and Duties of Partners by Contract between the Partners The Conduct of the Business, Mutual Rights and Liabilities The Property of the Firm Profits Earned by Partners Rights and Duties of Partners
Relations of Partners to Third Parties	Partner is an Agent of the Firm Implied Authority of Partner as Agent of the Firm Extension and Restriction of Partner’s Implied Authority Partner’s Authority in an Emergency Mode of Action to Bind Firm Liability of a Partner for Acts of the Firm Liability of the Firm for Wrongful Acts of a Partner Liability of Firm for Misapplication by Partners Holding Out Rights of Transferee of a Partner’s Interest
Minor Admitted to the Benefit of a Partnership	Minor Admitted to the Benefit of a Partnership
Dissolution of a Firm	Dissolution Dissolution by Agreement Compulsory Dissolution Dissolution on the Happening of Certain Contingencies Dissolution by the Court Liability for Acts of Partners Done after Dissolution
Effect of Non-Registration	Registration
Definition and Features of a Company	Definition of a Company Features of a Company Distinction between a Company and a Partnership
Types of Companies	Classifications of Companies on the basis of mode of Incorporation Classifications of Companies on the basis of Liability Classifications of Companies on the basis of Public Interest Holding and Subsidiary Companies
Memorandum of Association and Articles of Association	Memorandum of Association Articles of Association Effect of Memorandum and Articles Distinction between the Memorandum of Association and Articles of Association
Doctrines of Ultra Vires/ Constructive Notice/ Indoor Management	Doctrine of Ultra Vires Effects of Ultra Vires Transaction Constructive Notice of Memorandum of Association and Articles of Association Effect of the Doctrine of Constructive Notice Doctrine of Indoor Management
Membership of Company	Who is a Member of a Company? Various Modes of Becoming a Member of a Company Who can be Member of a Company? Cessation of Membership in a Company Register of Members Place of Keeping and Inspection of Register of Members Rights and Duties (Liabilities) of Members of a Company Rights of Members
Prospectus	What is a Prospectus? Compliance with Respect to Prospectus Mis-statements in a Prospectus and Remedies
Directors	Minimum Number of Directors Appointment of Directors and Proportion of those who are to Retire by Rotation Ascertainment of Directors Retiring by Rotation and Filing of Vacancies Right of Persons other than Retiring Directors to stand for Directorship Additional Directors Filling of Casual Vacancies among Directors Consent to the Company, Consent to be filed with Registrar of Companies Whole-time Director Qualification Shares Maximum Number of Directorships Vacation of Office by Directors Certain Powers can be exercised only at Meetings of the Board Restrictions on Powers of Board Loan to Director Contracts in which Directors are Interested Alternate Director Compensation for Loss of Office.
Limited Liability Partnership Act, 2008	Definitions A Body Corporate Partner/Designated Partner Liabilities of and changes in Designated Partners Incorporation of a Limited Liability Partnership Partners and their Relations Conversion
Transfer of Property Act, 1882	Sale of Immoveable Property Mortgage of Immoveable Property Types of Mortgage Sale without Court Intervention Enforcement of Mortgages through Court Leases of Immoveable Property Actionable Claims
The Right to Information Act, 2005	Applicability, Definitions
Right to Information and Obligations of Public Authorities	Obligations of Public Authorities Procedure for Obtaining Information Disposal of Request Appeal Orders in Appeal Penalties
Information Technology Act, 2000	Definitions Electronic Governance Certifying Authorities Digital Signature Certificates Penalties Appeal Investigation Critical Information Infrastructure –Protected System Application of the Act to Electronic Cheque and Truncated Cheque
Prevention of Corruption Act, 1988	Definitions Special Judges Offences and Penalties Fixing of Fine Persons authorized to investigate Powers to inspect ‘Bankers Books’, Appeal and Revision

Preparation Tips for CAIIB BRBL Exam

To excel in the CAIIB BRBL exam, here are some focused preparation tips:

CAIIB BRBL exam:

1. Understand the Syllabus Thoroughly: Go through the entire syllabus and get familiar with each topic. This will help you create a solid study plan and focus on key areas.
2. Focus on Key Legal Acts: The BRBL paper includes various legal acts such as Negotiable Instruments Act, FEMA, and the Prevention of Money Laundering Act. Make sure to study these in detail, as they form a major part of the exam.
3. Practice MCQs Regularly: Practice as many multiple-choice questions (MCQs) as possible. This will help you become comfortable with the exam format and improve your time management skills.
4. Take CAIIB Mock Tests: Regularly take mock tests to assess your understanding of the material. This will help you identify areas where you need improvement.
5. Revise Frequently: Consistent revision is key to retaining the information. Review your notes and important acts regularly to keep the material fresh in your mind.
6. Stay Updated with Changes: The regulatory landscape in banking may change. Stay updated on the latest amendments and updates related to banking laws and regulations.

CAIIB BRBL Syllabus PDF

Candidates who are preparing for the BRBL Paper must have a detailed syllabus always available to them to revise their preparation strategy. Candidates can download the CAIIB BRBL Syllabus PDF from the direct link mentioned below:

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