SSC CHSL Court Clerk vs Bank Clerk – Which Job is Better?

Today government jobs are the most preferred career option for students all over the country. Many young candidates want a job that ensures stability and financial security, even after retirement. In this blog, we are going to look at the compare SSC CHSL Court Clerk vs Bank Clerk Jobs.

Two of the most critical government exams are the SSC CHSL and IBPS Clerk. The Staff Selection Commission conducts the SSC CHSL (Combined Higher Secondary Level) exams to recruit suitable candidates for various clerical posts in government ministries and departments. The minimum educational qualification needed to appear for the exam is a Higher Secondary degree from a recognized Board.

The IBPS or the Institute of Banking Personnel Selection, on the other hand, conducts a national-level exam to hire people in clerical posts in the government banks. You must be a graduate to be eligible to sit for the IBPS banking exam.

Before you apply for the position of clerk through any of the above exams, here are a few factors you need to consider-

SSC CHSL Court Clerk vs Bank Clerk – Nature of Work

Clerical work is primarily a desk job. This means you will be performing all your duties right from the office. There is no field job involved. Here is what you have to do as a court clerk and a bank clerk-

As an SSC CHSL Court clerk, the following will be your responsibility-

• Carrying out administrative duties in the domain of civil and criminal justice systems
• Assisting lawyers and judges
• Administering oaths in courtrooms
• Keeping all the court records organized, so that they are easily accessible when needed
• Sealing up copies of the court’s judgments and orders and keeping a record of the receipt of all legal documents
• Responding to official correspondence, issuing permits and licenses, and creating agendas for meetings
• Preparing by-laws for city and town councils, and drafting agendas
• Bookkeeping and accounting
• Documenting and researching information for other court officials, judges

As a clerk in a government bank, you will be performing duties as mentioned below-

• Handling deposits and cash withdrawal
• Accept receipt of the cheque, pay orders, dividend warrants, and demand drafts
• Clear payments, verify cheques and issue loans, demand drafts, etc.
• Maintain a record of the balance
• Organize and record loan information
• Issue checkbooks after verifying the identity of the client
• Market financial products, such as deposits, schemes, loans, etc.
• Perform back-office tasks- ledger maintenance, receipt collection, data entry, balance tally, issuing ESI stamps, typing necessary information related to the bank to its customers, etc.

SSC CHSL Court Clerk vs Bank Clerk – Job Security

Both the jobs i.e. the job of a court clerk and that of a bank clerk guarantee security because once you pass the entrance exam and are selected for the post, you are deputed in public sector banks and govt. departments.

SSC CHSL Court Clerk vs Bank Clerk – Promotion and Growth

If you are working as a court clerk in any of the government ministries/departments, then your scope of career growth is huge. The career graph is as follows:

Assistant Clerk -> Bench Clerk -> Head Clerk

Prospects of growth will be promising if you join as a bank clerk in a public sector bank. Although it is an entry-level position, you can expect to get promoted to a better position in a few years through the internal, promotional exams conducted by the respective bank. Generally, clerks and other staff members are promoted every 3-4 years.

SSC CHSL Court Clerk vs Bank Clerk – Office Timings

The office timing for both court clerks and bank clerks is the same. You will be working on a 9-5 schedule, which remains fixed. However, the work pressure for a bank clerk is slightly higher than in the case of a court clerk. Therefore, as a bank clerk, you may have to stay back for an hour extra in the office.

SSC CHSL Court Clerk vs Bank Clerk – Pay Scale

The pay scale of a court clerk ranges from Rs 5,200- Rs 20,200. The grade pay stands at Rs 2,400 along with Rs 7,100 as basic pay.

A bank clerk gets a pay scale of Rs 11,765- Rs 31,540 along with several government allowances and benefits.

SSC CHSL Court Clerk vs Bank Clerk – Postings and Transfers

Transfers are more common in the case of bank clerks. You can expect transfers every 2-5 years. The biggest disadvantage, in this case, is that the transfers usually happen across rural areas and not metropolitan/big cities.

If you join as a court clerk, you will be transferred every 4-5 years, which is a relatively long period compared to the bank clerk profile. Moreover, these transfers are restricted to major cities/metropolitans, district headquarters, and state capitals.

Conclusion

Both Bank clerks and SSC CHSL court clerks are good career choices when it comes to government jobs for graduates. Weigh out the pros and cons and make an informed decision.

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SSC CHSL Court Clerk Vs Bank Clerk – Frequently Asked Questions