The Junior Associate of the Indian Institute of Bankers (JAIIB) exam, conducted by the Indian Institute of Banking & Finance (IIBF), is one of the most important certifications for banking professionals in India. It helps employees of banks and financial institutions improve their knowledge of banking operations, finance, and customer service.
Professionals planning to apply for the upcoming JAIIB Exam 2026, it’s important to understand the exam fees, registration process, and membership details. In this blog, we have provided the complete details about the membership fees, exam registration and application fees details and more.
Total Fee to Apply for JAIIB Exam
To apply for JAIIB, candidates must first become IIBF members. The total cost includes both the one-time IIBF membership fee and the JAIIB exam application fee.
| Particulars | Amount (₹) | Remarks |
| IIBF Lifetime Membership Fee | ₹1,500 | One-time payment |
| GST on Membership | ₹270 | GST applicable |
| Total IIBF Membership Fee | ₹1,770 | Pay once, valid for life |
| JAIIB First Attempt Fee | ₹4,000 | Exam application fee |
| GST on Exam Fee | ₹720 | GST applicable |
| Total JAIIB Exam Fee (First Attempt) | ₹4,720 | For first-time attempt |
| Total Cost to Apply for JAIIB (including membership) | ₹6,490 | ₹1,770 + ₹4,720 |
Note:
- If you are already an IIBF member, you only need to pay the exam fee (₹4,720).
- Late registration may increase the cost by ₹100 or ₹200 depending on the delay.
What Is the JAIIB Exam Application Process?
The JAIIB application process has two main steps –
- IIBF Membership Registration (for new candidates)
- Filling the JAIIB Application Form (for registered members)
Candidates who are applying for the first time must first register as members of the Indian Institute of Banking & Finance (IIBF). Only registered members can apply for the JAIIB exam.
Once registered, aspirants can log in to the IIBF portal, fill out the application form, and pay the exam fee online.
How to Register for IIBF Membership?
Before applying for JAIIB, every candidate must become a member of IIBF. The membership registration process is simple and can be done online through the official website at www.iibf.org.in. The step-by-step IIBF membership registration process:
- Visit the IIBF Website – Go to the official website of the Indian Institute of Banking & Finance.
- Apply for Membership – Click on “Membership then Apply for Membership” to start the registration process.
- Select Membership Type – Choose the appropriate option: Ordinary Membership (for working bankers) or Student Membership (for banking students).
- Fill Application Form – Provide your personal, educational, and employment details accurately.
- Upload Documents – Submit your photograph, signature, and ID or employment proof as required.
- Pay Membership Fee – Complete the payment using net banking, UPI, or debit/credit card.
- Receive Membership Number – After successful registration, you will get your membership number and login details via email or SMS.
What Is the IIBF Membership Fee?
To appear for JAIIB or CAIIB, candidates must take the Lifetime Ordinary Membership of IIBF. The detailed IIBF membership fee structure is as follows:
| Particulars | Amount (₹) |
| Membership Fee | 1,500/- |
| GST @ 18% | 270/- |
| Total (One-time Ordinary Life Membership) | 1,770/- |
This is a one-time payment and remains valid for a lifetime. Once you become a member, you can apply for any IIBF exams like JAIIB, CAIIB, or other certificate courses.
How to Apply Online for the JAIIB Exam 2025?
After getting your IIBF membership number, candidates can apply for the JAIIB 2025 exam by following these steps:
- Visit the IIBF Website – Go to the official portal of the Indian Institute of Banking & Finance.
- Login – Enter your membership number and password to access your account.
- Go to Apply Online – Click on “Examinations/Courses then Apply Online” to start the application process.
- Select Exam – Choose JAIIB from the list of available courses.
- Choose Exam Centre – Select your preferred exam centre or mode (online/offline if applicable).
- Confirm Details – Fill in your exam-related and personal information carefully and verify all entries.
- Pay Exam Fee – Make the payment using debit card, credit card, UPI, or net banking.
- Download Confirmation – Save the confirmation slip and transaction receipt for future reference and records.
What are the JAIIB Exam Fees for 2025?
The JAIIB exam fee varies based on the number of attempts and includes GST. Below is the complete fee structure for members:
| Attempt | Fee (₹) |
| First Attempt | ₹4,000 + GST |
| Second Attempt | ₹1,300 + GST |
| Third Attempt | ₹1,300 + GST |
| Fourth Attempt | ₹1,300 + GST |
| Fifth Attempt | ₹1,300 + GST |
What are the JAIIB Registration Dates and Late Fees for 2025?
The JAIIB registration window opens for a specific duration, and the fee increases slightly if you apply after the normal dates. The details of the JAIIB 2025 registration schedule and late fee charges:
| Registration Window | Applicable Fee |
| 01 August – 07 August 2025 | Normal Examination Fee |
| 08 August – 14 August 2025 | Normal Fee + ₹100 Late Fee |
| 15 August – 21 August 2025 | Normal Fee + ₹200 Late Fee |
| Last Date Extended – 30 August 2025 | Normal Fee + ₹200 Late Fee |
Important Points to Remember to Appear for JAIIB Exam
Some of the important to appear for the IIBF JAIIB exam are as follows:
- Only IIBF members can apply for the JAIIB exam.
- The exam fee depends on the attempt number and registration date.
- Candidates should double-check their details before submitting the form.
- The exam fee once paid is non-refundable.
- Keep a copy of the payment confirmation and application form for future reference.
FAQs
All bank and insurance employees who are IIBF members are eligible to apply.
The one-time lifetime membership costs ₹1,770 including GST.
The first attempt fee is ₹4,000 + 18% GST (₹720), totaling ₹4,720.
The total cost including membership and first attempt is ₹6,490.
The lifetime membership is valid for all IIBF exams including JAIIB and CAIIB.
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Hi, I’m Aditi. I work as a Content Writer at Oliveboard, where I have been simplifying exam-related content for the past 4 years. I create clear and easy-to-understand guides for JAIIB, CAIIB, and UGC exams. My work includes breaking down notifications, admit cards, and exam updates, as well as preparing study plans and subject-wise strategies.
My goal is to support working professionals in managing their exam preparation alongside a full-time job and to help them achieve career growth in the banking sector.