SSC CHSL Court Clerk vs Bank Clerk : Which Job is better?

Today government jobs are the most preferred career option for students all over the country. Many young candidates want a job that ensures stability and financial security, even after retirement. In this blog we are going to look at the compare SSC CHSL Court Clerk vs Bank Clerk Jobs.

Two of the most important government exams are the SSC CHSL and the IBPS Clerk exams. The Staff Selection Commission conducts the SSC CHSL (Combined Higher Secondary Level) exams to recruit suitable candidates in various clerical posts in the government ministries and departments. The minimum educational qualification needed to appear for the exam is a Higher Secondary degree from a recognized Board.

The IBPS or the Institute of Banking Personnel Selection, on the other hand, conduct a national-level exam to hire people in clerical posts in the government banks. You must be a graduate to be eligible to sit for the IBPS banking exam.

Before you apply for the position of clerk through any of the above exams, here are a few factors you need to consider-

Topics Covered

SSC CHSL Court Clerk vs Bank Clerk – Nature of Work

SSC CHSL Court Clerk vs Bank Clerk – Nature of Work

Clerical work is primarily a desk job. This means you will be performing all your duties right from the office. There is no field job involved. Here is what you have to do as a court clerk and a bank clerk-

As a SSC CHSL Court clerk, the following will be your responsibility-

Carrying out administrative duties in the domain of civil and criminal justice systems
Assisting lawyers and judges
Administering oaths in courtrooms
Keeping all the court records organized, so that they are easily accessible when needed
Sealing up copies of the court’s judgements and orders and keeping a record of the receipt of all legal documents
Responding to official correspondence, issuing permits and licenses, and creating agendas for meetings
Preparing by-laws for city and town councils, and drafting agendas
Bookkeeping and accounting
Documenting and researching information for other court officials, judges

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As a clerk in a government bank, you will be performing duties as mentioned below-

Handling deposits and cash withdrawal
Accept receipt of the cheque, pay orders, dividend warrants, and demand drafts
Clear payments, verify cheques and issue loans, demand drafts etc.
Maintain a record of the balance
Organize and record loan information
Issue chequebooks after verifying the identity of the client
Market financial products, such as deposits, schemes, loans etc.
Perform back-office tasks- ledger maintenance, receipt collection, data entry, balance tally, issue ESI stamps, type necessary information related to the bank to its customers etc.

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SSC CHSL Court Clerk vs Bank Clerk – Job Security

Both the jobs i.e. the job of a court clerk and that of a bank clerk guarantee security because once you pass the entrance exam and are selected for the post, you are deputed in public sector banks and govt. departments.

SSC CHSL Court Clerk vs Bank Clerk – Promotion and Growth

If you are working as a court clerk in any of the government ministries/department, then your scope of career growth is huge. The career graph is:

Assistant Clerk -> Bench Clerk -> Head Clerk

Prospects of growth will be promising if you join as a bank clerk in a public sector bank. Although it is an entry-level position, you can expect to get promoted to a better position in a few years through the internal, promotional exams conducted by the respective bank. Generally, clerks and other staff members are promoted every 3-4 years.

SSC CHSL Court Clerk vs Bank Clerk – Office Timings

The office timing for both court clerk and bank clerk is the same. You will be working on a 9-5 schedule, which remains fixed. However, the work pressure for the bank clerk is slightly higher than in the case of a court clerk. Therefore, as a bank clerk, you may have to stay back for an hour extra in the office.

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SSC CHSL Court Clerk vs Bank Clerk – Pay Scale

The pay scale of a court clerk ranges from Rs 5,200- Rs 20,200. The grade pay stands at Rs 19,00 along with Rs 7,100 as basic pay.

A bank clerk gets a pay scale of Rs 11765- Rs 31,540 along with several government allowances and benefits.

SSC CHSL Court Clerk vs Bank Clerk – Postings and Transfers

Transfers are more common in the case of bank clerks. You can expect transfers in every 2-5 years. The biggest disadvantage, in this case, is that the transfers usually happen across rural areas and not metropolitan/big cities.

If you join as a court clerk, you will be transferred every 4-5 years, which is a relatively long period as compared to the bank clerk profile. Moreover, these transfers are restricted to major cities/metropolitans, district headquarters, and state capitals.