SSC CHSL Exam vs Bank Clerk Exam, Which Is Easy To Crack?

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SSC CHSL Exam vs Bank Clerk Exam

Every year thousands of aspirants appear for both the SSC CHSL Exam and the Bank Clerk Exam. Both exams share a number of similarities and differences. In this blog, we will compare the SSC CHSL Exam vs the Bank Clerk Exam.

SSC CHSL Exam vs Bank Clerk Exam

Both the SSC CHSL and Bank Clerk exams are crucial government examinations, each serving distinct purposes in recruitment. The Staff Selection Commission administers the SSC CHSL (Combined Higher Secondary Level) exams, aimed at appointing candidates for various clerical roles across government ministries and departments. A minimum educational qualification of a Higher Secondary degree from a recognized Board is required to qualify for the SSC CHSL exam.

In contrast, the Institute of Banking Personnel Selection (IBPS) conducts a nationwide examination for the recruitment of clerical positions within government banks. Unlike the SSC CHSL exam, eligibility for the Banking exam mandates candidates to hold a graduate degree. This disparity in educational prerequisites highlights the differing academic thresholds between the two examinations.

Before you decide to apply for the clerk position through either of these exams, there are a few things you should think about.

SSC CHSL Exam vs Bank Clerk Exam – Eligibility Criteria

There is a difference between the eligibility criteria a candidate has to fulfill while filling out the Application form for the exam. The eligibility details have been mentioned below for both the clerical examination:

SSC CHSL Exam Eligibility Criteria

  • Age Limit: Candidates should be aged between 18 to 27 years of age.
  • Educational Qualification: Candidates should have passed 10+2 or equivalent.

Bank Clerk Exam Eligibility Criteria

  • Age Limit: Candidates should be aged between 20 to 28 years of age.
  • Educational Qualification: Candidates should have a Graduation Degree and a certification, diploma, or degree in computer operations or a related field. Alternatively, they should have studied computer or information technology during high school or college.

SSC CHSL Exam vs Bank Clerk Exam – Selection Process

When considering the selection process for the SSC CHSL Exam and the Bank Clerk Exam, it’s important to note both similarities and differences.

SSC CHSL Exam Selection Process:

  • Tier-I: Computer Based Examination (Objective Type).
  • Tier-II: Computer Based Examination and Skill Test/ Typing Test.

Bank Clerk Exam Selection Process:

  • Preliminary Examination: Computer Based Test (Objective Type)
  • Main Examination: Computer Based Test (Objective Type)
  • Proficiency Language Test: Candidates applying for vacancies in a specific State or Union Territory must be fluent in the local language of that area. This includes being able to read, write, speak, and understand the language. A test to assess proficiency in the specified local language will be conducted. This test will take place after successfully passing the online Main examination but before joining the Bank.

SSC CHSL Exam vs Bank Clerk Exam – Exam Pattern

When comparing the exam patterns of the SSC CHSL Exam and the Bank Clerk Exam, it’s essential to understand the differences. In the SSC CHSL Exam, both Tier 1 and Tier 2 include questions from General Awareness, whereas the Bank Clerk Prelims Exam does not have questions from the General Awareness topic. The detailed exam pattern is as follows:

SSC CHSL Exam Pattern

The SSC CHSL Tier 1 and 2 exam pattern has been provided in the table below.

SSC CHSL Tier 1 Exam Pattern

Candidates will get a total of 60 minutes to complete the examination while candidates who have opted for scribe will get a total of 80 minutes to complete the examination.

SubjectsQuestionsTotal Marks
General Awareness2550
General Intelligence 2550
Quantitative Aptitude2550
English Language2550


  • The Tier-I Examination will consist of Objective Type, Multiple-choice questions only. The questions will be set in English and Hindi except for the English language paper.
  • There will be a negative marking of 0.50 marks for each wrong answer. Candidates are, therefore, advised to keep this in mind while answering the questions.

SSC CHSL Tier 2 Exam Pattern

The SSC CHSL exam pattern has been changed this year, find the updated exam pattern below.

of Questions
Maximum MarksTime allowed
(2 hours
& 15 minutes)
Module-I:   Mathematical Abilities
Module II:      Reasoning and General Intelligence.
Total = 60
= 180
1 hour (for each section) (1 hour & 20 minutes for the candidates eligible for a scribe)
Module-I:            English Language & Comprehension
Module II:          General Awareness
Total = 60
= 180
Module-I:        Computer Knowledge Module
= 45
15 Minutes (20   minutes for the      candidates eligible      for scribe)
Module-II: Skill Test/ Typing Test Module
Part A: Skill Test for DEOs.15 Minutes (20 minutes for the   candidates eligible  for scribe)
   Part B: Typing Test for LDC/ JSA.10 Minutes (15 minutes for the      candidates eligible       for scribe)

There will be a negative marking of 1 mark for each incorrect answer.

*For the visually handicapped (40% disability) the test duration is 30 minutes.

Bank Clerk Exam Pattern

The Bank clerk Exam Patter for Prelims and Mains Exam is as follows:

Bank Clerk Exam Pattern – Prelims

The Bank Clerk Prelims exam consists of 3 sections – Quant, Reasoning, and English. Each has a duration of 20 minutes. While English is of 30 questions and 30 marks, Quant and Reasoning are of 35 questions and marks each.

S.No.Name of Tests(Objective)No. of QuestionsMaximum MarksDuration
1English Language303020 minutes
2Numerical Ability353520 minutes
3Reasoning Ability353520 minutes
Total10010060 minutes

Note: Total Marks 100 and Total time duration is 60 Minutes (1 Hour). There is a negative marking of 0.25 marks for each incorrect answer.

Bank Clerk Exam Pattern – Mains

The exam pattern for Bank Clerk Mains has 4 sections – Reasoning and computer aptitude, English, quantitative, and general awareness.

S.No.Name of Tests (Objective)No. of QuestionsMaximum MarksDuration
1Reasoning Ability & Computer Aptitude506045 minutes
2English Language404035 minutes
3Quantitative Aptitude505045 minutes
4General/ Financial Awareness505035 minutes

Note: Total time: 160 Minutes, maximum marks: 200, and a total of 190 MCQ questions will be there. A negative marking is there for each wrong answer.

SSC CHSL Exam vs Bank Clerk Exam – Syllabus

In terms of syllabus, the SSC CHSL Exam covers a wider range compared to the Bank Clerical examination. However, the level of questions asked in the SSC CHSL examination tends to be simpler compared to those in the Bank Clerk examination.

SubjectSSC CHSL ExamBank Clerk Exam
General IntelligenceLogical ReasoningVerbal Reasoning
Alphanumeric SeriesNon-Verbal Reasoning
Ranking/Direction/Alphabet TestAnalogy
Data SufficiencyClassification
Coded InequalitiesWord Formation
Seating ArrangementStatement and Conclusions
TabulationStatement and Assumptions
SyllogismStatement and Arguments
Blood RelationsCoding-Decoding
Input OutputBlood Relations
Coding DecodingPassage and Conclusions
Quantitative AptitudeSimplificationRatio and Proportion
(Basic Arithmetic Skill)Profit & LossAverages
Mixtures and AllegationsTime and Work
Simple Interest, Compound InterestSpeed, Distance and Time
Surds and IndicesPercentage
Work and TimePartnership
Time and DistanceClocks
Mensuration – Cylinder, Cone, SphereVolume and Surface Area
Data InterpretationBar & Graphs
Ratio & Proportion, PercentageLine charts
Number SystemsTables
Sequence and SeriesHeight and Distances
Permutation, Combination and ProbabilityLogarithms
English LanguageReading ComprehensionVocabulary
(Basic Knowledge)Cloze TestGrammar
Para jumblesSpelling
Fill in the blanksSpotting Errors
Multiple Meaning/Error SpottingPhrases and Idioms
Paragraph CompletionDirect and Indirect Speech
One Word SubstitutionActive/Passive Voice
General AwarenessHistoryCurrent Affairs
GeographyEconomic Affairs
EconomyFinancial Markets
General PolicyMonetary Policies
Scientific ResearchRegulatory Bodies
Awards and HonorsInternational Organizations
Books and AuthorsAbbreviations
Economic Terminologies
Banking Terms
Government Schemes on Capital & Money Market

SSC CHSL Exam vs Bank Clerk Exam – Conclusion

In conclusion, while both the SSC CHSL Exam and the Bank Clerk Exam allow serving in government jobs, they differ in their eligibility, syllabus, and exam structures. The SSC CHSL Exam covers a wider range of topics, including general intelligence, quantitative aptitude, English language, and general awareness. In contrast, the Bank Clerk Exam focuses more on banking-related subjects alongside reasoning and quantitative aptitude. Understanding these distinctions is crucial for candidates in their preparation strategies effectively and increases their chances of success in their chosen exam.

SSC CHSL Exam vs Bank Clerk Exam – FAQs

How do the eligibility criteria differ between the SSC CHSL and Bank Clerk Exams?

The SSC CHSL Exam typically requires candidates to have completed their higher secondary education (10+2), while the Bank Clerk Exam generally requires candidates to have a graduation degree.

What is the selection process like for the SSC CHSL Exam?

The selection process for the SSC CHSL Exam involves multiple tiers, including computer-based examinations and skill tests/typing tests.

What subjects are covered in the SSC CHSL Exam syllabus?

The SSC CHSL Exam syllabus includes subjects such as general intelligence, quantitative aptitude, English language, and general awareness.


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