The LIC AAO Mains examination was conducted on 8th November, 2025. The examination is conducted in two major phases – prelims and the mains. The important sections in the mains examination include Data Analysis & Interpretation, Professional Knowledge, General Awareness, Insurance & Financial Market Awareness. This examination is conducted for 120 objective questions and 2 descriptive questions. In this article, candiates will get a good analysis of the LIC AAO Mains examination, subject wise analysis, exam difficulty, and more.
LIC AAO Exam Analysis 2025
The LIC AAO Mains examination was conducted in a single shift across the country. Candidates must report to the exam venue by 07:00 a.m. Check out the other details given below:
- Shift: 1
- Date: 08 November 2025
- Reporting Time: 07:00 a.m.
- Gate Closure: 08:45 a.m.
- Exam Start Time: 09:00 a.m.
LIC AAO Mains Exam Analysis – Good Attempts and Difficulty Level
Check out the table below to know the section-wise good attempts and difficulty level of the exam:
| Section | Difficulty Level |
| Reasoning Ability | Moderate |
| Data Analysis and Interpretation | Easy to Moderate |
| General Awareness & Current Affairs | Moderate |
| Insurance and Financial Market Awareness | Moderate |
LIC AAO Exam Analysis – Reasoning Ability
The reasoning section contains a total of 30 questions. Given below are the details:
| Topic | Number of Questions |
| Word Formation | 2 |
| Input Output | 5 |
| Box Puzzle (7 Persons) | 5 |
| Month Based (8 Months, 8 Persons) | 5 |
| Designation Puzzle | 5 |
| Critical Reasoning | 3 |
| Chinese Coding | 1 |
| Miscellaneous | 4 |
| Total | 30 |
LIC AAO Mains Exam Analysis 8th November – Data Analysis and Interpretation
The data analysis and interpretation are one of the important sections in the examination. Check out the topic wise number of questions that were asked in the examination:
| Topic | Number of Questions |
| Caselet DI (Table Based) | 5 |
| Double Pie Chart (Percentage Based) | 5 |
| Approximation | 4 |
| Line + Table Data Interpretation | 5 |
| Quantity Based Comparison | 3 |
| Arithmetic | 8 |
| Total | 30 |
LIC AAO Mains Exam Analysis 8th November – Professional Knowledge
Professional knowledge is a high-scoring section for exam aspirants. Given below are the type of questions/topics asked:
- Capital of Malaysia
- HydroPower related question
- Booker Prize 2025 Indian Nominee
- Nobel Prize in Medicine 2025
- Dadasaheb Phalke Award
- First India Lithium-Ion Plant
- Theme of World Patient Safety Day 2025
- Ramon Magsaysay Award in India given to?
- Bold Kurukshetra Exercise
- International Organisation – Country name mismatch question
- Education-related SDG Goal
- Alliance Air Owner
- Land-Locked State in India
- DIGI-Pin Agreement
- Self-made Wealthiest Woman (India)
- Largest Area Airport in the World
- Labour and Employment Minister of India
- GI Tag – Sikkim Grass Art
- Capital of Seychelles
- CPI Released by
- Core Sector Related Question
- 6th Schedule Related Question
- Divyanshi Bhowmick Related Question
- Pandit Jasraj – Awards
- Dacchigam National Park State
- Barren Island Volcano
- Longest Bridge in India
Check – GA and Insurance Questions in LIC AAO Mains
LIC AAO Mains Exam Analysis – Insurance & Financial Market Awareness
This section contains 30 important questions. Given below are the most relevant topics and the number of questions asked:
| Question/Topic | Answer |
| IRDAI Establishment Year | 2000 (Statutory body under IRDA Act, 1999) |
| India’s Oldest Insurance Company | Oriental Life Insurance Company (Established in 1818, Kolkata) |
| Who owned policy is called? | Policyholder / Proposer |
| Which plan gives insurance protection and investment both? | Endowment Plan / ULIP (Unit Linked Insurance Plan) |
| IPO Cut-off related to which? | Price Band / Final Issue Price |
| GIC Re is Life or? | General Insurance (Reinsurance company) |
| LIC is what type of insurance? | Life Insurance Company |
| Which is a Money Market Tool? | Treasury Bills, Commercial Paper, Certificate of Deposit, Call Money, Repo |
| Commodity Derivative? | Financial contract whose value is derived from underlying commodities (e.g., gold, oil) |
| Solvency Ratio (2 questions asked) | It measures insurer’s financial stability; minimum 150% required by IRDAI |
| Stock Price Fluctuates due to? | Market demand & supply, investor sentiment, economic factors |
| Short-term market — which fund used? | Money Market Funds |
| No Claim Bonus (NCB) related question | Reward/discount given to policyholder for claim-free years (mainly in motor insurance) |
| Death/Maturity period – what do you get? | Death Benefit or Maturity Sum Assured (depending on event) |
| Utmost Good Faith – what is it? | Principle of insurance requiring full honesty and disclosure by both parties |
| Only loss covered in insurance, not profit? | True, Insurance compensates for loss only, not for making a profit |
| Principle of Insurance related question | Includes: Utmost Good Faith, Insurable Interest, Indemnity, Subrogation, Contribution, Proximate Cause |
| What is Bancassurance? | Selling insurance products through banks |
| If risk is divided in insurance, this term is called? | Reinsurance / Co-insurance |
FAQs
The LIC AAO Mains Exam 2025 was held on 8th November 2025 (Saturday).
The Mains exam consists of 120 objective questions and 2 descriptive questions.
The exam analysis covers the overall difficulty level, section-wise review, good attempts, and expected cut-off marks.
Yes, candidates who qualify for the Mains exam are called for the interview round.
The analysis helps candidates evaluate their performance and prepare effectively for the next stage of the selection process.
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