The Bihar State Cooperative Bank (BSCB) along with its affiliated District Central Cooperative Banks (DCCBs) provides clerical job aspirants with a secure and structured career opportunity in the banking sector. One of the critical factors that candidates consider before applying is the salary structure and associated benefits. In 2025, the BSCB Clerk salary varies across different banks, depending on the institution’s financial capacity, location, and category.
Understanding the bank-wise pay scale, allowances, job responsibilities, and promotion avenues helps candidates make informed career decisions. This article provides a detailed overview of the Bihar State Cooperative Bank Clerk Salary 2025, including pay scales for different banks, additional benefits, job profile, and career progression.
Bihar State Cooperative Bank Clerk Salary Structure 2025
The salary structure for Clerk (Assistant) posts in Bihar State Cooperative Bank and affiliated DCCBs varies across banks. While BSCB offers a comparatively higher pay band, district-level cooperative banks provide different scales depending on operational size and resources. The salary offered includes basic pay, and it is subject to periodic revisions and annual increments as per state cooperative banking policies. Below is the detailed bank-wise pay scale.
Bank-wise Pay Scale for BSCB Clerk 2025
The table below outlines the official pay scales announced for clerk posts across different cooperative banks in Bihar. These pay structures reflect the basic salary range and do not include allowances and incentives, which are provided additionally.
| Bank Name | Pay Scale (INR) |
| Bihar State Co-operative Bank Ltd. (BSCB) | ₹24,050 – ₹64,480 |
| Ara Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Aurangabad Central Co-op. Bank Ltd. | ₹7,200 – ₹19,300 |
| Begusarai Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Bhagalpur Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Gopalganj Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Munger-Jamui Central Co-op. Bank Ltd. | ₹7,200 – ₹19,300 |
| Nalanda Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Nawada Central Co-op. Bank Ltd. | ₹11,765 – ₹31,540 |
| Pataliputra Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Supaul Central Co-op. Bank Ltd. | ₹7,200 – ₹19,300 |
| Sasaram-Bhabhua Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
| Vaishali Central Co-op. Bank Ltd. | ₹17,900 – ₹47,920 |
Allowances and Benefits for BSCB Clerk 2025
Clerks in Bihar cooperative banks are eligible for various allowances and financial benefits in addition to the basic pay. These allowances follow cooperative banking norms and may vary slightly depending on the individual bank’s policy.
- Dearness Allowance (DA): Based on inflation index, revised periodically.
- House Rent Allowance (HRA): Varies by posting location and bank classification.
- Transport Allowance (TA): To cover daily commuting costs.
- Medical Benefits: Reimbursement or insurance-based coverage as per policy.
- Provident Fund (PF): Employer’s contribution to long-term retirement savings.
- Gratuity and Pension: Provided based on service tenure (if applicable).
Bihar State Cooperative Bank Clerk Job Profile
The role of a Clerk (Assistant) in Bihar State Cooperative Banks involves essential banking operations and customer-facing responsibilities. It is a multi-functional role that requires accuracy, basic financial knowledge, and effective communication.
- Handling day-to-day cash transactions at the counter.
- Managing customer service desks and resolving queries.
- Updating passbooks and ledgers manually or through software.
- Assisting in account opening, verification, and documentation.
- Supporting officers in loan processing and data entry tasks.
- Maintaining financial records, logs, and compliance documents.
Career Growth and Promotion Opportunities
Bihar State Cooperative Banks offer structured promotional pathways for clerks who demonstrate performance, seniority, and commitment. Career advancement is possible through internal promotional exams, periodic evaluations, and on-the-job experience.
- Clerk (Assistant)
- Senior Clerk
- Assistant Manager
- Deputy Manager
- Branch Manager
Employees may also be encouraged to enhance their qualifications through bank-sponsored training programs, or by pursuing relevant certifications. The promotion policies vary slightly between BSCB and DCCBs but generally follow the standard cooperative banking framework.
The Bihar State Cooperative Bank Clerk salary in 2025 varies by bank. For BSCB, the pay scale is ₹24,050 – ₹64,480, while district banks may offer scales like ₹17,900 – ₹47,920 or ₹7,200 – ₹19,300.
Yes, Bihar State Cooperative Bank Clerks are eligible for various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Transport Allowance (TA), depending on the specific bank’s policies.
Bihar State Cooperative Bank Clerks can grow to higher positions like Senior Clerk, Assistant Manager, or Branch Manager through internal promotions and departmental exams, enhancing both salary and responsibilities over time.
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