Diploma in Banking and Finance Syllabus 2024 and Exam Pattern

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Diploma in Banking and Finance Syllabus

The IIBF Diploma in Banking and Finance Syllabus is a detailed course made to help people who want to work in banking and finance. It teaches important ideas in banking, finance, managing risks, and following rules. Candidates who wish to clear this examination must keep themselves updated with the revised syllabus released by the IIBF. This blog will provide you with the Diploma in Banking and Finance Syllabus 2024 in detail.

Diploma in Banking and Finance Exam Pattern

The question Paper will contain approximately 100 objective-type multiple-choice questions for 100 marks. The Institute may however vary the number of questions to be asked for a subject.

  • The examination will be held in Online Mode only.
  • There will be no negative marking for wrong answers.
  • The examination will be conducted in English only.
  • The duration of the examination will be 2 hours.
  • Separate papers will be conducted for each subject of the examination.

The Subjects of the examination include:

  1. Indian Economy & Indian Financial System
  2. Principles & Practices of Banking
  3. Accounting & Financial Management for Bankers
  4. Retail Banking & Wealth Management

Diploma in Banking and Finance Syllabus 2024

The syllabus of the DBF examination consists of four modules for each subject. All the modules consist of various units. We have mentioned below the detailed syllabus for each subject for a better understanding of the candidates.


Module AINDIAN ECONOMIC ARCHITECTUREAn Overview of the Indian Economy
Economic Planning in India
Sectors of the Indian Economy
Role of Priority Sector and MSME in the Indian Economy
Infrastructure including Social Infrastructure
Globalization – Impact on India
Economic Reforms
Foreign Trade Policy, Foreign Investments, and Economic Development
International Economic Organizations (World Bank, IMF, etc.)
Climate change, Sustainable Development Goals (SDGs)
Issues facing Indian Economy
Module BECONOMIC CONCEPTS RELATED TO BANKINGFundamentals of Economics, Microeconomics, Macroeconomics, and Types of Economies
Supply and Demand
Money Supply and Inflation
Theories of Interest
Business Cycles
Monetary Policy and Fiscal Policy
National Income and GDP Concepts
Union Budget
Module CINDIAN FINANCIAL ARCHITECTUREIndian Financial System – An Overview
Indian Banking Structure
Banking Regulation Act, 1949, and RBI Act, 1934
Development Financial Institutions
Micro Finance Institutions
Non-Banking Financial Companies
Insurance Companies
Indian Financial System – Regulators & their roles
Reforms & Developments in the Banking Sector
Module DFINANCIAL PRODUCTS AND SERVICESOverview of Financial Markets
Money Markets and Capital Markets
Fixed Income Markets – Debt / Bond Markets
Capital Markets and Stock Exchanges
Forex Markets
Interconnection of various markets/Market Dynamics
Merchant Banking Services
Derivatives Market including Credit Default Swaps
Factoring, forfeiting & Trade Receivables Discounting System (TReDS)
Venture capital
Leasing and Hire Purchase
Credit Rating agencies & their functions
Mutual Funds
Insurance Products
Pension Funds (include APY, NPS)
Guidelines on Para Banking & Financial Services provided by Banks
Real Estate Investment Funds / Infrastructure Investment Fund (concept)


Module NameUnits
Module AGENERAL BANKING OPERATIONSBanker-Customer Relationship
AML-KYC Guidelines
Operational Aspects of KYC
Opening Accounts of Various Types of Customers
Operational Aspects of Deposit Accounts
Operational Aspects of Handling Clearing/Collection/Cash
Banker’s Special Relationship
Foreign Exchange Remittance Facilities for Individuals
Operational Aspects of NRI Business
Foreign Currency Accounts for Residents and Other Aspects
Cash Management Services and Its Importance
Payment and Collection of Cheques and Other Negotiable Instruments
Responsibility of Paying Bank
Responsibility of Collecting Bank
Ancillary Services
Financial Inclusion & Financial Literacy
Customer Service Guidelines
Duties & Rights of a Banker and Customer Rights
Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
The Consumer Protection Act, 2019: Preamble, Extent and Definitions
The Right to Information Act, 2005
Module BFUNCTIONS OF BANKSPrinciples of Lending, Different Types of Borrowers, and Types of Credit Facilities
Appraisal and Assessment of Credit Facilities
Operational Aspects of Loan Accounts
Types of Collaterals and Their Characteristics
Different Modes of Charging Securities
Non-Performing Assets/ Stressed Assets
Important Laws Relating to Recovery Of Dues
Contracts of Indemnity
Contracts of Guarantee & Bank Guarantee
Letters of Credit
Deferred Payment Guarantee
Laws Relating to Bill Finance
Credit Cards, Home Loans, Personal Loans, Consumer Loans
Priority Sector Advances
Agricultural Finance
Finance to MFIs/Co-Lending Arrangements with NBFCs
Micro, Small and Medium Enterprises in India
Government Sponsored Schemes
Self-Help Groups
Module CBANKING TECHNOLOGYEssentials of Bank Computerisation
Operational Aspects of the CBS Environment
Alternate Delivery Channels – Digital Banking
Data Communication Network and EFT Systems
Digital Payment Systems – NPCI
Impact of Technology Adoption and Trends in Banking Technology
Security Considerations and Mitigation Measures in Banks
Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
Technology trends in Banking, e-RUPI, Fintech – RegTech, SupTech, Hashtag banking etc.
Module DETHICS IN BANKS AND FINANCIAL INSTITUTIONSEthics, Business Ethics & Banking: An Integrated Perspective
Ethics at the Individual Level
Ethical Dimensions: Employees
Work Ethics and the Workplace
Banking Ethics: Changing Dynamics


Module AACCOUNTING PRINCIPLES AND PROCESSESDefinition, Scope, and Accounting Standards including Ind AS
Basic Accountancy Procedures
Maintenance of Cash/Subsidiary Books and Ledger
Bank Reconciliation Statement
Trial Balance, Rectification of Errors, and Adjusting & Closing Entries
Depreciation & its Accounting
Capital and Revenue Expenditure
Bills of Exchange
Operational Aspects of Accounting Entries
Back Office Functions/Handling Unreconciled Entries in Banks
Bank Audit & Inspection
Preparation of Final Accounts
Company Accounts – I
Company Accounts – II
Cash Flow & Funds Flow
Final Accounts of Banking Companies
Core Banking Systems & Accounting in a Computerised Environment
Module CFINANCIAL MANAGEMENTAn Overview of Financial Management
Ratio Analysis
Financial Mathematics – Calculation of Interest & Annuities
Financial Mathematics – Calculation of YTM
Financial Mathematics – Forex Arithmetic
Capital Structure and Cost of Capital
Capital Investment Decisions/Term Loans
Equipment Leasing/Lease Financing
Working Capital Management
Goods & Services Tax
An Overview of Cost & Management Accounting
Costing Methods
Standard Costing
Marginal Costing
Budgets and Budgetary Control


Module ARetail BankingRetail Banking: Introduction
Retail Banking: Role within the Bank Operations
Applicability of Retail Banking Concepts and Distinction between Retail and Corporate/Wholesale Banking
Branch Profitability
Module BRetail Products and RecoveryCustomer Requirements
Product Development Process
Credit Scoring
Important Retail Liability Products
Important Retail Asset Products
Credit and Debit Cards
Remittance Products
Digitisation of Retail Banking Products
Role of AI and Technology in Retail Banking
Recovery of Retail Loans
Management Information Systems
Module CSupport Services – Marketing of Banking Services/ProductsMarketing – An Introduction
Delivery Channels in Retail Banking
Delivery Models
Customer Relationship Management in Retail Banking
Service Standards for Retail Banking
Marketing Information Systems- A Longitudinal Analysis
Module DWealth ManagementImportance of Wealth Management
Investment Management
Tax Planning
Other Financial Services Provided by Banks

We hope this blog gave you a better understanding of the Diploma in Banking and Finance Syllabus and Exam Pattern. To read more such blogs, visit the Oliveboard website!

Diploma in Banking and Finance Syllabus 2024 – FAQs

Q.1 What is the Diploma in Banking and Finance Syllabus 2024?

Ans. Candidates can check the detailed syllabus mentioned in the blog.

Q.2 How many subjects are there in the DBF Examination 2024?

Ans. The Subjects of the examination include:
Indian Economy & Indian Financial System
Principles & Practices of Banking
Accounting & Financial Management for Bankers
Retail Banking & Wealth Management

Q.3 Will there be negative markings for the wrong answers in the online test?

Ans. No, there will be no negative marking for the wrong answers.


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