IBPS RRB PO Interview Experience 2024, Candidate's Feedback

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The IBPS RRB PO Interview commenced on 11th Nov 2024 and will continue till 20th November 2024. Preparing for the IBPS RRB PO Interview 2024 is a crucial step for candidates aiming to secure positions in Regional Rural Banks (RRBs) across India. This final round of the recruitment process focuses on evaluating a candidate’s understanding of banking concepts, current affairs, and their readiness to work in rural areas. The experience shared by past candidates reveals common question types, interview atmosphere, and how the panel assesses suitability for the role. Here, we bring together some real interview experiences from 2024 to help future aspirants prepare confidently.

Questions Asked in IBPS RRB PO Interview 2024: Candidate’s Feedback

Our candidates who appeared for the IBPS RRB PO Interview 2024 have shared their experience with us. Based on it, we have shared the questions below. If you are going to appear for the interview further, check these questions:

Personal & Background Questions

What’s your name?
What’s your qualification?
How can your qualification help in banking?
What was your project in MBA?
Have you appeared for other bank exams?
When is the interview for that?
If you get selected in both, which one would you like to join?
Why do you want to become a banker?
Why not any other bank than RRB?
Will you leave RRB if you get a bigger or better option?
Why should we employ you?
Why do you feel that you can be a successful banker?
What is the meaning of your name?
When do you pursue your hobby? Have you taken any training?
Which gharana do you follow?
What are some famous aspects of your native place?

Banking & Finance Knowledge

What is CRR? Is it different from SLR?
What is financial inclusion?
Name some central government schemes related to agriculture.
What is Fasal Bima Yojana?
What are the functions of RBI?
How does RBI control inflation?
What is NABARD?
What are SHGs (Self-Help Groups)?
What does RRB do?
What are NBFCs?
Explain DSIB (Domestic Systemically Important Bank).
What is a balance sheet?
What are the types of accounts?
What is NPA?
What is MUDRA Yojana?
Explain the difference between RRBs and commercial banks.
What is the shareholding structure of RRB – central, state, and sponsored bank percentage?
What is the role of a banking correspondent?
What are short-term and long-term loans?
Who is the NABARD chairman?
Name different types of loans.
Explain repo and reverse repo.
What is CRR and SLR percentage?
What is capital in accounting?
What is the difference between tangible and intangible assets?
What is a partnership-based company, and what is a private limited company?

Current Affairs & General Knowledge

Name 5 famous personalities of Assam.
What is the MSP of wheat?
What happens when the value of the rupee decreases?
Who prints notes?
Vinesh Phogat is related to which sport?
Who is the current Chief Justice of India (CJI)?
Questions related to Guru Nanak Jayanti (on the occasion of the festival).
Name some civilian awards.
Who has received Bharat Ratna?
Any RBI-related current affairs.

Technical Knowledge & Application

How can you find DNA? (Graduation related)
Use of civil engineering in banks.
What are the economic activities in your hometown?
How do you open a bank account?
How do farmers grow crops?
What is the Green Revolution? Who was the father of the Green Revolution in India?
Machinery used in agriculture?
What is the seed rate?
How would you control the public during a cash deficiency in your branch?

Situational & Hypothetical Questions

How to control public agitation during a cash deficiency in your branch?
If selected for multiple bank positions, which would you choose and why?
What are the advantages of “one state, one RRB”? Explain the RRB merging process.

Hobbies & Personal Interests

What is your hobby? (e.g., watching movies)
Any specific training taken for your hobby?
Mention any awards related to movies (if interested in watching movies).
Have you pursued any formal training in your area of interest?

IBPS RRB PO Interview Experience 1

One candidate described a positive and friendly atmosphere with a supportive panel. Here’s a breakdown of their experience:

Initial Questions: The panel began with the candidate’s current job profile and their motivation for choosing RRB. The candidate highlighted their interest in rural development and financial inclusion.
Technical Knowledge: A panel member asked about key banking terms like CRR (Cash Reserve Ratio) and SLR (Statutory Liquidity Ratio), testing their understanding of fundamental banking concepts. The candidate also discussed the Green Revolution and identified Dr. M.S. Swaminathan as its father.
Hobbies and Personal Interests: One interviewer asked about hobbies, when they practiced them, and if they had any formal training. This gave the candidate a chance to showcase their discipline and passion outside of academics.
Current Affairs & Government Schemes: The candidate was quizzed on financial inclusion schemes like PM-KISAN, the Kisan Credit Card Scheme, and the Pradhan Mantri Fasal Bima Yojana. This section highlighted the candidate’s awareness of rural development initiatives.
Future Aspirations: The panel inquired about other exams the candidate had appeared for and their preference if selected for multiple roles. The candidate reinforced their commitment to RRB, emphasizing the role’s impact on rural banking.

IBPS RRB PO Interview Experience 2

Another candidate shared a detailed experience, emphasizing the structure of questions:

Introduction and Background: The interview began with an introduction, covering the candidate’s name, family background, and educational journey. The candidate explained how their degree prepared them for a career in banking.
Understanding of Banking: Questions on basic banking functions and their economic impact tested the candidate’s grasp of financial concepts. The panel also asked if they’d be comfortable working in rural areas, given their city background. The candidate expressed enthusiasm for rural banking, reflecting adaptability and dedication.
Banking Fundamentals: The candidate discussed their personal bank account and was asked questions about balance sheets, debt-equity ratio, and retirement accounts, which they explained confidently.
Government Schemes and Motivations: The panel asked about government schemes; the candidate mentioned PM-KISAN, Jan Dhan Yojana, and PM Mudra Yojana. They also discussed a gap in their career since graduation and reiterated their interest in RRB’s role in promoting financial inclusion.

In this interview, the panel assessed the candidate’s technical knowledge and commitment to rural banking, highlighting the importance of clarity in explaining key banking concepts.

Common Questions in IBPS RRB PO Interviews

Based on feedback from other candidates, here are some frequently asked questions in IBPS RRB PO interviews:

Tell us about yourself.
Why is there a gap after your graduation?
How would you help increase bank profits?
What is your hobby, and how do you practice it?
Who is the Chief Minister of your state?
Why are you interested in RRBs over other banks?
Explain the difference between RRBs and commercial banks.
What is the current Repo Rate?

Additional Experience and Situational Questions

In some cases, candidates with specialized degrees (like M.Tech) were asked why they chose banking over their technical field. Others were asked about handling work and study balance, understanding Non-Performing Assets (NPA), and how RRBs differ from commercial banks.

Key Preparation Tips for the IBPS RRB PO Interview

Know Your Resume and Profile: Be ready to discuss your educational background, work experience, and personal interests. Explain any career gaps logically and align your goals with the RRB mission.
Banking Knowledge: Familiarize yourself with basic banking concepts, including CRR, SLR, Repo Rate, NPA, and the difference between RRBs and commercial banks. Additionally, prepare well for situational questions related to rural banking challenges.
Awareness of Government Schemes: RRBs focus on financial inclusion in rural areas. Be prepared to discuss central government schemes like PM-KISAN, Jan Dhan Yojana, Mudra Yojana, and crop insurance initiatives such as Pradhan Mantri Fasal Bima Yojana.
Current Affairs: Keep up-to-date with recent developments in banking, economy, and policies that impact rural banking and financial inclusion.
Confidence and Positivity: Approach each question with a positive mindset, even if you’re unsure about the answer. Display confidence, honesty, and enthusiasm for the role.

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