Preparing for the JAIIB (Junior Associate of the Indian Institute of Bankers) exam can be challenging, especially when it comes to the Accounting and Finance Management (AFM) paper. As per the JAIIB November exam schedule, only 15 days are left for the exam, which is going to start on 2nd November 2025. Having a clear, focused, and realistic study plan is crucial before the exam. In this blog, we have provided a step-by-step guide on how to utilize these last 15 days effectively to maximize your score in AFM.
What is the Structure of the AFM Paper?
Before diving into a study plan, it is important to understand the AFM paper structure:
- Module A & B (Accounting) – These modules carry a heavy weightage of around 55 marks combined. Topics include accounting concepts, company accounts, depreciation, rectification of errors, and banking-related accounting entries.
- Module C (Finance) – This module contributes around 25–30 marks, mainly testing your knowledge of finance, including interest calculations, EMI, bonds, working capital, and duration-related questions.
- Module D (Taxation and Costing) – This module carries approximately 20–25 marks and includes taxation and cost management concepts.
Also Check: JAIIB AFM Syllabus
Important Topics of AFM Paper
The 12 important JAIIB AFM topics for the exam are as follows:
- Accounting Concept
- Bank Reconciliation
- Rectification of Errors
- How to Maintain Company Accounts
- Cash Flow Statement
- Annuity
- Bond Valuation
- Cost of Capital
- Capital Budgeting
- Tax
- Cost of Accounting Method
- Marginal Costing
Last 15-Day JAIIB AFM Focused Study Plan
In the last 15 days, your preparation should revolve around three main activities:
- Concept Revision
- MCQ Practice
- Mock Tests & Targeted Revision
First 7 Days Concept Revision
The detailed study plan for the first 7 days is as follows:
| Module | Topics | Tips |
| Module A & B (Accounting) | Depreciation, Rectification of Errors, Company Accounts, Bank Reconciliation | Dedicate majority of time to concepts. Focus on high-weightage topics only. |
| Module C (Finance) | Interest calculations, EMI & loans, Bonds & duration, Working Capital calculations | Revise numerical-heavy topics carefully. |
| Module D (Taxation & Costing) | Taxation rules, Costing formats | Revise essential rules and formats. |
| General Tip | – | Do not try to read everything again. Focus on topics most frequently asked in exams. |
Next 5 Days – MCQ Practice
The detailed study plan for the following 5 days is as follows:
| Topic | Tips |
| All Modules | Solve questions topic-wise to test conceptual understanding. |
| – | Aim for 600+ MCQs if possible, covering all modules. |
| – | Include a mix of numerical problems, conceptual questions, and format-based questions. |
| – | Focus purely on practice and speed; avoid revisiting concepts during this phase. |
| General Tip | Helps identify weak areas without wasting time on unnecessary topics. |
Last 3 Days – Mock Tests & Targeted Revision
The detailed study plan for the last 3 days is as follows:
| Focus Area | Tips |
| Mock Tests | Give full-length mock tests under exam-like conditions (at least one per day). |
| Review & Revision | Identify mistakes from mock tests. Revise only critical and unavoidable topics (targeted revision). |
| Pre-Exam Rituals | Go through notes, formulas, and key accounting entries without starting anything new. |
| Confidence Building | This phase ensures you are exam-ready and confident. |
Key Challenges of Working Professionals in the Last 15 Days
As a banker, you face unique challenges:
- Time Management – Balancing office work and exam preparation can be difficult. You may work 8–9 hours a day and need to find focused study time.
- Syllabus Volume – AFM has a lot of topics. Trying to cover everything superficially can create confusion.
- Exam Pattern Changes – Newer JAIIB exams include more assertion-reason questions, numerical problems, and conceptual MCQs.
Tips and Tricks for the Last 15 Days Study Plan
Some of the important tips and tricks to be followed in the last 15 days of the exam are as follows:
- Prioritize Important Topics – Spend maximum time on high-weightage topics. Avoid wasting time on less important areas.
- Use Single Trusted Resource – Do not get distracted by multiple books or sources. Follow one structured resource like Oliveboard smart notes, recorded classes, or your chosen coaching material.
- Time Management – Even 1.5 hours a day can make a difference if used smartly. Use weekends to give extra time for difficult topics.
- Revision is Key – Concepts form 70% of your score, numericals 20%, and formats 10%. Focus accordingly.
- Stay Consistent – Don’t lose focus. A systematic approach in the last 15 days can bring excellent results.
FAQs
Spend the first 7 days mainly on revising key concepts.
Focus on Module A & B (Accounting) first, then Module C (Finance), and finally Module D (Tax & Costing).
No, focus solely on practice and speed during MCQ sessions.
No, conceptual understanding is 70% of your score, so concepts must be strong.
Use 1–1.5 hours daily and weekends for extra focus on tough topics.
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Hi, I’m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies.
My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth in the banking sector.