About LIC ADO 2019

Life Insurance Corporation of India (LIC) is India’s largest Insurance Company and is governed by the Government of India. Over 245 Insurance Companies and provident societies were merged to create the state-owned LIC. It deals in all the financial services and provides facilities such as Life Insurance, Health Insurance, Investment Management, Banking services and investment on Mutual Funds to its customers. Headquartered in Mumbai, (India) LIC was founded on 1 September 1956

Recruitment for Apprentice Development Officer Post in LIC is a very sought after posts in Insurance sector. LIC ADO conducts exam for the same annually to recruit candidates for the post of Apprentice Development Officer in LIC department.

LIC ADO 2019 Exam Pattern

Selection of candidates will be made on the basis of online test followed by an Interview of those who qualify in the online test and subsequent pre-recruitment Medical examination.

(I) On-line Test for Open Market Category

Selection of Apprentice Development Officer from Open Market Category will be done through two phase examination.

LIC ADO 2019 Prelims Exam

Preliminary Examination consisting of objective test will be conducted online. The test will have three sections (with separate timings for each section) as follows:

** English Language test will be of qualifying nature and the marks in English Language will not be counted for ranking.

Candidates equal to 20 times the number of vacancies in each category, subject to availability, will be shortlisted for Main examination.

LIC ADO 2019 Mains Exam

Main Examination consisting of objective test will be conducted online. Main examination will consist of objective tests for 150 marks.

(II) On-line Test for Agents & Employee Category

Selection of Apprentice Development Officer from Agents & Employee Category will be done through single phase examination i.e. Main Examination.

Main Examination consisting of objective test will be conducted online. Main examination will consist of objective tests for 150 marks.

(i) For Agents Category

(ii) For Employee Category

Candidate MUST obtain minimum qualifying marks in each Section separately and should also obtain minimum marks in the aggregate to qualify for the examinations (Preliminary and Main) and the interview.

Note: There will be no penalty for wrong answers. However, candidates are advised not to mark answers through random guessing.

Interview Process

Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks obtained in Main Examination + Marks obtained in Interview will be considered for final merit listing of candidates.

Commensurate to the number of vacancies, LIC reserves the right to fix the eligibility standards in order to restrict the candidates to be called for an interview and also fix the minimum marks to qualify in the interview.

**Maximum Interview marks are 37.

Note: There will be no contingency/waiting list for candidates not declared successful in the main list.

Pre-Recruitment Medical Examination

Selected candidates will be appointed as Apprentice Development Officer subject to him/her being found medically fit by the Medical Examiner authorized by LIC for the purpose.

LIC ADO 2019 Notification

This recruitment process is for selection of candidates for the post of Apprentice Development Mains in various regional rural banks. The selected candidates are liable to be posted anywhere in India. The notification is released every year around May/June.

LIC ADO 2019 Important Dates

LIC ADO 2019 Eligibility Criteria

Age Criteria

• The applicant shall have completed 21 years of age (in completed years) and not more than 30 years of age (in completed years) as on 01.05.2020 i.e candidates must have been born not earlier than 02.05.1990 and not later than 01.05.1999 (both days inclusive).

Educational Qualifications

• For Employees category and Agents category in both Urban and Rural areas- Applicant shall possess a Bachelor’s Degree of a University in India established under a statute or approved for the purpose or the Fellowship of Insurance Institute of India,
• An applicant from Others category for recruitment as an Apprentice Development Officer in both Urban and Rural area shall possess a Bachelor’s Degree of a University in India established under a statute or approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.

Preference may be given to those applicants who have good knowledge of insurance marketing and also those who possess a Masters Degree in Business Administration in Marketing or Post Graduate Diploma in Marketing from a University in India established under statute or by an Institute approved by the All India Council for Technical Education or a recognized Institution.

LIC ADO 2019 Vacancy - Details

Zone wise vacancy details

LIC ADO 2019 Application Process

Candidates can apply online for the exam soon after the exam date announced and no other mode of application will be accepted.

Prerequisites for Applying Online

Before applying online, candidates should,

• scan their : - photograph (4.5cm × 3.5cm) - signature (with black ink) - left thumb impression (on white paper with black or blue ink) - a hand written declaration (on a white paper with black ink) (text given below) ensuring that all these scanned documents adhere to the required specifications as given under point ‘C’.
• Signature in CAPITAL LETTERS will NOT be accepted.
• The left thumb impression should be properly scanned and not smudged. (If a candidate is not having left thumb, he/she may use his/ her right thumb for applying.)
• The text for the hand written declaration is as follows – “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
• The above mentioned hand written declaration has to be in the candidate’s hand-writing and in English only. If it is written and uploaded by anybody else or in any other language, the application will be considered as invalid.
• Keep the necessary details/documents ready to make Online Payment of the requisite application fee/ intimation charges.
• Have a valid personal email ID and mobile no., which should be kept active till the completion of this Recruitment Process. LIC may send intimation to download call letters for the Examination etc. through the registered E-mail ID. In case a candidate does not have a valid personal E-mail ID, he/she should create his/her new E-mail ID and mobile number before applying on-line and must maintain that email account and mobile number.

Application Fees/ Intimation Charges

Candidate will have to make the payment of Application Fees/Intimation Charges

• For SC/ST Candidates- Rs.50 + Transaction Charges
• Other than SC/ST Candidates Application Fees-cum-Intimation Charges of Rs.600 + Transaction Charges Non-refundable) through On-line mode only as under

Steps to Apply for LIC ADO Exam Online

• Step-1: Click on the “ON-LINE APPLICATION FOR LIC ADO’s RECRUITMENT EXAM 2018-19”, under ‘careers’ heading.
• Step-2: Click on the “Click here for Apply Online” link
• Step-3: The go to ” Click here for New Registration” option at the top of the page.
• Step-4: Enter your Name, Contact details and Email ID. You will be shown your Provisional Registration number and Password. Note it down. An email and SMS with the LIC ADO Registration number and password would also be sent to your registered email id and phone number.
• Step-5: Log in with your registration number and Password and Start filling up the requested information.
• Step-6: You can select the “Save & Next” option to save your progress, if you are unable to fill the form in one go. Candidates are also advised to use “Save & Next” option before submitting the form to verify the provided information so that you can modify/change it if required.
• Step-7: Please ensure that the name of Father/Husband being filled in the LIC ADO Apply online form is same as the name mentioned on the Certificates/ Mark sheets/Identity proof. If there is any discrepancy between the two, it could lead to disqualification of candidature.
• Step-8: After filling up all the requested information, select ‘Validate your details’ option to verify your data.
• Step-9: After verification of data, you can move onto uploading of photo, signature and hand-written declaration under point “C”.
• Step-10: After everything is uploaded in verified, Click on the “Final Submit Button”.
• Step-11: Click on “Payment Tab” to proceed for payment.
• Step-12: Click on “Submit” Button.

Candidates are advised to register as per above steps and carefully fill in the online application themselves as no change in any of the data filled in the online application is possible/ entertained after submission of the application. Candidates should refer to the Official notification for steps to fill the online application form.

LIC ADO Admit Card

LIC ADO Admit card would be released on the official LIC website about 10 to 12 days before the LIC ADO Preliminary Exam. Candidates will need their registration number and roll number to download their LIC ADO Admit card 2019-20.

LIC ADO Cutoffs

Following are the cut-offs category-wise for the year 2015 as the exam was conducted in 2015.

LIC ADO Syllabus 2019

LIC ADO Prelims Syllabus 2019

Quantitative Aptitude

Average, Data interpretation, Data Sufficiency, L.C.M. and H.C.F, Mathematical Inequality, Mixture and Alligation problems, Number Series/Number System, Percentage, Profit and loss problems, Problems on Age, Ratio and Proportion, Simple and compound interest, Simplification and Approximation, Time, Speed and distance; Trains, Boat and Stream, and other Arithmetic problems, Time and work problems.

English Language

Error Spotting, Cloze Test, Fillers – Single, Double, Grammar (verb, prepositions, adverbs, articles, tenses etc.), Misspelt Words, Find the odd one out, One Word Substitution, Parajumbles, Reading Comprehension, Sentence Completion, Sentence Improvement, Rearrangement of Sentences, Synonyms/Antonyms.

Reasoning Ability

Alpha-numeric/Alphabetical Series, Analogy, Analytical Reasoning, Blood Relations, Coding Decoding, Data Sufficiency, Direction Sense, Inequality, Input-Output, Odd one out, Puzzles & Seating Arrangement, Ranking, Syllogism, Statement and Conclusion , Statement-Course of Action.

LIC ADO Mains Syllabus 2019

Quantitative Aptitude

Average, Data interpretation, Data Sufficiency, L.C.M. and H.C.F., Mathematical Inequality, Mixture and alligation problems, Number Series/Number System, Percentage, Profit and loss problems, Problems on Age, Ratio and Proportion, Simple and compound interest, Simplification and Approximation, Trains, Boat and, Stream, and other Arithmetic problems, Time and work problems, Time, Speed and Distance

English Language

Error Spotting, Cloze Test, Fillers – Single, Double, Grammar (verb, prepositions, adverbs, articles, tenses etc.),, Misspelt Words, Find the odd one out, One, Word Substitution, Parajumbles, Reading Comprehension, Sentence Completion, Sentence Improvement, Rearrangement of Sentences, Synonyms/Antonyms

Reasoning Ability

Alpha-numeric/Alphabetical Series, Analogy, Analytical Reasoning, Blood Relations, Coding Decoding, Data Sufficiency, Direction Sense, Inequality, Input-Output, Odd one out, Puzzles & Seating, Arrangement, Ranking, Syllogism, Statement and Conclusion, Statement-Course of Action

General Awareness

Major Financial / Economic News, Budget and Five-Year Plans, Sports, Books and Authors, Awards and Honors, Abbreviations, Important Days, International and National Organizations are some related topics, India and its Neighboring Countries pertaining to History, Culture, Geography, Economics, General Polity, Scientific Research, Science – Inventions and Discoveries, Insurance etc., Current Affairs, Static GK

Insurance Awareness

Insurance Sector – Basics, Bancassurance, History- IRDA, Life Insurance Company (Public Sector), Important Insurance Acts, Insurance Terms and Abbreviations, Insurance Companies – Names, Headquarters, Taglines, etc, Insurance Abbreviations, Types of Insurance, Insurance Products and Plans, Insurance Frauds, Insurance related Govt Schemes, Important Facts about Private Life / Non-Life Insurance companies

Insurance Marketing

Insurance Marketing Basics, Types of Insurance Marketing, Methods of Promotion Middlemen/Agents – Types, Roles and Responsibilities, Understanding of Insurance Market etc

LIC ADO Mock Tests

We provide mock tests for LIC ADO which are designed as per the latest exam pattern and we also provide mock analysis along with the expert guidance and live sessions.

• 20 Mock Tests for Prelims, 10 for mains for LIC ADO in the latest pattern with detailed solutions
• GK Supplement & Online Tests on All Topics with Detailed Solutions.
• Video Tutorials & Study Material to help you master the basic concepts.