Is JAIIB Tough to Crack? – Know JAIIB Exam Difficulty | Oliveboard

Is JAIIB Tough to Crack?: IIBF will hold the JAIIB November cycle on the 12th, 13th, and 20th of November, 2022. Candidates have a little more than a month to go. As the exam draws closer, candidates may wonder- Is JAIIB tough to crack? JAIIB like all exams does have a certain difficulty level. But how difficult is the JAIIB exam?

Is JAIIB Tough to Crack? : The JAIIB Exam

JAIIB consists of 3 papers. These are Principles and Practices in Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking. Each paper is of 100 marks with 120 questions. Each of these papers has topics that are familiar to any bank exam-qualified candidate. As mentioned in our Topper Tips blog, this is also we’d recommend candidates attempt JAIIB during probation.

Here, we’ll first take a look at the syllabus:

Module	Paper I- Principles & Practices of Banking	Paper II- Accounting & Financial Management for Bankers	Paper III- Legal and Regulatory Aspects of Banking
A	Indian Financial System	Business Mathematics and Finance	Regulations and Compliance
B	Functions of Banks	Principles of Bookkeeping and Accounting	Legal Aspects of Banking Operations
C	Banking Technology	Final Accounts	Banking Related Laws
D	Support Services, Marketing of Banking	Banking Operations	Commercials Laws with Reference to Banking Operations
E	Ethics in Banks and Financial Institutions

Principles and Practices of Banking

This is a subject that all candidates who have a thorough knowledge of banking awareness will find easy. Since banking awareness is a section in the qualifying tests for most bank exams, most candidates will be able to learn this section easily.

The most important topics for this paper are in the first two modules- Indian Financial System and Functions of Banks. The other 3 modules are more general in content and can be covered easily. So Paper-I is quite easy to clear if you revise all the known topics of banking awareness.

Accounting and Finance for Bankers

This is a paper that candidates without a background in accountancy might struggle with. Accounts topics like balance sheets, bookkeeping, etc, are topics Commerce or BCom students are well-versed with. It may take non-commerce students some time to get a hang of the numerical concepts. However, it is nothing dedicated practice and hard work cannot overcome. So in Paper II, you can easily score above 60 with enough practice.

Legal and Regulatory Aspects of Banking

Paper III has a lot of topics and concepts that overlap with Paper-I, so learning or revising this alongside PPB will make things a lot easier. You can refer to our Topper Tips blog for a much better idea of how PPB and LRAB study can be made easy.

This paper mainly deals with the legal side of banking, meaning most essential Acts and Sections. This involves a lot of rote learning so revision is a must. Then again, if your preparation for banking awareness has been good, this should also not be very difficult.

Is JAIIB Tough to Crack? : The Exam Pattern and Qualification

Let’s now take a look at the exam pattern for JAIIB;

Subjects	No. of Questions	Total Marks	Duration
Principles & Practices of Banking	120	100	2 hours
Accounting and Finance for Bankers	120	100	2 hours
Legal and Regulatory Aspects of Banking	120	100	2 hours

A few salient points about the current JAIIB Exam:

1. It is an objective type of examination.
2. Each paper has 120 questions.
3. The total marks of each paper are 100.
4. The time limit of the examination is 120 minutes.

The marking scheme is as follows:

• No negative markings for wrong answers.
• Candidates need to score 50% marks in each paper to qualify.
• Candidates who score 45% marks in each paper and 50% in aggregate in a single attempt will also qualify.

Criteria for Passing

Either of the following two criteria must be met for the candidate to be considered passed in the JAIIB exam:

• 50% marks on each paper
• 45% marks in each paper and 50% aggregate in a single attempt

So the candidate can score 50 marks or more in each of the three papers. Or they can score 45 marks in each of the three papers and 135 in total. Either way, the candidate qualifies for their JAIIB certification. This makes it very easy to clear the exam.

Is JAIIB Tough to Crack?: Conclusion

If the student aims for at least 75-80 they are sure to score more than 50. Hence, JAIIB is not at all a difficult exam to clear. This is of course, with the required effort and practice put in. For a prep guide, you can check out our 30-day preparation guide. Even starting now, it is not impossible to clear the exam with a dedicated routine!

You can also make use of our YouTube channel to practice questions:

We hope this helps satisfy your doubts about the difficulty level of the JAIIB exam. Make sure to use the free study resources provided on our website and sign up for our widely recommended mock test series for JAIIB.

Best of Luck!

JAIIB Study Material: Make Cracking JAIIB Easy

Principles and Practices of Banking

Principles And Practices Of Banking	Principles And Practices Of Banking | Study Notes For JAIIB (oliveboard.in)
Reserve Bank of India	Reserve Bank of India: Organisation & Functions – Oliveboard
Types Of Shares And Their Issue	Types Of Shares And Their Issue- Types, Classification, Bonus Shares (oliveboard.in)
Understanding The Balance Sheet And Its Format	Understanding The Balance Sheets And It’s Format (oliveboard.in)
Functions of Bank	Functions of Bank – Short Notes for JAIIB Exam | Oliveboard

Accounting and Finance for Bankers

Accounting And Finance For Bankers	Accounting And Finance For Bankers | Study Notes For JAIIB (oliveboard.in)
Assets & Liabilities	Assets & Liabilities – Meaning, Legal Requirements and more (oliveboard.in)
Calculation of Interest and Annuities	Calculation of Interest and Annuities-Business Mathematics For JAIIB (oliveboard.in)
Calculation of YTM	Calculation of YTM(Yield to Maturity)-Basics of Business Mathematics (oliveboard.in)

Legal and Regulatory Aspects of Banking

Public Sector Banks And Cooperative Banks	Public Sector Banks And Cooperative Banks | JAIIB Study Notes (oliveboard.in)
Consumer Protection Act	Consumer Protection Act COPRA- Free Pdf Notes for JAIIB 2022 (oliveboard.in)
Risk and Basic Risk Management Framework	Risk and Basic Risk Management Framework JAIIB | Oliveboard
Risks in Banking Business	Risk in Banking Business

Also Read:

1. 5-Important Tips To Crack JAIIB Exams| Check Here (oliveboard.in)
2. JAIIB Frequently Asked Questions- 2022| Check Here (oliveboard.in)
3. JAIIB Genius | JAIIB Weekly Quiz PDF – JAIIB Questions PDF (oliveboard.in)
4. JAIIB Full Form – Junior Associate of the Indian Institute of Bankers (oliveboard.in)
5. JAIIB and CAIIB Books- Exams Syllabus, Books, and more (oliveboard.in)

Also Check:

1. JAIIB 2022 Exam -Notification Released (oliveboard.in)
2. JAIIB Notification 2022 – Notification PDF, Eligibility, (oliveboard.in)
3. JAIIB Apply Online – Application Form 2022, Fees, Instru (oliveboard.in)
4. JAIIB Eligibility – Age, Degree, Nationality, Members (oliveboard.in)
5. JAIIB Syllabus – Complete List of Papers, Modules (oliveboard.in)
6. JAIIB Exam Pattern 2022 – Details of Pattern, Marking (oliveboard.in)
7. JAIIB Admit Card November 2022 – Steps and Direct Download (oliveboard.in)
8. JAIIB 2022 Cut Offs – Check JAIIB Minimum Cut Off (oliveboard.in)

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