The Life Insurance Corporation of India (LIC) has released the LIC AAO Notification 2025 with 350 vacancies for AAO (Generalist) and 410 vacancies for AAO (Specialist). Online applications are open from 16th August 2025 to 8th September 2025. Before applying, it is important for aspirants to understand the job profile, responsibilities, probation, and service conditions of the LIC AAO post.
LIC AAO Job Profile 2025
The Assistant Administrative Officer (AAO) in LIC is primarily an administrative role with varied responsibilities depending on the department of posting. AAOs work under administrative officers and play a key role in smooth departmental functioning. LIC AAOs are posted in multiple departments, such as:
- Actuarial
- Claims
- Finance/Accounts
- Information Technology
- Inspection
- Marketing/Sales
- New Business
- Policy Servicing
LIC AAO Responsibilities
The responsibilities of an LIC AAO include:
- Assisting the administrative officer or departmental head in supervising day-to-day operations.
- Inspecting and analyzing ongoing insurance policies.
- Designing and planning new schemes or policies.
- Processing policy applications and maintaining customer databases.
- Interacting with customers, sales staff, vendors, and agents for smooth functioning.
- Handling claim processing (filing, verification, and settlement).
- Coordinating with different departments and resolving client queries.
- Performing administrative duties as assigned by superiors.
- Occasionally handling underwriting tasks.
- Negotiating with agents and development officers.
Probation Period of LIC AAO
A candidate appointed as an AAO will be on probation for 1 year, which may be extended up to 2 years. During probation, candidates undergo continuous assessment. If the required standards are not met, services may be terminated as per LIC policy.
Guarantee Bond for LIC AAO
Before joining, candidates must sign a Guarantee Bond agreeing to serve LIC for at least 4 years (including probation). If the candidate leaves before this period, a penalty of ₹5,00,000 + GST will be payable. A Deed of Indemnity must be submitted, duly stamped and notarized, at the candidate’s cost.
LIC AAO Salary 2025
LIC AAOs receive a basic pay of ₹88,635 per month under the pay scale ₹88,635 – 1,69,025, along with HRA, CCA, and other allowances. The gross salary is approx. ₹1,26,000/month in a metro city. Additional benefits include:
- Defined Contributory Pension
- Gratuity & LTC
- Group Medical Claim & Accident Insurance
- Vehicle Loan, Mobile & Furniture reimbursement
- Meal coupons, Daily allowance, and other perks
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