SIDBI Grade B Salary 2025, Pay Scale and In Hand Salary

SIDBI Grade B Salary: SIDBI offers attractive salary package to Grade B Officers. The basic pay of an officer is Rs 55,200. We have provided the detailed pay scale and in hand salary below for candidates’ reference.

SIDBI Grade B Salary 2025 Overview

Candidates who will be appearing for the exam must check this quick summary of the SIDBI Grade B Manager’s pay structure, starting salary, gross pay, and other important details for 2025.

ParticularsDetails
Post NameManager Grade B
OrganizationSmall Industries Development Bank of India (SIDBI)
Pay Scale₹55,200 – 2,850(9) – 80,850 – EB – 2,850(2) – 86,550 – 3,300(4) – 99,750
Basic Pay (Starting)₹55,200
In-Hand Salary (Approx.)₹1,15,000/- per month
Salary TypeGross + Allowances
Job LocationAcross India

SIDBI Grade B Pay Scale

Under the 7th Pay Commission, the starting basic pay is ₹55,200, and with allowances, the monthly gross comes to around ₹1.15 lakh. Plus, the salary grows steadily with regular increments. Check out the below table of basic pay and increment over 4 years:

PeriodBasic PayIncrement
Initial Basic Pay₹55,200₹2,850 for 9 years
After 9 years₹80,850₹2,850 for 2 years (EB)
After next 2 years₹86,550₹3,300 for 4 years
After next 4 years₹99,750

SIDBI Grade B In Hand Salary

After all the deductions, SIDBI Grade B Officer’s in hand salary is Rs 1,05,000 – Rs 1,08,000. Check the below table of SIDBI Grade B In Hand Salary calculation:

ComponentAmount (Approx.)
Basic Pay₹55,200
Dearness Allowance (DA)₹25,000+
House Rent Allowance (HRA)₹12,000+
Special Allowance₹15,000+
Other Allowances₹7,000+
Gross Salary₹1,15,000+
In-Hand Salary (After deductions)₹1,05,000 – ₹1,08,000

Allowances and Perks for SIDBI Grade B Officers

Along with basic pay, SIDBI offers various allowances and perks that enhance the overall monthly package and provide additional financial security.

Allowances:

  • Dearness Allowance (DA)
  • House Rent Allowance (HRA) / Leased Accommodation
  • Special Allowance
  • Family Allowance
  • City Compensatory Allowance
  • Local Allowance
  • Learning Allowance
  • Grade Allowance
  • Special Compensatory Allowance
  • Provident Fund Allowance (PFA)

Other Benefits:

  • Medical facilities for self & dependents
  • Transport/conveyance allowance
  • Leave Fare Concession (LFC)
  • Pension and gratuity benefits
  • Loan facilities at concessional rates

SIDBI Grade B Job Profile

The job profile of a SIDBI Grade B Officer includes the following:

1. Manager Grade ‘B’ – General Stream

  • Credit Penetration: Increase credit access for MSMEs, microfinance institutions, and startups through direct and indirect lending.
  • Entrepreneurship & Skill Development: Support MSME sector initiatives, work with stakeholders, and coordinate skill development programs.
  • Business Analytics: Conduct research, collect market feedback, and present industry trends for strategic decisions.
  • Internal Management: Oversee administrative, control, and monitoring functions to adapt to market changes.

2. Manager Grade ‘B’ – Legal Stream

  • Legal Compliance & Support: Draft and review legal documents, handle litigations, and provide legal opinions on property and securities.
  • Case Management: Handle matters related to debt recovery, Insolvency and Bankruptcy Code (IBC), and disputes under banking laws.
  • Recovery & SARFAESI Proceedings: Manage asset disposal, property security, and ensure compliance with SARFAESI Act and DRT.
  • Stakeholder Coordination: Liaise with law enforcement and regulatory bodies for dispute resolution and recoveries.

3. Manager Grade ‘B’ – IT Stream

  • Handle specialized roles in Artificial Intelligence (AI), Machine Learning (ML), Application Development, Cybersecurity, and Network Infrastructure.

SIDBI Grade B Career Growth

SIDBI provides excellent career growth for Grade B Managers, with promotions based on performance, experience, and skills. With consistent efforts, candidates can move up to senior managerial positions within SIDBI’s hierarchy. The role also offers exposure to key areas like MSME financing, legal operations, and IT-driven innovations.

Chief General Manager (CGM) / Executive Director (ED)

General Manager (GM)

Deputy General Manager (DGM)

Assistant General Manager (AGM)

Grade B Manager

FAQs

Q1. What is the monthly salary of a SIDBI Grade B officer in 2025?

A SIDBI Grade B officer earns around ₹1.15 lakh per month (gross) under the 7th Pay Commission.

Q2. What is the in-hand salary of SIDBI Grade B?

After deductions, the in-hand salary is about ₹1.05–₹1.08 lakh per month.

Q3. Does SIDBI Grade B salary include allowances?

Yes, it includes allowances like Dearness Allowance, House Rent Allowance, Local Compensatory Allowance, and more.

Q4. Is SIDBI Grade B salary higher than most banking jobs?

Yes, SIDBI Grade B offers one of the highest salary packages among public sector banking jobs.

Q5. How often does the SIDBI Grade B salary increase?

Salary increases happen annually through increments, and there are revisions as per pay commission updates.