NPS Trust Notes
The NPS Trust examination is a prestigious opportunity for candidates aspiring to work with the National Pension System Trust. This exam requires a thorough understanding of finance, economics, pension systems, and analytical skills. To assist you in your preparation, we present detailed NPS Trust Notes. These notes provide in depth insights, practical applications, and conceptual clarity to help aspirants succeed.
NPS Trust Exam Pattern 2025
The phase 1 is the online exam consisting of one paper of 120 marks and phase 2 is the online exam consisting of two papers of 100 marks each. The last phase is the Interview.
NPS Trust Grade A&B Exam Pattern 2025 - Phase 1
The duration of the phase 1 exam is 90 minutes. Check out the detailed NPS Exam Pattern for the General Stream below:
Section | No. of questions | Max. Marks |
English Language | 25 | 25 |
Test of Reasoning & Analytical Skills | 25 | 25 |
Commerce, Accountancy, Management, Finance, Data Analytics, Statistics, Companies Act, Indian Trusts Act, Economics and Pension Sector | 25 | 25 |
Quantitative Aptitude | 25 | 25 |
General Awareness (including some questions related to Financial Sector) | 20 | 20 |
Overall Total | 120 | 120 |
The duration of the phase 1 exam is 90 minutes for Risk Management & Human Resource stream as well. Check out the detailed NPS Exam Pattern for both these streams below:
Section | No. of questions | Max. Marks |
English Language | 25 | 25 |
Test of Reasoning & Analytical Skills | 25 | 25 |
Specialised subject related to the stream | 25 | 25 |
Quantitative Aptitude | 25 | 25 |
General Awareness (including some questions related to Financial sector) | 20 | 20 |
Overall Total | 120 | 120 |
NPS Trust Grade A&B Exam Pattern 2025 - Phase 2
The phase 2 consists of two papers of 100 marks each. There will be a negative marking of 1/4th of the marks assigned to that question. The question papers will be set bilingually in Hindi and English.
Stream | Paper | Subject | Max. Marks | Duration |
All Streams | Paper 1 | English & General Studies (Descriptive Test) | 100 | 60 minutes |
Risk Management, Human Resource | Paper 2 | MCQs on Specialized subject related to stream. | 100 | 40 minutes |
General Stream | Paper 2 | MCQs on subjects Commerce, Accountancy, Management, Finance, Data Analytics, Statistics, Companies Act, Indian Trusts Act, Economics and Pension Sector | 100 | 40 minutes |
Subject Wise NPS Trust Notes
Check out the subject wise NPS Notes below:
NPS Trust General Awareness Notes
General Awareness is vital for both phases, emphasizing current events and the financial sector. Key topics include:
Current Affairs: Focus on economic, financial, and policy developments.
Banking and Pension Awareness: Understanding NPS structure, investment strategies, and regulatory policies.
Static GK: Cover important facts about India's history, geography, and institutions like SEBI, IRDAI, and PFRDA.
NPS Trust Notes of Commerce and Accountancy
Commerce and accountancy form the core foundation for financial systems. Key areas include:
Commerce Basics:
- Fundamental concepts of trade, commerce, and industry.
- Types of business organizations (sole proprietorship, partnership, and corporations).
- Principles of business operations and management.
Accounting Basics:
- Double-entry bookkeeping: Debit and credit principles.
- Key financial statements: Balance sheet, income statement, and cash flow statement.
- Accounting terms: Assets, liabilities, equity, revenue, and expenses.
Cost and Management Accounting:
- Cost concepts: Fixed, variable, and marginal costs.
- Budgeting and variance analysis for financial planning.
- Introduction to audit and compliance.
NPS Trust Notes of Management
Management plays a critical role in decision-making and resource optimization. Important topics include:
Principles of Management:
- Planning, organizing, leading, and controlling (POLC framework).
- Organizational structure and hierarchy: Line, staff, and matrix structures.
Leadership and Motivation:
- Leadership theories and styles: Autocratic, democratic, and laissez-faire.
- Motivation theories: Maslow's hierarchy, Herzberg's two-factor theory.
Strategic Management:
- SWOT analysis and competitive strategy formulation.
- Importance of vision and mission in organizations.
NPS Trust Finance Notes
Finance underpins decision-making in economic and corporate environments. Focus areas include:
Financial Systems:
- Functions of financial markets: Capital markets, money markets, and their instruments.
- Role of banking systems: Commercial banks, central banks, and NBFCs.
Corporate Finance:
- Time value of money: Present and future value concepts.
- Capital structure: Equity, debt, and hybrid instruments.
- Risk management and financial planning.
Personal Finance:
- Budgeting, savings, and investments.
- Importance of insurance, retirement planning, and taxation.
NPS Trust Data Analytics Notes
Data analytics helps interpret and leverage data for informed decisions. Key focus areas:
Data Basics:
- Types of data: Structured, unstructured, and semi-structured.
- Data collection methods and sources.
Analytical Tools and Techniques:
- Descriptive analytics: Summarizing past data using visualization tools.
- Predictive analytics: Forecasting trends with statistical models.
Applications in Finance and Pension:
- Portfolio analysis, fraud detection, and customer segmentation.
- Role of big data and artificial intelligence in the financial sector.
How to Use NPS Trust Notes Effectively?
To maximize the benefits of NPS Trust Notes, follow these strategies:
- Study Section-Wise: Tackle each subject separately for a focused approach.
- Revise Frequently: Regularly review notes to retain critical concepts.
- Practice Writing: Enhance writing clarity and structure through essay and precis practice.
- Stay Updated: Keep abreast of the latest developments in finance, pensions, and regulations.
- Download and Access: Save notes for offline use to enable consistent study sessions.
Benefits of NPS Trust Notes
Using these notes offers numerous advantages:
Comprehensive Content: Covers all sections and topics relevant to the exam.
Organized Format: Structured for easy navigation and better understanding.
Time Saving: Concise explanations to grasp concepts quickly.
Accessible Anywhere: Available as downloadable PDFs for offline study.
Enhanced Retention: Summarized content aids quick revision.