NIACL AO Salary 2025, In Hand Salary, Perks and Allowances

Published on 10 October 2025 by
NIACL AO SALARY

The New India Assurance Company Ltd. (NIACL) offers a competitive salary for the Administrative Officer (Generalist Scale-I) role, with a starting basic pay of ₹50,925/- and a scale up to ₹96,765/-. In metro cities, the gross monthly salary, including allowances like DA, HRA, CCA, and transport, can reach around ₹90,000. The role also provides job stability, career growth, and additional benefits as per company policies.

NIACL AO Salary 2025

Candidates selected through NIACL AO Recruitment 2025 are required to serve a minimum of 4 years, including a 1-year probation period, with a monthly salary of around ₹90,000. The work culture follows a 5-day week, 8-hour schedule (9:30 am to 5:30 pm). Including allowances and other admissible perks (excluding housing), the annual compensation starts at approximately ₹9,60,000. The role offers a clear salary structure, career growth, and detailed benefits for Administrative Officer (Generalist) positions.

ParticularsSalary Structure
Basic PayRs. 50,925/-
Pay ScaleRs. 50925-2500(14)-85925-2710(4)- 96765
Allowances & Perks including DA, HA, TA & othersRs. 29000-30000/-
Gross SalaryRs. 90,000/- for metro cities
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NIACL AO In-Hand Salary

The NIACL AO in-hand salary varies by city due to location-based allowances like HRA and CCA. In metro cities, the gross salary for an Administrative Officer (Generalist) ranges between ₹85,000 and ₹90,000 per month. The starting basic pay is ₹50,925/- on the scale of ₹50,925-2,500(14)-85,925-2,710(4)-96,765, with periodic increments through promotions and performance evaluations.

ComponentDetails
Starting Basic PayApproximately INR 90,000
In-Hand Salary (Metropolitan Areas)INR 85,000 to INR 90,000 per month

NIACL AO Perks and Other Allowances

Employees in NIACL AO positions enjoy attractive benefits and allowances, which is why many candidates are drawn to these national insurance jobs. Some of the allowances given to administrative officers include:

ComponentDetails
Basic PayApproximately INR 90,000
Dearness Allowance (DA)Provided to offset inflation
House Rent Allowance (HRA)Varies based on city of posting
Transport Allowance (TA)For commuting expenses
City Compensatory Allowance (CCA)Provided based on the city of posting
Company/Leased AccommodationAccommodation provided or leased by the company
National Pension System (NPS)Regulated by PFRDA
GratuityAs per the company’s policy
Leave Travel Subsidy (LTS)Subsidy for travel during leave
Medical BenefitsCoverage for medical expenses
Group Personal Accident InsuranceInsurance coverage for accidents
ReimbursementsIncludes vehicle maintenance, newspaper subscriptions, briefcase provision, book grants, and residence furnishing
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NIACL AO Job Profile

Here are the responsibilities of an Administrative Officer (Generalist) at New India Assurance Co. Limited explained in simple terms:

ResponsibilityDetails
Policy ManagementOverseeing insurance policies and processing claims
Issuance of PoliciesHandling the issuance of new insurance policies
Claims SettlementManaging and settling insurance claims
DocumentationFiling official returns and statements
Customer ServiceProviding client support and risk assessment
Marketing and SalesEngaging in business development and sales activities
Administrative DutiesHandling administrative tasks and team management
ComplianceEnsuring adherence to regulations and mitigating risks
Training and ReportingConducting training sessions and generating reports

NIACL AO Career Growth

Here is a simple step-by-step explanation of the information:

  1. Bond and Undertaking: When employees are hired as administrative officers (generalists), they are required to sign a bond and give an undertaking. This means they commit to working with the company for at least four years, which includes a one-year probation period.
  2. Increased Responsibilities: After the initial four-year period, the responsibilities of administrative officers increase. This means they may be entrusted with more significant tasks and duties within the company.
  3. Salary Increments: Along with the increased responsibilities, there are also salary increments for NIACL AO. This means that as employees progress in their roles and gain more experience, their salary will also increase accordingly.

NIACL AO Probation Period

Newly appointed officers at NIACL will begin their employment with a one-year probation period, starting from their date of joining. This probation period may be extended up to two additional six-month terms, allowing for a maximum total probation period of two years if needed.

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NIACL AO Generalist Salary

The salary for a NIACL AO (Generalist) is structured as follows:

  • Probation Period: 1 year
  • Salary Increment: Based on performance and tenure
  • Promotions: Opportunities based on experience and performance
Basic Pay₹53,000 per month
House Rent Allowance (HRA)Metro Cities (X class): 8% of Basic Pay
Other Cities (Y class): 6% of Basic Pay
Rural Areas (Z class): 4% of Basic Pay
Special AllowanceApproximately ₹4,000 per month
Transport AllowanceAround ₹2,000 per month
Other Benefits– Medical Benefits: Health coverage for employee and dependents
– Insurance: As per company policy
– Pension: Contributions towards pension scheme
– Gratuity: Provided as per company norms
– Leave Travel Allowance (LTA): According to company policy

NIACL AO Salary FAQs

Q1. How much is the in-hand salary of an Administrative Officer (Generalist) in NIACL?

Ans. The in-hand salary of an Administrative Officer in NIACL is approximately Rs. 90,000/- per month (for metro cities).

Q2. What is the minimum duration for working as an Administrative Officer in NIACL?

Ans. Selected candidates as Administrative Officers (AO) are required to commit to serving the company for a minimum of 4 years.

Q3. What is the basic pay of an Administrative Officer in NIACL?

Ans. The initial basic pay of an Administrative Officer (Scale-I) in NIACL is Rs. 32,795/- per month.