SBI PO vs IBPS PO vs IBPS RRB PO, Which one is Better?

SBI PO vs IBPS PO vs IBPS RRB PO

SBI PO vs IBPS PO vs IBPS RRB PO: The banking industry offers some of the best jobs for young candidates who are preparing for competitive exams. Among these jobs, the role of Probationary Officer (PO) is the most popular among aspirants. The Institute of Banking Personnel Selection (IBPS) and the State Bank of India (SBI) conduct exams for recruiting POs across the country. Let’s compare SBI PO, IBPS PO, and IBPS RRB PO 2024 in terms of salary, exam pattern, syllabus, and more.

Choosing the Right Banking Job – SBI PO, IBPS PO, or IBPS RRB PO?

Deciding which among SBI PO, IBPS PO, and IBPS RRB PO is better depends on your personal preferences and career goals. Each role offers different opportunities and challenges. SBI PO is good if you want a prestigious job with lots of training and chances to grow in a big public bank. IBPS PO is good if you want to work in various public banks and experience different things. IBPS RRB PO is good if you are interested in rural banking and helping people in villages access banking services. So, the best choice depends on what you want in your career and what you are interested in doing.

SBI PO vs IBPS PO vs IBPS RRB PO- Comparison

Comparing SBI PO, IBPS PO, and IBPS RRB PO helps you understand their differences and choose the best fit for your banking career.

SBI PO vs IBPS PO vs RRB PO – Job Description

SBI PO focuses on customer service and complaint resolution, while IBPS PO emphasizes branch operations management and leadership. RRB PO’s role is centered around bringing banking services to rural areas, requiring adaptability and multitasking abilities to address the unique challenges of rural banking.

Job Description	SBI PO	IBPS PO	RRB PO
Responsibilities	Public relations officer, handling customer complaints, addressing discrepancies in accounts, rectifying undue charges, and addressing complaints regarding bank services.	Customer dealing, maintenance, and supervising regular branch activities.	Bringing banking services to rural areas of India, multitasking, and handling a variety of duties.
Focus Area	Customer service, complaint resolution, public relations.	Customer service, branch operations, managerial tasks.	Expanding banking services in rural areas, multitasking, and fulfilling diverse responsibilities.
Training	Training on customer relations, complaint handling, account management.	Training on customer dealing, branch operations, and managerial responsibilities.	Training to adapt to rural banking environment, multitasking, and managing various aspects of banking operations in rural settings.
Key Skills	Communication, problem-solving, customer relations.	Communication, leadership, managerial skills.	Adaptability, multitasking, problem-solving, interpersonal skills.
Impact	Directly impacts customer satisfaction, retention, and overall bank reputation.	Directly influences branch efficiency, customer satisfaction, and operational effectiveness.	Directly contributes to financial inclusion, rural development, and expansion of banking services to underserved areas, thereby impacting economic growth in rural regions.
Training Focus	Customer service excellence, complaint resolution, effective communication.	Branch operations management, team leadership, customer service standards.	Adaptation to rural banking environment, understanding unique challenges of rural customers, expansion of banking services to rural areas.
Challenges	Handling diverse customer issues, resolving complaints promptly, maintaining customer trust.	Balancing managerial duties with customer service, ensuring branch efficiency and compliance.	Navigating logistical challenges of rural banking, reaching out to remote communities, overcoming infrastructural limitations.

SBI PO vs IBPS PO vs RRB PO- Salary

Here is the comparison of salaries for SBI PO, IBPS PO, and IBPS RRB PO:

Posts	SBI PO	IBPS PO	IBPS RRB PO
Starting Basic Pay	Rs. 41,960/-	Rs 36,000/-	Rs. 23,700
In-hand Salary	Rs. 40,000 to Rs. 45,000	Rs. 35,000 to Rs. 40,000	Rs. 29,000 to Rs. 33,000
Gross Salary	₹ 68,000- 1,09,000	Around Rs. 57,000	Rs. 43,000 – 47,000
Additional Benefits	Depending on location and other factors	Dearness allowances, special allowances, HRA, and other perks	Probationary period with fixed amount (usually less than normal pay scale)

SBI PO vs IBPS PO vs RRB PO- Exam Pattern

Exam	Exam Pattern	Mode of examination
SBI PO	Prelims Exam Main Exam Personal Interview	Online
IBPS PO	Prelims Exam Main Exam Personal Interview	Online
IBPS RRB PO	Prelims Exam Main Exam Personal Interview	Online

Note: For all the examinations there will be negative markings in it. For each question for which a wrong answer has been given by the candidate one-fourth of the marks assigned to that question will be deducted as a penalty to arrive at a corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.

SBI PO vs IBPS PO vs RRB PO – Exam Pattern

Here is the comparison of exam patterns for SBI PO, IBPS PO, and IBPS RRB PO:

Exam Pattern	SBI PO	IBPS PO	IBPS RRB PO
Preliminary Examination	100 marks for objective-type questions covering English language, quantitative aptitude, and reasoning ability. Duration: 1 hour for 100 questions.	Three sections – English Language, Quantitative Aptitude, and Reasoning Ability. Duration: 1 hour for 100 questions.	Reasoning and quantitative aptitude sections with 80 questions. Maximum mark is 80. Duration: 45 minutes.
Main Examination	200 objective-type tests and 50 descriptive tests. Objective test covers Reasoning & Computer Aptitude, Data Analysis & Interpretation, General/ Economy/ Banking Awareness, and English Language. Descriptive test includes English Language (Letter Writing & Essay). Duration: 30 minutes.	Objective and descriptive tests. Objective section covers Reasoning & Computer Aptitude, General/ Economy/ Banking Awareness, English Language, and Data Analysis & Interpretation. Descriptive section includes letter writing and essay. Objective: 155 questions, maximum marks: 200, time: 30 minutes. Descriptive: maximum marks: 25. Duration: 30 minutes.	Main examination includes Reasoning, Computer Knowledge, General Awareness, English Language or Hindi Language, and Numerical Ability (for Office Assistant) and Quantitative Aptitude (for Officer Scale I).

SBI PO vs IBPS PO vs RRB PO – Exam Difficulty Level

SBI PO is the most difficult exam among all three exams- SBI PO, IBPS PO, and IBPS RRB PO. The questions asked in IBPS PO are moderate and IBPS RRB PO is easy when compared to the other two. Both SBI PO and IBPS PO preliminary examination time duration is for 1 hour whereas IBPS RRB PO time duration of the preliminary exam is for 45 minutes. Questions asked in the preliminary examination of SBI PO and IBPS PO are 100 marks and RRB PO is for 80 marks.

SBI PO vs RRB PO vs IBPS PO – Work Profile

Here is the comparison of work profiles for SBI PO, RRB PO, and IBPS PO:

Work Profile	SBI PO	RRB PO	IBPS PO
Probation Period	2 years	2 years	–
Common Tasks	– Gaining practical knowledge of banking aspects – Customer services – Supervising clerical tasks – Processing loans – Training in retail banking, advances, rural banking, etc.	– Branch operations management: cash deposit, withdrawal, cheque collections, account opening, pension and salary payments, documentation management, etc. – Loans for agriculture, micro-enterprises, and retail: field visits, credit appraisal, loan recovery, documentation – People management, MIS, and miscellaneous tasks
Career Advancement	Screening test after probation period for confirmation as Officer Middle Management Grade Scale-II	–	–
Responsibilities	– Branch operations management – Customer service – Loan processing – Retail banking knowledge	– Managing branch operations – Loan processing for agriculture, micro-enterprises, and retail sectors – People management and MIS tasks	– Customer dealing and maintenance – Supervising regular branch activities – Public relations – Monitoring and regulating branch tasks – Addressing customer issues and grievances – Approving and monitoring branch transactions – Multitasking – Implementing management decisions
Training Focus	Retail banking, advances, rural banking, etc.	Branch operations, loan processing, people management	–
Key Skills	Banking knowledge, customer service, supervision	Branch operations management, loan processing, people management	Customer service, branch operations, public relations, multitasking

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SBI PO vs IBPS PO vs RRB PO – FAQs