Informative Articles for Banking & Government Exam Preparation

Debit Card in Banking: Definition, Types & Functions

A debit card is one of the most commonly used financial instruments in modern banking. It provides direct access to

In banking and finance, secure money transfer is essential for both individuals and businesses. A Demand Draft (DD) is one

For many years, India faced challenges in delivering subsidies and welfare benefits to its citizens. The money allocated by the

A bond is one of the most fundamental instruments in the world of finance and capital markets. It acts as

Basel Norms in Banking: Banks play a central role in the economy by mobilizing deposits and lending to individuals, businesses,

The Capital Adequacy Ratio (CAR) is one of the most important topics in banking and financial awareness for exams like

Financial inclusion is a key goal of the Indian banking system, and the Banking Correspondent (BC) model has been one

Bank Rate in India 2025 For candidates preparing for banking exams like IBPS, SBI, RBI, NABARD, and SEBI, understanding the

The banking system in India has undergone a major transformation in the last decade, especially with the introduction of digital

For candidates preparing for banking exams like SBI PO, IBPS PO, RBI Grade B, and others, one of the most

Automated Teller Machines (ATMs) have become an essential part of modern banking, allowing people to withdraw cash, deposit money, pay

The Atal Pension Yojana (APY) is one of the most important government-backed social security schemes that often features in banking