Banking Interviews: 10 Things to remember

Dear Aspirants,

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As you’re aware, almost all the major Banking exams for the year 2016 have concluded. It is time to start preparing yourself for the upcoming Banking job interviews.

Interviews are the final hurdles in the selection process of almost all major Banking exams that Banking aspirants have to cross before landing their dream jobs. Interviews can be intimidating and as a result it makes people nervous. Therefore, in an attempt to help you overcome your nervousness we are providing a list of important things that you should remember before giving your interview.

10 Things to remember for your Banking interviews
1. Do your research on the Bank:

Do a thorough background research of the bank and the job profile you’re interviewing for. Out of all the questions asked by the interviewer, 2-3 will be related to their company and the job profile you’re applying for. For instance, “What do you think will be your responsibilities?” There are several articles available online which describe in detail about the various job profiles and responsibilities that bank employees have.

So before going for the interview, it’s a good idea to take out some time to visit their website and read about their Bank and the services they offer to save you that embarrassment.

2. Dress appropriately:

Casual clothes must be absolutely avoided at any cost. Your attire determines the kind of first impression you will give your employers. Most private banks require their employees to be dressed in neat formals. It’s a good idea to wear smart formals to your interview regardless of whether you’re going for a private sector bank or Public sector banks.

Some options:

Women can wear a plain and light-colored cotton saree or salwaar kameez with a plain dupatta or a blazer with light colored blouse and trousers. Use minimum jewelry and makeup.

Men can go for a plain light-colored shirt and dark colored trousers and a plain tie. A blazer would be good during the winter season. Make sure your shoes are polished, you are clean shaven and your hair is neat.

3. Know your resume:

Your resume is like your marketing tool. You will definitely be asked questions from your resume. So know everything you have written in your resume and be prepared for the questions.

4. Reach on time:

It goes without saying that you should never be late for your interview. Employers in a bank are very particular about their employees being punctual, so it is wise to reach at least 15-20 minutes before the time of your appointment. This will also give you enough time to calm yourselves down and relax.

5. Switch-off your cellphone:

Make sure you switch your cellphone off or keep it on silent-mode before entering your interviewer’s cabin.

6. Be polite:

Greet the interviewer(s) after entering with a firm handshake and do not sit until you have been asked to take a seat. A ‘Hello’ and ‘How do you do?’ would suffice, do not indulge in small talk with the interviewer(s).

7. Pay attention to your body language:

Do not indulge yourself in nail-biting, fidgeting, shaking legs, playing with your resume/pen/hair, etc. Sit comfortably and maintain a proper and consistent posture throughout your interview. Nod when required and maintain strong eye contact with the interviewer(s) and smile. This will make you appear confident and relaxed.

8. Don’t bad-mouth your previous employer:

Never say bad things about your previous employer. This will make the interviewer think that you held a bad opinion about them and might just do the same with them.

9. Don’t answer with an “I don’t know”:

If you don’t know how to answer a particular question, do not right away answer with an “I don’t know”. Instead borrow some time from the interviewer to work out an answer using the two techniques mentioned here: How To Respond To Questions You Don’t Know The Answer To.

10. Thank the interviewer:

Last but not the least; do not leave the room without thanking the interviewer(s) for giving you his/her/their time.

Commonly asked questions in Bank Interviews

Describe yourself.

What made you take up Banking?

What do you think differentiates us from the other banks?

Tell us everything you know about our business model.

What do you think will be your responsibilities and how well do you match those requirements?

Why did you leave your previous company/Bank?

Can you walk me through your resume?

Why should we hire you?

What are your strengths and weaknesses?

Where do you see yourself in 10 years?

Would you be willing to shift to a different city if the job requires?

The questions also include things related to current affairs and General knowledge. Make sure you’re aware of the latest happenings around the globe. Also be prepared for questions related to Banking and the functions of banks.

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Further reading:

IBPS PO Interview Tips & Job Profile
Ace Your SBI PO Interview
Tips To Ace Your Interviews
My IBPS SO Marketing Officer Interview Experience
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We hope you keep the above tips in mind before giving your next interview.

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Wish you all the very best.

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