SSC CGL vs IBPS PO: Detailed Exam Comparison

The SSC CGL Examination is just around the corner & the last date for application, June 16th, is fast approaching and before you know it, it will be here.


While many of you have already applied for the exam, some of you may still be skeptical about applying to a Central Government job. To help you make the right career choice, we are providing a detailed comparison between the SSC CGL and IBPS PO Exams in the following article:

The SSC CGL (Staff Selection Commission Combined Graduate Level) Exam is conducted by the Staff Selection Commission for the recruitment of Group ‘B’ and Group ‘C’ Officers in various Ministries and Central Government Departments.

IBPS PO is conducted by the Institute of Banking Personnel Selection (IBPS), for the recruitment of Probationary Officers in participating banks.


Salary, Promotions & Perks

The monthly in-hand salary that Group ‘B’ & ‘C’ Officers receive is approximately in the range of ₹30,000 – ₹50,000/-. The Officers are promoted every 3 or 8 years depending on the kind of post and group they belong to. The Officers also have internal department examinations which will help them accelerate their careers.

Post Classification Post Description
Group ‘B’ Central Civil post carrying following grade pay: Rs.5400, Rs. 4,800, Rs. 4,600 and Rs. 4,200 in the scale of pay of Rs. 9,300 – Rs. 34,800 in pay-band 2.
Group ‘C’ Central Civil post carrying the following grade pay: Rs. 2,800, Rs. 2,400, Rs. 2,000, Rs. 1,900 and Rs. 1,800 in scale of pay of Rs. 5,200 – Rs. 20,200 in pay-band 1.


Perks: The group ‘B’ and ‘C’ Officers receive a lot of perks like the Dearness Allowance, House Rent Allowance, Transport Allowance, Medical Allowance, Petrol, Pension, Gratuity Benefit, Paid leaves, LTC benefits, Mobile Bills, etc.



A Probationary Officer’s monthly salary range is approximately ₹37,000 – ₹38,000/-. POs are promoted every 3-8 years depending on the bank, performance, and promotion channels. POs can also write exams like CAIIB and JAIIB to get promoted to higher levels.

(the salary can vary according to the posting)

Perks: Probationary Officers too receive perks such as Dearness Allowance, House Rent Allowance, Transport Allowance, Newspaper reimbursement, Hospitalization reimbursement, Pension, Petrol, Deputation Allowance, Newspaper expenses, etc.



Post-recruitment, SSC CGL candidates are appointed in Central Government Departments or Ministries as, Assistant Audit Officers, Income Tax Inspector, Central Excise Inspector, Assistant Enforcement Officer, Sub-Inspector, Assistant Section Officer, Divisional Accountant, Statistical Investigator, Tax Assistant, Junior Accountant Officer, Senior Secretariat Assistant, etc.

Career progression:

Group ‘B’ and ‘C’ officers can be posted anywhere in India, post-recruitment. After a few years of service, they’re promoted to Senior Audit Officers (SAO), Commissioners, Principal Directors, Deputy Secretaries, Senior Superintendent, Senior Divisional Account Officers, Narcotics Commissioners, Additional Commissioner of Income Tax, Senior Accounts Officers.



Post-recruitment, Probationary Officers are first appointed as Management Trainees and are given intense training in various departments of the Bank such as, Marketing, Cash Management, Finance, etc. Probationary Officers must undergo a probation of 2 years, post which they’re confirmed as Probationary Officers. The Probationary Officers may have a bond of 2-3 years.

Career Progression:

Probationary Officers are promoted in this order:

Junior Management Grade – Scale I: Probationary Officer

Middle Management Grade – Scale II: Manager

Middle Management Grade – Scale III: Senior Manager

Senior Management Grade – Scale IV: Chief Manager

Senior Management Grade Scale V: Assistant General Manager

Top Management Grade Scale VI: Deputy General Manager

Top Management Grade Scale VII: General Manager

Executive Director (ED)

Chairman and Managing Director (CMD)


Job Profile
  • Conducting Audits of Govt/Public sector organizations
  • Verifying taxation on goods
  • Record keeping, compiling reports, maintaining files
  • Investigating
  • Carrying out inspections, raids, surveillance
  • Tax evasion detection
  • Prevention of Smuggling, Money Laundering & Forgery
  • Assessing Customs duty on Goods


  • Loan Processing
  • Issuing ATM Cards, DDs, Cheques, and other bank instruments
  • Handling customer grievances & rectifying undue charges
  • Guiding customers in Bank
  • Overseeing Clerical work such as cash management and account opening & supervising the documentation process


Posting & Transfer

The frequency of transfer for Group ‘B’ and ‘C’ Officers is 3 – 8 years, depending on the post. The location of posting of Group ‘B’ and ‘C’ Officers depends on the post they’re offered. Officers can be posted in Coastal/Urban/Regional Headquarters/Postal divisions/Mostly Delhi, depending on the post.


The frequency of transfer of Probationary Officers is every 2 to 3 years. The Probationary Officers are posted to at least 3 different locations during their Probation period. POs are mostly posted in Rural/Urban regions.


Selection Process

1. Tier – 1 (Computer based exam)

Name of the section Number of questions Total Marks Duration
General Intelligence Reasoning 25 50 60 Minutes
General Awareness 25 50
Quantitative Aptitude 25 50
English Comprehension 25 50
Total 100 200

There will be negative marking of 0.50 marks for each wrong answer


2. Tier – 2 (Computer based exam)

Name of the section Number of questions Total Marks Duration
Quantitative Ability 100 200 120 Minutes
English Language Comprehension 100 200
Statistics (Paper I & II as above) 100 200
General Studies (Paper I & II as above) (Finance & Economics) 100 200
Total 400 800

There will be negative marking of 0.25 marks for each wrong answer in paper II and 0.50 marks for each wrong answer in Paper I, Paper III and paper IV.


3. Tier – 3 (Pen and Paper mode)

Name of the section Total marks Duration
Descriptive Paper in English/Hindi (Essays/Letters/Applications/Precis) 100 60 minutes


4. Tier – 4: Computer Proficiency Test/Skill Test/Document Verification


The Staff Selection Commission has dispensed the interview round. Hence, there will be no interview this year.

Final Merit List: Based on performance in Tier-1, Tier-2 and Tier-3 exams. However, candidates are required to qualify in all three separately. There will be no sectional cut offs.

Try a FREE SSC CGL Mock Test



Phase I: Preliminary Exam

Name of the section Number of questions Total Marks Duration
English Language 30 30 60 Minutes
Quantitative Aptitude 35 35
Reasoning Ability 35 35
Total 100 100


Phase II: Main Exam

Name of the section Number of questions Total Marks Duration
Reasoning 50 50 40 minutes
English Language 40 40 30 minutes
Quantitative Aptitude 50 50 40 minutes
General Awareness (with special reference to Banking) 40 40 20 minutes
Computer Knowledge 20 20 10 minutes
Total 200 200 140 minutes

There will be negative marks of 0.25 for each wrong answer in both Mains & Preliminary exam.


Phase III: Interview

The total marks allotted for the interview are 100. Candidates are required to score more than 40% to qualify in the interview (35% for reserved candidates)


Final Merit List: The marks secured in the Prelims exam will not be considered for the final merit list. The final merit list will be based on the marks secured in the Main exam (Phase I) and Interview (Phase III). The Preliminary and Main exam, both have sectional and overall cutoffs.

Try a FREE IBPS PO Mock Test


Particulars SSC CGL IBPS PO
Age 18-32 (Age relaxation offered for reserved categories) 20-30 (Age relaxation offered for reserved categories)
Education Compiler: Graduation in Economics/Mathematics/Statistics as compulsory/elective subject.

Statistical Investigator Grade-II: Bachelor’s degree with 60% marks in Mathematics or Bachelor’s degree with Statistics as the subject.

Other posts: Bachelor’s degree from recognized university.

Graduation in any degree from recognized university or equivalent qualification.

Computer literacy (Mandatory)

Proficiency in the Official Language of the state.


Important Dates
Event Date
Registration Deadline 16th June 2017
Tier – 1 Exam 1st August – 20th August 2017
Tier – 2 Exam 10th and 11th November 2017
Tier – 3 Exam 21st January 2018
Tier – 4 February 2018


Event Date
Registration Deadline 15th Sept 2017
Online Preliminary Exam 7th, 8th, 14th and 15th October 2017
Online Main Exam 26th November 2017


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We hope the above comparison helps you make the right career decision.

We wish you all the very best.


Further reading:

IBPS PO Recruitment

SSC Tier 2 English

SSC CGL Recruitment

free mock tests online

Here’s Why You Should Apply For SSC CGL