JAIIB Previous Year Question Papers, Download PDF

JAIIB Previous Year Question Paper

JAIIB Previous Year Question Papers are a helpful tool for candidates preparing for the JAIIB exam. These papers provide an understanding of the exam format, types of questions, and difficulty level. By practicing them, candidates can get familiar with the structure of the exam and focus on key topics. The JAIIB papers cover important subjects like Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers, and Retail Banking & Wealth Management, making it easier to plan study schedules.

JAIIB Previous Year Question Papers – Overview

Practicing JAIIB Previous Year Question Papers helps candidates understand the exam pattern and improve time management, speed, and accuracy. Regular practice under exam conditions can help candidates get comfortable with answering questions within the given time frame. This will help reduce exam-day stress and improve performance. It also gives candidates the chance to refine their strategy for approaching different sections of the exam.

Particulars	Details
Organization	Indian Institute of Banking and Finance
Exam Name	JAIIB Exam 2025
Category	Previous Year Question Papers
Selection Process	Online Exam
Subjects	– Indian Economy & Financial System – Accounting & Financial Management of Banking – Principles & Practices of Banking – Retail Banking & Wealth Management
Official Website	www.iibf.org.in

Important MCQs for JAIIB Exam

Practicing Important MCQs for JAIIB Exam is essential for success in the test, as it helps candidates understand key concepts and exam patterns.

1. Which of the following is the promoter of NSDL?
   A) IDBI
   B) UTI
   C) BSE
   D) NSE
   Answer: A) IDBI
2. What does CDS stand for in the context of Indian financial systems?
   A) Central Depository Securities
   B) Centralized Digital Securities
   C) Central Securities Depository
   D) Corporate Securities Department
   Answer: C) Central Securities Depository
3. Who is the primary promoter of the National Securities Depository Limited (NSDL)? A) UTI
   B) IDBI
   C) NSE
   D) BSE
   Answer: B) IDBI
4. What is the primary purpose of CGTMSE?
   A) To provide unsecured loans to SMEs
   B) To facilitate micro and small enterprises with collateral-free loans
   C) To insure large enterprises
   D) To give credit ratings to MSMEs
   Answer: B) To facilitate micro and small enterprises with collateral-free loans
5. Which of the following enterprises does CGTMSE not apply to?
   A) Micro enterprises
   B) Small enterprises
   C) Medium enterprises
   D) Large enterprises
   Answer: C) Medium enterprises
6. Which of the following is not a depository in India?
   A) NSDL
   B) CDSL
   C) IDBI Bank
   D) UTI
   Answer: C) IDBI Bank
7. What is the maximum loan amount provided under CGTMSE for micro and small enterprises?
   A) ₹25 Lakhs
   B) ₹50 Lakhs
   C) ₹1 Crore
   D) ₹5 Crore
   Answer: C) ₹1 Crore
8. Which of the following institutions is not associated with the promotion of NSDL?
   A) IDBI
   B) UTI
   C) NSE
   D) BSE
   Answer: D) BSE
9. The main objective of the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is to provide:
   A) Loan insurance
   B) Collateral-free credit
   C) Equity investment
   D) Training for small entrepreneurs
   Answer: B) Collateral-free credit
10. What is the primary function of the Ministry of MSME in relation to CGTMSE?
    A) Providing loans to large enterprises
    B) Giving credit guarantees to micro and small enterprises
    C) Providing equity support to large enterprises
    D) Monitoring the stock market
    Answer: B) Giving credit guarantees to micro and small enterprises
11. Which financial institution is responsible for the creation of CGTMSE?
    A) SIDBI
    B) RBI
    C) NSE
    D) UTI
    Answer: A) SIDBI
12. What type of entities are eligible for loans under CGTMSE?
    A) Only medium enterprises
    B) Only small enterprises
    C) Micro and small enterprises
    D) Large corporations
    Answer: C) Micro and small enterprises
13. In which year was the NSDL established?
    A) 1996
    B) 2000
    C) 2005
    D) 2010
    Answer: A) 1996
14. Which organization is responsible for implementing the Credit Guarantee Scheme under CGTMSE?
    A) RBI
    B) SIDBI
    C) UTI
    D) NSE
    Answer: B) SIDBI
15. What is the main role of IDBI in the context of NSDL?
    A) Managing stock exchanges
    B) Providing loans to enterprises
    C) Promoting the establishment of NSDL
    D) Creating digital financial products
    Answer: C) Promoting the establishment of NSDL
16. Under CGTMSE, the collateral-free loans are provided to which type of enterprises? A) Only large industries
    B) Micro and small enterprises
    C) Non-financial institutions
    D) Foreign companies
    Answer: B) Micro and small enterprises
17. Which of the following is a financial initiative to support small and medium enterprises?
    A) CGTMSE
    B) NSE
    C) SEBI
    D) RBI
    Answer: A) CGTMSE
18. Which of the following is a key feature of the Credit Guarantee Scheme under CGTMSE? A) It provides equity capital to businesses
    B) It facilitates the issuance of stock options
    C) It provides collateral-free credit to eligible micro and small enterprises
    D) It offers training programs for entrepreneurs
    Answer: C) It provides collateral-free credit to eligible micro and small enterprises
19. Who are the primary beneficiaries of CGTMSE loans?
    A) Large corporations
    B) Government entities
    C) Micro and small enterprises
    D) Foreign investors
    Answer: C) Micro and small enterprises
20. Which of the following is an objective of NSDL and CDSL in India?
    A) To provide credit rating services
    B) To provide loan guarantees for large industries
    C) To manage securities and facilitate electronic trading
    D) To provide insurance for public sector enterprises
    Answer: C) To manage securities and facilitate electronic trading

JAIIB Previous Year Question Paper 2024 May Cycle

The JAIIB Previous Year Question Paper 2024 May Cycle is important for candidates preparing for the exam. Studying these JAIIB previous year papers helps you understand the exam format and identify important topics, making your preparation more effective.

Subject	JAIIB Previous Year Question Paper Download Link
Indian Economy and Indian Financial System	Download Link
Principles and Practices of Banking	Download Link
Accounting and Financial Management	Download Link
Retail Banking and Wealth Management	Download Link

JAIIB Previous Year Question Paper 2023 October Cycle

Candidates can now download the JAIIB PYQs here for free. The question papers are from the JAIIB 2023 October cycle. Candidates can find the subject-wise links for the same below.

Subject	JAIIB Previous Year Question Paper Download Link
Indian Economy and Indian Financial System	Download Here
Principles and Practices of Banking	Download Here
Accounting and Financial Management	Download Here
Retail Banking and Wealth Management	Download Here

JAIIB Previous Year Question Paper 2023 May Cycle

Subject	JAIIB Previous Year Question Paper Download Link
Indian Economy and Indian Financial System	Download Link
Principles and Practices of Banking	Download Link
Accounting and Financial Management	Download Link
Retail Banking and Wealth Management	Download Link

JAIIB Previous Year Question Paper – Exam Pattern

If you are preparing for the JAIIB 2025, understanding the updated exam pattern is important. The pattern was changed in 2023, so reviewing it can help you familiarize yourself with the structure.

JAIIB Exam Pattern

The JAIIB exam consists of four papers:

1. Indian Economy and Indian Financial System
2. Principles and Practices of Banking
3. Accounting and Finance for Bankers
4. Retail Banking and Wealth Management

JAIIB Exam Scheme

Here are the details of the JAIIB Exam Scheme:

• Exam Type: Objective format with 100 questions per paper.
  • Each paper consists of 100 questions.
  • Each paper carries a total of 100 marks.
• Time Limit: You have 120 minutes to complete each paper.

Subjects	No. of Questions	Total Marks	Duration
Indian Economy & Indian Financial System	100	100	2 hours
Principles & Practices of Banking	100	100	2 hours
Accounting and Finance for Bankers	100	100	2 hours
Retail Banking & Wealth Management	100	100	2 hours

Marking Scheme

• No negative marking.
• The passing mark is 50 out of 100 in each subject.
• If you score at least 45 marks in each subject and 50% aggregate in all subjects in one attempt, you will qualify.

Benefits of Practicing JAIIB Previous Year Question Paper

Practicing JAIIB previous year question papers offers many advantages:

1. Understand Exam Pattern: Familiarize yourself with the types of questions and the exam format.
2. Improve Time Management: Learn to manage your time effectively during the actual exam.
3. Focus on Important Topics: Identify key topics that appear frequently and concentrate your study efforts on them.
4. Build Confidence: Regular practice can reduce exam stress and increase your confidence.
5. Track Your Progress: Evaluate your preparation and identify areas where you need to improve.

JAIIB Resources

To assist with your preparation, consider these JAIIB resources:

• JAIIB Tests: Practice tests tailored specifically for the JAIIB exam.
• JAIIB Notes + Subject-Wise Mocks: Comprehensive study notes along with mock tests for each subject.
• JAIIB 2025 Mock Tests: A complete set of 40 mock tests to help you prepare thoroughly.

• JAIIB Result Calculator (New): A tool to estimate your scores after taking mock tests.

JAIIB Mock Tests

Each mock test covers essential topics and follows the exam pattern. Here is a brief overview:

Subject	Max Score	Total Questions	Total Time
Indian Economy and Indian Financial System – 1	100	100	2 Hours
Principles and Practices of Banking – 1	100	100	2 Hours
Accounting and Financial Management for Bankers – 1	100	100	2 Hours
Retail Banking and Wealth Management – 1	100	100	2 Hours
Indian Economy and Indian Financial System – 2	100	100	2 Hours
Principles and Practices of Banking – 2	100	100	2 Hours
Accounting and Financial Management for Bankers – 2	100	100	2 Hours
Retail Banking and Wealth Management – 2	100	100	2 Hours
Indian Economy and Indian Financial System – 3	100	100	2 Hours

Features of JAIIB Mock Tests

Here are some important features to look for when choosing the best JAIIB mock tests:

Feature	Description
Realistic Exam Pattern	Simulates the actual exam format to give a real experience.
Detailed Solutions	Provides detailed explanations of the correct answers.
Instant Feedback	Offers instant results after the test is completed.
Time Management	Includes a timer for each test, helping you practice time limits.
Comprehensive Coverage	Covers all subjects and topics as per the JAIIB syllabus.
Performance Analysis	Provides insights into strengths and weaknesses.

Importance of Practicing JAIIB Previous Year Question Papers

• Clear Understanding of Exam Format: Helps candidates become familiar with the exam structure, types of questions, and difficulty levels.
• Improved Time Management: Solving previous year papers and Oliveboard mock tests under timed conditions helps candidates improve speed, accuracy, and time management.
• Boost in Confidence: Regular practice with these resources reduces exam anxiety and builds confidence for the actual exam.
• Identification of Weak Areas: Mock tests and previous year papers highlight areas where candidates need improvement, allowing for targeted preparation.
• Detailed Performance Analysis: Oliveboard mock tests provide in-depth feedback, helping candidates focus on specific areas for improvement.
• Better Exam Preparation: Continuous practice ensures candidates are well-prepared and more likely to succeed in the JAIIB exam.

For additional practice and resources, explore more mock test sets. These JAIIB question papers will help you prepare effectively by providing real exam-like experiences.

Related Links	Related Links
JAIIB Notification	JAIIB Syllabus
JAIIB Exam Date	JAIIB Registration
JAIIB Admit Card	JAIIB Salary
JAIIB Previous Year Papers	JAIIB Cut Off

How to Use JAIIB Previous Year Question Papers for Preparation

Now that you have the JAIIB Previous Year Question Papers in hand, here’s how you can use them effectively:

1. Create a Study Plan: Allocate time to solve one or two papers every week. This ensures consistent practice and allows you to track your progress.
2. Simulate Exam Conditions: When solving the question papers, try to simulate exam conditions. Set a timer for the duration of the exam and avoid any interruptions to mimic the real exam experience.
3. Review and Analyze: After solving each paper, review your answers thoroughly. Identify areas where you made mistakes and focus on improving those topics.
4. Track Your Progress: Keep track of the number of questions you get right and wrong in each paper. Over time, you’ll notice improvements in your performance.
5. Focus on Time Management: Time management is crucial in the JAIIB exam. When practicing, try to complete each paper within the allotted time frame to improve your speed.

JAIIB Previous Year Question Paper – FAQs

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